Germany Travel > Berlin














Berlin Germany - Travel Information for Berlin  You are here: About > Travel > Europe for Visitors > Germany Austria Switzerland > Germany Travel > Berlin Germany Travel Go Europe Essentials European Vacation Planning Map Europe Travel 101 - Before you Go European Distances The Best of Europe European Photo Gallery Articles & Resources Europe Travel Planning What to do In Europe Lodging - Hotels and More European Travel Maps Sex and Nudism Travel Photography Transportation Benelux Countries France Germany Austria Switzerland Greece Italy and Malta Travel Info Scandinavian Travel Spain and Portugal United Kingdom and Ireland Buyer's Guide Before You Buy Top Picks Italy Travel Guidebooks Europe Travel Guidebooks German Travel Guidebooks Product Reviews Forums Help FREE Newsletter Sign Up Now for the Europe for Visitors newsletter! See Online Courses   Search Europe for Visitors Berlin, Germany - Travel Information on Berlin Berlin is becoming the hip place to visit in Germany. Find travel and tourism information for Berlin, Germany, including Berlin hotels and hostels, sightseeing information, Berlin transportation, and the Berlin wall. Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Berlin Germany Travel Essentials - Travel Information for Berlin Berlin is the hot destination for travelers to Germany. Information on Berlin attrations, Berlin transportation and facts about Berlin, Germany. Berlin's 25 Best - Fodor's Citypack Guidebook Review Berlin's 25 Best is a guidebook by Fodors designed to lead the traveller toward the best of Berlin's tourist sites and attractions in a compact guidebook with map of Berlin. Berlin on a Budget Budget Travel's Mark Kahler finds some bargains in Berlin. Berlin Visitors Guide A good starting guide to the city of Berlin. Potsdam, Germany Potsdam, the capital of Brandenburg state in Germany, is a historic city full of gardens near enough to Berlin to make it a day trip. 11 more Articles & Resources below More Categories Up a category Berlin Blogs (3) Berlin Lodging (7) Berlin Transportation (5) The Berlin Wall and Museums (4) Articles & Resources more from your guide Berlin General Information An overview of Berlin, including history and sights. Berlin Wall.Net Photos of and links to other sites about the Berlin Wall. Christopher Street Day Annual Pride Celebration held in Berlin in June, includes information, links, and photos of past events. Fat Tire Bike Tours Berlin Take a leisurely half-day spin around Berlin and see the major sites with Fat Tire Bike Tours. But that's not all, Fat Tire offers their recommendations for the best Berlin Hostels and Pensions as well as other useful travel information. Very useful site for planning a Berlin vacation. German Historical Museum The website for Germany's Historical Museum in Berlin. Hotels and Hostels Hotels in Berlin from youth hostels to first class. Map of Berlin Use this map to locate places in Berlin. Berlin Sightseeing Tours by Bus Berlin sightseeing tours in English, with a link to Berlin walking tours. Transportation Passenger information for public transport in Berlin. Visiting Berlin The Berlin City Tourist Guide includes accommodation, museums and exhibits, and arts and entertainment. World 66.com's Berlin Page This site has lots of good information for the tourist including eating out, cybercafes, accommodation, and sightseeing tours.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Power Adapters Noord-Holland - Delights of North Holland Travel Visiting Pompeii Italy Guidebooks Naples - Getting There Headlines Antwerp Pictures Antwerp is a fashion and diamond center for Belgium and... Like to Travel Well? Follow the CIA! I really should have paid attention when the CIA came... Tapas from Cans? Ok, so you wander into one of Barcelona's most celebrated... North Holland: Noah's Ark Redux A pious north Holland businessman took out a 300 000...



Travel Guide

Thailand Travel Information | Lonely Planet Destination Guide worldguide | shop | thorn tree forum | travel services | travel ticker | theme guides | on the road | postcards | travel links : Explore Thailand Thailand Sun, tom yum and spiritual enlightenment. At a Glance Fast Facts WORLDGUIDE Introduction Background Info See Image Gallery Events Transport Money General RELATED Thorn Tree Forum Postcards Travel Links More Places Check out our other destinations: Within Thailand Bangkok Chiang Mai Phuket View Map Click here Feature Attraction Ancient City Ancient City ( Meuang Boran ), south of Bangkok, is billed as the largest open-air museum in the world. Over 100 of Thailand's most impressive monuments ... more The Kingdom of Thailand draws more visitors than any other country in southeast Asia with its irresistible combination of breathtaking natural beauty, inspiring temples, renowned hospitality, robust cuisine and ruins of fabulous ancient kingdoms. From the stupa-studded mountains of Mae Hong Son and the verdant limestone islands of the Andaman Sea, to the pulse-pounding dance clubs of Bangkok and the tranquil villages moored along the Mekong River, Thailand offers something for every type of traveller. When To Go Thailand's monsoons arrive around July and last into November (the 'rainy season') and can be quite uncomfortable to deal with. This is followed by a dry, cool period from November to mid-February, followed by much higher relative temperatures from March to June. By far the best time to visit is from February to March when the weather is kind and the beaches are at their finest. The peak seasons are August, November,December, February and March, with secondarypeak months in January and July.If your main objective is to avoid crowdsand to take advantage of discounted roomsand low-season rates, you should considertravelling during the least crowded months(April, May, June, September and October).On the other hand it's not difficult to leavethe crowds behind, even during peak months,if you simply avoid some of the most populardestinations (eg, Chiang Mai and all islandsand beaches). Tsunami/Conflict in Southern Thailand Thailand's Andaman coast suffered damage and loss of life in the Indian Ocean tsunami of December 2004. While much of the area has now fully recovered, travellers are advised to keep checking our tsunami-specific information, stories and downloads at Tsunami Updates . The southern provinces of Pattani, Yala, Narathiwat and Songkhla should to be avoided due to indiscriminate bombing by suspected Muslim militants. Thailand's border with Myanmar contains a volatile mixture of land mines, bandits, smugglers and rebels, and is prone to occasional low-level military stoushes. Check the latest consular information for the most up-to-date information. Factoid Love your Ghosts Many Thai houses or buildings have spirit houses, which are places for the spirits ofthe site to live in. Without this vital structure you're likely to have the spirits living inthe house with you, which can cause all sorts of trouble. An average spirit house looks rather like abirdhouse-sized Thai temple mounted on a pedestal. A big hotel may have a shrine covering 100 sq m (1076 sq ft) or more.How do you ensure that the spirits take up residence in your spirit house rather than in the mainhouse with you? Mainly by making the spirit house a more auspicious place to live in than the mainbuilding, through daily offerings of food, flowers, candles and incense. The spirit house should alsohave a prominent location and should not be shaded by the main house. Thus its position has to beplanned from the very beginning and the house installed with due ceremony. If your own house isimproved or enlarged, the spirit house should be as well. SPONSORED LINKS Enquire Accomodation Reviews Find Lonely Planet author reviewed places to stay * Required Fields Country * Please select Argentina Australia Austria Belgium Brazil Canada China Cuba Czech Republic Denmark Egypt England Estonia Finland France Germany Hungary Iceland India Ireland Israel & the Palestinian Territories Italy Japan Malaysia Mexico Morocco Netherlands New Zealand Poland Portugal Russia Scotland South Africa South Korea Spain Sweden Taiwan Thailand Turkey USA United Arab Emirates Vietnam City * Please select Travel Services · Flights · Hostels · Hotels · Travel Insurance More Services › Travelcasts · South East Asia › · Southern Thailand › Tsunami Updates Our authors report on the tsunami recovery process. Read it › Disclaimer: We've tried to make theinformation on this web site as accurate as possible, but it isprovided 'as is' and we accept no responsibility for any loss, injuryor inconvenience sustained by anyone resulting from this information.You should verify critical information (like visas, health and safety,customs and transportation) with the relevant authorities before youtravel. text & images © lonely planet 2005 about us | privacy | feedback | advertising FAQs worldguide | shop | thorn tree forum | travel services | travel ticker | theme guides | on the road | postcards | travel links



Central America Travel

Central America Travel Directory - Destinations, Hotels, Airline Tickets and more... Home Destinations Services & Savings FAQ Contact Signup Member Login Get 4 FREE Airline Tickets Now! Signup Today & Get 4 FREE Airline Tickets! Get 'em while they're hot! Click Here for Details. Sections Getting Around Map Internet Cafes Practical Information Destinations Bahamas Guatemala Panama Belize Costa Rica Honduras Nicaragua Bermuda El Salvador The Caribbean Turks and Caicos Islands World Map North America Central America and The Caribbean South America Africa Asia Europe Australia and the Pacific Antarctica / centralamericathecaribbean Central America The countries of Central America are all former spanish colonies, with the exception of Belize , which was under British rule until 1980. Their culture is a mixture of Spanish culture with native Indian influences, and a touch of Carribean flavour. Save up to 85% on cheap airline tickets plus great discounts on hotels and car rentals too! Great deals on last minute specials, wholesale, consolidator, and air courier airfare. In Central-America, Mexico receives most visitors. Mexico City, Acapulco , Baja California are all top tourist attractions. Yucatan with its many Maya sites should be on top of your priority list as well. Quick Travel Tip! AFFORDABLE CONDO RENTALS Planning a holiday that will last more than a couple of days? Consider renting a small condominium for big savings. Condos provide more sleeping space than hotel rooms, the kitchen helps make mealtime more economical, and, with more space, everyone is less likely to get cabin fever. Condos that rent by the week or month in-season, may be available for shorter stays off-peak. South of Mexico, Guatemala and Honduras combine some of the best Maya sights with interesting Indian markets in small villages. Costa Rica is the top destination for eco tourism. Panama is off the beaten track, but crossing the Darien gap or visiting the San blas islands is a unique experience. The Caribbean offers rum and reggae, lots of sunshine and sandy beaches. There are so many islands to choose from while all of them are beautiful, relaxing and exciting at the same time. The biggest islands Cuba , Haiti and Jamaica have loads of sights and are great for sun-worshippers with their numerous white sandy beaches. Top Destinations In Central America Bahamas Guatemala Panama Belize Costa Rica Honduras Nicaragua Bermuda El Salvador The Caribbean Turks and Caicos Islands Airline Tickets To Central America Looking for airline tickets to Central America ? Visit our guide to find cheap discount airfares. Airline tickets to Bahamas Airline tickets to Guatemala Airline tickets to Panama Airline tickets to Belize Airline tickets to Costa Rica Airline tickets to Honduras Airline tickets to Nicaragua Airline tickets to Bermuda Airline tickets to El Salvador Airline tickets to The Caribbean Airline tickets to Turks and Caicos Islands Click here to signup now! Take advantage of this exceptional offer Today and Save $$$ on all your travel !!! Free Companion Membership when you signup today Click here for details Travel Tips PACKING EXERCISE TO KEEP SHOES IN SHAPE You'll prevent your shoes from being crushed if you pack your socks and underwear INSIDE each pair. It also saves space in your suitcase. And in a related space-saving story: Don't roll your belts...run them around the perimeter of your suitcase. Tourist Bureaus Whenresearching a new travel destination, that you're unfamiliarwith, you might want to consider their local Tourist Bureau.Often they have the most up-to-date information available. If you're looking for Tourist Bureaus for a specific destination, we recommend checking out this website Tipping and Local Customs Click Here to educate yourself on the local customs and tipping of many great destinations. These customs vary throughoutthe world. Don't forget that when you're traveling to othercountries you're a guest. Make sure you're properly informedso that you don't accidentally insult your hosts or thosethat provide you with valuable services. World Currency Looking for information on world currency exchange? We suggest www.xe.com They have up-to-date quotes on all major currencies. World Embassies For a directory & search engine of the world's embassies & consulates Click Here When traveling to other countries you should considerbringing along the locations and contact information forembassies and consulates of the countries you'll bevisiting. Airline Tickets | Privacy Policy | Contact Us | FAQ | Sitemap | Signup Now! Travel Directory | Travel Tips | Travel Resources 1 | Travel Resources 2 | Travel Guide | Add A Link All memberships and services are sold & provided by CheapTrips *see Terms and Conditions for complete details **Note: All Sample Prices included in this website vary by season, supplier, departure city and applicable taxes, if any. ***Sample destination pricing is based upon fares retrieved for the shown destinations for the last 90 days as of September 3, 2004. Included in these sample fares are Member Only Promotional Fares and Free Ticket Giveaways as provided to and awarded to our members on a regular basis. All fares are subject to changes according to current market conditions. Web Designers - Imagicor.com



Russia Travel Guide This

Russia travel information  You are here: About > Travel > Eastern Europe for Visitors Travel Go Eastern Europe Essentials Best of Eastern Europe Map of Central/Eastern Europe Photo Gallery Country Profiles Discount Travel Websites Articles & Resources Planning Your Trip Ways to Travel What to Do in East Europe Maps for Eastern Europe Czech-SlovakTravel Hungary Travel Poland Travel Russia-Belarus-Ukraine Romania-Moldova Travel Baltic Travel Balkan Travel Culture and Holidays Photo Galleries East Europe Travel and Language Books Forums Help FREE Newsletter Sign Up Now for the Eastern Europe for Visitors newsletter! See Online Courses   Search Eastern Europe for Visitors Russia for Travelers Guide picks Traveling in Russia means rich experiences but also likely some challenges. Find out what you need to know with these resources. Russia Travel Guide This online travel guide to Russia provides information on travel facilities, money matters, getting there and getting around, health and safety, lodging, dining, shopping, entertainment, and much more. St Petersburg City Profile Located in the northwest corner of Russia bordering on Finland, several hundred miles northwest of Moscow, St. Petersburg is a travelers delight, famous for its summertime White Nights, its famous old city section, beautiful buildings on the banks of the Neva River, and its many churches, museums, gardens, theaters and activities. Way to Russia One of the most comprehensive online resources about traveling to Russia, this website also provides travel services such as visa arrangements, transportation and hotel booking. There are also numerous articles about Russia. Skiing and Snowboarding in Russia Russian winters are legendary for vanquishing invading armies, but they also offer some spectacular winter sports, including skiing and snowboarding. Find out the best places to go. The White Russian - Book Review The White Russian, a novel by Tom Bradby, follows a series of murders in glittering yet tense St. Petersburg just before the revolution of 1917. Read this book review for more information about this well-written story. Profile of Russia This overview of Russia gives you quick information about the general state of the country, what to expect from tourist facilities, and what the climate's like. St. Petersburg's 300 Candles St. Petersburg has been preparing for its birthday bash for several years, expecting that it will generate continued interest in tourism and investment for the city. Heres information to help you plan your visit to the Venice of the North. Guide Review: Film "Russian Ark" Russian Ark, is a film like no other. Filmed in one continuous shot, it moves through 300 years of Russian history. Its a feast of color, action, art and history. City Profile: St. Petersburg St. Petersburg of the Russian Federation is a city of turbulent history and the keeper of much Russian culture, art and architecture. Founded 300 years ago by Peter the Great as a port city on the Baltic Sea, the city has much to offer that is historical, cultural, and modern. Find out why. Travel in Russia Tours Travel in Russia Tours offer escorted tours to St. Petersburg, Moscow and elsewhere in Russia, with a private guide and interpreter. They will also provide cruise ship guests with shore tours. The site provides helpful travel tips and a virtual tour of St. Petersburg. 1 2 Next        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Krakow Photo Gallery Profiles of Eastern Europe Moscow City Profile Czech Republic Photo Gallery - Charles Bridge and castle Sofia's Religous Buildings Headlines Spas of Budapest Whether you want to simply swim or soak in... Warsaw for Travelers In Warsaw, modern glass office buildings have emerged all over... Castle Hotels in Europe If you're seeking unique accommodations for your travels in Eastern... Romantic Destinations in Eastern Europe Looking for something beyond Paris or Tuscany for a romantic...



Travel Insurance? Travel Insurance

Travel Insurance, Trip Insurance, Cruise Insurance Member BBB OnLine Reliability Program Smile of Satisfaction 364 Testimonials-18 Pages Home Site Map Get Side-By-Side Quotes Skip The Details - Order Safely Online Common Questions What's Covered? Or Not? Rental Car Insurance Flight Insurance How To Make A Claim Contact Us - Located in USA About Trip Insurance Store You Can Trust These Companies: Get all the details & prices: CSA Travel Protection HTH Worldwide Travelex Travel Guard Travel Insured TravelSafe - Cancel For Any Reason Coverage Instant Message / Chat If the icon's colored, we're available right now for free chat/instant messaging. If not, leave us a message. How Have We Done? Customers' Websites Link To Us Free Gifts Get A 2 Month Website Hosting Free Trial TripInsuranceStore.com is a Member in Good Standing of These Organizations: What Is Travel Insurance? Travel Insurance (Trip Insurance) is insurance that covers you for problems associated with traveling . Travel insurance protects you if you're forced to cancel or interrupt your trip because of unforeseen events : family emergencies, bad weather , lost luggage, terrorism and other events . Plus emergency medical treatment. Why Should You Get Your Travel Insurance From TripInsuranceStore.com? • Your Satisfaction is Guaranteed Thoroughly examine your policy for 10 days. Wear the smile of satisfaction, or it's no sale. Can you ask more! • 364 Testimonials from Satisfied Customers Unless you're a returning client, you don't know anything about us. Nor have you experienced first hand our great service. Read what others have said. • You Get Personal Service (a rarity when you're online) Call Steve (the President), Denise, Tara, Teresa, Mary or Terry toll free at 1-888-407-3854 (US & Canada) or 507-214-3854 for advice & recommendations. When was the last time a website (or any business) encouraged, wanted or begged you to call? And we answer live! • Selected, Pre-Screened Trustworthy Travel Insurance Companies You can browse or study plans from the only 6 travel insurance companies we trust . They are CSA , HTH , Travelex , Travel Guard , Travel Insured and TravelSafe . • You Get Side-By-Side Comparisons Not awkward top to bottom tables. Click here for your free quotes . • You Can Order Safely Online All orders are processed with 128-bit Military Grade Encryption Algorithms. Do you know which plan you want? If so, skip the details - click here for the secure purchase link . • You Will Enjoy Ongoing Service You can count on us to be here for you after the sale. We even call you a few days before you leave to make sure you have your insurance information. You can always call or contact us here . Over 100 different travel insurance policies are sold online. That's the bad news. The good news is that you don't have to wade through them all. You owe it to yourself to only work with reputable providers . See how these plans compare in an easy to read side-by-side comparison. You can email your quote to yourself, too. Click here to recommend this page to a friend. Your trip cancellation benefits start the day after you buy your travel insurance plan. Your trip interruption benefits begin when you leave home for your trip. You choose which travel insurance plan is right for you. Get your instant travel insurance comparison quote to easily compare the different plans, benefits and prices. You can safely order your travel insurance plan online, too. You'll find plans from the leading travel insurance providers: CSA Travel Protection , HTH , Travelex , Travel Guard , Travel Insured and TravelSafe . These links take you to our detailed description pages. Or skip the details, going straight to the Fastrack Online Purchase Links . Protect yourself if you have to cancel or interrupt your trip for a pre-existing medical condition . Keep these three important rules in mind: • You have to insure your trip's full prepaid, non-refundable cost (you can't round it down) and • The person (including non-traveling family members) with the medical condition has to be medically stable when you get your insurance and • You must get your travel insurance in the first 10, 14 or 21 days after your first trip payment date When your first trip payment date is more than 10, 14 or 21 days in the past and you're concerned about pre-existing medical conditions, click here . On the other hand, the Lookback Period doesn't apply to you when there aren't any pre-existing conditions. Discover how to protect yourself for pennies on the dollar. Look at these real life examples of a $3,000 trip (up to 30 days) for a 70 year young or a 35 year old traveler: -- Your Age: CSA Silver HTH TP HTH TP Pf'd Travelex Lite Travelex Plus TG Protect Assist Travel Insured Travel Safe Age 70 $174 (6%) $194 (6.5%) $255 (8.5%) $168 (5.5%) $257 (8.5%) $251 (8%) $185 (6%) $254 (8.5%) Age 35 $124 (4%) $139 (4.5%) $186 (6%) $129 (4%) $199 (6.5%) $145 (5%) $111 (4%) $101 (7%) Note: these plans have different coverages and benefit levels - Don't be influenced by price alone. Click here to see a detailed side-by-side plan benefit comparison . Medicare doesn't cover you outside the USA. You can get travel insurance as late as the day you leave home. Travel Supplier Waiver Plans are surprisingly different from travel insurance. Our Privacy Policy is in full FTC compliance. Your benefits are paid in Tax-Free US Dollars. Not vouchers. Not "trip credits". You get fast, not-in-a-hurry, unbiased advice. Steve, Denise, Tara, Teresa, Mary & Terry do not work on commission. You get personal service - a rarity when you're online. You're not limited to one choice or confused by too many choices. You'll find plans that are uniquely different from each other. You get the travel insurance plan that's best for your trip and your family's needs. We may recommend one plan for one trip and a different plan for another trip. There's no hidden agenda to steer you to one company over another. We don't charge you extra fees. You can read what others say about TripInsuranceStore.com Safely, easily online from CSA Travel Protection , HTH , Travelex , Travel Guard , Travel Insured or TravelSafe (these links take you to our detailed description pages) Over the telephone: Call Steve, Denise, Tara, Teresa, Mary or Terry toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. - You get to talk to a live person. - We're happy to answer all your questions. - We can even complete your application over the phone. - Everything you tell us is confidential. Our Privacy Pledge . Through the mail: We'll fax or send you a brochure . Call the insurance providers directly: If you do this, please give them our agent or ID number. Here's what you need if you call. You get email or postal sevice confirmation of your policy, too. CSA Travel Protection has three plans: Silver, Comfort and Luxe. All plans include at least $50,000 emergency medical, $250,000 emergency medical evacuation and 150% Trip Interruption. Ten-day money back satisfaction guarantee. Available to US and Canadian residents only. View Details HTH Worldwide two plans: HTH Trip Protector and Trip Protector Preferred. Both HTH plans have at least $500,000 emergency medical evacuation. Ten-day money back satisfaction guarantee. Available to US and Canadian residents only. HTH TripProtector has $100,000 emergency medical and all the standard coverages. HTH TripProtector Preferred includes $250,000 emergency medical, 150% trip interruption and other higher coverages. View Details Travelex offers both $50,000 and $500,000 emergency medical / medical evacuation with 150% Trip Interruption. Children under 16 are covered at no charge when accompanied by a covered adult. Ten-day money back satisfaction guarantee. Available to US residents only. View Details Travel Guard is America's #1 travel insurance provider online insuring more than 6 million travelers each year. Ten-day money back satisfaction guarantee. Available to both US and Canadian residents. View Details Travel Insured gives you $50,000 emergency medical, $250,000 emergency medical evacuation and 150% Trip Interruption. Twenty-day money back satisfaction guarantee. Available to US residents only. View Details TravelSafe gives you $50,000 emergency medical, $250,000 emergency medical evacuation and 150% Trip Interruption. Cancel For Any Reason upgrade is available. Ten-day money back satisfaction guarantee. Available to both US and Canadian residents. View Details Do you want 'customized' travel insurance recommendations? Or do you have any questions? If so, call Steve, Denise, Tara, Teresa or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854. Links Town and Country, Ski, Frommers.com, The Wall Street Journal, Chicago Tribune, L.A. Times, Reader's Digest, IHT, etc. Read 'em. to use , provides answers, and is backed up by the toll free phone line. You make shopping for a complicated product easier. Thanks! - Cynthia C., Portland, OR Are You Interested In? Pre-existing Conditions What's Covered? Instant Quotes Group Travel Insurance FAQ's Ordering Brochures Rental Car Insurance Top 10 Information Pages 1. Pre-existing conditions 2. What's Covered? 3. Common Exclusions 4. How To Make A Claim 5. Traveling companions 6. What is your trip's cost? 7. Site Map 8. FAQ's 9. Primary - Secondary 10. Travel Supplier Plans "Go directly to the source - a broker, where you can get competitive bids," says Bob Hunter, director of insurance services at the Consumer Federation of America.




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