Travel insurance Holidaying abroad,


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BBC - Crime Prevention On Holiday - Travel Insurance Home TV Radio Talk Where I Live A-Z Index 28 December 2005 Accessibility help Text only BBC Homepage Home Crimewatch Crime Fighters Case Closed Crime Prevention You & Your Family Your Home Your Car On Holiday The Law Support for You A to Z of Drugs Newsletter Contact Us Like this page? Send it to a friend! Travel insurance Holidaying abroad, or even in the UK, without basic travel insurance is unwise. But travel insurance doesn't have to break the bank. Many travel operators insist that you have cover before they'll sell you a holiday. They are entitled to do this, but they cannot demand you buy a policy from them, provided the cover you have is comparable. Apart from covering items that may be stolen while you're on holiday, including small amounts of cash, travel insurance offers many other important benefits. Policies usually include cover for medical expenses - useful if you fall ill or if you're unfortunate enough to be attacked and injured. You must disclose any pre-existing medical conditions. Travel policies also tend to include some basic "personal accident" cover, paying a set amount in the event of loss of sight, limbs or injury resulting in permanent disability or death. Another important element is "cancellation cover". If you have to cancel your holiday because of injury, illness or a disaster at home such as a fire, this will pay for any holiday expense you cannot recover. You need to check carefully what is covered and what isn't. Make sure your policy is valid for the whole journey and includes comprehensive medical and repatriation cover. Always take a photocopy of your policy, along with a note of any 24-hour emergency numbers. Like all insurance policies there are restrictions. Limits to the amounts that will be paid under different parts of the cover usually apply and you won't be covered for dangerous activities, such as abseiling or scuba diving. Also, a claim could be turned down if you don't look after your belongings properly. For example, if someone steals your things off the beach while you're taking a dip in the sea, the insurance company might decide that you have not taken "reasonable care" and refuse to pay up. Insurance companies are also growing increasingly concerned about fraud, especially with travel insurance. If you claim for anything that has been stolen they'll probably want evidence that you actually owned the item in the first place. Keep photos at home of personal belongings that you've taken with you. Some insurers even ask for receipts! Check to see if you already have cover under your home insurance for personal belongings while travelling abroad or away from home in the UK. It might not mean that you will get a lower premium (try asking though), but it's worth knowing as the cover under your home contents may be better or may have a lower excess. If you have travel and household cover you cannot claim twice! Insurers will normally split the cost of a claim between them. Don't forget the benefits of using your credit card to buy things abroad. Most include automatic insurance cover on items bought with your card for a short period of time, including things you buy overseas. Check with your card company. Finally, if you and/or your family travel often, ask your insurance company about an annual policy. You pay a premium each year and are then covered for all holidays in that period without needing to take out individual policies - although you may be limited to a certain number of trips. Useful Links BBC Watchdog A guide to travel insurance, making sure you get the right policy. printer friendly version The BBC's Crime site (the "Site") is provided for your general information only. The information contained on the Site should not be treated as a substitute for obtaining professional medical or legal advice. All info correct as of 12/02/03. In this section > Accommodation > Backpacking > Before you go > British Consul > Card theft > Car crime > Currency > Customs > Driving abroad > Hire cars > Insurance > Local culture > Local laws > Luggage > Passport > Personal safety > Timeshares > Top five tips Fun and games > Psychology quiz > Chain Gang > Prison Breakout BBC Holiday Try out the Destination Finder About the BBC | Help | Terms of Use | Privacy & Cookies Policy
Switzerland Travel Community? Join
Switzerland Travel Community: Free Travel Reviews, Journals, Photos, and Special Deals Home Browse: -- ---Destination--- Adelboden Airolo Aletsch Andermatt Anzre Appenzellerland Arosa Ascona Bad Ragaz Baden Basel Belinzona Bern Berner Oberland Bettmeralp Biel Braunwald Brienz-Meiringen Brig Brissago Celerina Centovalli Charmey Chteau-d'Oex Chur Crans-Montana Davos Disentis-Sedrun Einsiendeln Emmental Engelberg Estavayer-le-Lac Flims Laax Falera Fribourg Geneva Gimmelwald Glarus Grchen Grindelwald Gruyres Gstaad Interlaken Jungfrau Region Kandersteg Klosters La Chaux-de-Fonds Lago Maggiore Lausanne Lauterbrunnen Lenzerheide-Valbella Les Diablerets Leuk Leukerbaad Leysin Liestal Locarno Ltschberg Lucerne Lugano Martigny Mendrisio Montreux Morges Mount Pilatus Mt. Rigi Murren Murten Nendaz Neuchatel Nyon Pays du Grand-St-Bernard Pontresina Rapperswil Rheinfelden Riederalp Romont Saanen Saas-Fee Sainte-Croix Samedan Samnaun San Bernardino Sntis Savognin Schaffhausen Schwyz Scuol Sierre Sils-maria Silvaplana Sion Soglio Solothurn Splgen St. Gallen St. Moritz Thun Thurgau Thusis Ticino Toggenburg Torgon Vaduz Val de Illiez Verbier Villars Visp Region Weggis Wengen Winterthur Yverdon Zermatt Zug Zurich ---Region--- Basel Bernese Oberland Central Switzerland Eastern Switzerland/Liechtenstein Fribourg Geneva Graubnden Lake Geneva (Vaud) Neuchtel / Jura / Jura Bernois Schweizer Mittelland Ticino Valais Zurich Switzerland Game Log in Email Address: Password: Remember Me Problems logging in? Not a Member? What is the Switzerland Travel Community? Join the community to discover Switzerland through firsthand travel reviews and photos, to meet other Swiss travelers, earn valuable rewards, and much more! Switzerland > Central Switzerland Unlimited freedom. Switzerland was born when the good people of Uri, Schwyz, and Unterwalden formed an alliance at the Rtli. Here, in Central Switzerland, you'll find the Schllenen Bridge, which made north-south travel across the Gotthard range possible; and here, in 1871, Europe's first cog railroad up to Rigi marked the beginning of modern tourism. Historic sites and enchanting countryside abound, from the William Tell monument to commanding mountain peaks. Swiss Regions Andermatt Einsiendeln Engelberg Lucerne Mount Pilatus Mt. Rigi Saanen Schwyz Weggis Zug What's the Difference Between a Journal and a Review? Think of it in book terms: reviews are like chapters within a journal. In a "journal" on Zurich, for instance, you'll find individual "reviews" for resorts, mountains, restaurants, attractions, and activities. Featured Member. Member mfs writes: "We stopped in Switzerland en route to Turkey to visit friends who live in Zurich. We got to see the..." read more Community Zurich Members Who Live in Zurich i.bajo mcgujer Ernestoche mischapeter jojorech See All Members With Zurich Journals Invicta73 Sierra Chilo superpurd tripsahoy Zurich Photos See All Most Recent Zurich Journals Zurich - Downtown Switzerland A Taste of Old Europe Zurich: Easy Comfort Zurich: My Second Hometown Zurich and the Golden Pass Line See All Return to Home Information about Swiss Quality Switzerland Tourism : About Us : Privacy Statement
South America Travel Forum
South America Travel Forum Travel Blog | About TravelBlog | World Facts | Latest Travel Journals | Backpacker Travel Insurance | Travel Wallpaper | Travel Forum | Services | Articles South America Travel Forum Home Newest Journals Bloggers Search Travel Forum Travel Guide Travel Photos « back 1 2 next » Forums » South America Travel Forum Post New Thread South America Travel Forum Countries include: Argentina, Uruguay, Brazil, Venzuela, Peru, Bolivia, Colombia and the territory of Antarctica. Moderators Forum Charter Terms of Service Topics Messages Started Last Reply View Photos of Peru A selection of photos from my two trips to Peru amongst others 1 fitzrik 23:19 - 27th Dec View u2 will come to the Argentina... Elevation Tour 2006 2 marcelou2 13:15 - 27th Dec marcelou2 13:22 - 27th Dec View Volunteering My girlfriend and me will be travelling south america from november and would like to volunteer at some point during th trip. Preferably Ecuador or Peru 3 Youngy 09:43 - 6th Oct stevemc 22:15 - 24th Dec View Buenos Aires Trip Currently in Recife Brasil and planning a trip for 2-4 weeks to Buenos Aires. 2 wherearewenow 01:15 - 20th Dec marcelou2 12:59 - 20th Dec View first time travelling- south america Desperate to travel as much as south america as possible - Posted Anonymously 2 anonymous 01:58 - 7th Jan wherearewenow 00:35 - 20th Dec View A little scared of heights Considering my tiny fear heights, is it madness to be hoping to do the inca trail next year? 1 Poppypinkie 00:30 - 20th Dec View Where to travel? I just spent 6 months studying at a university in Buenos Aires, Argentina and wondering where I should go next. 3 Jamerson 04:03 - 12th Aug marcelou2 16:41 - 16th Dec View I can help you if you want.. Hello, Hola, I'm waiting for you... 1 marcelou2 17:46 - 15th Dec View Question Travelling South/Central America 2 Kiel 18:54 - 14th Dec Ali 00:15 - 15th Dec View Bolivia via Peru Getting to La Paz, Bolivia from Lima, Peru??? Adventure extraordinaire? 3 dannyboy 20:17 - 17th Aug Jenstar 12:07 - 11th Nov View lima to la paz best and cheapest overland route from lima to la paz 1 threethings 22:38 - 6th Nov View We offer accommodation in Lima - Peru We are a peruvian family who offer accommodation in our home in Lima 2 peruexplorer 22:59 - 29th Aug peruexplorer 00:36 - 21st Oct View USHUAIA INFORMATION Accommodation in Ushuaia, Argentina 1 ARY_USH 18:15 - 12th Oct View south america trip around south america 3 jolka 07:52 - 16th May gozub 21:08 - 12th Aug View Need info on buying a van/camper in south america will be traveling in south america by van/truck/camper need help please 3 elflaco 04:03 - 28th Oct Carley 00:03 - 10th Oct View Learn Spanish in Cuzco Peru if you would like to learn spanish in cuzco peru. it is a good idea. 1 aqmaster 13:26 - 5th Oct View Amazon seeing the amazon 1 Youngy 09:37 - 5th Oct View Malaria tablets how easy/difficult is it to get Chloroquine in South America? 1 Mark and Marias Great Adventure 11:46 - 16th Sep View Here's my plan, need some help. I am currently compiling my plan for a tour of South America and Central America. Its in the early stages, so any advice would be great. cheers 6 mexicanwave 12:13 - 15th Aug mexicanwave 12:29 - 5th Sep View Bolivia to Brazil..... Brazil to Venezuela I want to travel from Bolivia to Brazil... i don't know the best way 1 gozub 17:12 - 27th Aug « back 1 2 next » Post New Thread « back 1 2 next » Forums » South America Travel Forum Africa | Asia | Australasia | Europe | Middle East | North America | South America | Central America & Caribbean World Facts Maps & Flags | Bloggers | Latest Journals | Free Travel Journal | Online Travel Diary | Travel Wallpaper | Travel Photos | Backpacker Travel Insurance | Search | Travel Forum | Travel Guide 2002 - 2005 TravelBlog & Bloggers | Contact Us | Terms of Service | RSS 0.91 Total: 1.165 s; Template: 0.2414 s; qcount: 189; 64.34.178.147; mem: 6426248
EUROPEAN VACATIONS We're pleased
All inclusive Vacations - Hawaii Vacations, Caribbean Vacations, spa Vacations A VERY WARM WELCOME TO YOU FROM CM.TRAVELONLINE.COM Caribbean Vacations Mexico Vacations Romantic Vacations Family Vacations New - Luxury Travel Site Map Please call us at 757-240-6642 for your free consultation One of the Internet's best sites for All inclusive Vacations , Hawaii Vacations , Hotel Reservations , and spa Vacations ! CM.Travelonline.com is a full-service travel company that specializes in custom tailored vacation experiences to include Hawaii vacations, Mexico vacations, Europe vacations, and Caribbean vacations all designed to suit the needs and desires of our customers. We also feature exciting honeymoon vacation ideas, family vacations, and cruise vacations. WHERE WOULD YOU LIKE TO GO? WHAT WOULD YOU LIKE TO DO? -- Please Select the Destination You'd Love To Visit-- " u-menulink1="all-inclusive.htm" clientside s-menu1="Caribbean" b-holdselection="0" u-menulink2="antigua_vacations.htm" s-menu2="....Antigua" s-target="" u-menulink3="aruba_vacations.htm" s-menu3="....Aruba" i-type="3" u-menulink4="bahama_vacations.htm" s-menu4="....Bahamas" i-count="62" tag="p" i-menusize="1" s-inform=" -- Please Select the Destination You'd Love To Visit-- " s-separator="" s-menu9="....Cayman Islands" u-menulink12="dominican_republic.htm" u-menulink17="http://www.funjet.com/destinations/detail.asp?Dest=STX&pageMode=D&OAC=&plCode=7575962774" u-menulink20="http://www.funjet.com/destinations/detail.asp?Dest=STT&pageMode=D&OAC=&plCode=7575962774" u-menulink7="http://ref.iliit.com/agents/page.asp?site=0296757C058&pin=&page=island&id=&island=bonaire" s-menu12="....Dominican Republic" s-menu17="....St. Croix" u-menulink6="bermuda_vacations.htm" 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s-menu60="....Tahiti" u-menulink63="hong_kong.htm" s-menu55="....Dubai" u-menulink53="africa.htm" u-menulink58="australia.htm" -- 0) window.open( document.JBOT124110.dest.options[document.JBOT124110.dest.selectedIndex].value,'_self');this.selectedIndex = 0;" -- Please Select the Destination You'd Love To Visit-- Caribbean ....Antigua ....Aruba ....Bahamas ....Barbados ....Bermuda ....Bonaire ....British Virgin Islands ....Cayman Islands ....Curacao ....Dominica ....Dominican Republic ....Grenada ....Guadeloupe ....Jamaica ....Puerto Rico ....St. Croix ....St. Lucia ....St. Maarten ....St. John & St. Thomas ....The Grenadines ....Trinidad & Tobago ....Turks & Caicos Mexico ....Acapulco ...Cancun ....Riviera Maya ....Cozumel ....Guadalajara ....Huatulco ....Isla Mujeres ....Ixtapa ....Los Cabos ....Manzanillo ....Mazatlan ....Puerto Vallarta Latin America ....Belize ....Brazil ....Costa Rica United States Hawaii Las Vegas Florida ....Disney World ....Miami & South Florida ....Universal Orlando Resorts California ....Anaheim & Disney Land ....Los Angeles ...Other major U.S. cities Canada Africa Asia ....Dubai ....Hong Kong ....India Australia & South Pacific ....Fiji ....Tahiti Europe More International Destinations 0) window.open( document.JBOT162632.dest.options[document.JBOT162632.dest.selectedIndex].value,'_self');this.selectedIndex = 0;" -- Please Select Your Activity You'd Like To Do -- Book a flight & hotel together Book International Flights Find the best hotel deals Find an exotic vacation Find Passport information Find sightseeing tours & attractions Take a cruise Plan a destination Wedding Plan a honeymoon Plan a family vacation Plan a tropical spa vacation Plan a luxury vacation Plan an adults-only vacation Plan a clothing-optional vacation Plan a couples only vacation Plan a spa vacation Rent a villa or condo Research vacation ideas RELATED TRAVEL SECTIONS HONEYMOON VACATIONS CRUISE VACATIONS GO EUROPE SPA VACATIONS ONLINE RESERVATIONS Great Honeymoon 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