Family Vacation Spots Travel


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Family Vacation Spots You are here: About > Travel > Travel with Kids > Top Vacation Spots > Family Vacation Spots Travel Travel with Kids Essentials Family Vacation Ideas Winter and Spring Break All-Inclusive Resorts Ten Latest Family Travel Deals Family Resorts: top places; photos Articles & Resources Family Travel: What's Hot Top Vacation Spots VT, ME, NH, CT, MA, NY, PA Mexico Family Vacations Caribbean Vacations More Beach Vacations Florida Family Vacations Resorts with Water Park More Family Resorts Fun Places for Kids Disney Vacations Family Cruises Babies;Teens;Single Parents Lots More Destinations Family Travel TIPS, GAMES Buyer's Guide TAKE ALONG: Christmas books Christmas flicks Activity Kits more CHRISTMAS GIFT IDEAS Forums Help FREE Newsletter Sign Up Now for the Travel with Kids newsletter! See Online Courses Search Travel with Kids Family Vacation Spots: a "personal best" list of family vacation spots... They say one man'spizza is another man's poison, and the same is true for "best" family vacation spots: we allhave preferences. I admit leanings toward history and the dread word "scenery"... Nonetheless, we've had super trips of many different styles-- Disney, Caribbean beaches, Tuscan hill towns, Utah skiing -- that I hope you'll enjoy too. Scroll down below, or take these shortcuts: Paris | Walt Disney World | Yellowstone | Jamaica Resort | US Virgin Islands | Amelia Island | Whistler, BC | Europe family resorts | Mayan Riviera | Tuscany | NYC | Brazil all-inclusive | Oahu | Quebec Carnival | Utah skiing 1) Best Family Vacation Spots: ParisWith Kids Ah, the City of Light: not to mention famous (free for kids) museums; the Eiffel Tower, my kids' top attraction ever; the river Seine with its wide walkways so perfect for strollers; and heavenly patisseries . (More Europe destinations are found below.) 2) WaltDisney World Orlando, Florida was merely a swampy spot and a gleam in Walt Disney's eye in 1966, but is now the planet's most powerful magnet for families. Many attractions have joined Walt Disney World, but it's still the colossus, with four huge theme parks and an area the size of Boston, and probably ranks as "best family vacation spot" for millions. 3) Family Adventure in Yellowstone National Park "Family Adventures" are all-inclusive escorted tours in a great outdoors area, with "multisports" like hiking, rafting, and horse-riding. Yellowstone was far better than I'd dreamed-- as was the "family adventure" concept. Think: no hassles, check-in line-ups, or "where'll we eat?" Think: a small group of fellow travelers who turn out to be great company, and guides who go all out to make your trip wonderful. 4) Franklyn D. Resort, Jamaica The phrase "all-inclusive family resort" is common in the Caribbean, but only FDR and its sister resort include a "vacation nanny" throughout your stay. Fun includes biking, water-sliding, scuba diving (for ages 12 and up), walking up a waterfall. Feeding kids is a piece of cake, whether you choose kiddie buffets or a five-course dinner on the boardwalk. Suites are huge. More Great Caribbean Resorts 5) Best Family Vacation Spots: US Virgin Islands Three distinct islands in "American's Caribbean" offer family-friendly resorts, a land-and-sea National Park, super snorkeling, colonial towns and forts, duty-free shops, and some novel ways to explore the underseas. Personal favorite activities: snorkeling and sea-trekking. 6) Amelia Island, Florida Still relatively unknown, Amelia Island-- in northern Florida near Jacksonville-- has lovely beaches; a historic fort complete with actors who play period characters; a quaint town with wonderful old buildings; delicious sea-food; and two fine resorts, the Amelia Island Plantation and the Ritz-Carleton, both of which welcome kids. 7) Whistler-Blackcomb Ski Resort (BC, Canada) Whistler-Blackcomb is a hip place forx-treme skiers and partiers: yet this dual resort welcomes thousands of families, with a Children's Adventure Park, a family-friendly zone of green runs, popular ski camps for kids, Ride Tribe for teens. Stay in an attractive townhome with full kitchen; hop on free shuttle buses to the slopes. 8) Europe: Center Parcs Family Resorts Center Parcs has 13 family resorts in northern Europe: each with a huge domed area that houses a tropical pool (slides, waves, etc.), restaurants, shops, etc. Large cottages; country settings; many outdoors activities-- and affordable. 9) Family Vacation Spot, Mexico: Mayan Riviera A top family vacation spot, that combines beach fun with interesting (and even educational!) outings in the area. Just south of busy Cancun is a very different Mexico, with sleepy beach towns, beautiful coral reef, a unique eco-archeological theme park, lagoons for snorkeling, and Mayan ruins. 10) Tuscany & Unbria Kids are natural-born medievalists: they love knights and castles and tales of old-- and the hill towns of Tuscany and Umbria are super places to let their imaginations go. The old sections of these towns are picture-perfect, with centuries-old stone buildings and no plastic ticky-tack. If you're willing to try alternative-type lodgings, the adventure can even be affordable. 11) New York with a Teen New York is exciting for any age but theres an extra thrill in visiting with a child old enough to know they're in one of the world's great cities. Click to see highlights of a visit with a 13-year-old: and as a bonus, many of these activities are low-cost or even free. 12) Breezes Costa do Sauipe, Brazil Yes, it's far to go; but, ah, once you're there... Award-winning Breezes Costa do Sauipe has five miles of unspoiled beach; multi-resort complex with shared equestrian, golf, and lake activities; nearby outings; tour of historic Salvador; kids' program and infant care; fabulous seafood; a very fun and Brazilian ambiance. And your dollar goes a long way. 13) Oahu, Hawaii One small island, so much to do: from famous Waikiki Beach to north shore surfing, eco-tours, Pearl Harbor, luaus, and High Tea in British colonial style (with kids' tea also), Hawaii's island of Oahu has an amazing range of fun for family vacations. 14) Quebec Winter Carnival Ice Palaces, ice sculptures, snow sculptures (left), giant slides for sleds... the Quebecois people know how to celebrate winter. Quebec City is easily reached from northeast cities, and its 2-week carnival in February is a joyous and friendly good-time-for-all, especially kids. (If you don't parlez , don't worry; people in the tourist industry speak English.) 15) Salt Lake City Skiing There are seven very different ski areas, under an hour's drive from Salt Lake City. We had a great time sampling three of them: Alta (skiers only), Solitude, and Park City. A top family vacation spot for skiing! More Top Family Vacation Spots: Related Resources Top-rated Vacations Travel Games and Toys Important productdisclaimer information about this About site. From Teresa Plowright , Your Guide to Travel with Kids . FREE Newsletter. Sign Up Now! Advertisement Most Popular Charades -How To Play Charades Family Vacation Spots The Atlantis Resort Great Places to See Santa Disney Christmas Magic Kingdom What's Hot Grand Floridian Chinese New Year - 2006 Poconos Great Wolf Lodge photo Dog Friendly Hotels, inns, lodges -- find dog-friendly vacat... Kwanzaa Related Topics Florida for Visitors New England for Visitors Theme Parks Hotels / Resorts / Inns Parenting of K-6 Children Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Grand Floridian Chinese New Year - 2006 Poconos Great Wolf Lodge photo Dog Friendly Hotels, inns, lodges -- find dog-friendly vacat... Kwanzaa Headlines Bunch of family travel deals Latest deals added include a January Travel Special at the... First Nights! "First Night" events celebrate New Year's with family-friendly festivities-- and... Top Family Travel Trends in 2005 It's that time of year... to pause the mad dash... Bookmark the NORAD Tracks Santa site! It's not a family trip, but it's certainly a trip...
Switzerland Travel Deals Switzerland
Switzerland tourism - Switzerland vacation reviews - Switzerland vacations - TripAdvisor Switzerland vacations - Switzerland tourism Sign in • Sign up Home > Europe > Switzerland > Switzerland Tourism Switzerland tourism: Overview Hotels Flights Attractions Deals Forums Maps, etc. All Switzerland reviews Search (e.g., Boston hotels, Las Vegas, Paris art museum) Switzerland Switzerland Overview All Switzerland Reviews Switzerland Hotels Flights to Switzerland Switzerland Deals Switzerland Attractions Switzerland Forums Switzerland Maps Switzerland Discount Hotels Switzerland Vacation Packages e-mail this page to a friend Popular cities Aargau Hotels Adelboden Hotels Appenzell Hotels Ascona Hotels Basel Hotels Bern Hotels Bernese Oberland Hotels Crans-Montana Hotels Davos Hotels Fribourg Hotels Geneva Hotels Grindelwald Hotels Grisons Hotels Gstaad Hotels Interlaken Hotels Lausanne Hotels Locarno Hotels Lucerne Hotels Lugano Hotels Montreux Hotels Saas-Fee Hotels St. Gallen Hotels St. Moritz Hotels Swiss Alps Hotels Ticino Hotels Valais Hotels Vaud Hotels Wengen Hotels Zermatt Hotels Zurich Hotels Read more Switzerland tourism Switzerland vacations - Switzerland tourism Sponsored links * Switzerland Travel Deals Switzerland : Book Best Available Room. ClassicVacations.com Call 800-921-2680 to find your luxury travel specialist Switzerland : Book Now - Pay on Checkout! Venere.com Buying Direct Means Lower Prices. Hotels, B&Bs, Apartments and More. Switzerland : Vacation Planning Experts. ClassicVacations.com Call 800-921-2650 to find your luxury travel specialist 300 Hotels in Switzerland www.bookings.ch Book a hotel in Switzerland online. Great rates. No reservation costs! All results: View all 5,871 Switzerland travel deals Where do you want to go today? Find all the best web-based write-ups and deals on your chosen destination. View map of Switzerland and choose your destination >> View all Switzerland hotels Switzerland Hotel Recommendations Other Destinations Find a great hotel based on web-wide popularity and coverage. Top-Rated hotels: Coeur des Alpes , Zermatt, Valais, Swiss Alps Widder Hotel , Zurich Chalet Fontana , Murren, Bernese Oberland, Swiss Alps Caprice Hotel , Wengen, Bernese Oberland, Swiss Alps Victoria Jungfrau Hotel , Interlaken, Bernese Oberland, Swiss Alps Rugenpark Hotel / B&B Interlaken , Interlaken, Bernese Oberland, Swiss Alps Badrutt's Palace Hotel , St. Moritz, Grisons, Swiss Alps Hotel Adler , Zurich Hotel Zum Storchen - a Summit Hotel , Zurich Hotel Eden au Lac , Zurich View all Switzerland hotels Find top hotels by destination: Select your destination Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Popular Switzerland Destinations Check out these popular places: Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Switzerland Attractions Top Switzerland Attractions: Museum of Art (Kunsthaus Zurich) , Zurich Cathedrale de St-Pierre , Geneva Chateau de Chillon , Montreux, Vaud Little Carouge (Carougka) , Geneva International Red Cross and Red Crescent Museum (Musee International de la Croix-Rouge et du Croissant-Rouge) , Geneva Great Church (Grossmunster) , Zurich Church of Our Lady (Fraumunster) , Zurich Jungfrau , Grindelwald, Bernese Oberland, Swiss Alps The Jungfraujoch Experience , Interlaken, Bernese Oberland, Swiss Alps Munster (Cathedral) , Basel Click above or search for more attractions in your destination: Select your destination Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Switzerland Articles and Guidebooks SmartDeals From tips & tricks to rants & raves. Read the best sources and the most up-to-date reviews... "Overview of Switzerland," Frommer's "Swiss values: majestic views, challenging slopes," Nov 13, 2005 , Boston.com / Boston Globe "Going To: Bern," Jun 26, 2005 , New York Times (free registration required) "In Zurich, More Than Steeple Chasing," Jun 19, 2005 , Washington Post (free registration required) Read all Switzerland reviews Find a great Switzerland hotel deal! SmartDeals show you the best rates on the best hotels. Victoria Jungfrau Hotel Average price: $1552 Victoria Jungfrau Hotel - Book best available room - ClassicVacations.com More reviews, deals Hotel Zum Storchen - a Summit Hotel Average price: $421 Hotel Zum Storchen - a Summit Hotel - Book Now! - Venere.com More reviews, deals Hotel Adler Average price: $176 Hotel Adler - Great Rates - Otel.com More reviews, deals View all SmartDeals TripAdvisor Switzerland Traveler Forums Travelers like you give candid advice on hotels and much more. Join the Discussion March Train Tour (3 replies, 3:52 pm, today) Holiday Wishes (6 replies, 9:16 am, yesterday) Tips for a trip to Switzerland in July (7 replies, 4:35 am, Dec 26, 2005) Read all Switzerland discussions Post a new Switzerland topic Share Your Travel Savvy skiing in late March in Switzerland (no replies, 4:41 pm, yesterday) 4 Day trip to Switzerland in Middle of March (no replies, 1:10 pm, yesterday) Zurich and Genava (no replies, 10:31 pm, Dec 13, 2005) Browse all Switzerland discussions Free alerts on Switzerland Subscribe to our TripWatch newsletter: Weekly alert to new reviews and deals Personal watch list is customizable to add other cities, hotels or attractions Plus getaway ideas from your hometown ( new feature, limited coverage ) Let Us Watch Switzerland for You E-mail: About TripAdvisor TripAdvisor provides unbiased reviews, articles, recommendations and opinions on Switzerland vacations. 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Russia Travel Information, Tour
IntraPorta's Russia Travel Minisite - Russia Specialty Travel, Russia Custom Vacations, Russia Adventure Tours, Russia Outdoor Travel, Russia Tourism, Russia Travel Information, Tour Operators Russia, Online Travel Booking, Travel Reservations, Travel Tickets, Travel Accessories, Travel Documents, Travel Books help tips Are you ready for a perfect getaway in Russia? Consult IntraPorta's Russia Travel Minisite for all your travel needs to and around Russia: Custom Vacations, Pre-packaged Specialty/Adventure Tours, Online Reservations, Travel Books, Travel Supplies and Destination Information. 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COMMUNICATE WITH YOUR FELLOW WORLDWIDETRAVELERS VIA WORLDWIDETRAVELER YAHOO!GROUP (CLICK HERE) Multi-Language Minisite Languages, Foreign Languages, Translations, Webtranslations, Internet Translations, Online Translations Multi-Dictionary Minisite Online Dictionaries & Encyclopedias 1999-2004 IntraPorta. All Rights Reserved. Return to Home ---------------------- Quick Travel Finder ---------------------- City Index City Information Continental Index Country Index Country Information Country Region Index Country Region Information General Portals Meta Travel Resources Newspapers Travel Sections Specialized Portals Special Sites ---------------------- All Travel Topics (Glossary) ---------------------- Travel Discounts Travel Events Travel Offers Travel Planner Travel Reservations Travel Shopping ---------------------- Site Index... Russia - Russian Federation Get more advertising / link sponsoring information at WorldwideTravelSites.com Friendfinder.com Friendfinder is the most popular place for people looking to meet others for romance, dating, friendship and more! Millions of exciting members worldwide! Anonymous emails - private & safe! Sign up in 3 simple steps! Russia - Inbound Tourism Companies Voyaging the rivers of Russia Special Tour: Annual river cruise and international conference with unique excursion and educational program. Tenth International Urania's Conference featuring specialists in history of cultures, theology, philosophy, psychology and astropsychology, literature and linguistics Trans-Siberian Site about individual travel to European Russia, Siberia, Mongolia, Tuva, Kamchatka, Uzbekistan, Kazakstan, Kyrgyzstan, the Altai Mts, and... Beetroot Bus Trips The backpacker bus for Russia! Budget micro-bus trips around the famous, and not-so-famous places of Russia, with the accent on fun! 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Online Reservations in Moscow hotels. Information about Moscow SunScale.com Welcome to Sun Scale - the largest system of hotels reservation. We carry out more than 300 reservations per day. Convenience of the client first of all - motto of our company. In each country, where we make booking there is our representation office, which is always ready to render You the real help and support of all kinds of tourist services. Accommodations (Worldwide) Cooking & Dining (Worldwide) Food & Drink (Worldwide) Russia - Regions and Maps Map of Russia Regions of Russia Russia - Space Travelling Center of Control Flights Center of Preparation Cosmonauts Russia - Events, Museums and Attractions Moscow International Travel Workshops The events are particularly suitable for Tourist Offices, Travel Companies, Cruise Lines, Ski Resorts, Convention & Incentive Organisers, Winter-Sun Destinations, Hotels and Resorts and other suppliers interested in Russian business. 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Travel Insurance Life &
Travel Insurance Center - The Travel Insurance Experts! products | review your policies | help with insurance | affiliates Travel Insurance Life & AD&D Global & Expat Benefits War & Terrorism Insurance Group Insurance Travel Insurance is designed to protect your travel investment, cover emergency medical expenses, and provide peace of mind. Whether traveling for business or fun, travel insurance protection packages provide financial security for those unforeseen perils that may occur. Travel Insurance benefits vary by carrier and plan design, and may include coverage for trip cancellation or interruption, emergency medical expenses for illness or injury, costly emergency medical evacuation, travel delays, lost or damaged baggage, emergency assistance services, and more. Policy Picker ® Place of Residence United States United Kingdom Canada Mexico Caribbean Australia New Zealand Europe South/Central America Asia Africa I'm Interested In Protecting My Trip Cost Travel Medical Insurance Emergency Evacuation Departure Date 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 January February March April May June July August September October November December 2004 2005 2006 2007 Return Date 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 January February March April May June July August September October November December 2004 2005 2006 2007 Trip Cost Per Traveler (US$) Enter "0" to exclude Trip Cancellation Traveler Ages Destination Domestic International Both Click To Add More Travelers Accidental Death & Dismemberment (AD&D) and International Life Insurance protect your family's financial well-being should you become disabled or die prematurely. Accidental Death & Dismemberment insurance plans will pay you, your beneficiary, or your estate a lump sum benefit (e.g. $500,000) should an accident result in your death, or the loss of a limb/eyesight. Available plans include coverage for Individual Trips, High Risk Activities, War coverage and International Term Life Insurance. No one can predict when an accident will happen but you can be sure your loved ones will be financially secure should one occur. Click here to view all Life and AD&D plans Now Featured Annual Travel Accident Elite Provides up to $1 million of Annual Common Carrier Travel Accident insurance with coverage worldwide for unlimited trips up to 185 consecutive days per trip. An Additional $10,000 for Emergency Evacuation, $10,000 for Repatriation of Remains, and 24/7 Travel Assistance services makes this a well-rounded annual package plan (US residents only). High Limit Accident Insurance (US$20 Million Max Benefit) Single-trip & annual accident insurance with optional war and terrorism coverage is available for all ages and nationalities. Benefits range from US$500K to US$20 Million. Additional optional coverages include: nuclear, biological and chemical coverage, dismemberment and disability, and choice of 24-hour, common carrier and flight-only coverage . To view all of our Life and AD&D Products, click here Our Global and Expatriate Benefit plans provide essential insurance benefits for all nationalities working and living anywhere in the world. The following types of insurance are available for individuals, families, and employer groups worldwide: Global Health and Medical Insurance, International Life Insurance, International Accidental Death & Dismemberment, and International Disability/Income Protection. Coverage for War and Terrorism is available upon request. 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To view all of our Global and Expatriate Products, click here War Risk & Terrorism Coverage provides otherwise unavailable insurance for acts of war and terrorism in areas of political unrest. In today's political and economic climate, acts of war and terrorism remain a constant threat. Many businesses, contractors, and professionals are finding that their jobs require them to travel abroad to places of political unrest (even war zones). We specialize in finding Medical Insurance, Life Insurance, AD&D, Defense Based Act (DBA), Disability Income Protection, Flight Accident or Common Carrier Accident plans for these high-risk areas. Click here to view all War Risk & Terrorism Insurance plans Now Featured Security First Travel Accident War Risk Insurance Travel accident insurance and travel assistance services for work-related travel outside traveler's home country. Covers acts of War & Terrorism worldwide. High Limit Accident Insurance Single trip or annual accident insurance for all ages and nationalities. Benefits from US$500,000 to US$20 Million. Annual Travel Accident Elite Annual Travel Accident insurance with coverage worldwide for unlimited trips up to 185 consecutive days per trip. Also includes Emergency Evacuation, Repatriation of Remains and 24/7 Travel Assistance services (US Residents only). To view all of our War and Terrorism Insurance Plans, click here Designed to protect groups of people traveling on the same itinerary If your group consists of ten people or more traveling to the same destination, then purchasing a group travel insurance plan may be your best choice. We can provide both voluntary and mandatory group programs (mandatory means that everyone traveling on the trip must be included in the coverage). Click here to view all Group plans orfor a customized group travel insurance quote click here. Now Featured Student Travel Protection This program is ideal for students on a budget. Perfect for full or part-time students 25 years of age or under who are enrolled in school or summer camp. 360 Group Travel Protection A competitively priced plan whose cost is not dependent on age and provides a waiver of pre-existing conditions. Click here to view all Group plans orFor a customized group travel insurance quote click here Contact Us By Email or call us +1 866-979-6753 or +1 402-343-3699 (source id: wtc ) Understanding Travel Insurance click here for our complete guide Why do I need travel insurance? You can begin your trip without any travel insurance and be self insured. But did you know that if you become ill abroad the costs to treat you could be very high. How would you find a doctor? Where would you find appropriate healthcare facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad? Travel Protection vs Travel Medical Travel Insurance Protection plans typically reimburse your non-reimbursed travel expenses if an emergency occurs causing your trip to be canceled, interrupted or delayed. Travel Medical insurance is medical insurance designed to reimburse you for medical expenses incurred while traveling. What's a Deductible? (Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident. What are Pre-existing Conditions? Medical conditions that existed before the travel insurance plan or policy took effect. Different plans defined and cover Pre-existing Conditions differently. Be sure to check the plan details! What if my travel supplier declares Bankruptcy? Many travel insurance protection plans cover lost travel expenses due to travel supplier bankruptcy, but there are substantial differences among plans. Some travel insurance plans only cover a specified list of travel suppliers, others require that you purchase the insurance within 7-14 days of paying the initial trip deposit. Be sure to check plan details What is Co-Insurance or Co-pay? This is the percentage or amount of expenses that the insured pays (if any) after the deductible is paid. Example: "Co-Insurance = 20% or co-pay is 80/20" means that the travel insurance company pays 80% of the charges, the insured pays 20% Buy online or call us at +1 866-979-6753 or +1 402-343-3699 M-Th 8AM - 6PM Fri 8AM-4:30PM EST (source id: wtc ) products | my policies | helpdesk | insurance providers | affiliates contact us | site map | privacy policy | insurance licenses | about us © 2005 Travel Insurance Center and Senior Market Sales, Inc.
Travel insurance Holidaying abroad,
BBC - Crime Prevention On Holiday - Travel Insurance Home TV Radio Talk Where I Live A-Z Index 28 December 2005 Accessibility help Text only BBC Homepage Home Crimewatch Crime Fighters Case Closed Crime Prevention You & Your Family Your Home Your Car On Holiday The Law Support for You A to Z of Drugs Newsletter Contact Us Like this page? Send it to a friend! Travel insurance Holidaying abroad, or even in the UK, without basic travel insurance is unwise. But travel insurance doesn't have to break the bank. Many travel operators insist that you have cover before they'll sell you a holiday. They are entitled to do this, but they cannot demand you buy a policy from them, provided the cover you have is comparable. Apart from covering items that may be stolen while you're on holiday, including small amounts of cash, travel insurance offers many other important benefits. Policies usually include cover for medical expenses - useful if you fall ill or if you're unfortunate enough to be attacked and injured. You must disclose any pre-existing medical conditions. Travel policies also tend to include some basic "personal accident" cover, paying a set amount in the event of loss of sight, limbs or injury resulting in permanent disability or death. Another important element is "cancellation cover". If you have to cancel your holiday because of injury, illness or a disaster at home such as a fire, this will pay for any holiday expense you cannot recover. You need to check carefully what is covered and what isn't. Make sure your policy is valid for the whole journey and includes comprehensive medical and repatriation cover. Always take a photocopy of your policy, along with a note of any 24-hour emergency numbers. Like all insurance policies there are restrictions. Limits to the amounts that will be paid under different parts of the cover usually apply and you won't be covered for dangerous activities, such as abseiling or scuba diving. Also, a claim could be turned down if you don't look after your belongings properly. For example, if someone steals your things off the beach while you're taking a dip in the sea, the insurance company might decide that you have not taken "reasonable care" and refuse to pay up. Insurance companies are also growing increasingly concerned about fraud, especially with travel insurance. If you claim for anything that has been stolen they'll probably want evidence that you actually owned the item in the first place. Keep photos at home of personal belongings that you've taken with you. Some insurers even ask for receipts! Check to see if you already have cover under your home insurance for personal belongings while travelling abroad or away from home in the UK. It might not mean that you will get a lower premium (try asking though), but it's worth knowing as the cover under your home contents may be better or may have a lower excess. If you have travel and household cover you cannot claim twice! Insurers will normally split the cost of a claim between them. Don't forget the benefits of using your credit card to buy things abroad. Most include automatic insurance cover on items bought with your card for a short period of time, including things you buy overseas. Check with your card company. Finally, if you and/or your family travel often, ask your insurance company about an annual policy. You pay a premium each year and are then covered for all holidays in that period without needing to take out individual policies - although you may be limited to a certain number of trips. Useful Links BBC Watchdog A guide to travel insurance, making sure you get the right policy. printer friendly version The BBC's Crime site (the "Site") is provided for your general information only. The information contained on the Site should not be treated as a substitute for obtaining professional medical or legal advice. All info correct as of 12/02/03. In this section > Accommodation > Backpacking > Before you go > British Consul > Card theft > Car crime > Currency > Customs > Driving abroad > Hire cars > Insurance > Local culture > Local laws > Luggage > Passport > Personal safety > Timeshares > Top five tips Fun and games > Psychology quiz > Chain Gang > Prison Breakout BBC Holiday Try out the Destination Finder About the BBC | Help | Terms of Use | Privacy & Cookies Policy