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QBE Insurance Group - Home Page If you can read this your browser does not support javascript or this feature is currently switched off. Please update your browser using one of the following links or enable javascripting via your browser settings. Click here to download Internet Explorer 6 Click here to download Mozilla QBE Insurance Group "QBE Insurance is Australia's leading International General Insurance and Reinsurance groups and one of the to 25 world wide." Core underwriting entities Standard & Poor's Rating = A+ Our Vision internationally recognised as a highly successful general insurance and reinsurance group; a builder of shareholders' wealth; a developer of "can do" people; and an organisation that excels in the continuous delivery of new and proven quality products and services. Our Values increasing the long-term wealth of shareholders; customer satisfaction and retention; employee satisfaction; and integrity. Divisions Group Annual Report Press Releases Shareholder Centre Financial Centre Webcasts Australia "QBE Insurance Australia, protecting people in all walks of life - from the home to the office and beyond" From our humble beginnings as the North Queensland Insurance company we have grown into a sophisticated provider of general insurance products. Our strength is our diversity. We provide over nine broad categories of general insurance. We provide comprehensive protection for peoples' homes, their lifestyles, their work environments. As a group, QBE works together to improve our customer service, our technology and our products. QBE Insurance - Aviation QBE Insurance - Commercial - QBE Mercantile Mutual QBE Insurance - Compulsory Third Party - CTP QBE Insurance - Corporate QBE Insurance - Personal - WQBE - Western QBE QBE Insurance - Professional Liability QBE Insurance - Surety QBE Insurance - Trade Credit QBE Insurance - Travel QBE Insurance - Workers Compensation Application for Credit Limit Endorsement QBE Insurance - Europe QBE Insurance - Asia Pacific QBE Asia Pacific: Our Vision Increasing Accountability Local Knowledge - Specialist Expertise Thriving on Complexity Our Vision - QBE Asia Pacific We aim to be recognised within the Asia Pacific markets as: a highly successful provider of specialist insurance solutions a team of results-oriented entrepreneurs with high levels of expertise and integrity a strong and ethical business partner an organisation that thrives on innovation and excels in the delivery of quality products and services a builder of customer value and shareholder wealth Increasing Accountability & Litigation For Asia Pacific companies to thrive in today's challenging business environment, they must be smarter, quicker and more entrepreneurial. They constantly face new business exposures and challenges arising from government regulation and common law. The margin for error has been squeezed in business today, and managers are confronted by the global trend of increasing accountability and litigation. They need specialist insurance solutions, backed by technical expertise. Equally as important, they need risk management experts with specialist knowledge who can translate the global into practical solutions at the local level - and then provide the on-the-ground resources when they are needed most. QBE Asia Pacific Operations has developed considerable strengths to best serve clients. Our history of commitment to the Asia Pacific markets means that we've developed a wealth of knowledge and experience. Local Knowledge - Specialist Expertise Five of our operations were established in the late 1880s, and four more were established in the early 1890s. Building on this strong foundation, we entered four additional markets in the 1970s and 80s, and five more in the 1990s. We now have over 18 QBE operations in various markets throughout the Asia Pacific region. Each market features different characteristics and dynamics, and local market knowledge can make all the difference for clients. For example, QBE operates in: Mature markets such as Singapore, New Zealand and Japan Emerging markets such as Indonesia and the Philippines Developing markets such as Thailand and Malaysia Small markets characterised by tightly knit communities, such as Vanuatu and Micronesia Markets that are rapidly moving toward more open economies, such as Vietnam and China Markets that have seen new opportunities emerge from the return to their motherland, such as Macau and Hong Kong Markets that operate under French customs and law, such as New Caledonia and French Polynesia Markets that have experienced political and social upheavals, such as Fiji, Papua New Guinea and the Solomon Islands In each of these markets, local knowledge is invaluable. And with the internationalisation of trade and business practice, businesses also need an underwriter with specialist insurance expertise, vast global experience and solid financial strength. Thriving on Complexity Ours is a complex business, and we thrive on that challenge. It is also a dynamic one, with growth driven by an acquisition strategy and a commitment to the professional development of our local teams. We are a grass roots company that is international in every sense of the word. The combination of local knowledge and specialist expertise provides important benefits to clients and intermediaries. In Asia Pacific, it's the QBE difference! QBE Insurance - QBE Asia Pacific - Specialist Risks Unit QBE Insurance - QBE Asia Pacific - Marine Risks Network QBE Insurance - QBE Asia Pacific - Hong Kong QBE Insurance - QBE Asia Pacific - Indonesia QBE Insurance - QBE Asia Pacific - Macau QBE Insurance - QBE Asia Pacific - Mainland China QBE Insurance - QBE Asia Pacific - Malaysia QBE Insurance - QBE Asia Pacific - Philippines QBE Insurance - QBE Asia Pacific - Singapore QBE Insurance - QBE Asia Pacific - Thailand QBE Insurance - QBE Asia Pacific - Vietnam QBE Insurance - QBE Asia Pacific - Fiji QBE Insurance - QBE Asia Pacific - French Polynesia QBE Insurance - QBE Asia Pacific - Japan QBE Insurance - QBE Asia Pacific - Micronesia QBE Insurance - QBE Asia Pacific - New Caledonia QBE Insurance - QBE Asia Pacific - New Zealand QBE Insurance - QBE Asia Pacific - Papua New Guinea QBE Insurance - QBE Asia Pacific - Solomon Islands QBE Insurance - QBE Asia Pacific - Vanuatu QBE Insurance - the Americas QBE Insurance Group Limited, is an insurance and reinsurance company publicly traded on the Australian Stock Exchange. Its history dates back over 116 years when the Company was founded in Australia. Since then the Company has grown to have operations in 47 countries with over $2 billion dollars of capital writing in excess of $3 billion dollars in premium. QBE the Americas operations commenced in 1986 when the QBE Insurance Group established a presence in the U.S. QBE the Americas now conducts business through its five companies, QBE Reinsurance Corporation, QBE Insurance Corporation, QBE Aseguradora de Riesgos del Trabajo S.A.,Argentina, QBE Del Istmo, Panama and QBE Brasil Seguros S.A. Lloyd's The Lloyd's division comprises QBE's share of the Lloyd's syndicates managed by Limit. The 2001 results are the first to contain a full year of activity from the acquisition of Limit in August 2000. Gross written premium for the Lloyd's division was $2,182 million, compared with $547 million last year. Net earned premium was up 273% to $1,365 million. Significant progress was made during 2001 towards achieving the objectives set out in last year's annual report. The rationalisation of the structure of the Lloyd's division continued with the merger of syndicates 79 and 2999, the closure of the under-performing syndicate 456 and the disposal of the property and aviation syndicate 318. This resulted in a significant reallocation of QBE's capital towards its best performing Lloyd's syndicates. Our exposure to poor performing US liability business was significantly reduced. QBE is now the sole capital provider to each of Limit's syndicates, other than syndicate 386 where our share has increased to over 40%. For the 2002 underwriting year, QBE provides 78% of Limit's aggregate capacity compared with 72% in 2001. The tragic events of 11 September overshadowed the year and the World Trade Center (WTC) loss had a significant impact on performance. In addition, upgrades were made to prior year outstanding claims provisions, principally to reflect adverse development on US liability business seen across the market. These upgrades have been substantially mitigated by reinsurance protections and provisions established on acquisition to allow for deterioration. Consequently, the result for the year largely reflects the performance of the 2001 underwriting year. The claims ratio was 72.9%, compared with 59.4% for last year. The combined operating ratio was 108.6%, compared with 101.1% last year. Excluding the WTC loss, the combined operating ratio would have been 101.0%. The movement in the commission ratio from 27.3% to 24.6% reflects the change in the mix of business during 2001. The decrease in the expense ratio from 14.4% to 11.1% reflects the synergies and savings delivered by the integration of QBE's former Lloyd's operations with Limit, partly offset by residual post acquisition integration costs during the year. 2001 was a transitional year in the market cycle with the rate increases anticipated at the start of the year not materialising until at least the middle of the year and, in some cases, not until after the impact of 11 September. We are now seeing substantial increases in premium rates across all classes of business underwritten within the Lloyd's division. These rate increases, together with a high level of business retention, new business opportunities and the reallocation of QBE's capital, should ensure profitability for the 2002 underwriting year. Our objectives for 2002 are to: take advantage of the dramatically improved rating environment and return all areas of underwriting to strong profitability; seek further rationalisation of the underwriting and operating structure in order to improve capital efficiency and our expense ratio; acquire further capacity on syndicate 386 as it becomes available; and be actively involved in the reforms proposed for the Lloyd's market. Our business at Lloyd's remains highly dependent upon the quality and commitment of our underwriters and their business franchise. I thank them for their efforts and achievements, which have ensured that QBE's Lloyd's division is now ideally positioned to take advantage of the hard market conditions now prevailing at Lloyd's. Steven Burns, Managing director, Lloyd's division Global Trade Credit "QBE Trade Credit, World-Wide credit solutions in an increasingly volatile business environment" QBE's Trade Credit underwrites $30bn of domestic and export trade credit from units in Australia, New Zealand, Asia and Europe having extensive experience in assessing risks in over 150 markets. We are a Standard and Poors A+ rated company. Supported by a product range of tailored solutions to your credit needs, QBE is uniquely placed to offer our clients the opportunity to conduct business in a secure environment. Established in 1962, we have in the last four decades risen to become the largest Australian Insurer offering both Domestic and Export trade credit insurance and have expanded offshore to service our clients locally around the world. QBE Re QBE Re is a leading global reinsurer providing treaty and facultative reinsurance, direct insurance, and other financial products to its varied clients. QBE Re conducts business through three Divisions: Australia, Europe, and the Americas. As a global reinsurer, QBE Re underwrites traditional and financial products covering all major lines and classes of business. Through its divisional network of companies, QBE Re excels in providing regional expertise and service tailored to local-market needs. For additional solutions from QBE Re, please visit our local teams: QBE Insurance - Australia QBE Insurance - Europe QBE Insurance - the Americas

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Russia Travel Guide, climate:

Russia Travel Guide - Information and Advice Russia Travel Guide Information and Advice 'A riddle wrapped in a mystery inside an enigma' Churchill St Petersburg Travel Guide | Moscow Travel Guide Russia Map | Russia Pictures Russia Travel Guide, climate: Best: May, June, Sept, Oct. July/August can be wet . Worst: Nov-March [winter is long, dark and extremely cold with short days, but the snow scenes will be stunning. Early Spring is muddy, slushy and falling icicles kill! ] Length of stay: Minimum worthwhile stay, not including flights: Moscow or St Petersburg are excellent for a wild and wooly underwear weekend. Recommended: 2 weeks to take in Moscow, St Petersburg and some of the surrounding towns - such as the Golden Ring - and countryside. The Trans-Siberian Railway to Irkutsk [Lake Baikal] will require at least 5 days. Main Russia Festivals Guide : 25 Dec- 5 Jan, Russian Winter is celebrated with traditional activities such as music, dance, sleigh rides, folk shows. New Year's Eve tends to be a family/friends occasion, so not wildly exciting. late Feb-early March, Goodbye Russian Winter, as above. Easter Sunday, Moscow, procession and service in stunning Kolomenskoe [Orthodox] church. April/May, Moscow Music Spring Festival , classical music. May 9, Victory Day Parade, Moscow. A stirring military procession. June, the White Nights arts festival is St Petersburg's liveliest event. April/May, St Petersburg Music Spring Festival , classical music. For some precise dates, more suggestions and information see: Colourful Festivals or European Festivals Activities Guide: The country is spacious - to say the least - and outdoor activities are popular but facilities and safety measures can be primitive so get specialist advice before undertaking anything halfway dangerous. Hiking: There is no shortage of excellent trekking terrain, just a shortage of marked trails or maps, so extracting information from locals regularly is essential, and as a consequence a few words of the language are vital. Either that or get a good guide. Lake Baikal [see Russia travel favourites, right], the Elbrus area of the Caucasus, west Ural Mountains and Altay Mountains are prime targets. Check the travel safety situation . White Water rafting: The Katun River in the Altay Republic, Vladisvostok and Kamchatka. Climbing: The Elbrus area of the Caucasus are superb but get specialist advice before arriving in Russia, safety aspects included . Cycling: roads are often in bad shape, cars and drivers even worse shape, but bike travel can still be rewarding, with care, a tough bike and essential spares. Local hospitality is tremendous. Canoeing: rivers can be heavily polluted so inland water travel is difficult to recommend, though the Volga River delta is supposed to be alive and delightful, while the coasts up north offer prospects of isolated adventure. Boat cruises: either on posh tourist boats or cheap, dilapidated Russian craft. The main highway is the Volga River and boats go to/from Moscow, Novgorod, Volgograd and many other attractive cities. Volgograd to Rostov-Don is supposed to be the most interesting section. June-September only. Fishing: mostly salmon out east e.g. from Vladivostok and Khabarovsk. Skiing: Cross country skiing is traditionally more popular than down-hill skiing; snowboarding is becoming increasingly popular and heli-skiing is available and remarkably good value. There are more than a hundred ski areas, many of which need modernisation, though some resorts in the Caucasus Mountains offer good facilities and comfortable accommodation. For instance, Cheget in the Baksan Valley offers challenging runs, including the longest of 2.5 km; or Mount Elbus - Europe's highest peak at 5,642m [1,8513 ft] - hosts one of Russia's largest resorts, Prielbrusye. There are at least 20 ski slopes within 50 miles of Moscow and some can even be reached by metro! Ice Skating: Possibly the country's most popular pastime with frozen lakes and outdoor rinks all over during the long winter and even indoor rinks open in the summer. Inexpensive and very cheerful. Banya bathing: this Russian style sauna is a good way to experience authentic Russian social life, particularly if you are a graduate of an old British public school where extreme heat, cold and beatings were a way of life. There are banyas everywhere, ranging from appallingly dilapidated to highly polished. The Trans-Siberian Railway This week long, non-stop 10,000km [6,000mls] or so ride travels from Moscow to either: - Vladivostok on Russia's Pacific coast. - via Mongolia to Beijing. - via Manchuria and Harbin to Beijing. This is reputedly one of the world's great train journeys but does not necessarily deliver a comfortable or fascinating experience for everyone. Downside: - there are no showers, except for a few lucky 1st class travelers. - conditions will be cramped. - dining car food will be abysmal. - the scenery is mainly dull, tending towards endless forests and grassy plains, interspersed with the occasional log cabin, log village or vast lake. The train stops for 10 minutes a few times a day, leaving no time to explore, just time to aquire emergency supplies from the platform. - As a consequence, life on the train is paramount, and this depends on various factors coming together. Is your car attendant cordial? Are your fellow passengers interesting? Does anyone snore? Do you mind living off fairly basic food for six days? Can you happily stare out of a dirty window looking at birch trees for hours on end? Is TV an integral part of your life? Do you have a good selection of books with you? Do you like vodka? And so on... Upside: - you can arrange to take a stop over at key points en route, for example attractive Irkutsk [see Russia travel favourites, right] and nearby huge, mountain-hemmed Lake Baikal. Siberian timber buildings are often charming, colourfully decorated and carved. - due to the fame of the train and the number of serious travellers on it there will almost always be someone interesting you can find to chat to for days , though a good companion and a monster picnic hamper [loaded with - you've guessed - vodka] would be a useful starting point. - if you are actually going east/west for a purpose - such as for work in Japan or China - you will be saving the air fare. Train Survival hints: - don't drink the tap water. A samovar [hot water pot] in each carriage supplies sterile water. - clean your window to improve views and photos. - stand well clear when flushing the toilet , it can backfire if the train travels at speed. - learn a few key Russian phrases to charm your surly attendants. - take lots of vodka with you . You can buy some snacks, fruit, cigarettes etc during 15 minute stops at stations, but no alcohol, and you will be doing a lot of socialising! Russia Travel Star Guide: Monuments **** Shopping and souvenirs *** Walkability *** Food Quality and Variety *** Value for Money *** Hotel Prices and Value *** Beaches black sea Wildlife * Landscape *** Local People **** Architecture **** Safety ** Nightlife and Clubbing ***** Health Problems ** Museums ***** Why Travel to Russia? This vast and diverse country, occupying the top chunk of a continent all the way from Poland to Japan - and a big chunk of world history too - demands travel attention. The architecture is both glorious and hideous, the history is monstrous, the art is sensational and the people can be touchingly friendly . Absurd Fabergé eggs? Extraordinary onion domes? Caviar crepe? Yes, please. A hard day's White Night in St Petersburg? Slamming vodka with your taxi driver? Da! Big , brutal, beautiful and intriguing, Russia is an enigma that's got to be sampled by any serious traveller. Downside: - Accommodation is hardly cheap if comfort is an issue, though plenty of budget options are available. - Hygiene can be a problem. - Officials are often unpleasantly boorish . - Crime and corruption in the cities requires an ever-open eye . - Despite the size of the country, internal flights are unreliable and Russian airlines have the world's worst safety record. Some Russia tra vel favourites: 1] ***Moscow, a diverse and interesting city with masses of history, action and must-see spectacles, though not on the same planet as St Petersburg for elegance. See Moscow Travel Guide . 2] ***St Petersburg , one of the world's most beautiful cities, with many splendid buildings and museums, including the spectacular Hermitage, with a sophisticated service industry. See St Petersburg Travel Guide . 3] ***Novgorod, 190 km [118mls] south of St Petersburg , an important political and artistic centre from the 9th century and still holds a wide and varied collection of magnificent structures including Russia's oldest cathedral, frescoes galore, and plenty of glorious oddities. 4]***The Golden Ring,a few hours travel northeast of Moscow, are a collection of attractive historic towns dating from the 16th and 17th centuries. These can be visited on day trips, but better, hire a car or join a boat with a guide and take your time to enjoy: ***Suzdal , the most important town in the Golden Ring, Suzdal used be a political and religious centre and has more than fifty quaint and well-preserved old structures. About 210km [131 mls] from Moscow. It is a major tourist attraction, yet still retains an enchanting, pre-Soviet atmosphere. **Vladimir is famed for its Golden Gate and two splendid cathedrals. About 180km [112 mls] from Moscow. **Rostov. This quiet, rustic town offers the usual churches but also a lovely lake and spectacular kremlin. **Yaroslavl is much bigger than other towns in the Ring but totally crammed with gorgeous churches, if you haven't seen enough. 250kms [156mls] from Moscow. 5] **Irkutsk , the 'Paris of Siberia', is a long way from anywhere except Mongolia, but is on the Trans-Siberian train route [see more info left] and well worth a stop-off. The city is mostly charming, with considerable Chinese influence and some magnificent architecture, including typically elaborate Siberian 'gingerbread' houses. Another of Irkutsk's attractions is the proximity to lovely, 636km [398mls] long Lake Baikal where hiking, biking, horse trekking, fishing and boating are big time. The north end is the most beautiful and isolated. Listvyanka village is a popular place to stay for tourists. 6] ***Cruising the Volga River via some superb old towns like Kazan [ancient Tatar city], Shiryaeva and Ulyanovsk [Lenin's birthplace]. See Boat cruises, left. 7]**Black Sea, Sochi. This is a Russian beach resort town with a warm climate and sophisticated health spas [sanatoria], with beaches and tennis courts, scenically situated at the foot of the Caucasus Mountains. 8] ** Yekaterinburg in the Ural Mountains is a pretty, pleasant city except perhaps for Tsar Nick II and his family who met their end here and the USA's U2 spy pilot who was shot down in the area. The place offers excellent architecture, museums, entertainment and access to the Urals for varied activities. Cuisine Guide: You can eat well and inexpensively nowadays, especially in cafés and fast food places in the cities. Do choose places that look clean and are busy , poor hygiene could result in intestinal blowout. Moscow and St Petersburg in particular have seen an astronomical growth in cafés, bars and restaurants, including classic Chinese, Japanese and Italian offerings, western fast food chains and traditional Russian cuisine . Russian food tends to be rich and on the heavy side in winter , such as meaty dumplings, meaty cabbage rolls, cabbage soup with sour cream, and the national icons - borscht [beetroot soup], blinis [pancakes] and caviar, while lighter foods like superb soups and salads are around in the summer . Avoid eating shellfish except in St Petersburg and street ice cream anywhere. Drinks: We all know the varied pleasures of vodka, particularly drunk chilled and in one gulp, but Russia also does a fine line in local beers with lively flavours, good champagne, not such good wine , passable tea and effective coffee. Russians love to press drinks on foreigners so prepare your excuses now. Or practice chugging. Accommodation guide: You are supposed to have a place booked in order to get a tourist visa . There's a wide range of accommodation from luxury hotels at silly prices to cheapish hostels at around $20 pn, but it's important to book well ahead for the June-September season. Private home stays are widespread , giving the tourist relatively good value rooms and a close look at real Russian life. The downside is that the place may be out of the way, the bed lumpy and the morning-after breakfast provider in-your-face during your recovery time. Camping is fine in many places though - as usual - check with locals before bedding down. Organised camping sites are rare and usually open mid-June to mid-September. Russia Tours Tour operators offering travel to Russia can be found in our listings here: Russia Tours For links to Tourist Offices, Embassies, Cheap Air Tickets, Currency Converter, Climate, Language advice, other online Travel Guides and more, visit Bugbog Travel Directory Map of Europe Travel Safety: Travel to Chechenya and the north Caucasus is not recommended; check the Foreign Office site or tour operators for up-to-date warnings. Otherwise stay on the regular tourist routes. Don't flash your cash! Pickpocketing and bag filching may occur on crowded public transport while hotel rooms are by no means thief-proof. Lock everything into your bags before leaving the room and use a safe deposit if there is one. Take care with taxis. Don't get in if there is anyone other than the driver inside, and don't necessarily trust the driver. See Safety page. Travel Health: Do not drink Russian tap water , not even for cleaning your teeth. Check you are up to date with all jabs, and consider including vaccinations for diptheria, typhoid, hepatitis A and B. A flu jab is also useful if you plan to travel to Russia in spring or autumn when the bugs are rampant. Foreigners usually prefer to be treated at private clinics, which are very costly. Get Insurance! Costs: Russia can be good value if you don't mind slightly crude accommodation and eat/drink at local establishments rather than typical tourist places. Change money for roubles only at official exchanges or banks. Cash is easier to change than travellers cheques. Tipping: About 10% to taxi drivers and 10-15% to waiters in restaurants. Electricity : Electric sockets are 230v and take 2 round pin plugs. Internet: There are masses of reasonably priced web cafés in bigger cities. Local travel: The big cities have good metro and bus services at low prices . Locals enjoy life as illegal taxi drivers for extra cash. Beware though, some are pure evil, others wonderful, hospitable guides. Hitch-hiking is common for Russians but not advisable for tourists . Intercity travel: Trains connecting Moscow to St Petersburg are common, efficient and inexpensive . The Aurora day train takes 6 hours, the evening train 4 hours. Passenger boats are common between cities - tho' slow - including Moscow to St Pete. For exploring the countryside around big cities consider car hire, with or without a driver/guide. It's not expensive and very convenient. International travel: Moscow and St Petersburg are both easy to reach from many European cities by fast, efficient trains and buses ; other Russia cities are more difficult to access directly. Language: Some locals speak English, French, or German but ability to recognise the Cyrillic alphabet and a few words of Russian would really help your experience along. Visas: All visitors need a visa which needs a hotel/hostel booking . 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South America Travel Guide

Google Directory - Regional > South America > Travel and Tourism > Travel Guides Directory Help Search only in Travel Guides Search the Web Travel Guides Regional > South America > Travel and Tourism > Travel Guides Go to Directory Home Categories Argentina (26) Bolivia (4) Brazil (26) Chile (21) Colombia (13) Ecuador (12) Falkland Islands (6) French Guiana (6) Guyana (13) Paraguay (6) Peru (13) Suriname (7) Uruguay (5) Venezuela (11) Related Categories: Recreation > Travel > Guides and Directories (152) Regional > South America > Guides and Directories (22) Web Pages Viewing in Google PageRank order View in alphabetical order South American Explorers Club - http://www.samexplo.org Travel information for South and Central America. Columbus Guides - World Travel Guide: South America - http://www.wtgonline.com/region/sam.asp Tourist and business travel information by country with facts on climate, visa, health, passport, currency and customs requirements. Nuevo Mundo - http://www.nvmundo.com Provides a searchable hotel, tour and restaurant database for South and Central America. South America Outdoors - http://gorp.away.com/gorp/location/latamer/south_america.htm A travel, tourism and recreation guide, including hiking, biking, paddling, climbing, nature and national parks. Aventura - http://www.aventura-mag.com A travel publication focused on Latin America with a searchable database of adventure activities and destinations. Think Venezuela - http://think-venezuela.net Venezuela's history, culture and nature discussed. Exploitz - http://www.exploitz.com/pages/regions/southamerica/ Photos and images of travels and adventures with computer gear throughout the continent. Gofir South America - http://www.gofir.com/regions/south_america.htm Originally developed to assist the professional flight crew obtain information for the purpose of planning a domestic or international flight. Adventure South America - http://photoadventure.8m.com Travel quide to South America, specially designed to photographers, videographers, Tv and Cinema producers. South America for Visitors - http://gosouthamerica.about.com/travel/gosouthamerica/ From airlines to zoos, everything the visitor to South America needs to make the journey memorable. Seektravel - http://www.seektravel.com/sthamerica.html Travel to South America, covering airlines, hotels, and other resources. BUPA International - http://www.bupa-intl.travel-guides.com/Country.jsp?Region=South%20America Travel guides and country information. AmazonHerp - http://www.amazonherp.com/ Introduction to the reptiles and amphibians of the Peruvian Amazon, with many images. Also includes sections on people and places, travel, and articles from Reptiles magazine by Matt Russell. InterHabit - http://www.interhabit.com/ Information about destinations, maps, tips, spots to visit, lodging, tours and activities. Includes Argentina, Brazil, Chile, Uruguay, Peru and the Falkland-Malvinas Islands. Americasol - http://www.americasol.net An information provider, specially visual, about Ecological Tourism and Adventure Travel in South America. Preview of places and of routes of trips through virtual tours. Patagonias - http://www.patagonias.net/Services.htm Listings include travel agencies, rent a car, airlines, bus, marine transport and adventure tourism in Patagonia Argentina and Chile. South America Travel Guide - http://www.tripeze.com/en/content/TravelGuides/index.jhtml?SearchValueID=T3 Offers destination information researched and written by a professional editorial teame. Worldsurface - http://www.worldsurface.com/browse/location-region-m.asp?locationid=8 Information about tourism for independent travellers and backpackers in South America. Chili Ski - http://chile-ski.com A guide to skiing in Chile and Argentina. Destination Explorer - http://www.journeymart.com/DExplorer/SouthAmerica/default.asp?id=11 Contains destination and travel information on the South American Continent and its countries. Ecuador, Galapagos and Peru - http://www.20riverside.freeserve.co.uk A personal travel diaries including logs of Ecuador, Peru, and a picture gallery. Help build the largest human-edited directory on the web. Submit a Site - Open Directory Project - Become an Editor Modified by Google - ©2004 Google Advertise with Us - Jobs, Press, Cool Stuff...

Austria Travel Map and

Austria Map and Essential Travel Information for Austria  You are here: About > Travel > Europe for Visitors Travel Go Europe Essentials European Vacation Planning Map Europe Travel 101 - Before you Go European Distances The Best of Europe European Photo Gallery Articles & Resources Europe Travel Planning What to do In Europe Lodging - Hotels and More European Travel Maps Sex and Nudism Travel Photography Transportation Benelux Countries France Germany Austria Switzerland Greece Italy and Malta Travel Info Scandinavian Travel Spain and Portugal United Kingdom and Ireland Buyer's Guide Before You Buy Top Picks Italy Travel Guidebooks Europe Travel Guidebooks German Travel Guidebooks Product Reviews Forums Help FREE Newsletter Sign Up Now for the Europe for Visitors newsletter! See Online Courses   Search Europe for Visitors Austria Travel Map and Travel Resources Start here if you're contemplating a trip to Austria You are Here Home Europe Map Austria Map and Travel Resources Here's a map of Austria showing some prime Austrian tourist destinations. Click the Train Routes button to toggle the major train routes and distances on and off. You'll need the Flash plugin to see the map. (Right click the map to zoom in or to print the map) Resources for Austria on Europe for Visitors: Articles See our AustriaCity Guide for information on Vienna, Salzburg, and Villach. Austria Pictures Vienna Pictures SalzburgPictures Austria Essentials: Currency The currency in Austria is the Euro. At the time the Euro was adopted, its value was set at 13.7603 Austrian Shillings. [ more on the Euro ] Austria Essentials: Language The primary language spoken in Austria is German. Dialects are spoken throughout Austria: Wienerisch in Vienna, Tirolerisch in the Tirol, and Volarlbergerisch in Vorarlberg. In major tourist centers, English is spoken widely. Austria Essentials: Restaurants You'll have a wide variety of eating places, including coffee houses, heurigen (wine bars) and pubs. In general, Austria restaurant food and service is remarkably well done, and not all of it is as heavy as you might expect. Still, you can dine on traditional Schnitzel (thin cut, usually of veal, breaded and fried) and Wiener Backhendl (chicken). To test if a Wiener Schnitzel is up to par, it can be sat upon in white trousers and should not leave a grease mark. This course of action is recommended only for brave souls with unlimited resources for buying trousers. Austria Essentials: Tipping A service charge of 10-15 percent in included in hotel and restaurant bills. Many people add 5% for good service. Attendents get a Euro or so, and taxi drivers expect 10 percent. Austria Essentials: Transportation The Austrian Federal Railways (ÖBB) runs a network of 5700 km of rail lines. Smaller companies run lines on alpine routes. There are lines running only in the summer for tourists as well. A great resource for information on the Austrian rail system is found here . Austrian Rail Passes As Austria is a small country, you might wish to purchase a rail pass for Austria and one or more other countryies. Like mountains? The Switzerland Austria Pass ( Buy Direct or Get Information ) or the Switzerland Austria Saverpass ( Buy Direct or Get Information ) might be just the ticket. The Saverpass is for two or more people traveling together. Looking to go east? Try the Eurail Austria/Slovenia/Croatia Pass ( Buy Direct or Get Information ). A single country pass ( Buy Direct or Get Information ) for Austria is also available. For more Rail Pass information, see WhichRail Pass is Right for Your Vacation . Austrian Airports There are airports at Vienna , Linz , Graz , Salzburg , Innsbruck , Klagenfurt . Austria Essentials: Weather The weather in Austria varies with altitude. For representative temperatures see GeographyIQ Other Maps on Europe for Visitors: European Travel Planning Map European Distances Germany Map Baden Baden Map Italy Map Rome Travel Map Cinque Terre Map Tuscany Map Lunigiana Map Spain Map Switzerland Map Austria Map France Map Paris Interactive Map Netherlands Map , Belgium Map Portugal Map Turkey Map United Kingdom Map From James Martin , Your Guide to Europe for Visitors . FREE Newsletter. Sign Up Now! Advertisement Most Popular Europe Map - Distances Between Cities in Western Europe Europe's Best Nudist Beaches Europe Picture Galleries Italy Pictures Europe Travel 101 - Before You Travel to Europe for the Firs... 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