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MouseSavers.com - Ways to Save for Your Disney Vacation Great deals on all things Disney! Find out how to save on: Walt Disney World Disneyland Disney Cruise Line Transportation for Your Disney Vacation Other Disney Travel Savings Discount Disney Shopping Mall Live Disney Shows Disney Freebies Disneyland Resort Paris Disney Parks in Asia Disney's Vero Beach/Hilton Head Non-Disney Theme Parks & Attractions More information: About MouseSavers Frequently Asked Questions Trip Reports and Articles Links Testimonials Privacy Policy & Legal Stuff Contact Mary Ways to Save for Your Disney Vacation Jump to: Vacation Savings Account Other Ways to Save in Small Increments More Tips and Tricks Vacation Savings Account One of the best and smartest ways to save for a Disney vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount auto-debited from your paychecks and deposited directly into that savings account. That way you never see the money, so there is less temptation to spend it. And of course you'll be earning interest! If you put $25 a week into your vacation account and earn 2% interest compounded daily, you'll have $1337 in the account a year after you start saving, and $2677 in two years. If you're able to "jump start" the account with $500 and then add that $25 a week at 2% interest, you'll have $1847 in your account a year after you start saving, and $3197 in two years. By the way, it is very worthwhile to shop around for the best banking deal . The best I've found is the Orange Savings Account from ING Direct . I have one of these accounts myself. You can open one in 5 minutes or less and transfer money into it electronically. The ING account pays a variable 3.75% Annual Percentage Yield on savings with no minimum deposit and no hidden fees or service charges. (Compare this with what your bank or credit union pays on savings accounts. I predict you'll be amazed.) It's FDIC insured. You can easily set up an automatic savings plan with this account. Other Ways to Save in Small Increments Here are some additional, relatively painless tricks people use to get themselves to save. It's all about setting priorities -- and in some cases, tricking yourself into saving. What works for one person, won't work for another. Try one, or try 'em all. Remember, every penny helps! Buy US Savings Bonds You can purchase them online and spend as little as $25 each time. US Savings Bonds must be held for at least 1 year before you can cash them in. There is a 3-month interest penalty if you cash an EE or I Bond within the first five years from its issue date. There is no penalty for cashing EE or I Bonds that are at least five years old. Bonds pay very good interest compared with a regular savings account and since they are issued by the government, they are an extremely safe investment. Buy Disney Dollars Personally I would never use this method because it doesn't earn interest, but some people find it very helpful because you can't spend Disney Dollars anywhere but Disney! Disney Dollars are "cash equivalents." One Disney Dollar = one US dollar, and you can buy any even dollar amount, so for example if you have $31 saved you can buy that amount in Disney Dollars. You can also give your children Disney Dollars for birthdays and holidays, and ask relatives to do the same, so the kids will have their own spending money for the next Disney vacation. Disney Dollars can be purchased at any Disney Store or Disney theme park, or through Walt Disney World Mail Order at (407) 363-6200. The Change Jar Make a rule that you never spend coins. Save all your pocket change and throw it in a big jar. Label the jar (i.e. "Our Disney Vacation") to remind your of your goal. Periodically you can roll the coins and see how much you have. (This is a great job for kids.) Once it's rolled, put it in your vacation savings account. If you don't want to roll the change, see if your bank takes unrolled change . Some banks have change-counting machines and they'll count your coins for free or for a very small fee. There are CoinStar machines in many grocery stores that will allow you to dump in a ton of change and get a slip redeemable for bills at the cashier, but you'll pay a hefty premium (somewhere around 9%) for the service; if you do this, at least pluck out the quarters and roll those! Variations on the change jar: Never spend quarters , or never spend dollar bills . Put those in the jar. Checkbook Games When writing a check, round up your checkbook entry to the nearest dollar. For instance, if you write a check for $57.12, record it in your checkbook as $58. Not only does this help you prevent overdrafts, it also means you're accumulating a little extra in your account every time you write a check. Another good thing about this method is that you're earning interest on that extra money, assuming you have an interest-bearing checking account. Round down your deposit entries to the nearest dollar. For instance, if you deposit $300.91, record it as $300. Again, you're accumulating a little extra "ghost" money in your account. A variation on the checkbook rounding method: charge yourself a dollar every time you write a check, plus round up . So if the check was for $47.39, round it up to $48 and add a dollar, making the entry in your checkbook $49. Another variation on the checkbook rounding method: round up to the nearest five dollars . So if the check was for $52.23, round it up to $55. If it was for $9.51, round it up to $10. More Tips and Tricks If a payment ends, keep making it -- to yourself! For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Make a rule that "found" money goes in the vacation fund. For instance, if you get a rebate, tax refund, gift check or work bonus, deposit it in the vacation account. Give yourself an allowance for cash expenditures (i.e. groceries, gas, meals out, entertainment, etc.) and make a game of seeing how much of your allowance you can NOT spend. Anything left over at the end of the week (or month) goes into the vacation fund. Charge everything to Disney's Visa or a cash-back credit card and pay the card off each month. (Only do this if you can handle the temptation to overspend on plastic, and if you really will pay the balance off every single month. If you won't pay it off monthly, this is a bad idea.) Use the Disney Dream Reward Dollars or cash-back bonus toward your vacation. Cut out one small daily expense and put the money you're saving into your vacation fund. The savings can really add up. If you save $1 a day on something you buy at work, and you work 5 days a week x 50 weeks, that's $250 a year! For example: If you drink a cafe latte every morning, buy a travel mug and fill it with strong coffee and hot milk at home instead. If you usually eat lunch out or buy lunch at a deli, try bringing lunch from home at least 2 or 3 days a week. If you just can't get it together to make a lunch, at least try bringing a can of soda from home instead of buying one at the deli or out of a machine. Bring a snack from home instead of hitting the vending machines. Giving up smoking may save you enough money in a year to fund a family vacation. I'm not kidding! If you're smoking a pack a day, you're spending at least $800 a year on cigarettes. In places with high tobacco taxes, you're spending $1600 or more. Ask your family to help you save. Often children aren't very aware of how much small expenses can add up over time. If you point out that every nickel they can save the household will get them closer to seeing Mickey, they may surprise you! Solicit their ideas and suggestions, and then agree to put aside what you've saved for your vacation fund. Be sure you have a plan for keeping the saved money separate, so that it doesn't get spent elsewhere. That might mean writing a check for the amount of money saved and depositing it into your vacation account, or putting that amount of cash into the change jar. Whatever it is, do it consistently. Here are a few ideas your family might consider: Spend less on entertainment. Borrow videos from your public library instead of the video store: most public libraries offer this service for little or no cost. Instead of going to the movies, check the newspaper for free local family entertainment and events, or have a family game night. Eat out less. Face it, cooking every night can be tiring and a drag, and that leads to eating out, which is much more expensive. So find a way to avoid this. Think up something you can make in the crockpot one night a week instead of getting takeout. Or turn cooking into a fun project once a week -- for instance, make a pizza with the kids instead of ordering one. Use grocery store coupons. Particularly if you live in an area like Southern California, where the major supermarkets will double the value of manufacturer's coupons, you can't afford NOT to clip coupons out of the Sunday paper! I do this, combined with buying sale items and seasonal produce, and frequently save 40% or more on my grocery bill. Seriously, 15 minutes of effort and a $5 coupon organizer can save you an amazing amount of money. Kids who are old enough to use scissors can certainly cut out coupons. Older kids can also sort and file coupons in your coupon organizer. Sell your junk. Have a big garage sale. Take still-in-fashion clothes to a consignment shop. Sell unwanted books, CDs, movies and collectibles you no longer want on eBay . You'd be amazed at what your old stuff may bring. Don't assume no one wants it. (I once sold a ratty bathmat the dog had chewed up, which I was using as a rag, for a quarter. It wasn't even part of my garage sale -- someone just noticed it lying on the ground and offered me money for it!) If you are a family of recreational shoppers, start going to garage sales, consignment shops and thrift stores instead of the mall. One person's trash is another's treasure, remember? There is often good stuff to be had at these places! Take a certain amount of cash and don't spend more. You'll get the thrill of the hunt and the thrill of the bargain, but for much less than a trip to the mall. Shop around on your insurance at least once a year. It's remarkable how much you can save. Rates for an identical auto insurance policy can vary from one company to another by as much as 100%! An easy way to shop around is to use an online site such as InsureMe.com , which will get you quotes from several insurance companies. I used this site to shop for life insurance and ended up with a great deal from a top-rated company. Evaluate your spending on cable television and telephone services. Maybe you don't really need extended cable or call waiting. Check rates to be sure you're not paying more than you have to for long distance calls. I've used OPEX as my long distance carrier for several years. I have tried AT&T, Sprint, MCI and others in the past, and this company is just as good... for only 3.9 cents per minute! To compare long distance rates, you can use a site like longdistanceworld.com . Get everyone to turn out the lights when no one is in the room, and turn off TVs, radios and computer equipment when they're not in use. Fix dripping faucets and leaking toilets. These measures may only save you a buck or two a month on your utility bills, but it all adds up. Encourage "gifts of love" instead of store-bought gifts. For instance, give each other certificates for back rubs, car washes, and other kind gestures that cost you nothing but your time and effort. Or set a low limit (like $5) on gifts and see how creative you can get. Back to the home page Back to top Content of MouseSavers.com is © Mary Waring & MouseSavers 2001-2005. No part of this website may be reproduced in whole or in part without permission.
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Austria Travel Guide: Vienna
Austria Travel Guide,Tourist Information,Student Visa,Austrian Embassy List,Vienna Hotel Accommodation,Schools,Colleges Austria Travel Guide: Vienna Discount Hotels, Vacation Deals, Holiday Packages, Cheap Accommodation, Tourism & Student Visa & Austrian Embassy Information Search our website Home Site Map Travel Visa Info Hotels Hostels Car Hire Jobs Schools Products Traveler's Guide Visa & Embassy Guide Accommodation Finder Budget Hostels Guide Cheap Hotels Guide Tours Worldwide Travel Books Travel Forum Study Abroad Programs School & College Guide Top 10 Language Schools Browse for Schools Art & Design Schools Boarding Schools Guide Business Schools Guide Colleges, Diploma Programs Computer Science & IT Schools Distance Learning Programs Language Schools Worldwide Schools & Programs for Children Technical Colleges Courses TESOL / TEFL Courses Guide Universities & Gradschools Student Forums Travel > Austria Travel Guide Austria Travel Guide (Austria Visa & Embassy Info) Full country name: Republic of Austria Population: 8.02 million Capital City: Vienna Languages: German, English, Turkish, Slovenian, Croatian Religion: 88% Roman Catholic, 6% Protestant Government: Federal Republic, Member of EU Time Zone: GMT/UTC +1 (Central European Time) Dialling Code: 43 Electricity: 230V, 50Hz Weights & measures: Metric Money & Costs: Currency: Euro Meals Budget: 4-8 Mid-range: 8-20 High: 20-30 Top: 30+ Accommodation: Budget: 10-40 Mid-range: 40-80 High: 80-200 Top: 200+ Geography: Austria is a landlocked coubtry located in Central Europe with many easily traversable Alpine passes and valleys; major river is the Danube; population is concentrated on eastern lowlands because of steep slopes, poor soils, and low temperatures elsewhere. Eight countries namely Italy, Switzerland, the Principality of Liechtenstein, Germany, the Czech Republic, Slovakia, Hungary and Slovenia form the Austrian border. Vienna is the capital of Austria that lies on the Danube River and is partly surrounded by the hills of the Vienna Woods (Wienerwald). Austria is divided into nine federal provinces (Bundeslnder): Vienna (Wien), Lower Austria (Niedersterreich), Upper Austria (Obersterreich), Salzburg (Salzburg), Carinthia (Krnten), Tyrol (Tirol), Vorarlberg (Vorarlberg), Styria (Steiermark) & Burgenland (Burgenland) Climate: Austria enjoys a moderate continental climate featuring four distinct seasons: spring, summer, autumn and winter. Summers are generally warm and pleasant with cool nights, Winters are sunny, with reliable and frequent snowfalls. The weather is changeable throughout the year. However, in summer rainfalls are usually heavy and of short duration only. Winters are rather cold in the North-East and can be lightened up by frequent and heavy warm & dry winds in some valleys in the Alps. Recommended clothing: European clothes according to season. Alpine wear for mountain resorts. Public Holidays: Jan 1 New Years Day. Jan 6 Epiphany. Apr 9 Good Friday. Apr 12 Easter Monday. May 1 Labour Day. May 20 Ascension Day. May 31 Whit Monday. Jun 10 Corpus Christi. Aug 15 Assumption. Oct 26 National Day. Nov 1 All Saints Day. Dec 8 Immaculate Conception. Dec 25 Christmas Day. Dec 26 St Stephens Day. Study in Austria: Below are the latest German language schools, art schools, business schools & colleges to join our directory. Latest German schools & private colleges to join: Location ActiLingua Academy Vienna THESALCON Vienna deutschinstitut.at Vienna Alpha Sprachinstitut Austria Vienna Das ABC-Zentrum Vienna You are here: Travel Guide>Austria Tourist Information, Study Visa Links Products & Services Advertise on Learn4good Add your School / Institute Learn English, ESL Exercises Free Spanish Lessons,CDs Electronic Translators Translation Software Frequently Asked Questions Recommended Links Notice Boards Top Destinations New York London Paris Rome Tokyo Osaka San Francisco Hostels Europe © 2003-2005 Learn4good Net : A network of websites listing Schools, Job Opportunities & Accommodation About Us | FAQs | Our Website Policy | Contact us
Orlando Vacation Rentals Choose
Orlando Vacation Homes For Rent Orlando Vacation Homes For Rent Discount Tickets Disney Tickets Universal Studios Islands Adventure Sea World Tickets Busch Gardens Wet N Wild WaterMania Dinner Shows Arabian Nights Dixie Stampede Medieval Times Pirates Dinner Polynesian Luau Sleuths Dinner Florida Attractions Airboat Rides Cirque du Soleil City Walk Disney Quest Pleasure Island Gatorland Holy Land Kennedy Space Ctr Ripley's Museum Silver Springs Titanic Exhibit Wonder Works Traveling to Orlando Florida? Do you want to stay near Disney World? Do you crave privacy and space? Do you want the freedom of staying at a vacation home? If you have answered yes to any of the above, you can enjoy the benefits of renting a vacation home in Orlando, Florida! West Ridge 4 Bedroom Home 3 Bathroom sleeps 10 virtual tour Soaring Eagle - 4 Bedroom Home 3 Bathroom sleeps 10 virtual tour Lake Berkeley - 5 Bedroom Home 3 Bathroom sleeps 12 virtual tour Laguna Bay Condominium (sleeps 8) 3 Bedrooms 2 Bathrooms virtual tour Click Here If You're Ready To Book Your Vacation Home or Call Tammy: (407) 319-4522 Orlando Vacation Rentals Choose from the following subdivisions: Lake Berkeley, Soaring Eagle, Santa Ana West Ridge, and Laguna Bay Condominiums We have properties ranging from 3 bedroom condos to 4 and 5 bedroom vacation homes Locations only minutes from Disney, and convenient to the airports All homes feature private screened pools Call us for special requests, we will do almost anything to meet our guests requests Orlando Homes For Rent - Airports Orlando Airport (30 minute drive) Sanford Airport (1 hour drive) Tampa Airport (1.5 hour drive) Miami Airport (4 hour drive) Kissimmee Airport for Private Jets (25 min drive) Orlando Vacation Homes For Rent - Home Features All homes feature screened pools and patio areas, along with fully equipped kitchens, dishwashers, microwaves, and stoves. Master bedrooms also feature king-sized beds and televisions, and sofa beds in living rooms allow extra sleeping spaces for guests. Click Here: Reserve a Vacation Home - Check Rates - Orlando Vacation Homes for Sale September 17, 2005 Orlando Travel Orlando Rental Car Orlando Hotels Disney Hotels Orlando Specials Florida Coupons Discount Tickets Vacation Homes For Sale For Rent
France Travel Guides We
France map, map of France, buy France maps, buy France travel book from Map Town Ltd. Home Maps Canadian Topo Etopo Digital Maps World Maps Wall Maps Maps of Canada Maps of USA Maps by Country Michelin Maps Freytag & Berndt Delorme Maps USA Topo Mexico Topo Aeronautical Maps World Aviation Nautical Charts Digital Maps GPS GPS Units GPS Accessories GPS Software Globes Floor Models Desktop Models Specialty Globes Inflatables Books Alberta and BC Lonely Planet Books by Country Aviation Books Nautical Books Accessories Map Accessories Services Laminating Scanning Reference World Facts Conversions Topofinder Site Map Special Order Feedback How to Search Web Cams France Maps and France Travel Guides We suggest that everyone travelling to this part of Europe take a France map and a France travel guide. Whether it is for an all-inclusive one-week holiday or a three-month on-a-shoestring adventure, your trip planning will be successful using these valuable tools. Map Town carries an excellent selection of maps for the whole region and each individual country. A France travel guide will help you understand the cultures and take advantage of the advice and experience acquired from other travelers who have been there before you. See our detailed Michelin France map section France Maps France Travel Maps France Travel Guides France Travel Guides Information and Online map of France Information and On-Line Map for France Paris, Bordeaux, Marseille, Nice, Lourdes, Toulouse, Grenoble, Mont Blanc, Chamonix, the French Alps .... the placenames excite a multitude of feelings. Imagine sipping red wine high in a wildflower-strewn alpine meadow, gazing down at quaint villages as the mist of a nearby waterfall gently settles on your arms, cooling you off on a hot summer afternoon. For the art lover, France is a dream come true. The Palace of Versailles, the Louvre, the gothic-style Notre Dame Cathedral-- these are just a few of the enticing works of art. France has 27 natural and cultural wonders which have been added to the UNESCO World Heritage Sites list. With so much to explore and experience, it's worth it to do some research and planning ahead of time. Buy a France travel book and France map to start dreaming of your visit. | Africa | Asia | Atlantic Ocean | Australasia | Caribbean | | Central America | Europe | Indian Ocean | Middle East | | North America | Pacific Ocean | South America | Southeast Asia | Quick Search Search View Thumbnails Text List Products Per Page 10 20 50 100 100 - 400 5 Ave SW Calgary, Alberta, Canada T2P 0L6 Email: maps@maptown.com Ph. #: (403)266-2241 Fax #: (403)266-2356 Toll Free Ph #: (1-877-921-6277) Toll Free Fax #: (1-877-776-2356) Hours of Operation: 8:00am - 6:00pm MST Monday - Friday 10:00am - 5:00pm MST Saturdays