Disney Vacation Other Disney

MouseSavers.com - Ways to Save for Your Disney Vacation Great deals on all things Disney! Find out how to save on: Walt Disney World Disneyland Disney Cruise Line Transportation for Your Disney Vacation Other Disney Travel Savings Discount Disney Shopping Mall Live Disney Shows Disney Freebies Disneyland Resort Paris Disney Parks in Asia Disney's Vero Beach/Hilton Head Non-Disney Theme Parks & Attractions More information: About MouseSavers Frequently Asked Questions Trip Reports and Articles Links Testimonials Privacy Policy & Legal Stuff Contact Mary Ways to Save for Your Disney Vacation Jump to: Vacation Savings Account Other Ways to Save in Small Increments More Tips and Tricks Vacation Savings Account One of the best and smartest ways to save for a Disney vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount auto-debited from your paychecks and deposited directly into that savings account. That way you never see the money, so there is less temptation to spend it. And of course you'll be earning interest! If you put $25 a week into your vacation account and earn 2% interest compounded daily, you'll have $1337 in the account a year after you start saving, and $2677 in two years. If you're able to "jump start" the account with $500 and then add that $25 a week at 2% interest, you'll have $1847 in your account a year after you start saving, and $3197 in two years. By the way, it is very worthwhile to shop around for the best banking deal . The best I've found is the Orange Savings Account from ING Direct . I have one of these accounts myself. You can open one in 5 minutes or less and transfer money into it electronically. The ING account pays a variable 3.75% Annual Percentage Yield on savings with no minimum deposit and no hidden fees or service charges. (Compare this with what your bank or credit union pays on savings accounts. I predict you'll be amazed.) It's FDIC insured. You can easily set up an automatic savings plan with this account. Other Ways to Save in Small Increments Here are some additional, relatively painless tricks people use to get themselves to save. It's all about setting priorities -- and in some cases, tricking yourself into saving. What works for one person, won't work for another. Try one, or try 'em all. Remember, every penny helps! Buy US Savings Bonds You can purchase them online and spend as little as $25 each time. US Savings Bonds must be held for at least 1 year before you can cash them in. There is a 3-month interest penalty if you cash an EE or I Bond within the first five years from its issue date. There is no penalty for cashing EE or I Bonds that are at least five years old. Bonds pay very good interest compared with a regular savings account and since they are issued by the government, they are an extremely safe investment. Buy Disney Dollars Personally I would never use this method because it doesn't earn interest, but some people find it very helpful because you can't spend Disney Dollars anywhere but Disney! Disney Dollars are "cash equivalents." One Disney Dollar = one US dollar, and you can buy any even dollar amount, so for example if you have $31 saved you can buy that amount in Disney Dollars. You can also give your children Disney Dollars for birthdays and holidays, and ask relatives to do the same, so the kids will have their own spending money for the next Disney vacation. Disney Dollars can be purchased at any Disney Store or Disney theme park, or through Walt Disney World Mail Order at (407) 363-6200. The Change Jar Make a rule that you never spend coins. Save all your pocket change and throw it in a big jar. Label the jar (i.e. "Our Disney Vacation") to remind your of your goal. Periodically you can roll the coins and see how much you have. (This is a great job for kids.) Once it's rolled, put it in your vacation savings account. If you don't want to roll the change, see if your bank takes unrolled change . Some banks have change-counting machines and they'll count your coins for free or for a very small fee. There are CoinStar machines in many grocery stores that will allow you to dump in a ton of change and get a slip redeemable for bills at the cashier, but you'll pay a hefty premium (somewhere around 9%) for the service; if you do this, at least pluck out the quarters and roll those! Variations on the change jar: Never spend quarters , or never spend dollar bills . Put those in the jar. Checkbook Games When writing a check, round up your checkbook entry to the nearest dollar. For instance, if you write a check for $57.12, record it in your checkbook as $58. Not only does this help you prevent overdrafts, it also means you're accumulating a little extra in your account every time you write a check. Another good thing about this method is that you're earning interest on that extra money, assuming you have an interest-bearing checking account. Round down your deposit entries to the nearest dollar. For instance, if you deposit $300.91, record it as $300. Again, you're accumulating a little extra "ghost" money in your account. A variation on the checkbook rounding method: charge yourself a dollar every time you write a check, plus round up . So if the check was for $47.39, round it up to $48 and add a dollar, making the entry in your checkbook $49. Another variation on the checkbook rounding method: round up to the nearest five dollars . So if the check was for $52.23, round it up to $55. If it was for $9.51, round it up to $10. More Tips and Tricks If a payment ends, keep making it -- to yourself! For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Make a rule that "found" money goes in the vacation fund. For instance, if you get a rebate, tax refund, gift check or work bonus, deposit it in the vacation account. Give yourself an allowance for cash expenditures (i.e. groceries, gas, meals out, entertainment, etc.) and make a game of seeing how much of your allowance you can NOT spend. Anything left over at the end of the week (or month) goes into the vacation fund. Charge everything to Disney's Visa or a cash-back credit card and pay the card off each month. (Only do this if you can handle the temptation to overspend on plastic, and if you really will pay the balance off every single month. If you won't pay it off monthly, this is a bad idea.) Use the Disney Dream Reward Dollars or cash-back bonus toward your vacation. Cut out one small daily expense and put the money you're saving into your vacation fund. The savings can really add up. If you save $1 a day on something you buy at work, and you work 5 days a week x 50 weeks, that's $250 a year! For example: If you drink a cafe latte every morning, buy a travel mug and fill it with strong coffee and hot milk at home instead. If you usually eat lunch out or buy lunch at a deli, try bringing lunch from home at least 2 or 3 days a week. If you just can't get it together to make a lunch, at least try bringing a can of soda from home instead of buying one at the deli or out of a machine. Bring a snack from home instead of hitting the vending machines. Giving up smoking may save you enough money in a year to fund a family vacation. I'm not kidding! If you're smoking a pack a day, you're spending at least $800 a year on cigarettes. In places with high tobacco taxes, you're spending $1600 or more. Ask your family to help you save. Often children aren't very aware of how much small expenses can add up over time. If you point out that every nickel they can save the household will get them closer to seeing Mickey, they may surprise you! Solicit their ideas and suggestions, and then agree to put aside what you've saved for your vacation fund. Be sure you have a plan for keeping the saved money separate, so that it doesn't get spent elsewhere. That might mean writing a check for the amount of money saved and depositing it into your vacation account, or putting that amount of cash into the change jar. Whatever it is, do it consistently. Here are a few ideas your family might consider: Spend less on entertainment. Borrow videos from your public library instead of the video store: most public libraries offer this service for little or no cost. Instead of going to the movies, check the newspaper for free local family entertainment and events, or have a family game night. Eat out less. Face it, cooking every night can be tiring and a drag, and that leads to eating out, which is much more expensive. So find a way to avoid this. Think up something you can make in the crockpot one night a week instead of getting takeout. Or turn cooking into a fun project once a week -- for instance, make a pizza with the kids instead of ordering one. Use grocery store coupons. Particularly if you live in an area like Southern California, where the major supermarkets will double the value of manufacturer's coupons, you can't afford NOT to clip coupons out of the Sunday paper! I do this, combined with buying sale items and seasonal produce, and frequently save 40% or more on my grocery bill. Seriously, 15 minutes of effort and a $5 coupon organizer can save you an amazing amount of money. Kids who are old enough to use scissors can certainly cut out coupons. Older kids can also sort and file coupons in your coupon organizer. Sell your junk. Have a big garage sale. Take still-in-fashion clothes to a consignment shop. Sell unwanted books, CDs, movies and collectibles you no longer want on eBay . You'd be amazed at what your old stuff may bring. Don't assume no one wants it. (I once sold a ratty bathmat the dog had chewed up, which I was using as a rag, for a quarter. It wasn't even part of my garage sale -- someone just noticed it lying on the ground and offered me money for it!) If you are a family of recreational shoppers, start going to garage sales, consignment shops and thrift stores instead of the mall. One person's trash is another's treasure, remember? There is often good stuff to be had at these places! Take a certain amount of cash and don't spend more. You'll get the thrill of the hunt and the thrill of the bargain, but for much less than a trip to the mall. Shop around on your insurance at least once a year. It's remarkable how much you can save. Rates for an identical auto insurance policy can vary from one company to another by as much as 100%! An easy way to shop around is to use an online site such as InsureMe.com , which will get you quotes from several insurance companies. I used this site to shop for life insurance and ended up with a great deal from a top-rated company. Evaluate your spending on cable television and telephone services. Maybe you don't really need extended cable or call waiting. Check rates to be sure you're not paying more than you have to for long distance calls. I've used OPEX as my long distance carrier for several years. I have tried AT&T, Sprint, MCI and others in the past, and this company is just as good... for only 3.9 cents per minute! To compare long distance rates, you can use a site like longdistanceworld.com . Get everyone to turn out the lights when no one is in the room, and turn off TVs, radios and computer equipment when they're not in use. Fix dripping faucets and leaking toilets. These measures may only save you a buck or two a month on your utility bills, but it all adds up. Encourage "gifts of love" instead of store-bought gifts. For instance, give each other certificates for back rubs, car washes, and other kind gestures that cost you nothing but your time and effort. Or set a low limit (like $5) on gifts and see how creative you can get. Back to the home page Back to top Content of MouseSavers.com is © Mary Waring & MouseSavers 2001-2005. No part of this website may be reproduced in whole or in part without permission.

Europe Travel 101 -

Train Travel in Europe - Rail Lines - European Rail Passes  You are here: About > Travel > Europe for Visitors Travel Go Europe Essentials European Vacation Planning Map Europe Travel 101 - Before you Go European Distances The Best of Europe European Photo Gallery Articles & Resources Europe Travel Planning What to do In Europe Lodging - Hotels and More European Travel Maps Sex and Nudism Travel Photography Transportation Benelux Countries France Germany Austria Switzerland Greece Italy and Malta Travel Info Scandinavian Travel Spain and Portugal United Kingdom and Ireland Buyer's Guide Before You Buy Top Picks Italy Travel Guidebooks Europe Travel Guidebooks German Travel Guidebooks Product Reviews Forums Help FREE Newsletter Sign Up Now for the Europe for Visitors newsletter! See Online Courses   Search Europe for Visitors Trains in Europe - European Rail Travel Guide picks European Rail Travel is fast and efficient. Trains run between major city centers as well as to smaller towns. Find Train trips, rail passes, and other information pertaining to rail travel in Western Europe. Taking the Train in Europe Having trouble figuring out whether to take the train or rent a car? We've got some tips lined up--plus coverage of rail passes, rail/drive passes, and alternative ways of getting to those out-of-the-way places when you don't have a car. Tips for traveling Europe by train Tips for dealing with train travel in Europe: from ticketing to validating to getting the best values on rail travel. Train Travel in Europe - It's not Amtrak! Ever wonder about the difference between long distance American train travel and the European Version? Is it always better to buy a train pass? I compare the two rail systems from a summer's journey, then compare the prices of the European trip with leasing a car or buying a railpass. The results may surprise you! Backpackers Ultimate Guide to Rail Travel in Europe Great trips on how to save money on rail travel, plus links to all the European National Railroads. Die Bahn - Germany and European Rail Information Experienced travelers use the DB site to get information on rail travel and rail routes throughout Europe. The site has an easy to use travel service where you can purchase tickets to most trains in Germany and many in Europe where there's a DB presence. Train Traveling Excellent resource for connoisseurs of train travel. Features rail news, reviews of European rail sites, train tours, reviews of special tourist trains and articles on train travel in Europe. Also links to travel agencies, tour operators, pass sales and online reservations. European National Railways Links to Railway sites for individual countries in Europe. European Rail Guide A great guide to European rail transportation featuring country and some city maps, rail pass information, and destination guides. European Railpasses-Rick Steves Guide Rick Steves helps you plan your train travel around Europe and determine if a rail pass is right for you. He explains all the passes available with prices and you can get a free guidebook if you order from him. The European Railway Server The Swiss Army Knife of Rail webpages--links to just about every train system in Europe as well as other train related information European National Railways and Timetables Links to all the National Railways and timetables. European Rail Guide Good information on rail travel between European cities. Features maps of the train stations in major cities, along with destinaction guides. European Train Ticket Find train schedules for international trains departing from European capitals. Europrail International - Railpasses European railpasses. If you're confused at the wide variety of offerings, consult the FAQ page. Eurostar The official site of the Eurostar, also known as the Chunnel Train. You can order tickets online. Eurail Student Passes If you're under 26 years of age you can save a bundle on a rail pass. Here's a list of passes available to youth and students. Rail Europe Train tickets, Eurail passes, single country passes, and more from this all-in-one provider of rail tickets. Two Country Combo Passes Rick Steves explains the new rail pass on the block that you can purchase for travel between France and either Spain or Italy.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. 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Switzerland Travel & Tourism.

Switzerland Travel & Tourism News - Media Monitoring Service by EIN News Important Notice: Read the Whole Stories, Not Just the Headlines! Register for a Free Trial. Click Here! 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Travel & Tourism - West Virginia Travel & Tourism - Wisconsin Travel & Tourism - Wyoming Travel & Tourism - Yemen Travel & Tourism - Zambia Travel & Tourism - Zimbabwe Yemeni Gunmen Kidnap Ex-German Diplomat 28 Dec 2005 21:05 GMT ... and three children _ were traveling as tourists in a two-car convoy when a group ... the case for two Germans and two Swiss kidnapped separately in recent weeks _ but ... German family kidnapped in Yemen 28 Dec 2005 20:41 GMT ... and three children — were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Former German Diplomat and Family Kidnapped in Yemen 28 Dec 2005 20:15 GMT ... helped secure the release of 14 German tourists taken hostage in Mali in August 2003. ... the eastern Maarib region. In November, two Swiss holidaymakers were briefly held by tribesmen in ... THESE STORIES ARE NOT PUBLISHED BY EIN AND THESE LINKS WILL TAKE YOU TO OTHER WEBSITES. SOME OF THESE WEBSITES REQUIRE THEIR OWN REGISTRATION TO READ THEIR STORIES. PLEASE READ THE DISCLAIMER FOR MORE DETAILS. >>> German tourists kidnapped in Yemen 28 Dec 2005 19:45 GMT ... and three children — were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... German Diplomat, Family Abducted in Yemen 28 Dec 2005 19:45 GMT ... and three children _ were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Yemen kidnappers seize German ex-minister, family 28 Dec 2005 19:31 GMT ... central government control is often weak, seize tourists frequently. They are usually freed unharmed after ... ago, another group of tribesmen captured two Swiss tourists . Both kidnappings were aimed at pressuring ... Yemen kidnappers take German ex-minister 28 Dec 2005 19:31 GMT ... central government control is often weak, seize tourists frequently. They are usually freed unharmed after ... ago, another group of tribesmen captured two Swiss tourists . Both kidnappings were aimed at pressuring ... 5 German tourists kidnapped in Yemen 28 Dec 2005 19:30 GMT ... and three children -- were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... German diplomat, family missing in Yemen 28 Dec 2005 19:11 GMT ... state secretary. Yemeni tribesmen seized two Austrians last week, and another group captured two Swiss tourists a month ago, Reuters reported, adding that both kidnappings aimed to pressure the government ... German diplomat missing in Yemen 28 Dec 2005 19:01 GMT ... state secretary. Yemeni tribesmen seized two Austrians last week, and another group captured two Swiss tourists a month ago, Reuters reported, adding that both kidnappings aimed to pressure the government ... Teacher killed in shooting at top Indian university 28 Dec 2005 18:47 GMT ... central government control is often weak, seize tourists frequently. They are usually freed unharmed after ... ago, another group of tribesmen captured two Swiss tourists . Both kidnappings were aimed at pressuring ... Egypt's Ghad Party keeps distance from foreign help 28 Dec 2005 18:47 GMT ... central government control is often weak, seize tourists frequently. They are usually freed unharmed after ... ago, another group of tribesmen captured two Swiss tourists . Both kidnappings were aimed at pressuring ... German ex-diplomat kidnapped in Yemen 28 Dec 2005 18:47 GMT ... and three children - were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Former German Diplomat and Family Kidnapped in Yemen 28 Dec 2005 18:15 GMT ... charges including murder. Fourth abduction of foreign tourists this year Armed tribal groups in Yemen ... three days and a month previously, two Swiss tourists were taken. Both kidnappings were aimed ... Yemen kidnappers seize German ex-minister, family 28 Dec 2005 18:15 GMT ... (Reuters) - Yemeni tribesmen seized five German tourists on Wednesday in the third kidnapping incident ... ago, another group of tribesmen captured two Swiss tourists . Both kidnappings were aimed at pressuring ... German diplomat missing in Yemen 28 Dec 2005 18:15 GMT ... state secretary. Yemeni tribesmen seized two Austrians last week, and another group captured two Swiss tourists a month ago, Reuters reported, adding that both kidnappings aimed to pressure the government ... Former German Diplomat and Family Kidnapped in Yemen | 28.12.2005 28 Dec 2005 18:11 GMT ... charges including murder. Fourth abduction of foreign tourists this year Armed tribal groups in Yemen ... three days and a month previously, two Swiss tourists were taken. Both kidnappings were aimed ... 4.17am Family snatched from restaurant 28 Dec 2005 18:11 GMT ... helped secure the release of 14 German tourists taken hostage in Mali in August 2003. ... the eastern Maarib region. In November, two Swiss holidaymakers were briefly held by tribesmen in ... Tribesmen kidnap former German deputy minister 28 Dec 2005 18:11 GMT ... today kidnapped a family of five German tourists reportedly including a former deputy foreign ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Family snatched from restaurant 28 Dec 2005 18:10 GMT ... helped secure the release of 14 German tourists taken hostage in Mali in August 2003. ... the eastern Maarib region. In November, two Swiss holidaymakers were briefly held by tribesmen in ... German Ex-Diplomat Kidnapped in Yemen 28 Dec 2005 17:25 GMT ... and three children _ were traveling as tourists in a two-car convoy when a group ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Yemeni Tribe Kidnaps Diplomat 28 Dec 2005 17:25 GMT ... favoring the second tribe. Tribesmen frequently kidnap tourists in an attempt to force concessions from ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Yemeni Tribe Captures Five Germans 28 Dec 2005 17:10 GMT ... favoring the second tribe. Tribesmen frequently kidnap tourists in an attempt to force concessions from ... it would look into their complaints. Two Swiss tourists were kidnapped in the same area ... Swiss hostages freed in Yemen 28 Dec 2005 16:50 GMT ... Saana - Two Swiss tourists seized by kidnappers in Yemen have been freed and were in the care of ... Yemen kidnapper says five Germans are safe 28 Dec 2005 16:26 GMT ... SANAA, Dec 28 (Reuters) - Five German tourists of the same family who were seized ... ago, another group of tribesmen captured two Swiss tourists . 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Austria Travel

Austria Pictures - Photo Galleries of Austria Travel Pictures  You are here: About > Travel > Europe for Visitors > Germany Austria Switzerland > Austria > Austria Pictures Travel Go Europe Essentials European Vacation Planning Map Europe Travel 101 - Before you Go European Distances The Best of Europe European Photo Gallery Articles & Resources Europe Travel Planning What to do In Europe Lodging - Hotels and More European Travel Maps Sex and Nudism Travel Photography Transportation Benelux Countries France Germany Austria Switzerland Greece Italy and Malta Travel Info Scandinavian Travel Spain and Portugal United Kingdom and Ireland Buyer's Guide Before You Buy Top Picks Italy Travel Guidebooks Europe Travel Guidebooks German Travel Guidebooks Product Reviews Forums Help FREE Newsletter Sign Up Now for the Europe for Visitors newsletter! See Online Courses   Search Europe for Visitors > Germany Austria Switzerland > Austria > Austria Pictures Austria Pictures - Photo Galleries of Austria Sometimes pictures will give you an idea of what a city offers and you can plan you vacation around visual images. Here you'll find travel pictures of Austria. Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Salzburg Pictures Here's the start of our Salzburg Slide Show--annotated pictures of many Salzburg attractions. Vienna Pictures - Vienna Austria Photo Gallery Here are our annotated pictures of Vienna, Austria.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Power Adapters Noord-Holland - Delights of North Holland Travel Visiting Pompeii Italy Guidebooks Naples - Getting There Headlines Antwerp Pictures Antwerp is a fashion and diamond center for Belgium and... Like to Travel Well? Follow the CIA! I really should have paid attention when the CIA came... Tapas from Cans? Ok, so you wander into one of Barcelona's most celebrated... North Holland: Noah's Ark Redux A pious north Holland businessman took out a 300 000...

Taiwan Travel

Taiwan Travel Information | Lonely Planet Destination Guide worldguide | shop | thorn tree forum | travel services | travel ticker | theme guides | on the road | postcards | travel links : Explore Taiwan Taiwan History meets hyper-reality on this pulsing, picturesque island. Places to See Review WORLDGUIDE Introduction Background Info See Image Gallery Transport Money RELATED Thorn Tree Forum Postcards Travel Links Taiwan Folk Village village Tel: 04 786 0815 Set deep in the hilly countryside, and bursting with photo opportunities, the Taiwan Folk Village preserves the traditional architecture, arts and food of days gone by. Here you'll find accurate reproductions not only of grand structures such as temples and halls, but also of simple farmhouses made of bamboo and thatch. Hours: 9:00am-5:00pm SPONSORED LINKS Enquire Accomodation Reviews Find Lonely Planet author reviewed places to stay * Required Fields Country * Please select Argentina Australia Austria Belgium Brazil Canada China Cuba Czech Republic Denmark Egypt England Estonia Finland France Germany Hungary Iceland India Ireland Israel & the Palestinian Territories Italy Japan Malaysia Mexico Morocco Netherlands New Zealand Poland Portugal Russia Scotland South Africa South Korea Spain Sweden Taiwan Thailand Turkey USA United Arab Emirates Vietnam City * Please select Travel Services · Flights · Hostels · Hotels · Travel Insurance More Services › Disclaimer: We've tried to make theinformation on this web site as accurate as possible, but it isprovided 'as is' and we accept no responsibility for any loss, injuryor inconvenience sustained by anyone resulting from this information.You should verify critical information (like visas, health and safety,customs and transportation) with the relevant authorities before youtravel. text & images © lonely planet 2005 about us | privacy | feedback | advertising FAQs worldguide | shop | thorn tree forum | travel services | travel ticker | theme guides | on the road | postcards | travel links