European Vacation," was just

feature National Lampoon's European Vacation "NATIONAL LAMPOONS EUROPEAN VACATION Intro Oh, my goodness -- is this really the last night of Joe Bob's Summer School? Well, hack off my leg and call me Peggy. I'm Professor Joe Bob, and tonight's class is Recreational Geography 207, where we find out whether our first movie, "National Lampoon's European Vacation," was just a good excuse for the stars to go to Europe -- and we can DO that, because we have not only the producer, Matty Simmons, as one of our guest lecturers, but we have the world's most famous expert on travelling all over the world without paying anybody for anything, the one and only Robin Leach. He'll stay with us for this movie and maybe our second one, too, Dan Aykroyd and John Candy in "The Great Outdoors." Now. Speaking of vacations, I want you to remember the one cardinal rule of all professional vacation-goers. [writes on blackboard] "Do Not Structure Your Damn Time." Do you understand what I'm saying here? For example, I have this friend Larry who's as rich as a sitcom star, and so every year at this time he takes one of those European cruises where you drink champagne every night and listen to bad cabaret acts and occasionally get off the boat to look at some Madonnas or sit at a seaside cafe with red-checkered tablecloths where you can guzzle the local vino for thirty bucks a pop. And they have all kinds of "programs" and "seminars" and "athletic activities" on board, so you can learn how to be a real-estate agent or a professional shuffleboard coach or find out who Marcel Proust was. Now here's the interesting part. On his daily schedule of all the "programs" and "seminars" and "cultural activities," there's always a place marked "Free Time." Like there's time that costs money, and then there's FREE TIME. But, no, that can't be what it means, because it ALL costs money on a cruise, whether you CALL it free or not. So what they mean is, there's PRISON time and then there's FREE time. This is when the guy's ON VACATION! This is when he's in the one place in the world where ALL the time is supposed to be free! What's wrong here? When I was a kid, I'd go to these science fairs where they had "labor-saving inventions of the future," and we were all supposed to be working twenty-hour weeks by now. But what happened? We invented all these labor-saving devices, everything got faster, and we have two-thirds LESS "Free Time" than we had twenty years ago. You know why? Because of guys like Larry who CAN'T STAND IT. They go on vacation and they're faced with this endless stretch of "Free Time," and they start to go crazy with guilt and nervousness. There's some great Yuppie Devil God in their gut crying out, "You could have done SEVENTY HOURS of work in the time you spent hanging around the Parthenon and chucking rocks in the Aegean. Your life is MEANINGLESS." And so they have "Free Time." They work just as much as they do when they're back home -- they're getting an education, or they're becoming culturally enlightened, or they're IMPROVING themselves -- and then, after they've done that, they can just barely face that agonizing hour of "Free Time." They can suck down a couple martinis without guilt, though, because they've just read part of a book about Giotto. They can USE that Giotto someday. They'll be talking to that West Coast sales rep who's into European art, and they can just casually mention that magic word -- "Giotto" -- and pretty soon they'll be bosom buddies for life. But tonight we're gonna teach you how to vacation right, by watching "National Lampoon's European Vacation," the follow-up to the comedy classic "National Lampoon's Vacation." "European Vacation" picks up as the Griswalds accidentally win a gameshow and embark on their first trip overseas, where they run people over, trash national monuments and make a general nuisance of themselves. Check it out, and we'll have Robin Leach popping out here to join us. [fading] Robin's gonna be slumming. Instead of doing "Lifestyles of the Rich and Famous," he'll be doing "Lifestyles of the Hard-Up and Obscure." "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #1 See, isn't this movie helpful as a travel tool? When planning your European vacation, just beat Paul Bartel and his family on "Pig in the Poke"! You know what's NOT a good sign, though? FOUR dream sequences, and the movie's barely 20 minutes old. Okay, let's not dwell on that, because it's time to welcome our first guest-lecturer of the evening, world-traveler extraordinaire, a guy who has been every place via every mode of transportation. The one and only Robin Leach. LEACH: How're you doing? Welcome to Joe Bob's Summer School. And all right, so here we are. LEACH: Only two places in the world I haven't been to. Really. What are they? LEACH: I haven't been to Burma, which is now called Myanmar and I haven't been to Papua New Guinea, where in some parts there's still cannibalism practiced. Really? LEACH: I don't want to wind up . . . You won't go there even to sample the cuisine? (LAUGHTER) All right, so here we are watching a movie about a European vacation. I would suppose that you have taken a vacation in Europe so many times that, well, let me ask it this way. The Griswalds -- they just checked into this worst hotel in London. LEACH: The worst. The worst. Have you ever gone out to do like a journalistic piece as part of one of your shows and ended up in some roach-infested nightmare? LEACH: No. It never happens. LEACH: I tell you the only thing that was really surprising to me in all my travels was in Cuba, where I went into a bedroom and I was the only person in the bedroom. But there were eight single beds in the bedroom. I wondered who the other seven friends (LAUGHTER) were going to be for the night. And who showed up? LEACH: No, fortunately nobody. Not even cigar farmers. So that was all right. Or unfortunate. All right. Have you ever . . . LEACH:. . . And the bed I was given was the furthest from the phone. That I never understood. (LAUGHTER) What, you couldn't switch beds? That was against the rules? LEACH: No they wouldnt let me switch beds. Against the rules. Have you ever paid for anything Robin? (LAUGHTER) LEACH: Is that the traditional Joe Freeload question? (LAUGHTER) Of course we've paid as we've gone around the world. Weve done it at a travel agent discount but no, we pay. We have to -- that's the law. Oh, even at the hotels . . . LEACH: Yes. that you're featuring in a show. LEACH: Yeah. Yeah. Yeah. You have to pay. Favorite destination in Europe? LEACH: In Europe, again it would be Italy. Italy? LEACH: Just like the Griswalds wind up there, the most spectacular country is Italy. And so after all your travels, its still good ol' Italy -- probably one of the most popular tourist destinations in the world. LEACH: Because they know how to live, those people. They have such a great lust for life. You know, they drink wine. They smoke cigars. They eat pasta. They don't care about anything other than . . . No smoking sections in a restaurant. (LAUGHTER) LEACH: No. None of that stuff. LEACH: This is the la bon vie, as they say in France. Of course most of our audience can only dream about places like that 'cause right now they're planning their trips to Six Flags over Bakersfield. (LAUGHTER) But you probably do those kinds of trips too. Ever do, like, low budget trips? Have you ever done that? LEACH: No. Never. (LAUGHTER) You've never been. LEACH: I dont, I dont . . . Youve probably never been to Six Flags have you? LEACH: Yes, in Dallas. You were there? Okay, the original Six Flags over Texas in Arlington. You went there? LEACH: Yes. How did you like it? LEACH: The roller coaster was great. And I went to the Six Flags in New Jersey with Bob Pittman, who used to run it, and on the Batman and Robin ride. What else would I go on? You've experienced it. But I doubt if you stayed at the Six Flags Inn across the street, did you? LEACH: No. And Motel Six is a strange name to me. (LAUGHTER) All right. Let's return to National Lampoons European Vacation and -- roll the film -- and then we'll talk some more at the next break. By the way, Robin. My eagle eye picked up Playboy Playmate of the Month for 1984 Tricia Lang as the game show hostess at the beginning of the movie. Now, did you ever do any Playmates on Lifestyles? That didn't come out right. Did you ever have any Playmates as Lifestyles guests? LEACH: I want you to try that even one more time. (LAUGHTER) No, but we did feature Hugh Heffner up at The Mansion, so a lot of the attractive, ah, decorations were hanging around. (LAUGHTER) So you went to the king? LEACH: Well, yeah, or the king came to the mountain. I don't know what that is but yeah, it was -- that's a palace. Palace of pleasure. Okay. I can imagine. (LAUGHTER) "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #2 I don't mean any disrespect to the late Dana Hill, but she doesn't really seem right for this part. I think it would've worked better with that kinda laid-back prettiness of the original Audrey, Dana Barron. Hey, Robin, did I tell you I'm moving to El Lay? LEACH: No. You like El Lay don't you? LEACH: Yeah. It's one of your favorite places. Can you introduce me to some girls? LEACH: Ah, probably. Okay Robin. LEACH: You won't have a tough time handsome, tall, talented host. (LAUGHTER) Don't bet on that, Robin. Okay, let's get down to the nitty gritty all right? What are the best party towns in the world? Where can you go if you just really want to tear it up? LEACH: New York is the greatest party town in the world. Really? Right here in the USA. LEACH: Then the nightlife of Paris. Okay. Paris. That's a big one. LEACH: It used to be a great nightlife in Rome, but not so much any more since La Dolce Vita quieted down. Monte Carlo is also good during the summertime in San Tropez. And of course, in America, we have Las Vegas, which is the party city of the entire world. I need to start writing these down. Where can you go if you just want to tear it up and you don't want anybody in your immediate family to know what you did while you were there? LEACH: About four thousand miles away. Four thousand miles away . . . LEACH: Get four thousand away from the nearest family member. (LAUGHING) Yeah. And what, you findwhat city would that be? LEACH: It could be any city. You can have fun and games in any city of the world. Okay. But you know are there some that are kind of like special in, you know, special cities for like that dark, naughty side? LEACH: Paris. Paris is the best? LEACH: I would think so. Okay. LEACH: As you see in this movie when the Griswalds go off to the nightclub, they even find their own child in the Crazy Horse. Right. Well now, see, one reason I trust you, Robin -- even before you were world famous, I would have trusted you because you're English. And I trust the English guys on any kind of issue like this about nightlife, because, well But one thing I do, I make it a rule to never drink with English guys or at least try to drink as much as they drink. (LAUGHTER) Because now we -- now listen, hear me out. Wouldn't you agree, Robin, your countrymen do know how to put away cocktails? (LAUGHTER). And you will drink 37 different kinds of cocktails at dinner and sweet ones and everything and then at two in the morning somebody'll say, But we haven't had an after-dinner liqueur yet! The English like many many, many different kinds. Would you say this is true? LEACH: I would say that's true. Okay. (LAUGHTER) Well, all right, all right. Well keep working on that party list as we return to National Lampoon's European Vacation. Roll it. You know, the trouble with going to those kinds of places is that you can't remember 'em when you get home 'cause somebody told me that. . . LEACH:. . . they don't wish to remember them. Well maybe that's good 'cause . . . ROBIN:. . . explains why there is heavy drinking. I know, I know, 'cause somebody told me one time that they spent three days with me at Mardi Gras in 1985. I don't even remember even going there. (LAUGHTER) LEACH: We've forgot New Orleans. Yeah. Oh. LEACH: The greatest of them all. That's on the list. And it's naughty isn't it? LEACH: I don't how you define that. Oh, ho. Come on, okay? LEACH: There's no such thing as naughty. Oh, okay then I do understand you. (LAUGHTER) The whole list was naughty. "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #3 And Chevy Chase takes his famous pratfalls to the extreme and knocks down Stonehenge. Ha ha ha. Lot of the gags in this movie don't really work, do they? LEACH: No, it was the model that didn't work in the movie. That's true. It was kind of cheesy wasn't it? LEACH: Did you notice that as well? Yes, I. . . LEACH: That's a lot of damage for a small English car to do that hardly backed up in reverse. Yes. Okay, Robin, now we're in Paris. First thing . . . LEACH:. . . ooo la la . . . Yes, we were just talking about Paris. Now, first thing that comes to your mind well, first of all, best hotel in Paris? LEACH: Oh, the Ritz. Best restaurant in Paris? LEACH: Um, boy. Well, Taurus would say Maxims, but it would be the new Alain Ducasse restaurant in Paris. Alain Ducasse. Alain Ducasse. Okay. Best place to see naked French girls? LEACH: Ah I would say, go to the Crazy Horse. Really? Still, after all these years . . . LEACH: They change the show every three months so . . . Okay. LEACH: They change the girls every three years. All right. I want to talk about Thailand. LEACH: My favorite country in all the world. Really? LEACH: Yeah. I love Thailand. Is Thailand really all its cracked up to be? You hear so many people . . . LEACH: Nicest people in the world. Yeah. LEACH: The most incredible food. Yeah. LEACH: Wonderful countryside. Wonderful Asian culture. How much does it cost? LEACH: You can get there quite inexpensively. Yeah. LEACH: Depends how you want to do it. If you want to go on a private, you know, G-5, it'll cost a lot of money. But if you want to go as baggage on a boat, it'll cost very little. Yeah (LAUGHTER) but you would never go as baggage on a boat, I mean LEACH: . . . I've only heard about doing those things. (LAUGHTER) The typical trip for you, though, I mean what would it cost for a week? Bangkok? LEACH: It makes a hard man humble. You could do Bangkok on a very, you know, on a grandiose scale of under five thousand for a week. And what does that include? Hotel? Meals? LEACH: Yeah. Everything. LEACH: Not the . . . . . . Okay. LEACH: Not the air transportation. Then Bangkok you could also do much more inexpensively because they have very, very small hotels. And then, of course, if you wanted to go to any of special places that Bangkok is somewhat known for (LAUGHTER). Well that's kind of what I was gettin' at. LEACH: You were getting to the Thai massage. Uh huh. LEACH: Was that what you were getting to? Uh huh. Yeah. LEACH: The two or three girls on a rubber raft. Yeah. LEACH: And the swimming pool? Yeah. I go with that. (LAUGHTER) You can actually stay overnight there. LEACH: I'm told its quite reasonable . . . I would assume. (LAUGHTER) Well, and you could probably stay overnight at those places. LEACH: You can stay for as long as you wish. Oh, so like you just spend seven days there -- you don't even need a hotel room. (LAUGHTER) LEACH: That's one way to look at it. (LAUGHTER) All right. I'm gonna need your home phone number, Robin (LAUGHTER), after this is over. Okay. That was an awfully short segment, so let's get back to the movie. You ever need somebody to do, like, script continuity on your crew or something? LEACH: Are you offering? Location scout. I'll be your (LAUGHTER) location scout. Yes, Im offering. LEACH: You're too tall to go to some of the places we go to. Too tall. LEACH: Yes. Too tall to go to Bangkok? LEACH: No. Not too tall to go there, but there are other places where only the short make it. Really? (LAUGHTER) I don't even want to think about what you're talking about. LEACH: I don't want you to think about what I'm talking about. (LAUGHTER) "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #4 Well, that's a first. TNT is famous for holes in the dialogue where the cuss words should go, but I've never seen em bleep the subtitles before. And that scene where the dog jumps off the Eiffel Tower --that's obviously a reference back to the scene in the ORIGINAL "National Lampoon's Vacation" where they forget the dog is tied to the back of the station wagon and they kill the little guy. So this time you THINK the dog is gonna die, but then they go out of their way to show the dog swimming to safety in the river. I mean, why is everything so much SOFTER in this movie? Yeah, it's really not very good, and it was written by John Hughes, the guy who did "Breakfast Club" and all those famous movies in the eighties. "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #5 So we KNOW that Audrey misses Jack. We got that. But you probly DON'T know that the guy who just played Fritz, the Bavarian relative, is the German comedy legend "Willy Millowitsch." And you know what cut-ups the Germans are. "Nehmen Sie meine Frau, bitte!" [Naymen-Zee miyna frow, bitta] You know what that means? "Take my wife, please." See, wasn't funny. Anyhow, it's getting crowded here at "Joe Bob's Summer School," we've got so many experts hanging out with us. Robin Leach, the world's most experienced tourist and traveller and . . . could I call you a libertine? AND Matty Simmons, producer of the National Lampoon movies, who for many years published and edited the funniest magazine in American history. Brian McConnachie--funny writer. That sequence where they rush through the Louvre. And then, of course, drinking out of the bedpan --that's always GREAT for laughs. You know what's different about this movie, Matty? There's no goal. In the first one, they had to get to Wally World, but in this one, they're just kinda . . . travelling. I'm sure Robin would agree with me. It's two against one. Did you tell John Hughes his script sucked for that reason? Okay, let's get back to the brilliantly conceived, but less than brilliantly executed, neverthless financially successful, "National Lampoon's European Vacation." Roll it. "NATIONAL LAMPOONS EUROPEAN VACATION Commercial Break #6 Okay, Matty, what's with the extended SHOPPING MONTAGE? The movie's almost OVER. And you're starting a Mafia subplot. What do you have to say for yourself? You know I'm moving to El Lay next week, Matty? I might be able to get you hooked up. As you may know, all our guest-lecturers get a book as a parting gift. We got you this one: it's called "Matador." I figured you could maybe make "National Lampoon's Spanish Vacation." Okay, we're gonna watch the conclusion to "National Lampoon's European Vacation," where we're finally gonna get some plot, believe it or not. So, roll it, and then we'll come back and talk some more to Robin Leach. [fading] Do you think of Chevy Chase as living out YOU on the screen, Matty? "NATIONAL LAMPOONS EUROPEAN VACATION Outro We just had the entire plot of the movie in the last ten minutes, didn't we? Accompanied by a little late-movie cameo by Moon Unit Zappa as Rusty's girlfriend. I should point out that there was some in-fighting of how they were gonna end that flick. Chevy Chase wanted it to be him sitting in front of the fireplace saying, "It's good to be home." But Matty Simmons pointed out that they were making a COMEDY, and then HE came up with what I think is a pretty funny ending, which is that they're all relieved to be home, and a guy with a camera crew knocks on the door, saying, "You've just won a trip to the Great Wall of China!" And Chevy's really happy, and he turns to the rest of the family, and they're all glaring at him, so he says meekly to the guy, "What's second prize?" But Chevy Chase was so p.o.ed at Matty that he'd ix-nayed HIS idea, that Chevy then ix-nayed Matty's idea, and they had to go with Amy Heckerling, the director's idea, which was the Statue of Liberty thing we just saw. And what do you expect from the director of "Look Who's Talking Too," the only flick we've ever given ZERO stars? © 2000 Turner Network Television. 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London Vacation Accommodation Date

London Greater London Vacation Accommodation - Flat London Greater London Vacation Accommodation Property Owners Join us VRBO ® is Vacation Rentals by Owner ® Home Europe United Kingdom England Greater London London Edit Vacation Rentals by Owner Listing #38680 Luxury 3 BR/2 Full Bath Flat in Kensington Location: London, Greater London, England, United Kingdom, Europe (Walk to Kensington/High Street shops and underground) Accommodations: Flat - 3 Bedrooms + Convertible bed(s) - 2 Baths - (Sleeps 6-8) Photo 1 - London, Greater London, England, UK Vacation Rental Accommodations Luxury three bedroom, two full bath with modern, fully equipped kitchen plus washer and dryer. Fully staffed reception area with porters, video entry phones ensure privacy and security. Lovely, large secure garden. Ideal for picnics and children's play area. Business services, including typing, copying, etc. also available. Walk to Kensington/High Street Shops, including Marks and Spencer, Next, Laura Ashley and other unique boutiques and specialty shops. Also walk to Portabello road, home to many elegant antique shops. Short walk to the Kensington/High Street Underground, which can quickly get you to places throughout London and to or from Heathrow. Also close to Holland Park, Kensington Palace, the Olympia Exhibition Hall, Royal Albert Hall and the Natural History Museum. The flat is in an historic Edwardian building which has been renovated to the highest standards with lifts (elevators) to all floors. The Master bedroom has a king-sized bed and en-suite bath. Second bedroom has twin beds. Third bedroom has bunk bed. Sofa Bed in living room sleeps two. Both bathrooms have tubs and showers with heated towel racks. Photo 2 - London, Greater London, England, UK Vacation Rental Accommodations Amenities: Phone, Cable TV, VCR, Full Kitchen, Microwave, Dishwasher, Refrigerator, Cooking Utensils provided, Linens provided, Washer & Dryer Activities (on site or nearby): Fitness Center, Shopping, Restaurants, Live Theater, Cinemas, Museums, Sightseeing Rates (in US Dollars): Personal Currency Assistant ™ Weekly Rate .. $2200/week.Available for rental by the week only for following week:November 19-26Note: Until confirmed, rates are subject to change without notice. Photo 3 - London, Greater London, England, UK Vacation Rental Accommodations Note: Each property is individually owned or managed. Dates available:  November 19-26 Phone: (510) 654-2536 (California, USA) Please say: "I saw your listing #38680 on VRBO" Home Europe United Kingdom England Greater London London Edit Vacation Rentals by Owner Listing #38680 There have been 4083 visitors to this page since the counter was last reset on May 01, 2004 This listing was first published here on May 01, 2004. London Greater London Vacation Accommodation Date last modified - December 16, 2005 VRBO® is Vacation Rentals by Owner® - The largest and most popular vacation rental site. Specializing in BY OWNER vacation rentals, homes, condos, cabins, villas and apartments ALSO privately owned properties offered thru rental agencies and management companies. To report any problems with this site contact webmaster@vrbo.com URL: http://www.vrbo.com/38680 ©1995-2005 by VRBO International LLC - all rights reserved

Travel Insurance

QBE Insurance Group - Home Page If you can read this your browser does not support javascript or this feature is currently switched off. Please update your browser using one of the following links or enable javascripting via your browser settings. Click here to download Internet Explorer 6 Click here to download Mozilla QBE Insurance Group "QBE Insurance is Australia's leading International General Insurance and Reinsurance groups and one of the to 25 world wide." Core underwriting entities Standard & Poor's Rating = A+ Our Vision internationally recognised as a highly successful general insurance and reinsurance group; a builder of shareholders' wealth; a developer of "can do" people; and an organisation that excels in the continuous delivery of new and proven quality products and services. Our Values increasing the long-term wealth of shareholders; customer satisfaction and retention; employee satisfaction; and integrity. Divisions Group Annual Report Press Releases Shareholder Centre Financial Centre Webcasts Australia "QBE Insurance Australia, protecting people in all walks of life - from the home to the office and beyond" From our humble beginnings as the North Queensland Insurance company we have grown into a sophisticated provider of general insurance products. Our strength is our diversity. We provide over nine broad categories of general insurance. We provide comprehensive protection for peoples' homes, their lifestyles, their work environments. As a group, QBE works together to improve our customer service, our technology and our products. QBE Insurance - Aviation QBE Insurance - Commercial - QBE Mercantile Mutual QBE Insurance - Compulsory Third Party - CTP QBE Insurance - Corporate QBE Insurance - Personal - WQBE - Western QBE QBE Insurance - Professional Liability QBE Insurance - Surety QBE Insurance - Trade Credit QBE Insurance - Travel QBE Insurance - Workers Compensation Application for Credit Limit Endorsement QBE Insurance - Europe QBE Insurance - Asia Pacific QBE Asia Pacific: Our Vision Increasing Accountability Local Knowledge - Specialist Expertise Thriving on Complexity Our Vision - QBE Asia Pacific We aim to be recognised within the Asia Pacific markets as: a highly successful provider of specialist insurance solutions a team of results-oriented entrepreneurs with high levels of expertise and integrity a strong and ethical business partner an organisation that thrives on innovation and excels in the delivery of quality products and services a builder of customer value and shareholder wealth Increasing Accountability & Litigation For Asia Pacific companies to thrive in today's challenging business environment, they must be smarter, quicker and more entrepreneurial. They constantly face new business exposures and challenges arising from government regulation and common law. The margin for error has been squeezed in business today, and managers are confronted by the global trend of increasing accountability and litigation. They need specialist insurance solutions, backed by technical expertise. Equally as important, they need risk management experts with specialist knowledge who can translate the global into practical solutions at the local level - and then provide the on-the-ground resources when they are needed most. QBE Asia Pacific Operations has developed considerable strengths to best serve clients. Our history of commitment to the Asia Pacific markets means that we've developed a wealth of knowledge and experience. Local Knowledge - Specialist Expertise Five of our operations were established in the late 1880s, and four more were established in the early 1890s. Building on this strong foundation, we entered four additional markets in the 1970s and 80s, and five more in the 1990s. We now have over 18 QBE operations in various markets throughout the Asia Pacific region. Each market features different characteristics and dynamics, and local market knowledge can make all the difference for clients. For example, QBE operates in: Mature markets such as Singapore, New Zealand and Japan Emerging markets such as Indonesia and the Philippines Developing markets such as Thailand and Malaysia Small markets characterised by tightly knit communities, such as Vanuatu and Micronesia Markets that are rapidly moving toward more open economies, such as Vietnam and China Markets that have seen new opportunities emerge from the return to their motherland, such as Macau and Hong Kong Markets that operate under French customs and law, such as New Caledonia and French Polynesia Markets that have experienced political and social upheavals, such as Fiji, Papua New Guinea and the Solomon Islands In each of these markets, local knowledge is invaluable. And with the internationalisation of trade and business practice, businesses also need an underwriter with specialist insurance expertise, vast global experience and solid financial strength. Thriving on Complexity Ours is a complex business, and we thrive on that challenge. It is also a dynamic one, with growth driven by an acquisition strategy and a commitment to the professional development of our local teams. We are a grass roots company that is international in every sense of the word. The combination of local knowledge and specialist expertise provides important benefits to clients and intermediaries. In Asia Pacific, it's the QBE difference! QBE Insurance - QBE Asia Pacific - Specialist Risks Unit QBE Insurance - QBE Asia Pacific - Marine Risks Network QBE Insurance - QBE Asia Pacific - Hong Kong QBE Insurance - QBE Asia Pacific - Indonesia QBE Insurance - QBE Asia Pacific - Macau QBE Insurance - QBE Asia Pacific - Mainland China QBE Insurance - QBE Asia Pacific - Malaysia QBE Insurance - QBE Asia Pacific - Philippines QBE Insurance - QBE Asia Pacific - Singapore QBE Insurance - QBE Asia Pacific - Thailand QBE Insurance - QBE Asia Pacific - Vietnam QBE Insurance - QBE Asia Pacific - Fiji QBE Insurance - QBE Asia Pacific - French Polynesia QBE Insurance - QBE Asia Pacific - Japan QBE Insurance - QBE Asia Pacific - Micronesia QBE Insurance - QBE Asia Pacific - New Caledonia QBE Insurance - QBE Asia Pacific - New Zealand QBE Insurance - QBE Asia Pacific - Papua New Guinea QBE Insurance - QBE Asia Pacific - Solomon Islands QBE Insurance - QBE Asia Pacific - Vanuatu QBE Insurance - the Americas QBE Insurance Group Limited, is an insurance and reinsurance company publicly traded on the Australian Stock Exchange. Its history dates back over 116 years when the Company was founded in Australia. Since then the Company has grown to have operations in 47 countries with over $2 billion dollars of capital writing in excess of $3 billion dollars in premium. QBE the Americas operations commenced in 1986 when the QBE Insurance Group established a presence in the U.S. QBE the Americas now conducts business through its five companies, QBE Reinsurance Corporation, QBE Insurance Corporation, QBE Aseguradora de Riesgos del Trabajo S.A.,Argentina, QBE Del Istmo, Panama and QBE Brasil Seguros S.A. Lloyd's The Lloyd's division comprises QBE's share of the Lloyd's syndicates managed by Limit. The 2001 results are the first to contain a full year of activity from the acquisition of Limit in August 2000. Gross written premium for the Lloyd's division was $2,182 million, compared with $547 million last year. Net earned premium was up 273% to $1,365 million. Significant progress was made during 2001 towards achieving the objectives set out in last year's annual report. The rationalisation of the structure of the Lloyd's division continued with the merger of syndicates 79 and 2999, the closure of the under-performing syndicate 456 and the disposal of the property and aviation syndicate 318. This resulted in a significant reallocation of QBE's capital towards its best performing Lloyd's syndicates. Our exposure to poor performing US liability business was significantly reduced. QBE is now the sole capital provider to each of Limit's syndicates, other than syndicate 386 where our share has increased to over 40%. For the 2002 underwriting year, QBE provides 78% of Limit's aggregate capacity compared with 72% in 2001. The tragic events of 11 September overshadowed the year and the World Trade Center (WTC) loss had a significant impact on performance. In addition, upgrades were made to prior year outstanding claims provisions, principally to reflect adverse development on US liability business seen across the market. These upgrades have been substantially mitigated by reinsurance protections and provisions established on acquisition to allow for deterioration. Consequently, the result for the year largely reflects the performance of the 2001 underwriting year. The claims ratio was 72.9%, compared with 59.4% for last year. The combined operating ratio was 108.6%, compared with 101.1% last year. Excluding the WTC loss, the combined operating ratio would have been 101.0%. The movement in the commission ratio from 27.3% to 24.6% reflects the change in the mix of business during 2001. The decrease in the expense ratio from 14.4% to 11.1% reflects the synergies and savings delivered by the integration of QBE's former Lloyd's operations with Limit, partly offset by residual post acquisition integration costs during the year. 2001 was a transitional year in the market cycle with the rate increases anticipated at the start of the year not materialising until at least the middle of the year and, in some cases, not until after the impact of 11 September. We are now seeing substantial increases in premium rates across all classes of business underwritten within the Lloyd's division. These rate increases, together with a high level of business retention, new business opportunities and the reallocation of QBE's capital, should ensure profitability for the 2002 underwriting year. Our objectives for 2002 are to: take advantage of the dramatically improved rating environment and return all areas of underwriting to strong profitability; seek further rationalisation of the underwriting and operating structure in order to improve capital efficiency and our expense ratio; acquire further capacity on syndicate 386 as it becomes available; and be actively involved in the reforms proposed for the Lloyd's market. Our business at Lloyd's remains highly dependent upon the quality and commitment of our underwriters and their business franchise. I thank them for their efforts and achievements, which have ensured that QBE's Lloyd's division is now ideally positioned to take advantage of the hard market conditions now prevailing at Lloyd's. Steven Burns, Managing director, Lloyd's division Global Trade Credit "QBE Trade Credit, World-Wide credit solutions in an increasingly volatile business environment" QBE's Trade Credit underwrites $30bn of domestic and export trade credit from units in Australia, New Zealand, Asia and Europe having extensive experience in assessing risks in over 150 markets. We are a Standard and Poors A+ rated company. Supported by a product range of tailored solutions to your credit needs, QBE is uniquely placed to offer our clients the opportunity to conduct business in a secure environment. Established in 1962, we have in the last four decades risen to become the largest Australian Insurer offering both Domestic and Export trade credit insurance and have expanded offshore to service our clients locally around the world. QBE Re QBE Re is a leading global reinsurer providing treaty and facultative reinsurance, direct insurance, and other financial products to its varied clients. QBE Re conducts business through three Divisions: Australia, Europe, and the Americas. As a global reinsurer, QBE Re underwrites traditional and financial products covering all major lines and classes of business. Through its divisional network of companies, QBE Re excels in providing regional expertise and service tailored to local-market needs. For additional solutions from QBE Re, please visit our local teams: QBE Insurance - Australia QBE Insurance - Europe QBE Insurance - the Americas

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Orlando vacation packages: Bahamas cruise, Sea World, Kennedy Space Center, UniversalStudio. Welcome to Cruiseweb.com Save Time! Save Money! Call 1-800-377-9383 Book Online ! Search Online ! . Receive E-mail Specials! Home Free Quote Discount Cruises Book Online Search Online Cruise Lines Cruise Destinations About Cruise Web Group Cruises Business Meetings Incentive Awards Privacy Policy Planning & Advice: 1-800-377-9383 About Carnival: Carnival Ships: Carnival Conquest Carnival Destiny Carnival Glory Carnival Legend Carnival Liberty Carnival Miracle Carnival Pride Carnival Spirit Carnival Triumph Carnival Valor Carnival Victory Celebration Ecstasy Elation Fantasy Fascination Holiday Imagination Inspiration Paradise Sensation Carnival Destinations: Alaska Alaska Cruisetours Bahamas Baja Mexico Bermuda Canada Caribbean Europe Hawaii Mexican Riviera Orlando Vacations Panama Canal Carnival Experience: Carnival Accommodation Carnival Entertainments Carnival Dining Carnival Kids Program Carnival Guarantee Carnival Weddings Carnival Special Offers Carnival Orlando Vacation Packages An unbeatable family vacation. What could be more exciting than a "Fun Ship"cruise from Port Canaveral or Tampa? That's easy. Adding another 2,3, or 4 days to discoversome of central Florida's many attractions, such as Sea World of Florida, Kennedy Space Center, Cypress Gardens and Busch Gardens withits many amusement rides and fascinating animal exhibits. With a week-long Carnival Cruiseand Orlando Vacation, you can have the relaxation, entertainment and pampering service of anisland-hopping "Fun Ship" cruise with all the thrilling rides and spectacular showsof America's best theme parks. Carnival offers Orlando packages aboard these fun ships: Fantasy from Port Canaveral : featuring 3 or 4day cruises to the Bahamas; For pricing and information call us at1-800-377-9383. Sensation from Tampa : featuring 4 or 5 daycruises to the Western Caribbean; For pricing and information call us at1-800-377-9383. Pricing & Information. Our cruise specialists will save you Time and Money! Guaranteed Lowest Price !** - The Cruise Web guarantees its quoted price will match the cruise line's lowest available price available directly to the public at the time of booking. (** more details !) Complete the form below and we will email or call you with our lowest quote. The Cruise Web fully respects your privacy and will only use your information to service your vacation needs. We do not sell or give this information to any other third parties. First Name * : * Required Fields Last Name * : Email * : Daytime Phone * : Evening Phone * : Below are optional fields: Your Preferences /Special Needs: Carnival' Ships: No Preference/Click to choose a ship Carnival Conquest Carnival Destiny Carnival Glory Carnival Legend Carnival Miracle Carnival Pride Carnival Spirit Carnival Triumph Carnival Valor Carnival Victory Celebration Ecstasy Elation Fantasy Fascination Holiday Imagination Inspiration Jubilee Paradise Sensation Carnival's Destinations: No Preference/Click to choose a destination Alaska Alaska Cruisetours Bahamas Baja Mexico Bermuda Canada Caribbean Hawaii Mexican Riviera Orlando Vacations Panama Canal Cruise length: No Preference/Click to choose cruise duration 2-6 Nights 7-9 Nights 10-14 Nights Stateroom Type: No Preference/Click to choose a stateroom Penthouse Suite w/ Balcony Suite w/ Balcony Oceanview Stateroom w/ Balcony Oceanview Stateroom Interior Stateroom Departure Date: Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Year 2005 2006 2007 Yes, I want to receive free "CruiseDeals!" email specialoffers from The Cruise Web. The Cruise Web (sm) is an Official Travel Agency for the Cruise Industry. Cruise Help: 1-800-377-9383 : Mon-Fri 8am-9pm, Sat 9am-5pm, Sun10am-5pm (EST) E-mail / Fax: 1-240-487-0154 / Phone: 1-240-487-0155 Address: 8100 Corporate Drive; Suite 300; Landover, MD 20785-2256 |  CRUISEWEB.COM |  Special Offers | Book Online 24/7 | Search Online 24/7 | Free Quote: Lowest Price Guaranteed!* |  © 1995 The Cruise Web, Incorporated

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