Disney Vacation Other Disney

MouseSavers.com - Ways to Save for Your Disney Vacation Great deals on all things Disney! Find out how to save on: Walt Disney World Disneyland Disney Cruise Line Transportation for Your Disney Vacation Other Disney Travel Savings Discount Disney Shopping Mall Live Disney Shows Disney Freebies Disneyland Resort Paris Disney Parks in Asia Disney's Vero Beach/Hilton Head Non-Disney Theme Parks & Attractions More information: About MouseSavers Frequently Asked Questions Trip Reports and Articles Links Testimonials Privacy Policy & Legal Stuff Contact Mary Ways to Save for Your Disney Vacation Jump to: Vacation Savings Account Other Ways to Save in Small Increments More Tips and Tricks Vacation Savings Account One of the best and smartest ways to save for a Disney vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount auto-debited from your paychecks and deposited directly into that savings account. That way you never see the money, so there is less temptation to spend it. And of course you'll be earning interest! If you put $25 a week into your vacation account and earn 2% interest compounded daily, you'll have $1337 in the account a year after you start saving, and $2677 in two years. If you're able to "jump start" the account with $500 and then add that $25 a week at 2% interest, you'll have $1847 in your account a year after you start saving, and $3197 in two years. By the way, it is very worthwhile to shop around for the best banking deal . The best I've found is the Orange Savings Account from ING Direct . I have one of these accounts myself. You can open one in 5 minutes or less and transfer money into it electronically. The ING account pays a variable 3.75% Annual Percentage Yield on savings with no minimum deposit and no hidden fees or service charges. (Compare this with what your bank or credit union pays on savings accounts. I predict you'll be amazed.) It's FDIC insured. You can easily set up an automatic savings plan with this account. Other Ways to Save in Small Increments Here are some additional, relatively painless tricks people use to get themselves to save. It's all about setting priorities -- and in some cases, tricking yourself into saving. What works for one person, won't work for another. Try one, or try 'em all. Remember, every penny helps! Buy US Savings Bonds You can purchase them online and spend as little as $25 each time. US Savings Bonds must be held for at least 1 year before you can cash them in. There is a 3-month interest penalty if you cash an EE or I Bond within the first five years from its issue date. There is no penalty for cashing EE or I Bonds that are at least five years old. Bonds pay very good interest compared with a regular savings account and since they are issued by the government, they are an extremely safe investment. Buy Disney Dollars Personally I would never use this method because it doesn't earn interest, but some people find it very helpful because you can't spend Disney Dollars anywhere but Disney! Disney Dollars are "cash equivalents." One Disney Dollar = one US dollar, and you can buy any even dollar amount, so for example if you have $31 saved you can buy that amount in Disney Dollars. You can also give your children Disney Dollars for birthdays and holidays, and ask relatives to do the same, so the kids will have their own spending money for the next Disney vacation. Disney Dollars can be purchased at any Disney Store or Disney theme park, or through Walt Disney World Mail Order at (407) 363-6200. The Change Jar Make a rule that you never spend coins. Save all your pocket change and throw it in a big jar. Label the jar (i.e. "Our Disney Vacation") to remind your of your goal. Periodically you can roll the coins and see how much you have. (This is a great job for kids.) Once it's rolled, put it in your vacation savings account. If you don't want to roll the change, see if your bank takes unrolled change . Some banks have change-counting machines and they'll count your coins for free or for a very small fee. There are CoinStar machines in many grocery stores that will allow you to dump in a ton of change and get a slip redeemable for bills at the cashier, but you'll pay a hefty premium (somewhere around 9%) for the service; if you do this, at least pluck out the quarters and roll those! Variations on the change jar: Never spend quarters , or never spend dollar bills . Put those in the jar. Checkbook Games When writing a check, round up your checkbook entry to the nearest dollar. For instance, if you write a check for $57.12, record it in your checkbook as $58. Not only does this help you prevent overdrafts, it also means you're accumulating a little extra in your account every time you write a check. Another good thing about this method is that you're earning interest on that extra money, assuming you have an interest-bearing checking account. Round down your deposit entries to the nearest dollar. For instance, if you deposit $300.91, record it as $300. Again, you're accumulating a little extra "ghost" money in your account. A variation on the checkbook rounding method: charge yourself a dollar every time you write a check, plus round up . So if the check was for $47.39, round it up to $48 and add a dollar, making the entry in your checkbook $49. Another variation on the checkbook rounding method: round up to the nearest five dollars . So if the check was for $52.23, round it up to $55. If it was for $9.51, round it up to $10. More Tips and Tricks If a payment ends, keep making it -- to yourself! For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Make a rule that "found" money goes in the vacation fund. For instance, if you get a rebate, tax refund, gift check or work bonus, deposit it in the vacation account. Give yourself an allowance for cash expenditures (i.e. groceries, gas, meals out, entertainment, etc.) and make a game of seeing how much of your allowance you can NOT spend. Anything left over at the end of the week (or month) goes into the vacation fund. Charge everything to Disney's Visa or a cash-back credit card and pay the card off each month. (Only do this if you can handle the temptation to overspend on plastic, and if you really will pay the balance off every single month. If you won't pay it off monthly, this is a bad idea.) Use the Disney Dream Reward Dollars or cash-back bonus toward your vacation. Cut out one small daily expense and put the money you're saving into your vacation fund. The savings can really add up. If you save $1 a day on something you buy at work, and you work 5 days a week x 50 weeks, that's $250 a year! For example: If you drink a cafe latte every morning, buy a travel mug and fill it with strong coffee and hot milk at home instead. If you usually eat lunch out or buy lunch at a deli, try bringing lunch from home at least 2 or 3 days a week. If you just can't get it together to make a lunch, at least try bringing a can of soda from home instead of buying one at the deli or out of a machine. Bring a snack from home instead of hitting the vending machines. Giving up smoking may save you enough money in a year to fund a family vacation. I'm not kidding! If you're smoking a pack a day, you're spending at least $800 a year on cigarettes. In places with high tobacco taxes, you're spending $1600 or more. Ask your family to help you save. Often children aren't very aware of how much small expenses can add up over time. If you point out that every nickel they can save the household will get them closer to seeing Mickey, they may surprise you! Solicit their ideas and suggestions, and then agree to put aside what you've saved for your vacation fund. Be sure you have a plan for keeping the saved money separate, so that it doesn't get spent elsewhere. That might mean writing a check for the amount of money saved and depositing it into your vacation account, or putting that amount of cash into the change jar. Whatever it is, do it consistently. Here are a few ideas your family might consider: Spend less on entertainment. Borrow videos from your public library instead of the video store: most public libraries offer this service for little or no cost. Instead of going to the movies, check the newspaper for free local family entertainment and events, or have a family game night. Eat out less. Face it, cooking every night can be tiring and a drag, and that leads to eating out, which is much more expensive. So find a way to avoid this. Think up something you can make in the crockpot one night a week instead of getting takeout. Or turn cooking into a fun project once a week -- for instance, make a pizza with the kids instead of ordering one. Use grocery store coupons. Particularly if you live in an area like Southern California, where the major supermarkets will double the value of manufacturer's coupons, you can't afford NOT to clip coupons out of the Sunday paper! I do this, combined with buying sale items and seasonal produce, and frequently save 40% or more on my grocery bill. Seriously, 15 minutes of effort and a $5 coupon organizer can save you an amazing amount of money. Kids who are old enough to use scissors can certainly cut out coupons. Older kids can also sort and file coupons in your coupon organizer. Sell your junk. Have a big garage sale. Take still-in-fashion clothes to a consignment shop. Sell unwanted books, CDs, movies and collectibles you no longer want on eBay . You'd be amazed at what your old stuff may bring. Don't assume no one wants it. (I once sold a ratty bathmat the dog had chewed up, which I was using as a rag, for a quarter. It wasn't even part of my garage sale -- someone just noticed it lying on the ground and offered me money for it!) If you are a family of recreational shoppers, start going to garage sales, consignment shops and thrift stores instead of the mall. One person's trash is another's treasure, remember? There is often good stuff to be had at these places! Take a certain amount of cash and don't spend more. You'll get the thrill of the hunt and the thrill of the bargain, but for much less than a trip to the mall. Shop around on your insurance at least once a year. It's remarkable how much you can save. Rates for an identical auto insurance policy can vary from one company to another by as much as 100%! An easy way to shop around is to use an online site such as InsureMe.com , which will get you quotes from several insurance companies. I used this site to shop for life insurance and ended up with a great deal from a top-rated company. Evaluate your spending on cable television and telephone services. Maybe you don't really need extended cable or call waiting. Check rates to be sure you're not paying more than you have to for long distance calls. I've used OPEX as my long distance carrier for several years. I have tried AT&T, Sprint, MCI and others in the past, and this company is just as good... for only 3.9 cents per minute! To compare long distance rates, you can use a site like longdistanceworld.com . Get everyone to turn out the lights when no one is in the room, and turn off TVs, radios and computer equipment when they're not in use. Fix dripping faucets and leaking toilets. These measures may only save you a buck or two a month on your utility bills, but it all adds up. Encourage "gifts of love" instead of store-bought gifts. For instance, give each other certificates for back rubs, car washes, and other kind gestures that cost you nothing but your time and effort. Or set a low limit (like $5) on gifts and see how creative you can get. Back to the home page Back to top Content of MouseSavers.com is © Mary Waring & MouseSavers 2001-2005. No part of this website may be reproduced in whole or in part without permission.

Cruise Vacations Your Cruise

Atlas Tours: Globus tours, Trafalgar tours, Tauck, Cosmos, Insight, Collette, maupintour Escorted Tours - Travel Tour operators and cruise lines such as Globus, Trafalgar, Tauck, Carnival, Princessand more. Escorted tour headquarters! Tours and Travel to alldestinations. Talk to an experienced travel agent to help you find the best tour and travel deals. ESCORTED TOUR SPECIALS All tour operators Globus Tours, Trafalgar Tours, Tauck Tours, Contiki, Insight, Collette, Maupintour and more. - Save $300 per Couple on Globus 2006 European Vacations - American Orient Express Exclusive Offers Copper Canyon & Colonial Mexico : February 11, 2006 Departure Save up to $500 ; National Parks of the West Train Tour: August 15, 2006 Departure Save up to $500 per person - AARP Members receive $100 per couple Discount with Globus Tours $25 per person with Cosmos . - Save up to 25% off regular season prices on winter tours Globus, Trafalgar, and Insight. Winter Tour season November-April - Group Tours if you have 8 or more touring together get special deals AtlasTravelWeb.com is one of the largest tour web sites on the internet, with unmatched service and exclusive tour offers. Featured Tour Operators Globus Tauck Trafalgar Collette Insight Contiki Most requested tour operators - Atlas is a "Top Producer" in the world for Globus , Cosmos , Insight , Trafalgar , Tauck , Contiki and other Tour Companies. - Specialty Tours: LuxuryTour.com | ChristmasMarketTours.com - We Are Your Escorted Tour Headquarters! Globus Tours Trafalgar Tours Tauck Tours Collette Tours Europe River Cruises Winter Australia Europe Winter Australia USA Europe Australia Family Events Europe Australia Asia Tour Destinations Special tour section for Italy Tours . 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Cheap Travel

FullOffer mode -- Student Flights UK | Home Page | Cheap trips for students, backpackers, flights, adventure tours, working holidays, gap year, hostels, travel insurance -- -- Wed, 28 Dec 05 | Win a tour of China for two. Sign up to our newsletter to be in to win. | Sign-in | Register Berlin fr £77* Budapest fr £105* Munich fr £109* Rome fr £109* Marrakech fr £149* New York City fr £259* more deals Paris Eurostar Megadeal! fr £99* Western Europe Basix fr £825* more deals Adventure Holidays Try something over the edge. Discover the world today with these hot offers. fr £665* Coach Tours Sit back, make friends, and see the best the world has to offer fr £149* Package Holidays Pack your bags and the rest is done with these great deals. fr £149* Egypt - 12 days fr £295 per day Thailand - 25 days fr £690 per day Whether youre looking for cheap flights or the best backpacker experience, Student Flights can help you plan a fantastic trip. Email for a quote Phone 0870 499 4004 World Discovery fr £1099* more round the world flights more multi stop flights Rooms fr £11* Working Abroad find out more -- Register for our email newsletter to get our best deals Sitemap | Questions | Our Policies | Travel Advisor | Contact Us | About Us K2700 4267 9121239 Flights | Hot Deals | Rooms | Cars | -- Rail | Work Abroad | Insurance Extras -- International Sites: Australia | South Africa © 2005 Flights Centre (UK) Ltd. Trading as Student Flights. Registered in England No. 2937210 Cheap flights to: Australia | Africa | America | Asia | Canada | France | India | Italy | New Zealand | Scotland | Spain Top Destinations: Amsterdam | Auckland | Bangkok | Johannesburg | Los Angeles | Malaga | New York | Paris | Sydney | Las Vegas

Austria Travel Deals Austria

Austria tourism - Austria vacation reviews - Austria vacations - TripAdvisor Austria vacations - Austria tourism Sign in • Sign up Home > Europe > Austria > Austria Tourism Austria tourism: Overview Hotels Flights Attractions Deals Forums Maps, etc. All Austria reviews Search (e.g., Boston hotels, Las Vegas, Paris art museum) Austria Austria Overview All Austria Reviews Austria Hotels Flights to Austria Austria Deals Austria Attractions Austria Forums Austria Maps Austria Discount Hotels Austria Vacation Packages e-mail this page to a friend Popular cities Austrian Alps Hotels Carinthia Hotels Graz Hotels Innsbruck Hotels Kitzbuhel Hotels Klagenfurt Hotels Linz Hotels Lower Austria Hotels Salzburg Hotels Seefeld Hotels Styria Hotels Tirol Hotels Upper Austria Hotels Vienna Hotels Vorarlberg Hotels Read more Austria tourism Austria vacations - Austria tourism Sponsored links * Austria Travel Deals Austria : Book Best Available Room. 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Read the best sources and the most up-to-date reviews... "Overview of Austria," Frommer's "On Austrian Slopes, Alpine Skiing Meets Spring Break," Nov 13, 2005 , New York Times (free registration required) "What's New: An Online Update for Frommer's Austria," Apr 11, 2005 , Frommer's "Save of the season," Dec 18, 2004 , guardianunlimited.co.uk / The Guardian Read all Austria reviews Find a great Austria hotel deal! SmartDeals show you the best rates on the best hotels. Le Meridien Wien Average price: $269 Le Meridien Wien - Best Rates - Guaranteed! - LeMeridien.com More reviews, deals Sheraton Salzburg Sheraton Salzburg from $217 - Expedia.com More reviews, deals Altstadt Vienna Average price: $164 Altstadt Vienna - Book Now! - Venere.com More reviews, deals View all SmartDeals Austria Traveler Forums Travelers like you give candid advice on hotels and much more. Join the Discussion Taking a rental car from Austria to Slovakia (9 replies, 3:11 pm, today) Marriott and/or Hilton hotels (1 replies, 3:44 pm, yesterday) family holiday to austria (2 replies, 10:35 pm, Dec 26, 2005) Read all Austria discussions Post a new Austria topic Share Your Travel Savvy Go-today.com (no replies, 2:02 pm, Dec 02, 2005) What travel agencies offer the round trip from Germany (Osnabrueck) to the main sightseeing places in Austria (with excursions) for reasonable prices? 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Vacation Rentals Worldwide USA

vacation house rentals - vacation houses, homes, condos Log In: Password: Forgot password? Vacation rentals Vacation house rentals, Vacation homes, condos Vacation Rentals Worldwide USA Caribbean Canada Europe Mexico Central America Cuba Australia Africa Asia You can find that perfect vacation rental! Rent directly from the owner and save $$$ VRUL - your online source for vacationing the world! Check Out these popular destinations! Florida Hawaii South Carolina North Carolina Save money by renting directly from the owner. V acation property owners list their vacation house rentals with us. Prospective renters search our listings to find the perfect vacation houses and condos . We specialize in vacation house rentals and beach house rentals in popular locations like Myrtle Beach, Hilton Head, Colorado, Orlando, Florida, Gatlinburg, Maui and Kauai, Hawaii. Here you will find BY OWNER vacation rentals such as private homes, condos, cabins, and apartments offered thru private owners and management companies. Find perfect vacation house rentals in locations like Myrtle Beach, Hilton Head, Orlando, Florida, Colorado, Maui and Kauai, Hawaii. Just Search for the destination of your choice, contact the owner directly, and begin packing your bags. We are continually adding new listings so please check back often. Do you own a Vacation Rental? Join Us and advertise your rental property for only $59 per year . Vacation rentals by owners - VRUL Satisfaction Guarantee . | Home | Search for Rentals | Why Join? | Member Login | List Your Rental | About Us | Links | FAQ's | Articles | Guestbook | Disclaimer | Contact Us | | Florida | Hawaii | Kauai | Hilton Head | South Carolina | Colorado | Tennessee | Bahamas | Caribbean | 2003.Created and maintained by WSI This site is optimized for Netscape 5 and Internet Explorer 5 or higher. Please download an updated version now.