travel insurance Annual travel

Travel Insurance - from Columbus Insurance Great Deals for Rough Guide Readers! Home Our Products FAQs About Columbus The company The group Jobs Single trip travel insurance Annual travel insurance Backpacker travel insurance Ski travel insurance Business travel insurance Adventure travel insurance Over 64 travel insurance Pre-existing medical conditions Motor insurance Home insurance Pet insurance Credit cards Cruises Hostels International Rail Travel Let us find a quote... Help & Information Residence: You must have been a resident of this country for at least 12 months.','infoboxPosition');" My residency is: Australia Austria Belgium Canada Cyprus Czech Republic Denmark Estonia Finland France Germany Gibraltar Greece Hong Kong Hungary Iceland Ireland Italy Latvia Liechtenstein Lithuania Luxembourg Maldives Malta Netherlands New Zealand Norway Papua New Guinea Poland Portugal Qatar San Marino Saudi Arabia Singapore Slovakia Slovenia Spain Sweden Switzerland Thailand United Kingdom United States Vanuatu Vatican City State The destination: Europe Australia/NZ Worldwide ex USA/Canada Worldwide Annual multi-trip policy If you plan to travel 2 or more times per year, this policy can save you money. It means you won’t have to set up a new policy every time you travel.','infoboxPosition');" Annual multi-trip policy: Ski Cover Our ski policy covers you whether on or off-piste and also if you are a skier or a snowboarder.','infoboxPosition');" Ski Cover: My Trip Date Please use the Calendar function to help you select the exact dates you are travelling, please add the extra day if you are getting a night flight back.','infoboxPosition');" My trip dates: My start date: - The total number of travellers is: adults (19 - 64) 0 1 2 3 4 5 6 7 8 Individual Couple Family Group Children Students who are in full time education, aged 19-21 can also be included on a Columbus Family annual policy.','infoboxPosition');" children (2 - 18) 0 1 infants (0 - 1) 0 1 2 3 4 5 6 7 8 Tools and Options Country news Airport Lounges Airport Parking Car Hire Travel Guides Single trip travel insurance Annual travel insurance Backpacker travel insurance Ski travel insurance Business travel insurance Adventure travel insurance Over 64 travel insurance Pre-existing medical insurance | Definitions | Travel Tips | Disclaimer | Security & Privacy | Affiliates | Agents | Policy wording | Claims | Contact Us | Recommend a friend | Site Map | Columbus Direct is a specialist travel insurance intermediary which is authorised and regulated by the Financial Services Authority.

Family Vacation Ideas Winter

Caribbean Vacations - for families  You are here: About > Travel > Travel with Kids > Caribbean Vacations Travel Travel with Kids Essentials Family Vacation Ideas Winter and Spring Break All-Inclusive Resorts Ten Latest Family Travel Deals Family Resorts: top places; photos Articles & Resources Family Travel: What's Hot Top Vacation Spots VT, ME, NH, CT, MA, NY, PA Mexico Family Vacations Caribbean Vacations More Beach Vacations Florida Family Vacations Resorts with Water Park More Family Resorts Fun Places for Kids Disney Vacations Family Cruises Babies;Teens;Single Parents Lots More Destinations Family Travel TIPS, GAMES Buyer's Guide TAKE ALONG: Christmas books Christmas flicks Activity Kits more CHRISTMAS GIFT IDEAS Forums Help FREE Newsletter Sign Up Now for the Travel with Kids newsletter! See Online Courses   Search Travel with Kids > Caribbean Vacations Caribbean Vacations All-inclusive resorts are the most popular Caribbean vacations for families. Look for price drops from April to December. Below-- and in folders to the right-- are many tips. Subtopics Caribbean Resorts (54) Caribbean Vacations in Mexico: Cancun & Mayan Riviera @ US Virgin Islands (9) Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Caribbean Vacations: What to Expect Family resorts are a popular choice for Caribbean vacations, and many guests return year after year: what are these places like? Caribbean Vacations: Factors to consider Families may have many factors to consider, when choosing Caribbean vacations. Caribbean Vacations - what's right for you? Where should you go for your Caribbean vacation? The answer depends on your particular familiy... Click on what's important to you. Caribb'n Islands A to Z Which island to pick, for your Caribbean vacations? Start here with a quick overview. Beach Resorts A to Z Alphabetical list of many family choices in the Carib'n, Mexico, Florida, Hawaii. Caribbean Vacations - Deals This page at Travel With Kids lists the latest Caribbean vacation bargains. Caribbean Vacations: Aruba for Families This friendly island in the Dutch Caribbean (and outside the hurrican zone) has a number of all-inclusives and other family-friendly properties. Caribbean Vacations: Barbados This popular island has seen much development, and is best known for high-end celebrity resorts. British visitors like the all-inclusives packages, and driving on the left. Read about family activities and beach resorts. Belize Belize is the small country south of Mexico's Yucatan, with beaches on the Carib'n Sea. Explore all-inclusive packages. Costa Rica Costa Rica not only has lovely beaches, it's especially known for nature-tour vacations, visiting the Cloud Forest, volcano, wildlife refuge, etc. Dominican Republic The Dominican Republic -- which shares an island with impoverished Haiti-- has been working hard to build its tourism industry with all-inclusive Caribbean vacations at a good price point. Trinidad & Tobago Known as "T&T", these two distinct islands are opular with for nature lovers; several inns and resorts have special programs and promotions for families. Virgin Island Vacations Just two hours from Miami, the US Virgin Islands offer a Caribbean experience that's still part of the US. Three distinct islands offer white-sand beaches, super snorkeling, a major National Park, colonial towns and forts, and some popular family resorts. See Top Things to do in the USVI. Atlantis submarine cruises A fun outing on Caribbean vacations: Atlantis submarine cruises are offered on many islands, and a great way to give kids a tour of the ocean floor. Hurricane Season in the Carib'n You can find terrific bargains on Caribbean vacations from May to December; but some of those months are Hurricane Season. Read about weather risks, guarantees and protection strategies.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Grand Floridian Chinese New Year - 2006 Poconos Great Wolf Lodge photo Dog Friendly Hotels, inns, lodges -- find dog-friendly vacat... Kwanzaa Headlines Bunch of family travel deals Latest deals added include a January Travel Special at the... First Nights! "First Night" events celebrate New Year's with family-friendly festivities-- and... Top Family Travel Trends in 2005 It's that time of year... to pause the mad dash... Bookmark the NORAD Tracks Santa site! It's not a family trip, but it's certainly a trip...

ORLANDO VACATION #5805 -

Surfingthemag Message Boards: Free ORLANDO VACATION Action Sports Group Surfing | Snow | Skate | Bike | Powder | SG | Surfer | Canoe & Kayak | Climbing HOME MAG FEATURES NEWS PHOTO/VIDEO INTERACTIVE SURF SHOP CURRENT ISSUE ENTER TO WIN SUBSCRIBE GIVE A GIFT FRONTLINE WCT FRONTLINE WQS PROFILES AMATEUR CAMS/FORECAST PULSE PHOTO DEPT VIDEO REVIEWS SOUNDS MESSAGE BOARDS WALLPAPER BABE OF THE DAY CALENDAR COMMUNITY PHOTOS SURFING STORE TRAVEL REPORTS You are not logged in.[ Login ] Main Index Search New user Who's Online FAQ Calendar . Photos The SURFING Message Board Travel Previous Index Next Threaded Pages: 1 harris Shorebreak Status Reged: 11/12/05 Posts: 2 Free ORLANDO VACATION #5805 - 11/12/05 08:56 PM Edit Reply Quote Free ORLANDO VACATION Cool - free ORLANDO VACATION at LINK - start by entering your Zip Code to see if offer is in your area Post Extras: ken villella Unregistered Re: Free ORLANDO VACATION [Re: harris ] #5983 - 11/23/05 05:46 PM Edit Reply Quote 92649 Post Extras: asdfasdf Unregistered Re: Free ORLANDO VACATION [Re: ken villella ] #6326 - 12/23/05 02:27 AM Edit Reply Quote www.FancyAsian.Com. Post Extras: Anonymous Unregistered Re: Free ORLANDO VACATION [Re: harris ] #6327 - 12/23/05 02:29 AM Edit Reply Quote www.FancyAsian.Com Post Extras: Pages: 1 Previous Index Next Threaded Extra information 0 registered and 15 anonymous users are browsing this forum. Moderator: Surfing Admin , friscodisco Print Thread Forum Permissions You cannot start new topics You can reply to topics HTML is disabled UBBCode is enabled Rating: Thread views: 882 Rate this thread 1 star 2 star 3 star 4 star 5 star Jump to *The SURFING Message Board* ----- Open Discussion International SURFING Day Quiver Environmental News Travel Industry Spy SURFING Want Ads Contact Us Surfingthemag.com UBB.threads™ 6.4.1 Sign up for our free Newsletter Surf Offers Windsurf Billabong Surfing Wetsuits Rip Curl Surf Rusty Surfboards --

Vacation Packages Lead Generation

Fraudulent Travel Clubs and Vacation Packages Schemes,Scams, Frauds. www.crimes-of-persuasion.com Site Directory Fraudulent / Deceptive Vacation Packages Lead Generation Be aware that when you place your business card or name into a drawing for afree vacation, you may be added to a telemarketing call list. Telemarketers knowthat wishful thinkers are susceptible to their offers. Also know that yourpersonal information, should you enter it, may be collected by unscrupulousoperators via the Internet when you are visiting bogus travel-related sitesseeking unbelievable deals on trips or airfare. Fly By Night Operations You get a notice that you have won a super travel bargain. All you have to dois make a deposit with your credit card and select your preferred travel dates.The trouble is you may never actually get your "bargain" trip because the travelproves to be a complete fabrication, your reservations may not be confirmed orbecause you must comply with so many hard-to-meet, hidden or expensive"conditions." Fraudulenttelemarketers purporting to be travel agencies can offer substantial travelpackages at comparatively low cost because they know they will never have tocome good on their promises. The use of travel as a commodity makes thelong-distance nature of the transaction plausible but also makes getting arefund next to impossible. Additional Costs and Upgrades Several companies overstate the amenities included, hide extra charges in"all-inclusive" packages, or charge you for products andservices you never received. Free vacations often become assertively pitched"discount" packages, where you have to pay an excessively high pricefor some uncovered part - like hotel or airfare, or inflated charges for a"required" second person. So, your airfare may be free, but your anticipated $50hotel room costs you $350. Perhaps a "handling fee" or"membership fee", anywhere from $50 to hundreds of dollars, isrequired as well. Some telemarketers say you've won or been specially selected for atrip then "bait andswitch" you into spending additional money for "upgraded" hotelor other accommodations. You get a free or low-cost trip, but the room iscramped and grimy, the food terrible or nonexistent. The promoter then magicallyfinds an upgrade at an outrageous price. In addition, many offers require you to pay upgrade costs to receive theactual destinations, cruises, or dates you were promised. Some may require youto pay more for port charges, hotel taxes, or service fees but not bill yourcard until after you return. They promise you a bargain-priced vacation. However, when you add up all thefees and extras, you wind up paying more for the "bargain" than for aconventional travel package. The total cost may run two to three times more thanwhat you'd expect to pay, or what you were led to believe. They mayalso fail to inform you of their "no refund" policy ormisrepresent it over the phone. Timeshare Sales Trap You take the bait and fly to Florida. When you try to pick up the vouchers for the rest of your trip, you find yourself trapped at a lengthy spiel on timeshares. You may also find out once you reach the final destination you are required to once again spend part of your vacation trapped listening to a lengthy and high pressure sales pitch for timeshare accommodations during your "vacation." For more info on TimeshareSales Presentations Charter Flights Every year at spring break many students, who signed up and paid forvacation packages, are disappointed when no plane is available for the returnflight. When they examine the conditions of their contracts, theyfind, in small print, a clause that says the travel agency had the right topostpone the departure flight by as many as three days without any advance notice. These students are left stranded in airports far from home, with no provisionsfor food or overnight lodging, just so the travel agency can save money,flying fewer of them during the off-peak days, once the break is over. A lot of college students use use charters for spring break but these flights are notcovered by the same laws as commercial airlines (usually charters can becanceled for any reason by the operator up until 10 days before the trip).Charter flights can also raise prices before the trip as well but you can cancelif they increase the package price by more than 10%. Cruise Line Cancellations Some travelers reserve a specific cruising date, sometimes a full year oryear and a half in advance. Then, shortly before the cruise, they are told thatthat particular cruise has been rescheduled. They are told that they can go onanother one, on certain dates, which may not fit their work schedule. Mostcontracts say that a cruise line can cancel at any time, for basically anyreason. Boat Ride to Hell Telemarketers can initiate contact with you in several ways: they may send direct mail to you stating you will receive a "fantasycruise holiday" vacation including a "luxury" cruise, then directyou to call an 800 number; and they also send unsolicited faxes to your business notifying "allstaff" that the "wholesale travel department" has only a fewBahamas cruise packages remaining at a special corporate rate and that youshould call immediately if you are interested in purchasing one; they send electronic certificates to your e-mail address congratulating youon "winning" a fabulous vacation for a very attractive price. Some sayyou have been "specially selected" (only people with e-mail qualify) for this opportunity. As mentioned, leads are also gathered at local fairs and trade shows by "leadgenerators." Booths are decorated with banners or signs inviting people to"register" for a vacation. You register thinking you areentering a draw to win a vacation. Regardless of the method of contact, you are led to believe you are part of aselect group of people specially chosen to receive this vacation package. Once they have you on the line, they describe an exciting vacation in Floridaand a "luxury cruise" to the Bahamas. They state that the vacation isworth a significant amount, sometimes as much as $2,500, but that you will pay amuch smaller amount to receive it, typically $398, $498, or $598. They urge you to immediately "secure" or "register" the vacation witha major credit card. They also say that the payment covers the cost of youraccommodations in both Florida and the Bahamas, as well as the Bahamas"cruise." They inform you that you must purchase the vacation immediately. If yourequest time to think over the offer, or receive it in writing, they respondwith canned rebuttals such as "this is a limited promotion based onavailability" or , "each confirmation number can only be activatedonce, so you cannot call back and reactivate your number" or "by thetime you receive something in the mail, the limited number of vacations will begone." In fact, there is no limit to the number of such vacations for sale. So you give your credit card number to the convincing operator. Once that is obtained, they say you will be switched over to a"supervisor." In actuality, the call is transferred to the"verification" department at their headquarters, where a third personcomes on to the line to confirm details of the sale. Unlike the sales portion of the call, the "verification" is taperecorded. During the verification, they ask for your credit card number again,quickly review the details of the vacation package and, in some but not allinstances, tell you for the first time that you will have to pay additionalcharges for "port service reservation processing fees" and that thevacation package is "non-refundable." These disclosures occur onlyafter you have provided a credit card number which will be charged within minutes ofyour hanging up. In the travel certificate industry, the amount you are initially chargedduring the sales call is known as the "front end" fee. This is because you donot receive a vacation for the money initially charged to your credit card, nordoes that front end fee pay for your vacation. In fact, most, if not all of the front end fee pays the ownersand their telemarketers for their sales efforts. For your initial $398, $498, or$598, you receive nothing more than a packagecontaining a short video, some advertisements and a "reservation requestvoucher" for the Bahamas cruise and the Florida vacation. When you receivethe vacation package you discover that you will have to pay more to take thevacation you thought you had already paid for. You find youhave actually just paid for the "option" to purchase a vacation andalso realize that you did not wina thing. Therequired additional payment, or the "back end" fee, is at least $198 to $316. They state that theback end fee is for "port reservation processing fees." Infact, the back end fee pays for most, if not all, of your"cruise" to the Bahamas and your vacation accommodations. Should you call and attempt to cancel your vacation it is flatly stated thatthey have a "no refund" policy and that you cannot cancel your initialpurchase. If you read the fine print on the back of the reservation vouchersthat are included in their vacation packages, you will discover that theyactually do have a return policy within a specified number of days, depending on thestate in which you live. If you return the vacation package, even following the instructions on the backof the reservation voucher, you inevitably receive your package back, oftenseveral times, until you either give up or call a law enforcement agency, theBetter Business Bureau, your credit card company or a private attorney. People who seek third party assistance generally receive a refund. Those whodo not are generally stuck paying for themisrepresented vacation package. Should you be one of those relatively few people who decide to pay the extra"back end" fee to take the vacation you will find that thevacation is not the "fantasy cruise holiday" you were promised but afive to six hour ferry ride to the Bahamas and back. The cruise shipyou're booked on may look more like a tug boat. The hotel accommodations theyprovideare shabby, and if you wish tostay at the better-known hotels and resorts referred to in the solicitations andbrochures, you must pay yet more undisclosed "upgrade" fees; otherwiseyou must endure the substandard accommodations provided. Never Never Land You receive in the mail an "Executory Writ of Authorization" whichcertifies that you will receive a "World-class Florida / Caribbean VacationPackage . . . including all accommodations and two Round-trip Airfares!" The certificate also states, "This special package is sponsored by, anddesigned to promote, select hotels, resorts and airlines." The certificate displays hotel logos including those of the "BestWestern British Colonial Beach Resort" and the "Nassau Marriott."To receive your vacation package, you must call right away. When you call their 800 number you reach a telemarketer who reiterates thatyou will receive a "promotionally discounted vacation package." Theysay they can offer such a "fabulous vacation" atan extremely discounted rate because they purchase large volumes of rooms fromthe specified hotels which, in turn, are promoting tourism in Florida and the Bahamas. They say you are guaranteed to stay at the British Colonial Beach Resort inNassau, Bahamas and that the vacation package is valid for 18 months, but thatyour reservations must be made at least 60 days in advance of the requestedtravel date. They indicate that they are a full-service travel agency and thatthey are the ones to call to book your reservation dates. This special limited time offer will cost you only $495 which you must payimmediately with your credit card. Through the use of stall tactics and blackoutdates they either manage to have the offer lapse or they have disappearedcompletely by the time you decide to book. Lifestyles of the Poor and Unfortunate Several states are suing National Travel Services Inc. and Ramada PlazaResorts, both of Fort Lauderdale, Fla., their owners, and Robin Leach, whopitched their vacation offer. The suit alleges that the companies used Leach's "celebrityendorsement" to convince consumers they had won, or were entitled to, aluxury Florida vacation and cruise to the Bahamas. After paying you'd receive a video hosted by Leach in which herepeatedly described the vacation as "world class" and "anexperience you'll never forget." You'd also receive travel certificates featuring Leach's picture and the message: Robin Leach says, "Pack Your Bags!" As a condition of the trip, thecertificates failed to disclose that you were required to attend lengthytimeshare presentations lasting up to five hours and pay sizable expenses and"port fees" to the promoters. You would eventually find out that you had wononly a chance to pay as much as $1,000 for a seven-day Florida vacation insubstandard accommodations and a bonus Bahamas' cruise which was actually aone-day ferry ride and a game of "Las Vegas style" bingo. There was nothing free or fabulous aboutthese dream travel packages. This was a trip to nowhere that you'll try toforget, but can't. Canadians continue to receive "special deal" offers for a $1600voucher towards an all-inclusive, first-class Caribbean holiday from RamadaPlaza Resorts (rprvacations.com) despite over 665 registered complaints at PhoneBustersregarding their practice of immediately charging $2500 to callers' credit cardsafter asking for a down-payment. Insisting that the packages arenon-refundable, company reps feel that because written scripts are used there isno possibility of abuse or misunderstanding. Some tips: Buy vacation travel from a business you know . Deal with members of a professional association and realize that few legitimate businesses can afford to give away products and services of real value or substantially undercut other companies prices. Verify arrangements before you pay . Get the details of your vacation in writing and a copy of the cancellation and refund policies. Don't accept vague terms such as "major hotels" or "luxury cruise ships." Call to verify your reservations. Look up numbers rather than using those provided. The entire operation may just be a front using mail drops and call forwarding services, all leading back to the same operation. Learn the vocabulary . "You have been specially selected to receive our SPECTACULAR LUXURY DREAM VACATION offer" doesn't mean you'll get a free vacation. It means you'll be "offered an opportunity" to pay for a trip that may fit your idea of luxury or not. "Subject to availability" means you may not be able to get the accommodations you want when you want them. "Blackout periods" are blocks of dates, usually around holidays or peak season, when no discount travel is available. Don't send money by messenger or overnight mail. Some scam artists may ask you to send them a check or money order immediately. Others may offer to send a messenger to pick up your payment. If you pay with cash or a check, rather than a credit card, you may lose your right to dispute fraudulent charges. Subject: RPR Vacations Date: 26 Aug 2001 Help! We think we have fallen victim to this scam. Our trip isn't scheduled 'til the end of Oct. this year, but the more we see& hear the more disappointed we are becoming. First it's approx. $700.00 for the first person, then it's $700.00 for thecompanion - if you don't want a sub-compact car or an inside cabin on whatsounds like the 'hell cruise' it's another $269...... Do you know of a way to get out without substantial penalty? Are thereany class action suits pending? Thanks for your great web site - wish wewould have looked at it sooner. Dayna Kaplan Reply: Suggested search at the FTC site and the search box atpage bottom for up to date info on suits. Big Ships Stop Slowly I happen to have been foolish enough to be taken in by Ramada Plaza Resortsand was given their website while on the phone with the telemarketer, though Idid not access the site until after I had hung up. I had to use a search engine to find their site and, lo and behold, there wasyour warning in big bold letters. I immediately called my credit cardcompany and they advised me to call the RPR ORGANIZATION and cancel, which Idid. They told me they would honor my request, but yesterday, three weeks afterthe cancellation, I received the video package in the mail and my credit cardcompany still shows there has been no refund. What do I do now? Shirl Teaney 11/30/01 I don't presently have the time to ascertain how this spammed offer operates. CONGRATULATIONS! You have been selected as a finalist in the NVP Travel Giveaway! Prizes areaccommodations for two for two nights at any one of the following locations: -- Ft. Lauderdale orDaytona, FL -- Williamsburg, VA -- Orlando, FL -- Las Vegas, NV -- Bahamas -- Branson, MO All you have to do is complete the finalists' registration form - be sureto include your Confirmation Number: G-862622 . As an added bonus, the first 500 finalists to register will receive a free entryin one of our bonus drawings for $1,000.00 Cash or Plane Tickets for 4Adults to any Continental U.S. Destination ! Why wait? You could be on your way! CLICK HERE (www.ca1.waredet.net.co.fr|https.travel.bzah.com) to "Travel Today"! Lisa Davidson National Vacation Promotions --------------------------------------------------------------------------------- Your screen namewas entered in our giveaway. If you do not wish to participate in future promotions, please click here. (www.ca1.waredet.net.co.fr|https.travel.bzah.com/remove.htm) We have a company that has just come to Dallas named GreatEscapes TravelClub based out of Lakeland Florida. It is almost exactly as you describe in yoursection titled "Clubbed on the Head." I too was taken in by whatoriginally was to be a 90 minute presentation that became a 3 hour sales pitch.I was promised the Guaranteed Lowest price on travel and 5 percent back in"travelbucks" to use towards other vacations. I asked the salesmanwhat types of travel and he said"everything". Reading the contract at home I find that the "travelbucks'could only be used for certain items and the fineprint suggested that they had totally misrepresented themselves. I stopped payment on mycheck the next day then faxed and sent them a certified letter demanding theyreturn it to me and to cancel my contract as I have not received any goodsor services from them. I have not heard from them yet nor have they cashed mycheck. My attorney says the contract I signed did not conform to State ofTexas law in regards to certain items be written in bold or underlined print andsays he hopes "GreatESCAPES" attempts to sue. Have you heard anythingabout this company? Bart Terrell 01/25/01 We Sell Dreams, Not Nightmares Les, I have been selling timeshare vacation packages for about three years andalthough I enjoyed yoursite, I was upset with the bad wrap you gave the vacation package business. It's extremely upsetting how a couple rotten apples can ruin the entirebarrel. I'msure there are a lot of fraudulent telemarketing companies who misrepresent thepackages and terms & conditions of the vacation, but I am proud to say that Ihave one of the cleanest and most respectful telemarketing companies in Tampa. (no name given ) You must understand that a lot of these discounted packages are impressively gooddeals made possible by the fulfillment and timeshareindustry. These vacations may not value at "$2,500", but for a personto put a similar package together themselves would cost a good $1000, whereas acustomer of mine can purchase it for $398. Although there is some truth to your article on fraudulent vacation packages,understand that there are many reputable companies who have been providing theirclients with awesome vacation packages and that there are many positive experiencesfrom people who have taken them. Bottom line: The world evolves around business. This is a businessbased on selling people something that will make them feelbetter about themselves. Selling a dream. What better dream than a"fabulous vacation". Jason Martinez 01/11/02 Hi Jason, While I value your opinion and even admit that many people actually sign up forvacation values knowing they must sit through a timeshare presentation, fewactually are prepared for the high pressure inherent in the industry.Timeshares, while predominantly legitimate, are by their nature a poorinvestment in the majority of cases. The scams I try to focus on are the ones where the value of an offer are grosslyexaggerated and misrepresented in order to deceive. Few people seem to arrive atthese offers aware of their future dissatisfaction. I am glad you work within the boundaries of goodwill, make people aware of theirobligations, and do not have add-on charges which negate any value of advertisedpromises. My research is taken from numerous cases of infractions which have seta track-able and unstopping trend. Les They All Sound Good I was looking for information on your great website to see if Ramada PlazaResort Vacations was a scam. I gave them $349USD on Dec 21/01 byVisa which works out to approximately $600.00 Canadian. I had given theirpackage and video to my husband for our 25th wedding anniversary and promised totake our three sons along. Now I still need to send them $1550USD tofulfill the cost, but after reading your info, I just want to see what Ican do to get my money back. I have to admit that I must be quite gullible. I fell for a scam last yearcalled, Skybiz. I paid $100.00 US to get a website instructional programthat was totally useless. I joined on the advice of a friend and with thepromise of making money. Right now I am also trying to get back some money from a company called,Underdoz.com (and underdogz) They offered cheap airline tickets yet I never receivedanything after six months for my $148CDN and I just found out that theyclosed on December 31, 2001. Pamela Funk 01/24/02 Note: the site was active when I visited 01/25/02 Call Center Job Jitters Last month I lost my call center job after I discovered their dishonestmethods. When I started the job I was told that I was to sell a vacation package topeople who called in about winning a $1002 credit voucher on a vacation packagewhich supposedly normally retails for $1400. Basically, the people calling would then be told they could get a packagecontaining seven vacations, one major and six mini vacations, for only $398.00for two people. When I saw this great deal I wanted to get one myself, but because I knewsomeone who was fooled with the Ramada resort travel package, one of myco-workers and I decided to look for them on the Better Business Bureau websitefirst. Oddly, there was no report available despite their claiming to be amember. Two days later I asked to see details of the package I was selling but theyrefused my request, stating that they only had one copy and wouldn't want tolose it. The next day, after nagging my supervisor, he finally agreed tolet me go through the package but then only showed me a bunch of pictures. Though unable to prove fraud, I suspect the worst. Now, after being fired for being too inquisitive, I really feel bad aboutlosing a job but I want to make people understand that, at least where I wasworking, a lot of the staff were unaware that it was actually a scam that theywere selling. Leon 03/29/02 03/00 - In an FTC settlement, Frederick F. Zeigler III, Robert E. Kane , Commonwealth Marketing Group, Inc . and Great Escape Vacations &Tours, Inc .; will be required to pay $145,000 in consumer redress,$18,500 in receiver's fees and expenses, will be enjoined from any futureviolations and post performance bonds of up to $150,000 before either sellingtravel-related services or conducting telemarketing activities. Through the use of direct mail vacation "certificates" and outboundtelemarketing calls to people who, believing they were entering a drawing for afree vacation, had previously submitted "registration forms" handedout at events such as county fairs, they represented thatconsumers had won a "fantasy cruise holiday" to Florida and theBahamas, when, in fact, they had won nothing. They actually had to pay a "promotional fee" of $598 per couple,and up to $300 or more in additional charges when they were ready to travel. Inaddition, the vacation packages received did not provide the "luxury"accommodations promised unless consumers paid yet more money in"upgrade" fees. Upon calling the consumers, CMG's telemarketer described an exciting vacationto Florida and "luxury cruise" to the Bahamas, concluding the pitch byoffering the complete package for a small "promotional fee" of$598. Consumers were instructed to secure their vacation using a major credit card.Only after consumers gave their credit card numbers were they told that thepackage was nonrefundable and that in some, but not all, cases they would haveto pay additional fees - often mischaracterized as "port fees" - whenmaking their reservations. When consumers received their packages, according to the Commission'scomplaint, they found that they had to pay more money for a vacation theybelieved was already paid for in full, and that they had, in fact, won nothingat all. Many consumers were told their purchase was nonrefundable. In fact, while CMGdid have a written return policy for the vacation packages, the companyallegedly did not honor it, and consumers who returned their packages often hadthem mailed back several times. Severing Ties With Tijuana On scams like the Mexican Vacation Club , or others where the consumer uses a credit cardfor time payments, I often tell consumers to destroy their cards, report their cards stolen, etc. Do anything you need to in order to close thataccount. I sometimes tell them to not accept the card company's offer of a replacement card, just to put more distance between you and the scammer. Reporting the card lost or stolen may be dishonest, but in this case, turnaround is fair play. Be sure to make good on your other debts or stop using the card for 10 days before you do this. I have never had a consumer report back to me that the business is actually legitimate and that it ispursuing the "debt." You may get a dunning letter from a"letter service" collection agency (as opposed to a real collection agency). The MexicanVacation Club contracts usually list jurisdiction in Mexico City, and I've never seen them file a suit there against a U.S. or Canadian consumer. Consumer Attorney in Seattle. 04/02 Have you heard of Dreamquest Communications which says you tour Ramada Plazafor an hour and get to stay at a Ramada in Orlando for 3 nights for$228.00? They offer some free Disney tickets but they want a bank checkpayment right away. Anon 05/06/02 04/02 - Vermont's Attorney General filed a consumer fraudlawsuit against Cape Canaveral, Florida based Cape Canaveral Tour &Travel , Inc. and two of its employees, Lory Walker and Michael Dwyer. According to the complaint, Cape Canaveral contacted Vermontconsumers by telephone to sell them seven-night vacation packages to the Bahamasand/or Florida, typically consisting of hotel accommodations, a rental car andtravel on a cruise ship that, not including air fare, cost $1,155 and involved atime-share tour. The complaint alleges that they violated Vermonts ConsumerFraud Act by: through their agents, soliciting consumers to fill out entry forms at fairs on the pretext that this would entitle the consumer to participate in a giveaway or drawing, whereas in fact the purpose of the entry forms was to generate "leads" for Cape Canaveral. failing to disclose, at fairs, that a purchase was required. misrepresenting the companys vacation package offer as a special offer and highly discounted, when in fact the offer was ongoing and was figured from hotel "rack rates" that consumers could easily obtain at a discount from a local travel agent. failing to disclose that consumers had to take a time-share tour in order to take advantage of the vacation package offer. failing to afford Vermont consumers their right to cancel the telephonic purchase of a vacation package within three days. A court order requiring the defendants to comply with Vermontlaw, refunds for Vermont consumers, civil penalties of up to $10,000 perviolation, and other legal relief is being sought. Diamond Holidays Travel called me to let me know I won acruise including 4 nights and 3 days in the Bahamas with hotel, but I have tosend them a check for $77.00 for me and the second person plus port charges of$99.00 a person. I have four days to call them back. Is this ascam? Thanks, Agnes 06/20/02 One spammer offering vacations in both English and Spanishformats and which are accompanied by timeshare presentations is Valued Guest atwww.valuedresorts.net See also: TimeShareBeat's VacationClub Scams . Have you ever heard of Sundance Vacations out of Pa?. Theirdeal started at $10,000 for 20 vacations which included excess inventory andother enticements but I kept saying no. Final deal, $5000, unlimited vacations, excess inventoryplus. Seemed too good to be true. Walked out. Hope I receivethe free weekend which was the come-on. Owlgolf 07/31/02 Live Wire Shorted Out 10/24/02 Illinois Attorney General Jim Ryan filed suit against Live WireSystems , 2425 Commercial Boulevard, Suite 400, Fort Lauderdale, and JamesP. Davis with violating the Automatic Telephone Dialers Act, UniformDeceptive Trade Practices Act and the Consumer Fraud and Deceptive BusinessPractices Act. The defendants are charged with placing more than 10,000 autodialer marketingcalls since at least July 2002 to individuals and businesses across Illinoisusing prerecorded messages that invited consumers to purchase low-cost Disneyvacation packages. To confirm their invitations, consumers were instructed to call a toll-freenumber that provided the details and conditions of the trips. The lawsuit alleges that they misrepresented the nature of the offer byfailing to disclose that consumers are required to tour timeshare resorts aspart of the package and that Walt Disney Company is not a sponsor of the tripand has not approved use of their name. In the suit, Ryan is seeking a permanent injunction, restitution toconsumers, costs, a civil penalty of $50,000 and an additional penalty of$50,000 for each act committed with intent to defraud. www.crimes-of-persuasion.com Crimes of Persuasion2000 LegalDisclaimer Web www.crimes-of-persuasion.com Using Paypal First Name Last Name [ Home ] [ Up ] [ RPR Vacations ] [ Tempus Resorts ]

Mexico Travel

Mexico Travel Guide - Mexico Articles Wednesday Dec 28th, 2005 Mexico Central Time Back to Mexico Articles Ok, you want to drive to Mexico (good for you!) and now you need to know what it will take to get you and your vehicle into the country. Here is the straight scoop. A friend of mine got in with a student ID and a smile, but she was much prettier than I am. All minors (under 18) need either both parents with them, or notarized permission from the absent parent(s) or legal guardian. Vehicle Title or Registration Receipt. Owner is considered the name(s) on title only. For example: a wife cannot take the car if the title is only in the husband's name. If names of both husband and wife appear on title, either one may take the car. Birth certificate, passport or notarized proof of citizenship, or voter's registration card. Visa, MasterCard, Diner's, or American Express card with the same name as on title. Valid driver's license (with photo and same name as on title). Notarized letter of permission from the bank or lienholder is required on financed cars, rental cars, leased cars, or company cars (on company stationary). No borrowed cars or borrowed credit cards are accepted. You must sign an affidavit of promise to return vehicle back to the United States. Back to Top Failure to turn in your vehicle permit before the expiration date may result in fines. * This is subject to change without notice. In order to get your vehicle permit, you will pay an approximately $10-11 fee with a Visa, MasterCard or American Express. If you do not have a credit card, you will have to post a bond (much of which you will get back on your return). Your permit is good for multiple entries, but you MUST turn it in at border BEFORE it expires. We might as well warn you about customs before it is too late to do anything about it. Technically, both foreigners and Mexicans who are driving are only allowed to bring $50 worth of "merchandise" (mercancia, a word you will soon learn). Since nobody takes long trips to Mexico with only $50 worth of stuff, this is obviously impossible to enforce. What customs is looking for is new items that could be sold. The secret is not to have new-looking items with you. For example, if you have new clothes, take the tags off. If you have new camping gear, take it out of the shiny boxes and throw some dirt on them to make the boxes look old. Get the idea? One thing that will get you into trouble is a lot of stuff in Wal-Mart etc. sacks. If you bought a lot of items for your trip, take them out of the sacks, remove the price tags and distribute them among your baggage. I was once delayed for having too much film. I am a photographer and regularly take fifty rolls of film. Technically that is illegal, but I only had a problem once. That was when the rolls were still in a plastic bag from the store. From then on, I spread them out and haven't had a problem since. Computers Laptop computers are never (a dangerous phrase to use in Mexico, but I will go out on a limb here) a problem. Desktops can usually be brought in. A journalist friend of mine was moving to Mexico and had a lot of stuff, including a desktop computer. The customs inspector wanted to do his job, but he was a practical man. "Your computer," he asked, "it is small, no?" "Si," the scribe replied, "muy pequeño." Be honest and friendly and things will work out. Be arrogant and you will have trouble. Back to Top When to cross Allow at least 30 minutes for customs clearing. Early in the AM (6-7:30) is best. After 9:00 AM, it could take 30 minutes up to an hour. Weekends are the worst time, especially holidays. If you got a late start, please spend the night in a border town. Driving in Mexico is not as dangerous as you have been led to believe, but it is more challenging. There are plenty of four-lane toll roads that (for a price) can make you feel as comfortable as if you were back home. The two-lane roads vary in width and conditions so that some of them are usually in great shape, and others are often full of potholes. You will have to learn a few rules of the road For current gas and diesel prices, jump to gas prices. For road conditions, go to road updates. Driving in Mexico is perfectly safe and enjoyable. It is no more difficult than driving in the U.S., though defensive driving is a requirement. Despite what you have heard, Mexicans are very polite -- on the open road. In cities, a certain amount of aggression is required. Still, that's true in our country, too. How many of us can compete with NY or Boston cabbies -- or would want to? I have driven in most of the major U.S. cities and find the drivers in Mexico to be generally more polite, particularly the truck drivers and long distance bus drivers. (See the section about left turns). Accidents A remarkably small number of gringos have accidents in Mexico. Perhaps they learn the differences quickly or perhaps God watches out for fools, drunks and the U.S.A, as I was told by my father. So that you won't have to depend on divine intervention, I will give you some of the driving tips I have gleaned in my over twenty years of driving around Mexico. In that time, I have had one accident -- and that was because I passed out from carbon monoxide poisoning. Here's a tip -- if you have a back window on your 4WD, don't leave it open. Why is everyone flashing their lights at me? Flashing your headlights at a car in front of you indicates that you want to pass them. If you drive with your headlights on during the day, you will be flashed by oncoming drivers because they think you have left your lights on by accident. Back to Top Night Driving Don't drive at night on the two-lane roads. There is a lot of loose livestock and I have yet to see a cow equipped with tail lights. My tip for driving at night is - DON'T. On the toll roads (which are as good as or even better than those in the U.S. or Canada), you can drive at night, but should be aware that some roads -- particularly the Orizaba-Villahermosa road, and the Mexico City-Acapulco road, have been known to have assaults at night. Left Turn Signals On the open road, a left turn signal is an invitation to the guy behind you to pass. Trucks and busses frequently turn their left blinker on to guide you around them. I trust them, but use common sense. Sometimes they have optimistic views of your acceleration capabilities. Don't use your left turn signal on a two lane road when you are about to pass. You might get hit. A few readers have pointed out that on the toll roads, people use turn signals as they do here. My advice -- use 'em as you are used to on toll roads, but don't expect the other guy to do the same. Left Turns Left turns are different! When there is a left turn lane, there will usually be a left turn arrow. Look for 4 lights on signal. You MUST wait for arrow (whether or not you saw any Indians). Right Turns Right on red is usually not OK, unless there is a sign saying that it is. Lately, however, I have been honked at by locals when I wait for a green light. What to do? If there isn't a cop nearby, (and the coast is clear) I turn. Topes and Truckers Watch out for topes, which are speed bumps in every town of any size. They begin just as you enter a town and there are lots of them in-between. Slow down in rain -- more than you do here. The roads are slicker, due to the blowoff from the big trucks and it takes several hours of a heavy rain to wash it away. Truckers are usually friendly and will use the aforementioned left turn signal to give you the go-ahead to pass them when you cannot see around them. Back to Top Cops Traffic cops are more honest than you have been led to believe, but there are some in towns who are looking for bribes, especially in Mexico City. When this happens, stand firm and tell them you want to go to the comandancia. In Mexico City You cannot drive in Mexico City on certain days, depending on the last number of your license plate. Drive defensively at all times and you should have no problems. You will not go to jail for having a traffic accident, unless you do not have insurance, are drunk or high, or are argumentative. If the accident is serious, or if you kill someone, you could go to jail, or you and your car could simply be detained until the matter is settled. For this reason it is a good idea to have a legal assistance policy. This came from Live Better South of the Border. If you like the info you can order the book from a Secure Order Form with VI, MC, AM at http://www.mexicomike.com or by sending a check to Roads Scholar Press, 300 Zapata St., Rancho Viejo, TX 78520 or call 1-800-321-5605. The cost is $16.95 plus $4.00 S&H. Texas residents add 8.25% tax ($22.34). Back to Top Send us your comments about this article Back to Mexico Articles Acapulco | Cancun | CopperCanyon | Cozumel | Guadalajara | Huatulco | Ixtapa | Los Cabos Manzanillo | Mazatlan | Mexico City | Monterrey | Oaxaca | Puerto Vallarta © 1995 - 2005 Let's Go2Mexico ® - All Rights Reserved - Powered by ® Go2 Producciones ernesto luna sierra