Switzerland Travel Deals Switzerland














Switzerland tourism - Switzerland vacation reviews - Switzerland vacations - TripAdvisor Switzerland vacations - Switzerland tourism Sign in • Sign up Home > Europe > Switzerland > Switzerland Tourism Switzerland tourism: Overview Hotels Flights Attractions Deals Forums Maps, etc. All Switzerland reviews Search (e.g., Boston hotels, Las Vegas, Paris art museum) Switzerland Switzerland Overview All Switzerland Reviews Switzerland Hotels Flights to Switzerland Switzerland Deals Switzerland Attractions Switzerland Forums Switzerland Maps Switzerland Discount Hotels Switzerland Vacation Packages e-mail this page to a friend Popular cities Aargau Hotels Adelboden Hotels Appenzell Hotels Ascona Hotels Basel Hotels Bern Hotels Bernese Oberland Hotels Crans-Montana Hotels Davos Hotels Fribourg Hotels Geneva Hotels Grindelwald Hotels Grisons Hotels Gstaad Hotels Interlaken Hotels Lausanne Hotels Locarno Hotels Lucerne Hotels Lugano Hotels Montreux Hotels Saas-Fee Hotels St. Gallen Hotels St. Moritz Hotels Swiss Alps Hotels Ticino Hotels Valais Hotels Vaud Hotels Wengen Hotels Zermatt Hotels Zurich Hotels Read more Switzerland tourism Switzerland vacations - Switzerland tourism Sponsored links * Switzerland Travel Deals Switzerland : Book Best Available Room. ClassicVacations.com Call 800-921-2680 to find your luxury travel specialist Switzerland : Book Now - Pay on Checkout! Venere.com Buying Direct Means Lower Prices. Hotels, B&Bs, Apartments and More. Switzerland : Vacation Planning Experts. ClassicVacations.com Call 800-921-2650 to find your luxury travel specialist 300 Hotels in Switzerland www.bookings.ch Book a hotel in Switzerland online. Great rates. No reservation costs! All results: View all 5,871 Switzerland travel deals Where do you want to go today? Find all the best web-based write-ups and deals on your chosen destination. View map of Switzerland and choose your destination >> View all Switzerland hotels Switzerland Hotel Recommendations Other Destinations Find a great hotel based on web-wide popularity and coverage. Top-Rated hotels: Coeur des Alpes , Zermatt, Valais, Swiss Alps Widder Hotel , Zurich Chalet Fontana , Murren, Bernese Oberland, Swiss Alps Caprice Hotel , Wengen, Bernese Oberland, Swiss Alps Victoria Jungfrau Hotel , Interlaken, Bernese Oberland, Swiss Alps Rugenpark Hotel / B&B Interlaken , Interlaken, Bernese Oberland, Swiss Alps Badrutt's Palace Hotel , St. Moritz, Grisons, Swiss Alps Hotel Adler , Zurich Hotel Zum Storchen - a Summit Hotel , Zurich Hotel Eden au Lac , Zurich View all Switzerland hotels Find top hotels by destination: Select your destination Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Popular Switzerland Destinations Check out these popular places: Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Switzerland Attractions Top Switzerland Attractions: Museum of Art (Kunsthaus Zurich) , Zurich Cathedrale de St-Pierre , Geneva Chateau de Chillon , Montreux, Vaud Little Carouge (Carougka) , Geneva International Red Cross and Red Crescent Museum (Musee International de la Croix-Rouge et du Croissant-Rouge) , Geneva Great Church (Grossmunster) , Zurich Church of Our Lady (Fraumunster) , Zurich Jungfrau , Grindelwald, Bernese Oberland, Swiss Alps The Jungfraujoch Experience , Interlaken, Bernese Oberland, Swiss Alps Munster (Cathedral) , Basel Click above or search for more attractions in your destination: Select your destination Basel Bern Bernese Oberland Davos Geneva Interlaken Lausanne Lucerne Lugano St. Moritz Swiss Alps Valais Zermatt Zurich Switzerland Articles and Guidebooks SmartDeals From tips & tricks to rants & raves. Read the best sources and the most up-to-date reviews... "Overview of Switzerland," Frommer's "Swiss values: majestic views, challenging slopes," Nov 13, 2005 , Boston.com / Boston Globe "Going To: Bern," Jun 26, 2005 , New York Times (free registration required) "In Zurich, More Than Steeple Chasing," Jun 19, 2005 , Washington Post (free registration required) Read all Switzerland reviews Find a great Switzerland hotel deal! SmartDeals show you the best rates on the best hotels. Victoria Jungfrau Hotel Average price: $1552 Victoria Jungfrau Hotel - Book best available room - ClassicVacations.com More reviews, deals Hotel Zum Storchen - a Summit Hotel Average price: $421 Hotel Zum Storchen - a Summit Hotel - Book Now! - Venere.com More reviews, deals Hotel Adler Average price: $176 Hotel Adler - Great Rates - Otel.com More reviews, deals View all SmartDeals TripAdvisor Switzerland Traveler Forums Travelers like you give candid advice on hotels and much more. Join the Discussion March Train Tour (3 replies, 3:52 pm, today) Holiday Wishes (6 replies, 9:16 am, yesterday) Tips for a trip to Switzerland in July (7 replies, 4:35 am, Dec 26, 2005) Read all Switzerland discussions Post a new Switzerland topic Share Your Travel Savvy skiing in late March in Switzerland (no replies, 4:41 pm, yesterday) 4 Day trip to Switzerland in Middle of March (no replies, 1:10 pm, yesterday) Zurich and Genava (no replies, 10:31 pm, Dec 13, 2005) Browse all Switzerland discussions Free alerts on Switzerland Subscribe to our TripWatch newsletter: Weekly alert to new reviews and deals Personal watch list is customizable to add other cities, hotels or attractions Plus getaway ideas from your hometown ( new feature, limited coverage ) Let Us Watch Switzerland for You E-mail: About TripAdvisor TripAdvisor provides unbiased reviews, articles, recommendations and opinions on Switzerland vacations. 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Cheap Travel

CheapTickets: Find Cheap Airline Tickets, Discount Hotel Rooms, Vacation Packages, Car Rentals, Travel Deals at CheapTickets Home Flights Hotels Cars & Rail Cruises Vacations Last Minute Trips Deals Customer Service CheapTickets Gold My Stuff My Trips My Account Sign in | Register now | Site feedback Welcome to CheapTickets. Since 1986. Flight only Hotel only Car only Flight + Hotel Hotel + Car Book together and save $172 on average From City name or airport To City name or airport Leave Anytime 12a-9a 6a-noon 10a-2p noon-5p 4-8p 6p-12a 1 am 2 am 3 am 4 am 5 am 6 am 7 am 8 am 9 am 10 am 11 am Noon 1 pm 2 pm 3 pm 4 pm 5 pm 6 pm 7 pm 8 pm 9 pm 10 pm 11 pm Midnight Return Anytime 12a-9a 6a-noon 10a-2p noon-5p 4-8p 6p-12a 1 am 2 am 3 am 4 am 5 am 6 am 7 am 8 am 9 am 10 am 11 am Noon 1 pm 2 pm 3 pm 4 pm 5 pm 6 pm 7 pm 8 pm 9 pm 10 pm 11 pm Midnight Travelers (Children or seniors?) 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Pick-up 1 am 2 am 3 am 4 am 5 am 6 am 7 am 7:30 am 8 am 8:30 am 9 am 9:30 am 10 am 10:30 am 11 am 11:30 am noon 12:30 pm 1 pm 1:30 pm 2 pm 2:30 pm 3 pm 3:30 pm 4 pm 4:30 pm 5 pm 5:30 pm 6 pm 6:30 pm 7 pm 7:30 pm 8 pm 8:30 pm 9 pm 9:30 pm 10 pm 10:30 pm 11 pm 11:30 pm Drop-off 1 am 2 am 3 am 4 am 5 am 6 am 7 am 7:30 am 8 am 8:30 am 9 am 9:30 am 10 am 10:30 am 11 am 11:30 am noon 12:30 pm 1 pm 1:30 pm 2 pm 2:30 pm 3 pm 3:30 pm 4 pm 4:30 pm 5 pm 5:30 pm 6 pm 6:30 pm 7 pm 7:30 pm 8 pm 8:30 pm 9 pm 9:30 pm 10 pm 10:30 pm 11 pm 11:30 pm Driver's Age (at time of rental) 25+ 21-24 Search Expand search options (Automatic/manual transmission, discounts, air conditioning, etc.) From City name or airport To City name or airport Leave Anytime 12a-9a 6a-noon 10a-2p noon-5p 4-8p 6p-12a 1 am 2 am 3 am 4 am 5 am 6 am 7 am 8 am 9 am 10 am 11 am Noon 1 pm 2 pm 3 pm 4 pm 5 pm 6 pm 7 pm 8 pm 9 pm 10 pm 11 pm Midnight Return Anytime 12a-9a 6a-noon 10a-2p noon-5p 4-8p 6p-12a 1 am 2 am 3 am 4 am 5 am 6 am 7 am 8 am 9 am 10 am 11 am Noon 1 pm 2 pm 3 pm 4 pm 5 pm 6 pm 7 pm 8 pm 9 pm 10 pm 11 pm Midnight Rooms 1 Travelers (up to 4) Adult (18+) 1 2 3 4 Child (0-17) 0 1 2 3 Age of children at time of travel Child 1 -- Under 2 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Infant in lap Infant in seat Child 2 -- Under 2 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Infant in lap Infant in seat Child 3 -- Under 2 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Infant in lap Infant in seat Search Book online or call 1-877-672-4894 Where City, point of interest or airport Please note: pick-up and drop-off are at the same location. 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South America Travel

South America travel guide - GLOBOsapiens.net South America travel guide - Travel advice by real travelers on South America, ! Home Guides Reports Tips Hostels Pictures People Forum Chat more Travel search: You are here: Guides South America -- South America countries Argentina Bolivia Brazil Chile Colombia Ecuador Falkland Island. French Guiana Guyana Paraguay Peru South Georgia a. Suriname Uruguay Venezuela Reports (120) Travel Tips (111) -- Travel Tips (111) Pictures (1031) Members (749) -- Members (749) Travel reports on South America Author Rating Date Machu Picchu through the Old Inca Trail Sion, Peru jorgesanchez 2005-09-21 3 very different places Andahuaylillas, Peru davidx 2005-10-19 Lake Titicaca the worlds highest navigable lake Lake Titicaca, Peru davidx 2005-10-18 Rio, the cidade maravilhosa! Rio de Janeiro, Brazil mistybleu 2005-08-17 Land of many rivers Georgetown, Guyana wojtekd 2003-10-27 more travel reports on South America (120) Travel tips on South America picture place / location rating / by member Puca Pucara [or ks for cs] Peru - Cusco davidx Tambo Machay Peru - Cusco davidx Qenco Peru - Cusco davidx Sachsaywaman Peru - Cusco davidx Peruvianfriendship Peru - Lima peruexplorer more travel tips on South America (111) -- Select a region: Terms and Conditions Privacy Policy Sitemap About us Jobs Press Advertise Contact Impressum © 2002 - 2005 GLOBOsapiens GmbH Germany Travel Portal Version: 3.1.8 Germany , International -- Hotel Guide Login join us today! Online: 3 danilbruce trondpg ksgachnang forum | chat Top 3 members Last week All time ranguta. 294 isaacmo. 236 eirekay 169 britman 16572 spaceou. 15395 davidx 15201 Member snaps Other resources Travel Insurance Chiang Mai Hotels Heat Exchanger Rome Hotels Flight & Hotel Deals Youth Hostels Cheap Flights Car Hire Spain Holiday in Cornwall findix Kleinanzeigen List your site here!



Russia Travel

* GoToRussia.Ru * When you wish to visit Russia :: Information, tips, guides, routes, cities, excursions, etc. Visa To Russia Online Tourist invitations; Business Visa Visit: www.VisaToRussiaOnline.com Call: +7 095 7413870 ABOUT RUSSIA: HISTORY TRAVEL TIPS RUSSIAN EMBASSIES ENTRY Requirements VISA CURRENT PRICES PHRASE BOOK FAQ ABOUT MOSCOW: HISTORY ARRIVING BY PLANE MEETING AT SVO CUSTOMS ARRIVING BY TRAIN METRO FOREIGN EMBASSIES WHAT TO SEE MAPS AND PLANS Travel Tips What to pack. The days of having to bring your own bottled water and toilet paper have gone long time ago, although you may still find them useful in regional cities. Now it is possible to easily find basic food, bottled water and toiletry items in many places around Moscow. However, the following are items some tourists prefer to bring for themselves. 1. Bring your own toiletries and pharmaceuticals. Although there are many stores carrying western medicines, you may not be able to read the Russian or European labels. 2. Comfortable, waterproof and warm, (if winter) boots or shoes. It is frequently wet in Moscow from snow or rain, and you will probably walk a lot. 3. Umbrella. 4. Adapter for small appliances like hair dryers. Russia has the same 220 watt currency as Europe and electrical sockets take round two prong plugs. 5. Travel alarm clock. 6. All phone numbers and addresses you will need. 7. Enough cash for your entire stay. Bring clean, crisp, new bills. 8. Travel money holder/conceiler. Pickpocketing is not uncommon, especially in the center of town and incrowded markets. 9. Photocopy of passport and visa. 10. Warm hat, coat, clothes and gloves in winter. 11. Camera and film, of course. 12. Leave your expensive jewelry at home. You don't need to be conspicuous. 13. Locks for your luggage. Make sure to secure all your baggage with heavy locks. Money Currency: Rouble (Rub) = 100 kopeks. Notes are in denominations of Rub 500, 100, 50, 10. Coins are in denominations of Rub 5, 2 and 1. Currency exchange: The ruble is the only legal tender. It is illegal to pay for goods and services in U.S. dollars. According to the Rusian law foreign currency should only be exchanged at official bureaux. Bureaux de change are numerous and easy to locate. Large shops offer their own exchange facilities. You may see many individuals there who would offer you better exchange rate. Please, be careful and under no circumstances exchange money from them. It is advisable not to change large amount of money at a time unless you really need a lot of Roubles. Exchange rate is unpredictable and may change very fast even during one day. All dollar bills must be recent and clean. The Russians are all concerned about getting stuck with an outdated bill that will no longer be honoured, even though this is also a violation of currency laws. Contact us to get more info on today's best exchange rate quotes. more about money... Credit cards Major European and international credit cards, including American Express, Visa and Diners Club, are accepted in the larger hotels and at foreign currency shops and restaurants. Some ATM'S in Moscow are now accepting EC cards together with your PIN number - if you want to get roubles. Compared to most other possibilities of getting roubles, this is a cheap (compared to credit cards) and time saving (compared to travellers cheques) method. Depending on the Russian bank that maintains the cash machine, you may be charged a 1% - 4% commission fee, on top of what your credit card charges. Travellers Cheques Are a big hassle in Russia. Very few places take them and you pay a premium to cash them. If you're not willing to go all cash, credit cards are much better. AMEX traveler's checks may be cashed at the American Express office at Sadovaya Kudrinskaya 21a in the center of town. Expect to pay a 3% commission for cashing the checks. Selected Russian banks will also cash them for a fee. Banking hours 0900 am - 0500 pm Monday to Friday. Some of bureaux de exchange are open 24 hours. Public Holidays Jan 1 - New Year, Jan 7 - Russian Christmas (Orthodox), Mar 8 - International women’s Day, Apr 15 - Russian Orthodox Easter, May 1-2 - Spring and Labour Day, May 9 - Victory in Europe Day, Jun 12 - Russian Independence Day, Aug 22 - National Flag Day, Nov 7 Constitution Day. Calling home? Calling abroad from ALL Russian hotels is a rip-off. For example, to call USA would cost you about US$ 5 per minute, Australia - US$ 8 per minute. To make sure you pay your phone bill most of the hotels require a deposit of a quite a large amount of money or your credit card information. Without it you won't be able to dial an outside line. There is a solution, however. In our office you can obtain pre-paid phone cards of a few Russian telephone companies (US$ 5, US$ 10, US$ 20, US$ 25 and US$ 50) and call from your hotel or home for as low as 25 cents a minute to the USA and Europe. All you need is a touch-tone phone. Some of the hotels in Moscow and in St.-Petersburg and almost all hotels in all other cities in Russia do not have touch-tone phones. But you still be able to use those cards if before you leave home you buy a bipper (cost about US$ 5 in the USA). With the bipper all you have to do is to dial a number shown on the card and then use the bipper to enter your access code and destination phone number. Please, contact us for more information. To call USA from Moscow for as low as 13.5 cents a minute you can use Net Phone Card. Follow this link to check it out. Or just click on the Net Phone Card banner on our first (entrance) page to go there. You can also use it to call from anywhere to anywhere. Computer equipment The State Customs Committee has stated that there are no restrictions on bringing laptop computers into the Russian Federation for personal use. The software, however, can be inspected upon departure; and some equipment and software have been confiscated because of the data contained in them, or due to software encryption, which is standard in many programs. HIV Testing Requirement Any person applying for a visa for a stay of more than three months must present a certificate showing that the individual is HIV negative. The certificate must contain the applicant's passport data, proposed length of stay in Russia, blood test results for HIV infection, including date of the test, signature of the doctor conducting the test, medical examination results, diagnostic series, and seal of the hospital/medical organization. The certificate must be in both Russian and English and valid for three months from the date of medical examination and blood test. For information concerning entry, exit, and HIV requirements, travelers can contact the Russian Embassy, Consular Division, 1825 Phelps Place, N.W., Washington, D.C., 20008; telephone (202) 939-8918, or the Russian consulates in New York, San Francisco or Seattle. Medical facilites Medical care is usually far below Western standards, with severe shortages of basic medical supplies. Access to the few quality facilities that exist in major cities usually requires cash payment at Western rates upon admission. The U.S. Embassy and consulates maintain lists of such facilities and English-speaking doctors. Many resident Americans travel to the West for virtually all of their medical needs; such travel can be very expensive, if undertaken under emergency conditions. Therefore, travelers may wish to check their insurance coverage and consider supplemental coverage for medical evacuation. Elderly travelers and those with existing health problems may be at particular risk. The cost of a medical evacuation from the Russian Far East can be as high as $50,000. It is helpful to carry a letter, in Russian, from your health care provider, describing the nature of any personal medication that you carry into Russia. Further information on health matters can be obtained from the Centers for Disease Control and Prevention's international travelers hotline (404) 332-4559, or via the CDC home page on the Internet at http://www.cdc.gov/. Bring with you all prescription drugs. Tap water is not to be drunk without first boiling. A good mosquito repellant is recommended for summer. Areas of instability Travel to Chechnya, North Ossetia, Ingushetia, Dagestan, and the areas surrounding Chechnya is extremely dangerous due to political instability and frequent kidnappings. Two U.S. citizens have disappeared in Chechnya and remain unaccounted for. In addition, public gatherings and demonstrations occur frequently in Russia, particularly in Moscow. Although such demonstrations are usually peaceful, travelers are urged to exercise caution when in areas where large groups are gathered. Passports and visas Carry them with you at all times. When you are out walking and you see some motley looking guys with black leather caps and jackets with dark gray uniforms, these are the police. They listen for English language being spoken and they will love it if they stop you and you are without your passport and visa. If you don't have your visa and passport, they will escort you to the nearest jail and try their best at expropriating whatever funds they think they can get out of you. Usually, the fine (bribe) is $50 and there won't be anything we can do for you to get you out of it. If the cops haul you in and you do have your visa and passport, call us immediately and we will rescue you. Your visas, if registered through us, will be in perfect order. Don't pay them anything if, once again, you have your visa and passport in your possession. Air travel Air travel within Russia is often unreliable, with unpredictable schedules and difficult conditions, including deterioration of the quality of service. Russian based airlines certified to operate internationally meet higher standards than domestic-only air carriers and fly to most domestic destinations. Traffic safety and road condition Inclement weather and lack of routine maintenance of roads and vehicles make road conditions throughout Russia highly variable. Drivers and pedestrians should exercise extreme caution to avoid accidents, which are commonplace. Many accidents involve drunk drivers. Traffic police sometimes stop motorists to extract cash "fines," and bandits occasionally prey on travelers. Crime information Crime against foreigners is a problem, especially in major cities. Pickpocketings, assaults, and robberies can occur frequently and at any time or place. The most vulnerable areas include underground walkways and the subway, overnight trains, train stations, airports, markets, tourist attractions, restaurants, hotel rooms, and residences, even when locked or occupied. Groups of children are known to assault and rob foreigners on city streets or underground walkways. Foreigners who have been drinking alcohol are especially vulnerable to assault and robbery in or around nightclubs or bars, or on their way home. Robberies may occur in taxis shared with strangers. Travelers have found it safer to travel in groups organized by reputable tour agencies. The loss or theft abroad of a U.S. passport should be reported immediately to the local police and the nearest U.S. embassy or consulate. If you receive a replacement for your lost or stolen U.S. passport in Russia, your exit visa must also be replaced, with assistance from your sponsor, so that the passport number written on the visa matches your new passport. This requires a Russian police report. The Department of State's pamphlet "A Safe Trip Abroad" provides useful information on guarding valuables and protecting personal security while traveling abroad. Additional information on the region can be found in the brochure "Tips for Travelers to Russia and the Newly Independent States." Both publications are available from the Superintendent of Documents, U.S. Government Printing Office, Washington D.C. 20402. Crime Against Foreign Businesses: Extortion and corruption are common in the business environment. Organized criminal groups target foreign businesses in many cities and have been known to demand protection money under threat of serious violence. Many Western firms hire security services which have improved their overall security, although this is no guarantee. Small businesses are particularly vulnerable. Over the past several years, several American business people have been attacked, kidnapped, and even killed. U.S. citizens are encouraged to report all extortion attempts to the Russian authorities and to inform consular officials at the U.S. Embassy or nearest U.S. consulate.In general, when staying in Moscow avoid walking through dark, unknown, deserted streets in the evening; check your pockets and purses, while walking along the crowded streets, do the same in big stores and market places. The crowded public places (i.e. close to railway terminals, Arbat, etc.) are full of Gypsies (people, mainly women, wearing pictures skirts and shawls), who may tell you your fortune by hand, playing cards, etc. Of course, not all of them are thieves or pickpockets, try to get rid of them as soon as possible. When visiting somebody don't get into lift cabin with persons you don't know. It is also advisable to have a telephone number of your tourist agency or a close friend, whom you may always call in case of need or emergency. Embassy location & registration All American citizens who reside in Russia for three months or longer are encouraged to register at the U.S. Embassy or at one of the U.S. consulates. Americans who will remain for shorter periods may also register and inquire about updated travel and security information. Registration allows for quicker replacement of a lost or stolen passport, as well as contact in case of emergency. The U.S. Embassy is located in Moscow at Novinskiy Bulvar 19/23; phone (7)(095) 252-2451; fax (7) (095) 956-4261. After hours emergencies: phone (7-095) 956-4422. U.S. consulates are located in: St. Petersburg: Ulitsa Furshtadskaya 15; phone (7-812) 275-1701; fax (7-812) 110-7022. After hours emergencies: phone (7-812) 274-8692. Vladivostok: Ulitsa Pushkinskaya 32, phone (7-4232) 268-458 or 300-070; fax (7-4232) 300-091. After hours emergencies: (7) (4232) 471-644 and (7) (4232) 287-290. Yekaterinburg: Ulitsa Gogolya 15a, 4th floor; phone (7-3432) 564-619; fax (7-3432) 564-515. | TOP | HOME | Ask your questions on our discussion board GoToRussia.Ru © 2002-2005 Terms and Conditions | Privacy Policy --



Travel insurance Holidaying abroad,

BBC - Crime Prevention On Holiday - Travel Insurance Home TV Radio Talk Where I Live A-Z Index 28 December 2005 Accessibility help Text only BBC Homepage Home Crimewatch Crime Fighters Case Closed Crime Prevention You & Your Family Your Home Your Car On Holiday The Law Support for You A to Z of Drugs Newsletter Contact Us Like this page? Send it to a friend! Travel insurance Holidaying abroad, or even in the UK, without basic travel insurance is unwise. But travel insurance doesn't have to break the bank. Many travel operators insist that you have cover before they'll sell you a holiday. They are entitled to do this, but they cannot demand you buy a policy from them, provided the cover you have is comparable. Apart from covering items that may be stolen while you're on holiday, including small amounts of cash, travel insurance offers many other important benefits. Policies usually include cover for medical expenses - useful if you fall ill or if you're unfortunate enough to be attacked and injured. You must disclose any pre-existing medical conditions. Travel policies also tend to include some basic "personal accident" cover, paying a set amount in the event of loss of sight, limbs or injury resulting in permanent disability or death. Another important element is "cancellation cover". If you have to cancel your holiday because of injury, illness or a disaster at home such as a fire, this will pay for any holiday expense you cannot recover. You need to check carefully what is covered and what isn't. Make sure your policy is valid for the whole journey and includes comprehensive medical and repatriation cover. Always take a photocopy of your policy, along with a note of any 24-hour emergency numbers. Like all insurance policies there are restrictions. Limits to the amounts that will be paid under different parts of the cover usually apply and you won't be covered for dangerous activities, such as abseiling or scuba diving. Also, a claim could be turned down if you don't look after your belongings properly. For example, if someone steals your things off the beach while you're taking a dip in the sea, the insurance company might decide that you have not taken "reasonable care" and refuse to pay up. Insurance companies are also growing increasingly concerned about fraud, especially with travel insurance. If you claim for anything that has been stolen they'll probably want evidence that you actually owned the item in the first place. Keep photos at home of personal belongings that you've taken with you. Some insurers even ask for receipts! Check to see if you already have cover under your home insurance for personal belongings while travelling abroad or away from home in the UK. It might not mean that you will get a lower premium (try asking though), but it's worth knowing as the cover under your home contents may be better or may have a lower excess. If you have travel and household cover you cannot claim twice! Insurers will normally split the cost of a claim between them. Don't forget the benefits of using your credit card to buy things abroad. Most include automatic insurance cover on items bought with your card for a short period of time, including things you buy overseas. Check with your card company. Finally, if you and/or your family travel often, ask your insurance company about an annual policy. You pay a premium each year and are then covered for all holidays in that period without needing to take out individual policies - although you may be limited to a certain number of trips. Useful Links BBC Watchdog A guide to travel insurance, making sure you get the right policy. printer friendly version The BBC's Crime site (the "Site") is provided for your general information only. The information contained on the Site should not be treated as a substitute for obtaining professional medical or legal advice. All info correct as of 12/02/03. In this section > Accommodation > Backpacking > Before you go > British Consul > Card theft > Car crime > Currency > Customs > Driving abroad > Hire cars > Insurance > Local culture > Local laws > Luggage > Passport > Personal safety > Timeshares > Top five tips Fun and games > Psychology quiz > Chain Gang > Prison Breakout BBC Holiday Try out the Destination Finder About the BBC | Help | Terms of Use | Privacy & Cookies Policy




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