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Backpacker Insurance and Cheap Travel Insurance UK Downunder Insurance ~ Home ~ Policy Options ~ Essentials Policy ~ Backpacker Policy ~ Adventurer Policy ~ Comprehensive Policy ~ Annual Multi-Trip Policy ~ Wintersports Policy ~ View/Edit Your Policy ~ Instant Quote ~ Make a Claim ~ General Information ~ Medical and Health ~ General Information ~ Extensions ~ Policy Wording ~ 2005 ~ 2004 ~ 2003 ~ About Us ~ Advantages of Downunder ~ Company Information ~ Compare Prices ~ Partners ~ Privacy Policy ~ Contact us ~ FAQs ~ Site Map ~ 24hour International Medical Rescue Repatriation Guarantee Pre-existing Medical Conditions Reciprocal Agreements Adventure Sports Geographical Areas Cooling Off Period Period of Insurance Current Policy Queries General Exclusions The Underwriters Initial Disclosure Document Applicable law Return Trips Excess Waiver Stopover Extension Personal Luggage Extension Vehicle Luggage Extension Valuables Extension Golf Cover Quick Links Click the link below. Australian Travel Insurance New Zealand Travel Insurance We promote safe overseas travel. Click on the 'Know Before You Go' link for more information Backpacker Travel Insurance, Cheap Travel Insurance and Annual Travel Insurance Backpacker Insurance & Cheap Travel Insurance UK for UK Backpackers and Travellers 15% off all Wintersports Policies during December 10% Discount on ALL Other Policies* Backpacker Insurance Backpacker insurance and cheap travel insurance for travellers, backpackers and holidaymakers living in the UK, either permanently or as a temporary resident with a UK residential address (eg working holiday maker). Backpacker Travel Insurance from Downunder Insurance UK ensures you get great cheap travel insurance at a very low cost so you have more money to spend on your travels. We offer UK travel insurance to all destinations worldwide, and specialise in backpacker insurance , gap year travel insurance, annual travel insurance and holiday insurance for anyone under the age of 55 years. To get a FREE quote, or to Buy Online, click on the Flag of the country you are in now Cheap Travel Insurance UK Online Cheap USA Travel Insurance Cheap Travel Insurance with an additional 10% discount online* We offer you the best prices online, with an extra 10% discount for any travel insurance UK policy you buy (*excluding Annual Multi Trip policies). So not only do we offer fantastically priced travel insurance, but we offer you the chance to save even more with our online travel insurance discount. We offer free, competitive and instant travel insurance for backpackers, gap year insurance and any other holiday up to 18 months duration. We deliver cheap travel insurance direct to you so you save on your holiday insurance and have more money to spend on the important things, like travelling. Don't leave home without Holiday Insurance! It's not like you can afford to travel without travel insurance in today's climate. Medical bills can escalate, expensive equipment and baggage can get lost or stolen and travel arrangements can get changed or cancelled at a moment's notice. As the saying goes, 'If you can't afford travel insurance, you can't afford to travel.' Benefits of our Holiday Insurance Policies * 80 + adventure sports, including surfing, bungee jumping and rafting * 14 day money back guarantee * 24 hour worldwide medical emergency assistance * Editing facility so you can add to your policy as you travel * Up to 18 months cover - ideal for working holidays and gap year insurance * Australian and New Zealand based company's that can assist you along the way, while you are on holiday * A 'no excess waiver' - completely remove any excess payable should you make a claim * Additional 25% cover at no extra cost when you buy an Aust/NZ policy - eg buy a 12 month Aust/NZ policy and be covered for up to 3 months travelling outside of Aust/NZ. * 100% secure online purchasing Our Underwriters Our UK travel insurance and holiday insurance policies is provided by AIG Europe (UK) Limited and underwritten by New Hampshire Insurance Company and/or Landmark Insurance Company Limited. AIG Europe (UK) Limited is an appointed representative of New Hampshire Insurance Company and Landmark Insurance Company Limited. New Hampshire Insurance Company and Landmark Insurance Company Limited are authorised and regulated by the Financial Services Authority and are members of the Association of British Insurers. AIG Europe (UK) Limited, New Hampshire Insurance Company and Landmark Insurance Company Limited are member companies of American International Group, Inc. (AIG) AIG Europe Limited, The AIG Building, 58 Fenchurch Street , London, EC3M 4AB, Tel: 020 7954 7000, Fax: 020 7954 7001 Financial Services Authority Initial Disclosure Document Downunder Insurance is authorised and regulated by the Financial Services Authority . Our FSA Register number is 306618. This can be checked at www.fsa.gov.uk/register *10% discount DOES NOT apply to Annual Multi Trip (AMT) Policies Travel Insurance USA Travel Insurance Worldwide Travel Insurance Holiday Insurance UK Discount Travel Insurance Annual Travel Insurance Travel Insurance Online Ski Travel Insurance Winter Sport Travel Insurance Gap Year Australia Travel Insurance Ski Insurance Travel Medical Insurance Compare Travel Insurance Annual Multi Trip Travel Insurance Student Travel Insurance Cheap Annual Travel Insurance Low Cost Travel Insurance Comparison Travel Insurance Travel Insurance Australia Gap Year Travel Insurance Skiing Insurance Snowboarding Insurance Ski Holiday Insurance Travel Insurance Quote Holiday Insurance Gap Year Insurance Cheap Insurance UK UK Travel Insurance Annual Holiday Insurance Cheap Holiday Insurance One Way Travel Insurance Travel Links 3 Travel Links 2 2005 Downunder Insurance Services Powered by CanopyNET v.4 Downunder Worldwide Insurance Services Ltd 2003

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Austria Travel Stories Archives: BootsnAll Travel Network Visit other BootsnAll sites: BootBlog | Bali | London | Australia | Written Road | Travel News Daily Home | Ask an Insider | Members Forum Plane Tickets | Youth Hostels | RTW Guide About Us | Advertising | Contact | RSS | Staff First Time Visitor? Home » Austria » Austria Travel Stories Austria Travel Stories Following Street Performers in Vienna - Vienna, Austria Curious about the real lives of street performers, Ira Koplowitz darts on and off trains and around buildings to find out. RTW Honeymoon #6: The Hills are Alive With the Sounds of Salzburg! - Salzburg, Austria to France Monastic breweries in Salzburg, liter beers in Munich, Disney castles, historic Bamberg, Switzerland, Amsterdam and finally to Paris. The Year of Living Differently #12: For Butter or Wurst - Enns, Austria to Witten, Germany While her Europe trip was not turning out terribly exciting, Trisha was happy to be able to catch up in person with friends she'd met on the road. Salzburg International Festival - Salzburg, Austria Salzburg and the Sound of Music are synonymous. Leif Pettersen, however, was fortunate enough to learn more about music when he attended Salzburg's Superbowl of international music. Valiant Vienna - Vienna, Austria Leif Pettersen gives his take on finding a hostel bed, summertime restoration...and Vienna. European Travelogue #9: Vienna, Austria A place of culture and refinement. European Travelogue #8: Salzburg, Austria Salzburg should be a stopover for a few days. European Tour, My Own Way #3: Salzburg, Gruenau, Venice, Florence - Austria and Italy Whirlwind stops in Salzburg and Gruenau and then on to Italy. European Tour, My Own Way #2: Brussels, Vienna - Belgium and Austria Quick stops in Amsterdam and Brussels before the train to Austria's capital. Vienna, Austria Vienna Vienna is the cultural centre of Europe with lots of museums, sights and famous places to visit. It is located in the eastern part of Austria (map). Getting There We drove into Vienna from Salzburg along the A1... European Travelogue: Salzburg, Austria Salzburg Salzburg is located in the west of Austria, not far from Munich in Germany (map). This town was founded by an archbishop 600 years ago in a valley at the juncture of three mountain ranges, to control the... Seven Capital Cities in Seven Days (2 of 8) Two Celtic Warriors on a whirlwind train journey through Europe. Home » Austria » Austria Travel Stories Book It! 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Travel Stories - My European Vacation Home Hostels Tours InfoZone Community Home » Community » Travel Stories » My European Vacation MyAccount | Support Centre | Site Map In the Community... Community Home Travel Diaries Start a new Diary Travel Stories Travel Gurus Message Boards Log In Log in to your account to review past bookings, change your profile, become a travel guru and much more. Email: Password: Forgot your password? Not a member? Sign up here The ULTIMATE backpacker information exchange Travel Stories • Backpackers! Adventure Calling.. • The Shrimp Tax • Sleeping in Pamplona • Chile, the country and Santiag.. • Road to No Man's Land • Run Through the Jungle: • Andorra's Box • Mexico - 48 hours in Puerto Es.. • More Travel Stories Our Price Promise We offer you the best internet rate made available by the hostel. We do not mark up this rate so you can be confident that booking here is as cheap as it gets! close window lowest prices guaranteed Read Our Price Promise We accept the following cards Travel Stories My European Vacation By Denise Cassino I finally finished reading the last page of Micheners novel The Drifters, a story about six young people traveling through Europe in the late sixties. I closed the book and bit my bottom lip. I simply had to find a way to go to Europe. My heart ached with a yearning to see the world. I had been an English major/history minor in college and had studied the continent for years. Now I was determined to see them first hand. I contacted my old college roommate, Ellen, and set a plan I quit my job, borrowed $500 to supplement my savings and flew off to Europe for a six-week sojourn. We were nearing the end of a near perfect trip with only a week or so remaining before I would head for home. We had driven The Romantic Road through Germany, partaken in the revelry of Oktoberfest in Munich, woven our way through the high peaks of the Alps in a VW bus, ridden a Gondola across the Grand Canal in Venice, stared at the ceiling of the Sistine Chapel and even had a brief romance with two American brothers. Ellen had been forced by the powers that ruled her pocketbook to return home two weeks earlier than me, and now I was traveling with an affable Australian girl named Robyn who we had met in Venice and had previously been a solo traveler. Now, the two of us stood on the port side of the huge ship and gazed out from the top deck at the starlit sky above the Port of Barcelona and the Mediterranean Sea. A statue of Cristobal Columbo (Christopher Columbus) peered down at us as we swore to sate our wanderlust ever after and reveled in our high adventure. We were on our way to the Balearic Islands, the island of Ibiza, to be exact, (pronounced Ibitha to the well-traveled tourist) and had secured a cabin on the ship for the nights trip. The ship and cabin were Spartan, and at first light, we disembarked and set foot on terra firma. The island, which had been touted as the happening spot for young people, was tiny and, aside from the ancient fortress and village around a small seaport, was mainly dry, brushy and agricultural. We wandered down the narrow, cobblestone streets amidst the tourists and the locals who were going about the business of daily living, baskets on their shoulders and bicycles laden with goods. The smiling proprietors of small cafes beckoned weary wayfarers like us to partake of their fine wine and vittles Hola, Senoritas! As the day wore on, our backpacks grew heavy and we stopped at a hand-painted sign offering a room. A dark Spanish woman, swarthy and a bit thick through the middle, took us through a door that opened directly off the street and then up a steep staircase. At the top was a small, Spartan foyer with four or five doors presumably leading to guest rooms. She opened a set of flimsy double doors, which didnt quite meet in the middle due to some sort of chopping at the space between them. The gap was now about three quarters of an inch wide and would have revealed to anyone who chose to look, the entire contents and characters within (along with the content of their characters, perhaps). To prevent just such chicanery a faded piece of cloth was hung on the inside of the door - a curtain, as it were. We surveyed the room with a jaded eye having already experienced the drill of expecting more from a room than we ever got during our extended tour of Europe. This one was a bargain at a buck and a half per night and was worth every peseta. The plaster was chipping and the chenille bedspreads were mismatched and worn. The curtains on the door that led to a small balcony overlooking the main street had seen better days, but we paid the small sum and dropped our packs to rest our travel-weary bodies while we sipped some local red wine. As evening approached our tummies rumbled so we changed into our other set of clothing and headed for the nearest restaurant for some more vino and una comida. Robin had discovered an interesting spot in Europe on $5 a day, so we located it and ventured in for dinner. A loaf of hot, homemade bread and a steaming bowl of succulent Paella filled with sumptuous shrimp, clams and rice were placed before us by a smiling Spanish waiter, and we ate with gusto, juice dripping down our chins. Soon after dinner, our explorations led us to an American style discotheque complete with black lights and flashing neon. We worked our way through the crowd looking for a seat and managed to squeeze into a spot near the bar to watch the tourists mingle with the locals. Scantily clad bodies gyrated to the beat of the outdated American tunes that blasted from the rickety jukebox. We Americans tourists stood out in a crowd with our sturdy walking shoes and nondescript clothing. I had packed two pairs of trousers, two sweaters, two tee-shirts, five pair of underpants, three pairs of socks and a down coat. My hair was cut as short as it had ever been for the ease of sink shampoos in cold water. Robyn looked like a Spaniard with thick, dark hair and tawny skin and a Rubenesque figure. Our apparel only seemed to draw attention to us, and we moved uneasily away from the gaze of more than one dark stranger who seemed to be assessing his prey. We mingled as only young twenty-something girls can do meeting an array of people ranging from strange to fascinating and by 2am or so my body begged for sleep. I said goodnight and left Robyn in the company of several young men and wandered back the short distance to the room (okay, maybe I staggered a little) and flopped into the lumpy bed for a deep doze enhanced by the abundance of red wine I had imbibed. Not long after, I was awakened suddenly by Robyns harsh Aussie whisper in my ear. Wake up! Wake up! Someones trying to break into our room! I jumped up rather unsteadily and approached the door with my heart pounding wildly in my chest. I beat against the door with my fist and hollered, Go away, get out of here! Who knows, in the heat of the moment, I may even have shouted Vamoose! Silence. We looked at one another and reluctantly crawled back into bed leaving the light on, hoping the would-be intruder had vanished into the night. But soon, I awoke to bloodcurdling screams coming from Robyn who sat bolt upright in her bed. I sat up and began screaming too, and saw a dark man turn and flee from the room leaving the two doors wide open and the curtain inside flapping between them. We continued to scream for a few more rounds until an Englishman arrived at our door dressed only in thin, cotton pants. What is the problem? he asked in his clipped British accent while rubbing his eyes. We saw . . . there was . . . someone tried . . . we panted breathlessly as we managed to reveal our plight and cause for such abject terror. He listened patiently and then said, It was probably just some Spaniard trying to rape you. Is that so terrible? We were stunned by his stiff upper lip approach to this whole scenario, but were deeply grateful when he offered to leave his two huge dogs with us for the remainder of the night. Stay, he said and they curled up between the two beds and went to sleep. However, we lay awake, eyes wide, contemplating who, why, when and where, terrified that the stranger would return to rape and pillage. We couldnt wait for morning when we quickly packed our belongings and departed. We ventured warily into the street, scanning each face wondering about the stranger who might recognize and be following us, but whom we would not recognize if we fell over him. We found some good American fellows we had met the night before and told them of our intruder. They quickly offered to share their room until the ship returned two days later, and we slept on the floor of their room, honest! Thoughts ran wildly through our minds as we relived the horrifying experience, but the only viable answer we found was that perhaps the man had followed Robyn from the disco thinking she was alone. When he burst into the room, hit the curtain and was assailed by two screaming banshees, he likely panicked and fled, forgetting his original intent. By the time the ship was ready to depart, we were exhausted and more than ready to say goodbye to the little island that had become little more than a frightening place. As I lay in my berth aboard ship that night chasing sleep, a tiny gnawing pain had begun to grow in the pit of my stomach. When we arrived in Barcelona, chills and fever had replaced the pain, but I persevered. We were anxious to board the overnight train to Paris but soon found ourselves sharing a small sleeping compartment with four other people of mixed race and gender. I was in the middle berth with my head near the door. As passengers entered the compartment, their faces were at my eyelevel, and I could smell their body odor and garlic breath, which only worsened my condition. I rotated from one end of the bed to the other where I could open the window and breathe a bit of fresh air. As the chills shook me, I donned all my clothing from my backpack only to quickly remove them as the fever and sweats returned. By the time we reached Paris, I had a full- blown case of the touristas, otherwise known as amoebic dysentery. Well, I wont go into the sordid details of the last few days of my trip. Lets just say, given the quality and texture of Parisian toilet paper, I was very glad when the morning came for me to board a train to Luxembourg for my flight home. I said goodbye to Robyn, descended the five flights of stairs at the Hotel Cluny on the left bank of the Seine and ventured out to hail a cab. I hailed and waved and shouted, but none stopped. Finally, I returned to the room where Robyn informed me that I must go to a cabstand, but now I had missed my train and, possibly, my flight home. My only choice was a plane. Low on funds, I borrowed the necessary amount for airfare from Robyn. Once aboard the transatlantic flight, I watched with empathy and pity a poor girl lying across three seats, literally green from her trip across the English Channel in a boat. With problems of my own, I dozed and dreamed of all the foods I couldnt wait to indulge in when I got back to the States, dysentery be damned. We played the food game with many of the Americans we met on our trip. Some wanted a grilled beefsteak with French fries; others craved bacon and eggs. I longed for my mothers juicy meatloaf and a crispy baked potato with butter. When my 8-hour flight finally landed, I was met by my mother and step-dad to whom I must have written at least two postcards during my six-week adventure. As we climbed in the car, my mom turned to me and said, I hope youre hungry. Ive got meatloaf and baked potatoes for dinner. I sighed with pleasure and snuggled happily into the back seat, wondering if it was just a fluke or a classic case of mothers intuition. 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SARS affects the health of air travel  You are here: About > Travel > Air Travel Travel Air Travel Essentials Save money on airfare Airline Seat Maps Airlines - details and phone numbers Frequent Flyer 411 Info about the 30 Busiest Airports Articles & Resources Book your trip Shopping & gift giving Airlines big/small/budget Airport Info/Shop/Stay/Play Travel Docs and Mileage Seat maps and Inflight Advice and Tips In the news + Travel Tools Safety / Security Job search and training Info/History Buffs Skydive, glide and more Destinations and Events Humor and fun Service Issues Buyer's Guide Luggage Digital SLR Cameras Children's books Portable DVD Players MP3 Players Forums Help FREE Newsletter Sign Up Now for the Air Travel newsletter! See Online Courses   Search Air Travel Stay up to date! Email to a friend Print this page Elsewhere on the Web World Health Organization - SARS Centers for Disease Control and Prev. Travelers' Health Suggested Reading SARS: from About - Asthma Air travel safety and security Most Popular Airline Phone Numbers Family emergencies - bereav... Paramount Airways Frequent Flyer - Air Tran Sun Country Airlines What's Hot Frequent Flyer - Singapore Jet2 Saving time checking in for... bmi baby Essential Philippines Related Topics Business Travel Budget Travel Hotels / Resorts / Inns SARS affects the health of air travel From Arlene Fleming , Your Guide to Air Travel . FREE Newsletter. Sign Up Now! SARS attacks the air travel industry It is not just war or armed conflict that can have an adverse effect on air travel. Sometimes a virulent virus can create enough ripples of panic in passengers that travel plans are changed or canceled, and airlines suffer as people stop flying or stay closer to home. SARS (severe acute respiratory syndrome) is proving to be an example of a virus that is steering passengers away from flying to certain regions of the world. Part of the reason that SARS is so potentially devastating to certain sectors of air travel is the fact that it remains ill-understood. Could you catch it from a fellow passenger? How easily transmittable is it? How long can the virus survive airborne, or on objects that have been used by someone infected by SARS? As world health authorities grapple with trying to find concrete answers to such questions, less passengers are willing to risk their well-being (and potentially their lives) over a virus that seems to be reaching different countries by infected passengers traveling via international flights. Not knowing all that there is to know about SARS has led to thousands of canceled bookings as many companies and individuals are heeding the advice to not travel to certain parts of the world unless absolutely necessary. Some airlines have had employees invoke work refusals as the fear of contracting the virus, and its rapid worldwide spread are realized. In light of the growing impact of SARS on air travel, it is important to know what advice is out there for passengers and what efforts airlines are taking on to prevent the spread of SARS. 1 2 3 4 Next        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Frequent Flyer - Singapore Jet2 Saving time checking in for... bmi baby Essential Philippines

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Fraudulent Travel Clubs and Vacation Packages Schemes,Scams, Frauds. www.crimes-of-persuasion.com Site Directory Fraudulent / Deceptive Vacation Packages Lead Generation Be aware that when you place your business card or name into a drawing for afree vacation, you may be added to a telemarketing call list. Telemarketers knowthat wishful thinkers are susceptible to their offers. Also know that yourpersonal information, should you enter it, may be collected by unscrupulousoperators via the Internet when you are visiting bogus travel-related sitesseeking unbelievable deals on trips or airfare. Fly By Night Operations You get a notice that you have won a super travel bargain. All you have to dois make a deposit with your credit card and select your preferred travel dates.The trouble is you may never actually get your "bargain" trip because the travelproves to be a complete fabrication, your reservations may not be confirmed orbecause you must comply with so many hard-to-meet, hidden or expensive"conditions." Fraudulenttelemarketers purporting to be travel agencies can offer substantial travelpackages at comparatively low cost because they know they will never have tocome good on their promises. The use of travel as a commodity makes thelong-distance nature of the transaction plausible but also makes getting arefund next to impossible. Additional Costs and Upgrades Several companies overstate the amenities included, hide extra charges in"all-inclusive" packages, or charge you for products andservices you never received. Free vacations often become assertively pitched"discount" packages, where you have to pay an excessively high pricefor some uncovered part - like hotel or airfare, or inflated charges for a"required" second person. So, your airfare may be free, but your anticipated $50hotel room costs you $350. Perhaps a "handling fee" or"membership fee", anywhere from $50 to hundreds of dollars, isrequired as well. Some telemarketers say you've won or been specially selected for atrip then "bait andswitch" you into spending additional money for "upgraded" hotelor other accommodations. You get a free or low-cost trip, but the room iscramped and grimy, the food terrible or nonexistent. The promoter then magicallyfinds an upgrade at an outrageous price. In addition, many offers require you to pay upgrade costs to receive theactual destinations, cruises, or dates you were promised. Some may require youto pay more for port charges, hotel taxes, or service fees but not bill yourcard until after you return. They promise you a bargain-priced vacation. However, when you add up all thefees and extras, you wind up paying more for the "bargain" than for aconventional travel package. The total cost may run two to three times more thanwhat you'd expect to pay, or what you were led to believe. They mayalso fail to inform you of their "no refund" policy ormisrepresent it over the phone. Timeshare Sales Trap You take the bait and fly to Florida. When you try to pick up the vouchers for the rest of your trip, you find yourself trapped at a lengthy spiel on timeshares. You may also find out once you reach the final destination you are required to once again spend part of your vacation trapped listening to a lengthy and high pressure sales pitch for timeshare accommodations during your "vacation." For more info on TimeshareSales Presentations Charter Flights Every year at spring break many students, who signed up and paid forvacation packages, are disappointed when no plane is available for the returnflight. When they examine the conditions of their contracts, theyfind, in small print, a clause that says the travel agency had the right topostpone the departure flight by as many as three days without any advance notice. These students are left stranded in airports far from home, with no provisionsfor food or overnight lodging, just so the travel agency can save money,flying fewer of them during the off-peak days, once the break is over. A lot of college students use use charters for spring break but these flights are notcovered by the same laws as commercial airlines (usually charters can becanceled for any reason by the operator up until 10 days before the trip).Charter flights can also raise prices before the trip as well but you can cancelif they increase the package price by more than 10%. Cruise Line Cancellations Some travelers reserve a specific cruising date, sometimes a full year oryear and a half in advance. Then, shortly before the cruise, they are told thatthat particular cruise has been rescheduled. They are told that they can go onanother one, on certain dates, which may not fit their work schedule. Mostcontracts say that a cruise line can cancel at any time, for basically anyreason. Boat Ride to Hell Telemarketers can initiate contact with you in several ways: they may send direct mail to you stating you will receive a "fantasycruise holiday" vacation including a "luxury" cruise, then directyou to call an 800 number; and they also send unsolicited faxes to your business notifying "allstaff" that the "wholesale travel department" has only a fewBahamas cruise packages remaining at a special corporate rate and that youshould call immediately if you are interested in purchasing one; they send electronic certificates to your e-mail address congratulating youon "winning" a fabulous vacation for a very attractive price. Some sayyou have been "specially selected" (only people with e-mail qualify) for this opportunity. As mentioned, leads are also gathered at local fairs and trade shows by "leadgenerators." Booths are decorated with banners or signs inviting people to"register" for a vacation. You register thinking you areentering a draw to win a vacation. Regardless of the method of contact, you are led to believe you are part of aselect group of people specially chosen to receive this vacation package. Once they have you on the line, they describe an exciting vacation in Floridaand a "luxury cruise" to the Bahamas. They state that the vacation isworth a significant amount, sometimes as much as $2,500, but that you will pay amuch smaller amount to receive it, typically $398, $498, or $598. They urge you to immediately "secure" or "register" the vacation witha major credit card. They also say that the payment covers the cost of youraccommodations in both Florida and the Bahamas, as well as the Bahamas"cruise." They inform you that you must purchase the vacation immediately. If yourequest time to think over the offer, or receive it in writing, they respondwith canned rebuttals such as "this is a limited promotion based onavailability" or , "each confirmation number can only be activatedonce, so you cannot call back and reactivate your number" or "by thetime you receive something in the mail, the limited number of vacations will begone." In fact, there is no limit to the number of such vacations for sale. So you give your credit card number to the convincing operator. Once that is obtained, they say you will be switched over to a"supervisor." In actuality, the call is transferred to the"verification" department at their headquarters, where a third personcomes on to the line to confirm details of the sale. Unlike the sales portion of the call, the "verification" is taperecorded. During the verification, they ask for your credit card number again,quickly review the details of the vacation package and, in some but not allinstances, tell you for the first time that you will have to pay additionalcharges for "port service reservation processing fees" and that thevacation package is "non-refundable." These disclosures occur onlyafter you have provided a credit card number which will be charged within minutes ofyour hanging up. In the travel certificate industry, the amount you are initially chargedduring the sales call is known as the "front end" fee. This is because you donot receive a vacation for the money initially charged to your credit card, nordoes that front end fee pay for your vacation. In fact, most, if not all of the front end fee pays the ownersand their telemarketers for their sales efforts. For your initial $398, $498, or$598, you receive nothing more than a packagecontaining a short video, some advertisements and a "reservation requestvoucher" for the Bahamas cruise and the Florida vacation. When you receivethe vacation package you discover that you will have to pay more to take thevacation you thought you had already paid for. You find youhave actually just paid for the "option" to purchase a vacation andalso realize that you did not wina thing. Therequired additional payment, or the "back end" fee, is at least $198 to $316. They state that theback end fee is for "port reservation processing fees." Infact, the back end fee pays for most, if not all, of your"cruise" to the Bahamas and your vacation accommodations. Should you call and attempt to cancel your vacation it is flatly stated thatthey have a "no refund" policy and that you cannot cancel your initialpurchase. If you read the fine print on the back of the reservation vouchersthat are included in their vacation packages, you will discover that theyactually do have a return policy within a specified number of days, depending on thestate in which you live. If you return the vacation package, even following the instructions on the backof the reservation voucher, you inevitably receive your package back, oftenseveral times, until you either give up or call a law enforcement agency, theBetter Business Bureau, your credit card company or a private attorney. People who seek third party assistance generally receive a refund. Those whodo not are generally stuck paying for themisrepresented vacation package. Should you be one of those relatively few people who decide to pay the extra"back end" fee to take the vacation you will find that thevacation is not the "fantasy cruise holiday" you were promised but afive to six hour ferry ride to the Bahamas and back. The cruise shipyou're booked on may look more like a tug boat. The hotel accommodations theyprovideare shabby, and if you wish tostay at the better-known hotels and resorts referred to in the solicitations andbrochures, you must pay yet more undisclosed "upgrade" fees; otherwiseyou must endure the substandard accommodations provided. Never Never Land You receive in the mail an "Executory Writ of Authorization" whichcertifies that you will receive a "World-class Florida / Caribbean VacationPackage . . . including all accommodations and two Round-trip Airfares!" The certificate also states, "This special package is sponsored by, anddesigned to promote, select hotels, resorts and airlines." The certificate displays hotel logos including those of the "BestWestern British Colonial Beach Resort" and the "Nassau Marriott."To receive your vacation package, you must call right away. When you call their 800 number you reach a telemarketer who reiterates thatyou will receive a "promotionally discounted vacation package." Theysay they can offer such a "fabulous vacation" atan extremely discounted rate because they purchase large volumes of rooms fromthe specified hotels which, in turn, are promoting tourism in Florida and the Bahamas. They say you are guaranteed to stay at the British Colonial Beach Resort inNassau, Bahamas and that the vacation package is valid for 18 months, but thatyour reservations must be made at least 60 days in advance of the requestedtravel date. They indicate that they are a full-service travel agency and thatthey are the ones to call to book your reservation dates. This special limited time offer will cost you only $495 which you must payimmediately with your credit card. Through the use of stall tactics and blackoutdates they either manage to have the offer lapse or they have disappearedcompletely by the time you decide to book. Lifestyles of the Poor and Unfortunate Several states are suing National Travel Services Inc. and Ramada PlazaResorts, both of Fort Lauderdale, Fla., their owners, and Robin Leach, whopitched their vacation offer. The suit alleges that the companies used Leach's "celebrityendorsement" to convince consumers they had won, or were entitled to, aluxury Florida vacation and cruise to the Bahamas. After paying you'd receive a video hosted by Leach in which herepeatedly described the vacation as "world class" and "anexperience you'll never forget." You'd also receive travel certificates featuring Leach's picture and the message: Robin Leach says, "Pack Your Bags!" As a condition of the trip, thecertificates failed to disclose that you were required to attend lengthytimeshare presentations lasting up to five hours and pay sizable expenses and"port fees" to the promoters. You would eventually find out that you had wononly a chance to pay as much as $1,000 for a seven-day Florida vacation insubstandard accommodations and a bonus Bahamas' cruise which was actually aone-day ferry ride and a game of "Las Vegas style" bingo. There was nothing free or fabulous aboutthese dream travel packages. This was a trip to nowhere that you'll try toforget, but can't. Canadians continue to receive "special deal" offers for a $1600voucher towards an all-inclusive, first-class Caribbean holiday from RamadaPlaza Resorts (rprvacations.com) despite over 665 registered complaints at PhoneBustersregarding their practice of immediately charging $2500 to callers' credit cardsafter asking for a down-payment. Insisting that the packages arenon-refundable, company reps feel that because written scripts are used there isno possibility of abuse or misunderstanding. Some tips: Buy vacation travel from a business you know . Deal with members of a professional association and realize that few legitimate businesses can afford to give away products and services of real value or substantially undercut other companies prices. Verify arrangements before you pay . Get the details of your vacation in writing and a copy of the cancellation and refund policies. Don't accept vague terms such as "major hotels" or "luxury cruise ships." Call to verify your reservations. Look up numbers rather than using those provided. The entire operation may just be a front using mail drops and call forwarding services, all leading back to the same operation. Learn the vocabulary . "You have been specially selected to receive our SPECTACULAR LUXURY DREAM VACATION offer" doesn't mean you'll get a free vacation. It means you'll be "offered an opportunity" to pay for a trip that may fit your idea of luxury or not. "Subject to availability" means you may not be able to get the accommodations you want when you want them. "Blackout periods" are blocks of dates, usually around holidays or peak season, when no discount travel is available. Don't send money by messenger or overnight mail. Some scam artists may ask you to send them a check or money order immediately. Others may offer to send a messenger to pick up your payment. If you pay with cash or a check, rather than a credit card, you may lose your right to dispute fraudulent charges. Subject: RPR Vacations Date: 26 Aug 2001 Help! We think we have fallen victim to this scam. Our trip isn't scheduled 'til the end of Oct. this year, but the more we see& hear the more disappointed we are becoming. First it's approx. $700.00 for the first person, then it's $700.00 for thecompanion - if you don't want a sub-compact car or an inside cabin on whatsounds like the 'hell cruise' it's another $269...... Do you know of a way to get out without substantial penalty? Are thereany class action suits pending? Thanks for your great web site - wish wewould have looked at it sooner. Dayna Kaplan Reply: Suggested search at the FTC site and the search box atpage bottom for up to date info on suits. Big Ships Stop Slowly I happen to have been foolish enough to be taken in by Ramada Plaza Resortsand was given their website while on the phone with the telemarketer, though Idid not access the site until after I had hung up. I had to use a search engine to find their site and, lo and behold, there wasyour warning in big bold letters. I immediately called my credit cardcompany and they advised me to call the RPR ORGANIZATION and cancel, which Idid. They told me they would honor my request, but yesterday, three weeks afterthe cancellation, I received the video package in the mail and my credit cardcompany still shows there has been no refund. What do I do now? Shirl Teaney 11/30/01 I don't presently have the time to ascertain how this spammed offer operates. CONGRATULATIONS! You have been selected as a finalist in the NVP Travel Giveaway! Prizes areaccommodations for two for two nights at any one of the following locations: -- Ft. Lauderdale orDaytona, FL -- Williamsburg, VA -- Orlando, FL -- Las Vegas, NV -- Bahamas -- Branson, MO All you have to do is complete the finalists' registration form - be sureto include your Confirmation Number: G-862622 . As an added bonus, the first 500 finalists to register will receive a free entryin one of our bonus drawings for $1,000.00 Cash or Plane Tickets for 4Adults to any Continental U.S. Destination ! Why wait? You could be on your way! CLICK HERE (www.ca1.waredet.net.co.fr|https.travel.bzah.com) to "Travel Today"! Lisa Davidson National Vacation Promotions --------------------------------------------------------------------------------- Your screen namewas entered in our giveaway. If you do not wish to participate in future promotions, please click here. (www.ca1.waredet.net.co.fr|https.travel.bzah.com/remove.htm) We have a company that has just come to Dallas named GreatEscapes TravelClub based out of Lakeland Florida. It is almost exactly as you describe in yoursection titled "Clubbed on the Head." I too was taken in by whatoriginally was to be a 90 minute presentation that became a 3 hour sales pitch.I was promised the Guaranteed Lowest price on travel and 5 percent back in"travelbucks" to use towards other vacations. I asked the salesmanwhat types of travel and he said"everything". Reading the contract at home I find that the "travelbucks'could only be used for certain items and the fineprint suggested that they had totally misrepresented themselves. I stopped payment on mycheck the next day then faxed and sent them a certified letter demanding theyreturn it to me and to cancel my contract as I have not received any goodsor services from them. I have not heard from them yet nor have they cashed mycheck. My attorney says the contract I signed did not conform to State ofTexas law in regards to certain items be written in bold or underlined print andsays he hopes "GreatESCAPES" attempts to sue. Have you heard anythingabout this company? Bart Terrell 01/25/01 We Sell Dreams, Not Nightmares Les, I have been selling timeshare vacation packages for about three years andalthough I enjoyed yoursite, I was upset with the bad wrap you gave the vacation package business. It's extremely upsetting how a couple rotten apples can ruin the entirebarrel. I'msure there are a lot of fraudulent telemarketing companies who misrepresent thepackages and terms & conditions of the vacation, but I am proud to say that Ihave one of the cleanest and most respectful telemarketing companies in Tampa. (no name given ) You must understand that a lot of these discounted packages are impressively gooddeals made possible by the fulfillment and timeshareindustry. These vacations may not value at "$2,500", but for a personto put a similar package together themselves would cost a good $1000, whereas acustomer of mine can purchase it for $398. Although there is some truth to your article on fraudulent vacation packages,understand that there are many reputable companies who have been providing theirclients with awesome vacation packages and that there are many positive experiencesfrom people who have taken them. Bottom line: The world evolves around business. This is a businessbased on selling people something that will make them feelbetter about themselves. Selling a dream. What better dream than a"fabulous vacation". Jason Martinez 01/11/02 Hi Jason, While I value your opinion and even admit that many people actually sign up forvacation values knowing they must sit through a timeshare presentation, fewactually are prepared for the high pressure inherent in the industry.Timeshares, while predominantly legitimate, are by their nature a poorinvestment in the majority of cases. The scams I try to focus on are the ones where the value of an offer are grosslyexaggerated and misrepresented in order to deceive. Few people seem to arrive atthese offers aware of their future dissatisfaction. I am glad you work within the boundaries of goodwill, make people aware of theirobligations, and do not have add-on charges which negate any value of advertisedpromises. My research is taken from numerous cases of infractions which have seta track-able and unstopping trend. Les They All Sound Good I was looking for information on your great website to see if Ramada PlazaResort Vacations was a scam. I gave them $349USD on Dec 21/01 byVisa which works out to approximately $600.00 Canadian. I had given theirpackage and video to my husband for our 25th wedding anniversary and promised totake our three sons along. Now I still need to send them $1550USD tofulfill the cost, but after reading your info, I just want to see what Ican do to get my money back. I have to admit that I must be quite gullible. I fell for a scam last yearcalled, Skybiz. I paid $100.00 US to get a website instructional programthat was totally useless. I joined on the advice of a friend and with thepromise of making money. Right now I am also trying to get back some money from a company called,Underdoz.com (and underdogz) They offered cheap airline tickets yet I never receivedanything after six months for my $148CDN and I just found out that theyclosed on December 31, 2001. Pamela Funk 01/24/02 Note: the site was active when I visited 01/25/02 Call Center Job Jitters Last month I lost my call center job after I discovered their dishonestmethods. When I started the job I was told that I was to sell a vacation package topeople who called in about winning a $1002 credit voucher on a vacation packagewhich supposedly normally retails for $1400. Basically, the people calling would then be told they could get a packagecontaining seven vacations, one major and six mini vacations, for only $398.00for two people. When I saw this great deal I wanted to get one myself, but because I knewsomeone who was fooled with the Ramada resort travel package, one of myco-workers and I decided to look for them on the Better Business Bureau websitefirst. Oddly, there was no report available despite their claiming to be amember. Two days later I asked to see details of the package I was selling but theyrefused my request, stating that they only had one copy and wouldn't want tolose it. The next day, after nagging my supervisor, he finally agreed tolet me go through the package but then only showed me a bunch of pictures. Though unable to prove fraud, I suspect the worst. Now, after being fired for being too inquisitive, I really feel bad aboutlosing a job but I want to make people understand that, at least where I wasworking, a lot of the staff were unaware that it was actually a scam that theywere selling. Leon 03/29/02 03/00 - In an FTC settlement, Frederick F. Zeigler III, Robert E. Kane , Commonwealth Marketing Group, Inc . and Great Escape Vacations &Tours, Inc .; will be required to pay $145,000 in consumer redress,$18,500 in receiver's fees and expenses, will be enjoined from any futureviolations and post performance bonds of up to $150,000 before either sellingtravel-related services or conducting telemarketing activities. Through the use of direct mail vacation "certificates" and outboundtelemarketing calls to people who, believing they were entering a drawing for afree vacation, had previously submitted "registration forms" handedout at events such as county fairs, they represented thatconsumers had won a "fantasy cruise holiday" to Florida and theBahamas, when, in fact, they had won nothing. They actually had to pay a "promotional fee" of $598 per couple,and up to $300 or more in additional charges when they were ready to travel. Inaddition, the vacation packages received did not provide the "luxury"accommodations promised unless consumers paid yet more money in"upgrade" fees. Upon calling the consumers, CMG's telemarketer described an exciting vacationto Florida and "luxury cruise" to the Bahamas, concluding the pitch byoffering the complete package for a small "promotional fee" of$598. Consumers were instructed to secure their vacation using a major credit card.Only after consumers gave their credit card numbers were they told that thepackage was nonrefundable and that in some, but not all, cases they would haveto pay additional fees - often mischaracterized as "port fees" - whenmaking their reservations. When consumers received their packages, according to the Commission'scomplaint, they found that they had to pay more money for a vacation theybelieved was already paid for in full, and that they had, in fact, won nothingat all. Many consumers were told their purchase was nonrefundable. In fact, while CMGdid have a written return policy for the vacation packages, the companyallegedly did not honor it, and consumers who returned their packages often hadthem mailed back several times. Severing Ties With Tijuana On scams like the Mexican Vacation Club , or others where the consumer uses a credit cardfor time payments, I often tell consumers to destroy their cards, report their cards stolen, etc. Do anything you need to in order to close thataccount. I sometimes tell them to not accept the card company's offer of a replacement card, just to put more distance between you and the scammer. Reporting the card lost or stolen may be dishonest, but in this case, turnaround is fair play. Be sure to make good on your other debts or stop using the card for 10 days before you do this. I have never had a consumer report back to me that the business is actually legitimate and that it ispursuing the "debt." You may get a dunning letter from a"letter service" collection agency (as opposed to a real collection agency). The MexicanVacation Club contracts usually list jurisdiction in Mexico City, and I've never seen them file a suit there against a U.S. or Canadian consumer. Consumer Attorney in Seattle. 04/02 Have you heard of Dreamquest Communications which says you tour Ramada Plazafor an hour and get to stay at a Ramada in Orlando for 3 nights for$228.00? They offer some free Disney tickets but they want a bank checkpayment right away. Anon 05/06/02 04/02 - Vermont's Attorney General filed a consumer fraudlawsuit against Cape Canaveral, Florida based Cape Canaveral Tour &Travel , Inc. and two of its employees, Lory Walker and Michael Dwyer. According to the complaint, Cape Canaveral contacted Vermontconsumers by telephone to sell them seven-night vacation packages to the Bahamasand/or Florida, typically consisting of hotel accommodations, a rental car andtravel on a cruise ship that, not including air fare, cost $1,155 and involved atime-share tour. The complaint alleges that they violated Vermonts ConsumerFraud Act by: through their agents, soliciting consumers to fill out entry forms at fairs on the pretext that this would entitle the consumer to participate in a giveaway or drawing, whereas in fact the purpose of the entry forms was to generate "leads" for Cape Canaveral. failing to disclose, at fairs, that a purchase was required. misrepresenting the companys vacation package offer as a special offer and highly discounted, when in fact the offer was ongoing and was figured from hotel "rack rates" that consumers could easily obtain at a discount from a local travel agent. failing to disclose that consumers had to take a time-share tour in order to take advantage of the vacation package offer. failing to afford Vermont consumers their right to cancel the telephonic purchase of a vacation package within three days. A court order requiring the defendants to comply with Vermontlaw, refunds for Vermont consumers, civil penalties of up to $10,000 perviolation, and other legal relief is being sought. Diamond Holidays Travel called me to let me know I won acruise including 4 nights and 3 days in the Bahamas with hotel, but I have tosend them a check for $77.00 for me and the second person plus port charges of$99.00 a person. I have four days to call them back. Is this ascam? Thanks, Agnes 06/20/02 One spammer offering vacations in both English and Spanishformats and which are accompanied by timeshare presentations is Valued Guest atwww.valuedresorts.net See also: TimeShareBeat's VacationClub Scams . Have you ever heard of Sundance Vacations out of Pa?. Theirdeal started at $10,000 for 20 vacations which included excess inventory andother enticements but I kept saying no. Final deal, $5000, unlimited vacations, excess inventoryplus. Seemed too good to be true. Walked out. Hope I receivethe free weekend which was the come-on. Owlgolf 07/31/02 Live Wire Shorted Out 10/24/02 Illinois Attorney General Jim Ryan filed suit against Live WireSystems , 2425 Commercial Boulevard, Suite 400, Fort Lauderdale, and JamesP. Davis with violating the Automatic Telephone Dialers Act, UniformDeceptive Trade Practices Act and the Consumer Fraud and Deceptive BusinessPractices Act. The defendants are charged with placing more than 10,000 autodialer marketingcalls since at least July 2002 to individuals and businesses across Illinoisusing prerecorded messages that invited consumers to purchase low-cost Disneyvacation packages. To confirm their invitations, consumers were instructed to call a toll-freenumber that provided the details and conditions of the trips. The lawsuit alleges that they misrepresented the nature of the offer byfailing to disclose that consumers are required to tour timeshare resorts aspart of the package and that Walt Disney Company is not a sponsor of the tripand has not approved use of their name. In the suit, Ryan is seeking a permanent injunction, restitution toconsumers, costs, a civil penalty of $50,000 and an additional penalty of$50,000 for each act committed with intent to defraud. www.crimes-of-persuasion.com Crimes of Persuasion2000 LegalDisclaimer Web www.crimes-of-persuasion.com Using Paypal First Name Last Name [ Home ] [ Up ] [ RPR Vacations ] [ Tempus Resorts ]