travel insurance policies and

UK Travel and Holiday Insurance in an Instant UK instant online travel and holiday insurance cover All required policy cover details and emergency telephone numbers will be on the insurance documents you receive online and via email. Read about our various travel insurance policies and find the right one for you and your family Find a complete index to our travel insurance products by clicking on the bold text above. With the information on these pages, you can make better use of our comparison and booking software, and obtain the right cover . . . at the right price. We believe travel insurance should be affordable, solid, and effective. So, these pages offer the cheapest good quality insurance in the UK. Please feel free to click on the link above and read for yourself. If you are already comfortable with the process of taking travel insurance, then simply click on one of the quotation buttons in the blue panels at the top of this page. Contacting your Emergency Services Provider? Please Note : If you bought one of our policies prior to 1st January 2004 then your emergency contact details are as follows. For emergency contact details for policies purchased after this date then click here 24 HOURS MEDICAL EMERGENCY SERVICE OPERATED BY MEDI-CALL LIMITED We try to make any claims procedures as easy as possible, but by reading a few of the rules below you can make any possible holiday claim you may need to make a lot easier. IMPORTANT - please quote Essential Travel and Scheme Number shown on the first page of your Certificate and Your Certificate Schedule Number. Medi-Call Limited provides immediate help in the event of Your illness or injury arising outside the UK (United Kingdom) - they provide 24 hour multi-lingual emergency service 365 days a year and can be contacted by telephone, telex or fax. UK Insurance Emergency Telephone Numbers Should a serious medical problem arise You must contact Medi-Call Limited immediately. (+44) 1273 321976 Fax: UK (+44) 1273 731261 Responsibility You are responsible in advising Your attending doctor to seek prior approval for any treatment except in extreme circumstances where a request for prior approval would delay surgery in a life threatening situation or medical crisis. Failure to contact Medi-Call Ltd may limit the benefits payable, or in certain circumstances, insurance cover will not be provided. When You call upon the services of Medi-Call Ltd it is a condition of the service that First Assist shall solely be responsible for all decisions on the most suitable and reasonable solution to any medical problem. The service includes, where necessary: 1. Multi-lingual assistance with hospitals and doctors 2. Repatriation arrangements and necessary escorts by a medical attendant 3. Travel arrangements for other members of Your party or next-of-kin 4. On arrival in the United Kingdom, an ambulance service to hospital or home. Please note: We are not responsible for the availability, quality or results of any medical treatment received by You. Ho To Make a Travel Insurance Claim from policies bought BEFORE 1st January 2004 All claims other than Medical Emergency Assistance must be made direct to: CLAIMS SETTLEMENT AGENCIES 308-314 LONDON ROAD HADLEIGH ESSEX SS7 2DD Telephone 01702 553443 Fax 01702 553231 They will send You a travel insurance claim form which You will need to complete and return to them with Your Certificate Schedule and any other documents requested. All Claims must be submitted within 31 days. Claims Agency For all claims we use Claims Settlement Agencies Limited who have been settling claims since 1990 and is our preferred Loss Adjusters and also handles certain insurance claims for other insurers such as AXA. They are experienced in handling and maintaining large corporate accounts in particular Air Miles. They currently have 25 staff who are processing approximately 25,000 claims per year . Emergency contact details for policies bought after 1st January 2004 Emergency Medical Assistance. It is important that in the event that you need to contact the medical emergency you must quote Optimum and your policy number ET/AON (followed by your number) Travelsolve Assistance provides immediate help in the event of an insured persons illness or injury arising outside the United Kingdom, they provide 24 hour multi-lingual emergency service 365 days a year and can be contacted by telephone or fax. Emergency Numbers are : UK: +44 (0) 1733 457593 FAX: +44 (0) 1733 502293 When an insured person calls upon the services of Travelsolve Assistance it is condition of service that Travelsolve Assistance shall be responsible for all decisions on the most suitable and reasonable solution to any medical problem. The service includes, where necessary: 1. Multi-lingual assistance with hospitals and doctors. 2. Repatriation arrangements by escort by a medical attendant. 3. Travel arrangements for other members of your party or immediate relative. 4. On arrival in the United Kingdom, an ambulance service to hospital or home. NOTE: FAILURE TO CONTACT THE ASSISTANCE COMPANY MAY RESULT IN A CLAIM BEING INVALID. Making A Claim on policies bought ON or AFTER 1st January 2004 If you need to make a claim please obtain a claim form by telephoning or writing to our claims handlers. Please note that for your claim to be considered you must register this within 28 days of returning from you trip. When contacting the claims company please insure that you quote Optimum and your policy number that will start ET/AON (followed by your policy number) At Instant Holiday Insurance we use Claims International Limited ( CIL ) who are the market leaders and are the leading specialist in there field. They have a large portfolio which includes travel and medical related claims handling, policy administration services and fulfillment services, financial protection and credit card enhancement and other related claims handling products. From 1992, CIL has been a wholly owned subsidiary of the Lindsey Morden Group of companies and as such forms part of a global network of claims handling companies, including Cunningham Lindsey, the UK's largest loss Adjuster. CIL has managed and administered over 140,000 claims per annum and has strong working relationships with major Insurers and Intermediaries as well as Lloyds Underwriters and other insurance based clients. In the event if having to make a claim on your travel insurance policy please use the contact details below: Claims International Ltd 14th Floor Leon House 201-204 High Street Croydon CR9 1ER TEL: 0208 680 5142 FAX: 0208 760 0298 info@cilint.com Once you have contact the relevant department, please return your claims form, with your original policy documents, and please insure you have photocopies or any paper work that is requested from the claims company. Tips for Travellers Abroad. Always take out Travel Insurance well in advance of travelling. The travel insurance policy will cover you for any medical expenses that you incur should you be involved in an accident or become ill and require hospitalisation . Sometimes medical costs can be astronomic and without sufficient insurance cover you could end up in serious trouble. Apart from medical expenses the policy should also cover things like; legal expenses,cancellation & curtailment, loss of money, baggage, passport, etc. and personal liability. Make sure you are covered for any activity that you intend to undertake so that you and your equipment are covered while participating, e.g. skiing, scuba diving etc. Make sure you have a signed, valid passport (and visas, if required). Also, before you go, make sure you fill in the emergency contact information page of your passport! Read the Foreign & Commonwealth Office Information Sheets (and Public Announcements or Travel Warnings, if applicable) for the countries you plan to visit. Familiarise yourself with any local laws and customs of the countries to which you are travelling and avoid violating them whilst on holiday, deal only with authorised agents when you exchange money or purchase art or antiques. Remember, while you are in a foreign country on holiday, you are subject to its laws. Make two copies of your passport identification page. This will facilitate replacement if your passport is lost or stolen. Leave one copy at home with friends or relatives. Carry the other with you in a separate place from your passport. Leave a copy of your itinerary with family or friends at home so that you can be contacted in case of an emergency. Never leave your luggage unattended in public areas. Do not accept packages from strangers. If you plan to stay abroad for more than two months, upon arrival you should notify by phone or register in person with the British Embassy in the country you are travelling to. This will facilitate communication in case someone contacts the embassy looking for you. To avoid being a target of crime, try not to wear conspicuous clothing and expensive jewellery and do not carry excessive amounts of money or unnecessary credit cards. Finally, if you do get into trouble, contact the nearest British Embassy. Travel Insurance Policies for UK Residents in Brief With instant online quote and immediate certificate & policy cover. Travel insurance in an instance without any hassle and with totally safe online transaction from start to finish. Covering backpackers and student cover as well as wintersport for ski and snowboarders and more as well as multi & single trip policies, annual and seasonal cover for resort workers who maybe in a ski resort or holiday complex for a matter of months and need adequate cover but do not want to pay the normal travel and holiday insurance rates. Online Travel Insurance Booking Procuedures Explained in Brief You will be presented with an instant online holiday insurance quote for your selected insurance package which could be for Europe or Worldwide or ski wintersport cover for example and for your selected dates of travel. You can then either select that policy or choose an annual policy which is also returned, this is usually slightly more but obviously it covers you for a full year and not just a single trip. You then enter your details with your credit card details being last of all. You can print off your travel insurance policy and cover details online immediately. You will receive your insurance certificate also via email and regular post. site map | ski-insurance | travel sites | uk-travel-links | worldwide-travel-links | home UK Airport Hotels | Uk Airport Lounges | Short Breaks other insurance sites which also offer great rates uk income protection insurance | uk mortgage insurance | uk home insurance | uk online finance

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Golf Vacations Simply find

Hawaii Discount Vacation - Swift Golf Vacations Sign Up For SwiftMail View Previously Saved Itinerary Reserving the perfect Hawaii discount vacation is easy with Swift Golf Vacations Simply find the place you want to have your dream Hawaii discount vacation. Use the links at the right to browse various golfing destinations. Once you pick the place, we'll help you choose tee times, lodging and vehicles - all the elements necessary for your perfect Hawaii golf vacation. There's no commitment until you have everything just right. For real simplicity, choose one of our outstanding Hawaii discount vacation packages at the far right. Easy and fun in one perfectly planned package! Call To Make Reservations: 1-800-577-3787 See All Available Destinations Golf the lush tropical courses of Hawaii Experience the variety of golf in the Southwest Challenge the courses of the East Coast Try golf northern style - Canada golf courses Enjoy the sun-drenched Caribbean golf courses See All Available Destinations View All Pre-Packaged Hawaii Discount Vacation Specials! California - Monterey Pebble Beach Special 4 Days and 3 Nights 2 Golf Rounds From $2,500 per person - SAVE MORE THAN $300 ! View All Pre-Packaged Hawaii Discount Vacation Specials! If you would like to speak to a Golf Vacation Consultant regarding your golf package to Hawaii, please call toll free 1-800-577-3787, or email Customer Support contact us terms privacy frequently asked questions Swift Golf Vacations is committed to bringing you the very best in golf vacation packages ©2005 Swift Golf Vacations. All Rights Reserved. Home | Browse Destinations | Vacation Specials | Group Travel | Partners | About Us | Site Map

Switzerland Travel Guide Top

Switzerland Travel and Destination Information sitemap Home Vacation Planner Main Attractions Hotels Getting Around About Switzerland Company Info 1- 800 33 SWISS (79477) - Call the Switzerland experts for immediate assistance ! Switzerland Travel Guide Top Destinations Zermatt Interlaken Montreux St. Moritz Lucerne Geneva Zurich Basel Mountain Resorts Crans-Montana Davos Grindelwald Gstaad Muerren Verbier Wengen Lakeside Cities Lausanne Locarno Lugano Murten Neuchatel Thun Other Cities Berne St. Gallen Regions Engadin Graubunden Bernese Oberland Ticino Valais Links Switzerland Travel Agency - Destination Guide & Travel Maps "MagicSwitzerland" provides you with a destination guide on travel to Switzerland and a reservation tool for hotels and other travel related services. On our site you will find travel information and maps of most Swiss travel destinations. Choose from one of our vacation packages and tours or work closely with one of our native Switzerland travel agents to design your perfect vacation. Start with our travel guide to Zermatt , the Bernese Oberland , the city of Zurich or any other place of interest in Switzerland. We would like to invite you to discover a variety of incredible destinations in Switzerland. The unique hospitality of our people plus the scenic beauty of our country will inspire your senses. Whether your interest are the Alps and other mountains, traveling by train through Switzerland, exploring the lakes or getting to know a Swiss City, we will assist you in putting together the perfect vacation. Our travel agents provide efficient and quality service and they can make all your travel arrangements for your visit to Switzerland. "MagicSwitzerland" is a full-service travel agency located in Kansas City, MO and we arrange for hotels , rail tickets , car rentals , ground transfer , international airfare and anything else to fit the needs of groups and individual tourists planning to travel in Switzerland. We specialize in custom itineraries and organize soft tours and adventures for all ages and abilities. We also organize itineraries combining Switzerland with visits to other European countries! Switzerland offers a four-culture diversity, service oriented hotels and the Swiss command of English which makes traveling pleasant. Please also visit our Magic Travel Deals page, where we present you attractive offers and last minute bookings for your vacation in Switzerland. Book Online Train Passes Swiss Hotels Rental Cars Vacation Homes Travel Insurance

Europe Travel

Bus Travel in Europe Web TransitionsAbroad.com Home Work Study Travel Living As seen in Transitions Abroad Magazine September/October 2000 Related Topics Budget Travel Back Door Travel with Rick Steves Related Articles Bus Tours Can be Great Bargains Cheap Travel in Europe European Travel by Bus By Koke Miller-Thomas (Web editor's note: Updated to link to sites for current rates and information.) After working six months in Scotland and England, I realized that my initial financial forecast was too optimistic. I didnt want to leave without touring Europe, but I could not afford to travel by train. So I looked around for alternatives and found two bus passes that I could afford: Eurolines Europass and the Busabout pass . Eurolines Europass is less expensive than Busabout (and offers fewer perks), but both passes cost less than comparable rail passes. For example, here are the current rates for the Europass. The current rates for the Busabout pass are listed here . The main advantage of Busabout versus Europass and Eurail is additional convenience. Busabout will drop you off at hostels and help you book rooms in advance. Eurolines provides an external link for booking accommodations online via their site. Both bus passes let you travel to a few countries that a Eurail pass does not include. For example, with Europass you can visit the following countries . Busabout, does not offer quite as many country destinations, but it lets you visit more smaller destinations, as well as packages to Morocco, Croatia and the Greek Islands. Ultimately, comfort is the main factor to consider when deciding whether to travel more expensively by train or more cheaply by bus. Buses are often crowded and are about as comfortable as they are in the U.S. On the upside, European bus stations are far nicer than in the U.S., and buses are used by more people. Compared with the train travel Ive done in Europe, bus passengers seem to socialize more than rail travelers. Perhaps more importantly, most bus passengers are locals. All of our drivers were locals, and they generally provided interesting bits of information. You can buy a Busabout pass online. Their web site, www.busabout.com , also contains maps and stop information. The Eurolines pass can be bought online as well and a network map is available. An audio interview is available at www.eurolines.com - just click for the Podcast. KOKE MILLER-THOMAS has lived in several countries. Currently she is a social worker for the state of Texas. Web TransitionsAbroad.com Home Work Study Travel Living Disclaimer ©Transitions Abroad

Ski Vacation . From

Skiing In Canada, Canada Ski Vacation, Vacations for Winter Vacation Packages What's New! Travelling To & Around Free Vacation Guides Maps » Home » Skiing & Winter Fun » Skiing in Canada They told you that you couldn't have your cake it and eat it, too. In Alberta, you can. Skiing in Canada is affordable upper crust. Here, snow is the light, fluffy icing on the cake. So go ahead - take a slice of the high life in Alberta, with a Canada Ski Vacation . From high-speed six-seater lifts (known as "six packs") and luxurious lodges to rugged wilderness areas and backcountry huts, Alberta has everything under the sun to help you enjoy the ultimate Canada ski vacation. Alberta's Alpine Ski Resorts Offer Many Vacations for Winter Alberta may look like the land of a million Christmas trees but it's more than just a pretty visual. When planning your family winter vacation remember that winter in Alberta is about a season that offers unparalleled Canada ski vacations at diverse resorts all over the province. Deep in the south lies an unknown powder hound's heaven called Castle Mountain (with new terrain and new slopeside digs at cheap prices); just west of Calgary lies Nakiska (home of the XV Winter Olympics) and Fortress (also known for its dry, fluffy powder and inexpensive accommodation). Farther west is Mt. Norquay (legendary for its hang-on-tight steeps and proximity to Banff), Sunshine Village (brags of Canada's longest ski season and all-natural snow) and Lake Louise (Canada's single largest ski area) - and all offer great winter vacation packages. Veer north and you'll find the newly expanded, family-friendly resort of Marmot Basin, in Jasper National Park. And skiing in Canada is doubly attractive in Alberta, the only province without a provincial sales tax, which makes it a very affordable family winter vacation. For complete ski packages, mouse around here . Terrain Parks & Pipes Where there's a major ski resort, there's a terrain park. Spines, table tops, quarter pipes, jumps, berms and banks are standard fare in Alberta, as are weekend races. Riders, hungry for fresh terrain, should get their boards down to the new Eagle Ridge wilderness area at Marmot Basin, opening in the 2003/04 season - just another example of more skiing in Canada! Skiing in Canada Includes the Nordic Variety Despite Alberta's magnificent backdrop of the Rockies, the perfect terrain for downhill ski resorts, we don't stop at alpine skiing. Hosting the XV Olympic Winter Games blessed Alberta with the Canmore Nordic Centre, an exhilarating 60-km tumble of track-set trails. In nearby Kananaskis Country, the Ribbon Creek system also has 60 km of groomed trails as well as 75 km of additional trails in Peter Lougheed Provincial Park (check out the annual Ski Marathon a.k.a. as the Cookie Race, held every February), another terrific skiing in Canada event. Right next to this nordic area is Nakiska (and 15 minutes further is the downhill resort of Fortress), so combining nordic and alpine skiing is easy in Alberta, the ultimate in Canada ski vacations. In the southwest corner of Alberta you'll find Waterton Lakes National Park, also laced with family-friendly trails, that makes for a great choice when selecting a vacation for winter. Nordic racers from around the planet annually flock to the Canadian Birkebeiner Ski Festival, (every February), held in Edmonton and Strathcona County (two other areas loaded with track-set trails). Named for a Norwegian family renowned for saving the life of a crown prince by skiing 55 km over three mountain ranges, it's the biggest classic ski race in North America. For more Canada ski vacations, check out our winter packages page or for the ultimate Skiing in Canada road trip, mouse around here . In order to help you plan an idyllic Canada ski vacation, visit these sites for the most current sir reports and conditions at Alberta's individual resorts: » Lake Louise Ski Resort - Live Ski Cam » Sunshine Village Ski Resort - Live Ski Cam » Marmot Basin in Jasper National Park - Live Ski Cam » Ski Banff @ Norquay » Fortress Mountain » Nakiska » Castle Mountain Resort Back to Top Skiing In Canada | Canada Ski Vacation | Vacations For Winter focus pages built by anduro technologies