Travel Insurance is now

Travel Insurance Quotes - Holiday Insurance, Instant UK Quote and Buy Online Option - Home Other Products... theidol.com Life Insurance Mortgage Life Insurance Car Insurance Stakeholder Pensions Income Protection Personal Loans And Many More.... IMPORTANT - Changes to the E111 Form - Click Here Travel is a major part of everyone’s life as more and more of us take holidays and make business trips abroad. Travel Insurance is now an integral part of our holiday or business travel preparations. Travel Insurance Quotes have developed an online comparative quotation system. You can now obtain quotations from a panel of some of the most respected On-line Travel Insurance providers within seconds. Our quotation system allows you to compare premiums and view the cover available from our selection of providers. Our panel are able to offer Travel Insurance for Single Trip, Annual Multi Trip, Extended Stay, Back Packers Travel and Business Travel, with some providing special packages for families and winter sports cover. Most of our providers offer 24 hour assistance and a specialized claims service. Most of our Travel Insurance providers give you the opportunity to select your travel cover without including your baggage which may already be insured under your household policy. It is possible to arrange Holiday Insurance to cover specialized sports activities, planned hazardous activities such as rock climbing and diving. Pre booked diving holidays may also be covered. This cover may be arranged on Single-Trip, Annual Multi-Trip, Extended Stay, Backpackers Travel and Business Travel policies. (Please refer to the travel insurance provider's policy wording for precise details) Travel Insurance Quotes have designed this site to provide you with a comprehensive range of travel insurance solutions which are quick and easy to use. These include Personal / Family Travel, Wintersports and Ski Insurance, Business Travel and Senior Citizens Travel Insurance cover. You can obtain quotations from our providers in just a few seconds, compare the range of travel cover on offer, choose the product that best suits your needs and then buy on line. To find out more about Travel Insurance please click here to visit the Association of British Insurers Website. To take advantage of this excellent service click here Please note Travel Insurance is only available for holidays and business trips which start and end in the UK. All quotations for protection, insurance and investment products are provided on a direct offer basis and we offer no advice or recommendation as to the suitability of a product for your specific financial needs. If you require advice we recommend you speak to a professional financial advisor. Home | Quote | About Us | FAQ | Contact Us | Directory Travel Insurance Quotes is a part of theidol.com which is a trading style of Investment Discounts On-Line Ltd. Investment Discounts On-Line Ltd. are authorised and regulated by the Financial Services Authority. theidol.com can also offer discounted uk life insurance , including instant online comparative quotes for level term life insurance , mortgage life insurance, critical illness insurance and whole of life insurance from a panel of UK insurers. Eurostar Tickets

Mexico Travel Go Mexico

Mexico Photos - Mexican Travel Photos  You are here: About > Travel > Mexico / Central America for Visitors > Photos of Mexico Travel Go Mexico Essentials Packing List for Travelers to Mexico Health Information Mexico / C. America Safety Considerations Travel Books Mexico and Central America Tourism Offices Mexico/ Central America Articles & Resources Mexico Mexico City Acapulco, Mexico Cancun Yucatan Baja Los Cabos Puerto Vallarta Other Places Photos of Mexico Belize, Central America Costa Rica El Salvador Guatemala Honduras Nicaragua Panama Forums Help FREE Newsletter Sign Up Now for the Mexico / Central America for Visitors newsletter! See Online Courses   Search Mexico / Central America for Visitors > Photos of Mexico Photos of Mexico Links to online collections of Mexico travel photos. Articles & Resources Sort By : Guide Picks | Alphabetical | Recent Baobab: Mexico Photos Photos taken by an amateur photographer in June, 1998 in various locations in Mexico. Laura's Mexico Photos A gallery of interesting and very high quality Mexico travel photos. Mexico Images This site has a collection of more than 10,000 photos of Mexico. Mexico Photo Gallery A collection of dozens of high quality photos of people, places and landscapes in Mexico. Mexico Photos A nice collection of Mexican travel photos, including photos of Cancun, Chichen Itz, Isla Mujeres and Tulum. Travel Photos of Mexico Photos of Mexican fiestas and events, animals of Mexico, Mexican churches, Mexican landscapes, and more.        Topic Index | Email to a Friend Our Story | Be a Guide | Advertising Info | Work at About | Site Map | Icons | Help User Agreement | Ethics Policy | Patent Info. | Privacy Policy | Kids' Privacy Policy ©2005 About, Inc., A part of the New York Times Company . All rights reserved. Around About New Video iPod - Review POLL: Must-Have Gadgets VIDEO: Portable Gaming VIDEO: Choosing a TV Hugh Hefner's Life What's Hot Buying Real Estate in Mexico Puerto Vallarta Cozumel, Mexico Whale Watching Fishing In Mexico Headlines Top 6 Travel Books for Mexico and Central America There are many travel guidebooks devoted to Mexico and to... Health Information for Visitors to Mexico and Central America This article provides a summary of the more important health... Safety Considerations for Travelers to Mexico and Central America Travel to Mexico and Central America is not significantly less... Acapulco, Mexico Once a favorite destination of honeymooners, celebrities and the...

Cruise Vacations | Discount

Cruise Deals, Cruise Deal from CruiseDeals.com CRUISE DEALS HOME | REQUEST A DEAL -- -- Begin your search here for our Best Cruise Deals. Destination: Choose destination Any destination Africa Alaska Australia Bahamas Baltic Sea Bermuda Canada/New England Caribbean Caribbean - Eastern Caribbean - Southern Caribbean - Western Costa Rica Cruise To Nowhere Europe Europe - Northern Europe - Western Far East Greek Isles Hawaii Mediterranean Mexico New York New Zealand Orient Pacific Coastal Pacific Northwest Panama Canal Red Sea South America South Pacific Southeast Asia Tahiti Transatlantic Transcanal Transpacific World Cruise How Many Nights? Any cruise length 1-2 Nights 3-6 Nights 7-9 Nights 10-14 Nights Over 14 Nights Sailing Date: Any month January February March April May June July August September October November December 2005 2006 2007 Cruise Line: Any cruise line Carnival Cruise Lines Celebrity Cruises Costa Cruise Lines Cruise West Crystal Cruises Cunard Line Ltd. Disney Cruise Line Holland America Line Norwegian Cruise Line Oceania Cruises Orient Cruise Lines Princess Cruises Radisson Seven Seas Royal Caribbean Seabourn Cruise Line Silversea Cruises Viking River Cruises Windjammer Barefoot Windstar Cruises More Search Options Click any of our Best Cruise Deals for more details. Spectacular Spring deal on Royal Caribbean only $259 pp for 4 nights to Mexico next Feb and March!! Sail to St. Thomas, Barbados, Dominica and Aruba for only $429 pp! Fall sailings for 7 nights! SEE THE SHIP BEFORE YOU SAIL! Carnival Virtual Tours View cabins, casinos, restaurants and more! See Your Ship >>> CRUISE CLOSE TO HOME Click here for ship embarkation points near your home! Check Your City >>> TAKE A VIRTUAL CRUISE Visit the islands on your cruise without leaving home! Take A Cruise >>> NO ONE BEATS OUR RATES! Fill out our online form and let us offer you the best rate. Deal Request >>> Click any of these Great Cruise Deals for more details. Have Fun in Hawaii! Spend 12 incredible nights cruising around Hawaii on Carnival. Rates start at only $1099! Spring Break Deal on Carnival! Sail for 4 nights from Port Canaveral in March and April for only $329 pp! Sail from San Francisco for 10 nights! Special CruiseDeals.com rate of only $575 + FREE Upgrades! $477 pp for 7 nights on Princess! Sail on the incredible Grand Princess. Sail the magnificent Celebrity Century this January for rates starting as low as $550 pp! Amazing Mediterranean Deal on Royal Caribbean! Sail next summer on the Voyager of the Seas to Europe only $999 pp! More Cruise Deals >>> Sign up today and recieve our SeaMail sent directly to your email. Get great special offers, the best Cruise Deals and more. Need Port Directions? Shore Excursion Info Travel Insurance View Your Invoice Online Jewel of the Seas Royal Caribbean's newest super liner is an amazing floating masterpiece! This incredible ship sails almost everywhere, from Bermuda, Bahamas, Caribbean and summers in Europe. Click here to learn more about this new superliner! Learn more! >>> Click Here for Quotes on Group Cruises >>> (800) 668-6414 Our Best Cruise Deals About Us | FAQs | Group Cruises | Contact Us Privacy Policy | Terms of Use -- (800) 668-6414 Cruise Deals | Alaska Cruises | Caribbean Cruises | Royal Caribbean | Carnival Cruise Lines | Celebrity Cruises Group Cruises | Norwegian Cruise Lines | Best Cruise Deals | Hawaii Cruises | Mexico Cruises | Princess Cruises Cruise Deals | Alaska Cruise Deals | Caribbean Cruise Deals | Cruise Vacations | Discount Cruises | Cruise Specials Cheap Caribbean Cruises | Last Minute Cruise Deals | Carnival Cruise Deals Request a Deal | Let Us Beat Your Rate | Our Best Cruise Deals | About Us | FAQs | Group Cruises | Contact Us © 2002-2005 Cruise Deals, Inc. All rights reserved. Privacy Policy | Terms of Use | Directory | Resources 1 2 3 4 5 6 Sitemap • powered by 93octaneTRAVEL • -- 12/28/2005

Vacation Packages Lead Generation

Fraudulent Travel Clubs and Vacation Packages Schemes,Scams, Frauds. www.crimes-of-persuasion.com Site Directory Fraudulent / Deceptive Vacation Packages Lead Generation Be aware that when you place your business card or name into a drawing for afree vacation, you may be added to a telemarketing call list. Telemarketers knowthat wishful thinkers are susceptible to their offers. Also know that yourpersonal information, should you enter it, may be collected by unscrupulousoperators via the Internet when you are visiting bogus travel-related sitesseeking unbelievable deals on trips or airfare. Fly By Night Operations You get a notice that you have won a super travel bargain. All you have to dois make a deposit with your credit card and select your preferred travel dates.The trouble is you may never actually get your "bargain" trip because the travelproves to be a complete fabrication, your reservations may not be confirmed orbecause you must comply with so many hard-to-meet, hidden or expensive"conditions." Fraudulenttelemarketers purporting to be travel agencies can offer substantial travelpackages at comparatively low cost because they know they will never have tocome good on their promises. The use of travel as a commodity makes thelong-distance nature of the transaction plausible but also makes getting arefund next to impossible. Additional Costs and Upgrades Several companies overstate the amenities included, hide extra charges in"all-inclusive" packages, or charge you for products andservices you never received. Free vacations often become assertively pitched"discount" packages, where you have to pay an excessively high pricefor some uncovered part - like hotel or airfare, or inflated charges for a"required" second person. So, your airfare may be free, but your anticipated $50hotel room costs you $350. Perhaps a "handling fee" or"membership fee", anywhere from $50 to hundreds of dollars, isrequired as well. Some telemarketers say you've won or been specially selected for atrip then "bait andswitch" you into spending additional money for "upgraded" hotelor other accommodations. You get a free or low-cost trip, but the room iscramped and grimy, the food terrible or nonexistent. The promoter then magicallyfinds an upgrade at an outrageous price. In addition, many offers require you to pay upgrade costs to receive theactual destinations, cruises, or dates you were promised. Some may require youto pay more for port charges, hotel taxes, or service fees but not bill yourcard until after you return. They promise you a bargain-priced vacation. However, when you add up all thefees and extras, you wind up paying more for the "bargain" than for aconventional travel package. The total cost may run two to three times more thanwhat you'd expect to pay, or what you were led to believe. They mayalso fail to inform you of their "no refund" policy ormisrepresent it over the phone. Timeshare Sales Trap You take the bait and fly to Florida. When you try to pick up the vouchers for the rest of your trip, you find yourself trapped at a lengthy spiel on timeshares. You may also find out once you reach the final destination you are required to once again spend part of your vacation trapped listening to a lengthy and high pressure sales pitch for timeshare accommodations during your "vacation." For more info on TimeshareSales Presentations Charter Flights Every year at spring break many students, who signed up and paid forvacation packages, are disappointed when no plane is available for the returnflight. When they examine the conditions of their contracts, theyfind, in small print, a clause that says the travel agency had the right topostpone the departure flight by as many as three days without any advance notice. These students are left stranded in airports far from home, with no provisionsfor food or overnight lodging, just so the travel agency can save money,flying fewer of them during the off-peak days, once the break is over. A lot of college students use use charters for spring break but these flights are notcovered by the same laws as commercial airlines (usually charters can becanceled for any reason by the operator up until 10 days before the trip).Charter flights can also raise prices before the trip as well but you can cancelif they increase the package price by more than 10%. Cruise Line Cancellations Some travelers reserve a specific cruising date, sometimes a full year oryear and a half in advance. Then, shortly before the cruise, they are told thatthat particular cruise has been rescheduled. They are told that they can go onanother one, on certain dates, which may not fit their work schedule. Mostcontracts say that a cruise line can cancel at any time, for basically anyreason. Boat Ride to Hell Telemarketers can initiate contact with you in several ways: they may send direct mail to you stating you will receive a "fantasycruise holiday" vacation including a "luxury" cruise, then directyou to call an 800 number; and they also send unsolicited faxes to your business notifying "allstaff" that the "wholesale travel department" has only a fewBahamas cruise packages remaining at a special corporate rate and that youshould call immediately if you are interested in purchasing one; they send electronic certificates to your e-mail address congratulating youon "winning" a fabulous vacation for a very attractive price. Some sayyou have been "specially selected" (only people with e-mail qualify) for this opportunity. As mentioned, leads are also gathered at local fairs and trade shows by "leadgenerators." Booths are decorated with banners or signs inviting people to"register" for a vacation. You register thinking you areentering a draw to win a vacation. Regardless of the method of contact, you are led to believe you are part of aselect group of people specially chosen to receive this vacation package. Once they have you on the line, they describe an exciting vacation in Floridaand a "luxury cruise" to the Bahamas. They state that the vacation isworth a significant amount, sometimes as much as $2,500, but that you will pay amuch smaller amount to receive it, typically $398, $498, or $598. They urge you to immediately "secure" or "register" the vacation witha major credit card. They also say that the payment covers the cost of youraccommodations in both Florida and the Bahamas, as well as the Bahamas"cruise." They inform you that you must purchase the vacation immediately. If yourequest time to think over the offer, or receive it in writing, they respondwith canned rebuttals such as "this is a limited promotion based onavailability" or , "each confirmation number can only be activatedonce, so you cannot call back and reactivate your number" or "by thetime you receive something in the mail, the limited number of vacations will begone." In fact, there is no limit to the number of such vacations for sale. So you give your credit card number to the convincing operator. Once that is obtained, they say you will be switched over to a"supervisor." In actuality, the call is transferred to the"verification" department at their headquarters, where a third personcomes on to the line to confirm details of the sale. Unlike the sales portion of the call, the "verification" is taperecorded. During the verification, they ask for your credit card number again,quickly review the details of the vacation package and, in some but not allinstances, tell you for the first time that you will have to pay additionalcharges for "port service reservation processing fees" and that thevacation package is "non-refundable." These disclosures occur onlyafter you have provided a credit card number which will be charged within minutes ofyour hanging up. In the travel certificate industry, the amount you are initially chargedduring the sales call is known as the "front end" fee. This is because you donot receive a vacation for the money initially charged to your credit card, nordoes that front end fee pay for your vacation. In fact, most, if not all of the front end fee pays the ownersand their telemarketers for their sales efforts. For your initial $398, $498, or$598, you receive nothing more than a packagecontaining a short video, some advertisements and a "reservation requestvoucher" for the Bahamas cruise and the Florida vacation. When you receivethe vacation package you discover that you will have to pay more to take thevacation you thought you had already paid for. You find youhave actually just paid for the "option" to purchase a vacation andalso realize that you did not wina thing. Therequired additional payment, or the "back end" fee, is at least $198 to $316. They state that theback end fee is for "port reservation processing fees." Infact, the back end fee pays for most, if not all, of your"cruise" to the Bahamas and your vacation accommodations. Should you call and attempt to cancel your vacation it is flatly stated thatthey have a "no refund" policy and that you cannot cancel your initialpurchase. If you read the fine print on the back of the reservation vouchersthat are included in their vacation packages, you will discover that theyactually do have a return policy within a specified number of days, depending on thestate in which you live. If you return the vacation package, even following the instructions on the backof the reservation voucher, you inevitably receive your package back, oftenseveral times, until you either give up or call a law enforcement agency, theBetter Business Bureau, your credit card company or a private attorney. People who seek third party assistance generally receive a refund. Those whodo not are generally stuck paying for themisrepresented vacation package. Should you be one of those relatively few people who decide to pay the extra"back end" fee to take the vacation you will find that thevacation is not the "fantasy cruise holiday" you were promised but afive to six hour ferry ride to the Bahamas and back. The cruise shipyou're booked on may look more like a tug boat. The hotel accommodations theyprovideare shabby, and if you wish tostay at the better-known hotels and resorts referred to in the solicitations andbrochures, you must pay yet more undisclosed "upgrade" fees; otherwiseyou must endure the substandard accommodations provided. Never Never Land You receive in the mail an "Executory Writ of Authorization" whichcertifies that you will receive a "World-class Florida / Caribbean VacationPackage . . . including all accommodations and two Round-trip Airfares!" The certificate also states, "This special package is sponsored by, anddesigned to promote, select hotels, resorts and airlines." The certificate displays hotel logos including those of the "BestWestern British Colonial Beach Resort" and the "Nassau Marriott."To receive your vacation package, you must call right away. When you call their 800 number you reach a telemarketer who reiterates thatyou will receive a "promotionally discounted vacation package." Theysay they can offer such a "fabulous vacation" atan extremely discounted rate because they purchase large volumes of rooms fromthe specified hotels which, in turn, are promoting tourism in Florida and the Bahamas. They say you are guaranteed to stay at the British Colonial Beach Resort inNassau, Bahamas and that the vacation package is valid for 18 months, but thatyour reservations must be made at least 60 days in advance of the requestedtravel date. They indicate that they are a full-service travel agency and thatthey are the ones to call to book your reservation dates. This special limited time offer will cost you only $495 which you must payimmediately with your credit card. Through the use of stall tactics and blackoutdates they either manage to have the offer lapse or they have disappearedcompletely by the time you decide to book. Lifestyles of the Poor and Unfortunate Several states are suing National Travel Services Inc. and Ramada PlazaResorts, both of Fort Lauderdale, Fla., their owners, and Robin Leach, whopitched their vacation offer. The suit alleges that the companies used Leach's "celebrityendorsement" to convince consumers they had won, or were entitled to, aluxury Florida vacation and cruise to the Bahamas. After paying you'd receive a video hosted by Leach in which herepeatedly described the vacation as "world class" and "anexperience you'll never forget." You'd also receive travel certificates featuring Leach's picture and the message: Robin Leach says, "Pack Your Bags!" As a condition of the trip, thecertificates failed to disclose that you were required to attend lengthytimeshare presentations lasting up to five hours and pay sizable expenses and"port fees" to the promoters. You would eventually find out that you had wononly a chance to pay as much as $1,000 for a seven-day Florida vacation insubstandard accommodations and a bonus Bahamas' cruise which was actually aone-day ferry ride and a game of "Las Vegas style" bingo. There was nothing free or fabulous aboutthese dream travel packages. This was a trip to nowhere that you'll try toforget, but can't. Canadians continue to receive "special deal" offers for a $1600voucher towards an all-inclusive, first-class Caribbean holiday from RamadaPlaza Resorts (rprvacations.com) despite over 665 registered complaints at PhoneBustersregarding their practice of immediately charging $2500 to callers' credit cardsafter asking for a down-payment. Insisting that the packages arenon-refundable, company reps feel that because written scripts are used there isno possibility of abuse or misunderstanding. Some tips: Buy vacation travel from a business you know . Deal with members of a professional association and realize that few legitimate businesses can afford to give away products and services of real value or substantially undercut other companies prices. Verify arrangements before you pay . Get the details of your vacation in writing and a copy of the cancellation and refund policies. Don't accept vague terms such as "major hotels" or "luxury cruise ships." Call to verify your reservations. Look up numbers rather than using those provided. The entire operation may just be a front using mail drops and call forwarding services, all leading back to the same operation. Learn the vocabulary . "You have been specially selected to receive our SPECTACULAR LUXURY DREAM VACATION offer" doesn't mean you'll get a free vacation. It means you'll be "offered an opportunity" to pay for a trip that may fit your idea of luxury or not. "Subject to availability" means you may not be able to get the accommodations you want when you want them. "Blackout periods" are blocks of dates, usually around holidays or peak season, when no discount travel is available. Don't send money by messenger or overnight mail. Some scam artists may ask you to send them a check or money order immediately. Others may offer to send a messenger to pick up your payment. If you pay with cash or a check, rather than a credit card, you may lose your right to dispute fraudulent charges. Subject: RPR Vacations Date: 26 Aug 2001 Help! We think we have fallen victim to this scam. Our trip isn't scheduled 'til the end of Oct. this year, but the more we see& hear the more disappointed we are becoming. First it's approx. $700.00 for the first person, then it's $700.00 for thecompanion - if you don't want a sub-compact car or an inside cabin on whatsounds like the 'hell cruise' it's another $269...... Do you know of a way to get out without substantial penalty? Are thereany class action suits pending? Thanks for your great web site - wish wewould have looked at it sooner. Dayna Kaplan Reply: Suggested search at the FTC site and the search box atpage bottom for up to date info on suits. Big Ships Stop Slowly I happen to have been foolish enough to be taken in by Ramada Plaza Resortsand was given their website while on the phone with the telemarketer, though Idid not access the site until after I had hung up. I had to use a search engine to find their site and, lo and behold, there wasyour warning in big bold letters. I immediately called my credit cardcompany and they advised me to call the RPR ORGANIZATION and cancel, which Idid. They told me they would honor my request, but yesterday, three weeks afterthe cancellation, I received the video package in the mail and my credit cardcompany still shows there has been no refund. What do I do now? Shirl Teaney 11/30/01 I don't presently have the time to ascertain how this spammed offer operates. CONGRATULATIONS! You have been selected as a finalist in the NVP Travel Giveaway! Prizes areaccommodations for two for two nights at any one of the following locations: -- Ft. Lauderdale orDaytona, FL -- Williamsburg, VA -- Orlando, FL -- Las Vegas, NV -- Bahamas -- Branson, MO All you have to do is complete the finalists' registration form - be sureto include your Confirmation Number: G-862622 . As an added bonus, the first 500 finalists to register will receive a free entryin one of our bonus drawings for $1,000.00 Cash or Plane Tickets for 4Adults to any Continental U.S. Destination ! Why wait? You could be on your way! CLICK HERE (www.ca1.waredet.net.co.fr|https.travel.bzah.com) to "Travel Today"! Lisa Davidson National Vacation Promotions --------------------------------------------------------------------------------- Your screen namewas entered in our giveaway. If you do not wish to participate in future promotions, please click here. (www.ca1.waredet.net.co.fr|https.travel.bzah.com/remove.htm) We have a company that has just come to Dallas named GreatEscapes TravelClub based out of Lakeland Florida. It is almost exactly as you describe in yoursection titled "Clubbed on the Head." I too was taken in by whatoriginally was to be a 90 minute presentation that became a 3 hour sales pitch.I was promised the Guaranteed Lowest price on travel and 5 percent back in"travelbucks" to use towards other vacations. I asked the salesmanwhat types of travel and he said"everything". Reading the contract at home I find that the "travelbucks'could only be used for certain items and the fineprint suggested that they had totally misrepresented themselves. I stopped payment on mycheck the next day then faxed and sent them a certified letter demanding theyreturn it to me and to cancel my contract as I have not received any goodsor services from them. I have not heard from them yet nor have they cashed mycheck. My attorney says the contract I signed did not conform to State ofTexas law in regards to certain items be written in bold or underlined print andsays he hopes "GreatESCAPES" attempts to sue. Have you heard anythingabout this company? Bart Terrell 01/25/01 We Sell Dreams, Not Nightmares Les, I have been selling timeshare vacation packages for about three years andalthough I enjoyed yoursite, I was upset with the bad wrap you gave the vacation package business. It's extremely upsetting how a couple rotten apples can ruin the entirebarrel. I'msure there are a lot of fraudulent telemarketing companies who misrepresent thepackages and terms & conditions of the vacation, but I am proud to say that Ihave one of the cleanest and most respectful telemarketing companies in Tampa. (no name given ) You must understand that a lot of these discounted packages are impressively gooddeals made possible by the fulfillment and timeshareindustry. These vacations may not value at "$2,500", but for a personto put a similar package together themselves would cost a good $1000, whereas acustomer of mine can purchase it for $398. Although there is some truth to your article on fraudulent vacation packages,understand that there are many reputable companies who have been providing theirclients with awesome vacation packages and that there are many positive experiencesfrom people who have taken them. Bottom line: The world evolves around business. This is a businessbased on selling people something that will make them feelbetter about themselves. Selling a dream. What better dream than a"fabulous vacation". Jason Martinez 01/11/02 Hi Jason, While I value your opinion and even admit that many people actually sign up forvacation values knowing they must sit through a timeshare presentation, fewactually are prepared for the high pressure inherent in the industry.Timeshares, while predominantly legitimate, are by their nature a poorinvestment in the majority of cases. The scams I try to focus on are the ones where the value of an offer are grosslyexaggerated and misrepresented in order to deceive. Few people seem to arrive atthese offers aware of their future dissatisfaction. I am glad you work within the boundaries of goodwill, make people aware of theirobligations, and do not have add-on charges which negate any value of advertisedpromises. My research is taken from numerous cases of infractions which have seta track-able and unstopping trend. Les They All Sound Good I was looking for information on your great website to see if Ramada PlazaResort Vacations was a scam. I gave them $349USD on Dec 21/01 byVisa which works out to approximately $600.00 Canadian. I had given theirpackage and video to my husband for our 25th wedding anniversary and promised totake our three sons along. Now I still need to send them $1550USD tofulfill the cost, but after reading your info, I just want to see what Ican do to get my money back. I have to admit that I must be quite gullible. I fell for a scam last yearcalled, Skybiz. I paid $100.00 US to get a website instructional programthat was totally useless. I joined on the advice of a friend and with thepromise of making money. Right now I am also trying to get back some money from a company called,Underdoz.com (and underdogz) They offered cheap airline tickets yet I never receivedanything after six months for my $148CDN and I just found out that theyclosed on December 31, 2001. Pamela Funk 01/24/02 Note: the site was active when I visited 01/25/02 Call Center Job Jitters Last month I lost my call center job after I discovered their dishonestmethods. When I started the job I was told that I was to sell a vacation package topeople who called in about winning a $1002 credit voucher on a vacation packagewhich supposedly normally retails for $1400. Basically, the people calling would then be told they could get a packagecontaining seven vacations, one major and six mini vacations, for only $398.00for two people. When I saw this great deal I wanted to get one myself, but because I knewsomeone who was fooled with the Ramada resort travel package, one of myco-workers and I decided to look for them on the Better Business Bureau websitefirst. Oddly, there was no report available despite their claiming to be amember. Two days later I asked to see details of the package I was selling but theyrefused my request, stating that they only had one copy and wouldn't want tolose it. The next day, after nagging my supervisor, he finally agreed tolet me go through the package but then only showed me a bunch of pictures. Though unable to prove fraud, I suspect the worst. Now, after being fired for being too inquisitive, I really feel bad aboutlosing a job but I want to make people understand that, at least where I wasworking, a lot of the staff were unaware that it was actually a scam that theywere selling. Leon 03/29/02 03/00 - In an FTC settlement, Frederick F. Zeigler III, Robert E. Kane , Commonwealth Marketing Group, Inc . and Great Escape Vacations &Tours, Inc .; will be required to pay $145,000 in consumer redress,$18,500 in receiver's fees and expenses, will be enjoined from any futureviolations and post performance bonds of up to $150,000 before either sellingtravel-related services or conducting telemarketing activities. Through the use of direct mail vacation "certificates" and outboundtelemarketing calls to people who, believing they were entering a drawing for afree vacation, had previously submitted "registration forms" handedout at events such as county fairs, they represented thatconsumers had won a "fantasy cruise holiday" to Florida and theBahamas, when, in fact, they had won nothing. They actually had to pay a "promotional fee" of $598 per couple,and up to $300 or more in additional charges when they were ready to travel. Inaddition, the vacation packages received did not provide the "luxury"accommodations promised unless consumers paid yet more money in"upgrade" fees. Upon calling the consumers, CMG's telemarketer described an exciting vacationto Florida and "luxury cruise" to the Bahamas, concluding the pitch byoffering the complete package for a small "promotional fee" of$598. Consumers were instructed to secure their vacation using a major credit card.Only after consumers gave their credit card numbers were they told that thepackage was nonrefundable and that in some, but not all, cases they would haveto pay additional fees - often mischaracterized as "port fees" - whenmaking their reservations. When consumers received their packages, according to the Commission'scomplaint, they found that they had to pay more money for a vacation theybelieved was already paid for in full, and that they had, in fact, won nothingat all. Many consumers were told their purchase was nonrefundable. In fact, while CMGdid have a written return policy for the vacation packages, the companyallegedly did not honor it, and consumers who returned their packages often hadthem mailed back several times. Severing Ties With Tijuana On scams like the Mexican Vacation Club , or others where the consumer uses a credit cardfor time payments, I often tell consumers to destroy their cards, report their cards stolen, etc. Do anything you need to in order to close thataccount. I sometimes tell them to not accept the card company's offer of a replacement card, just to put more distance between you and the scammer. Reporting the card lost or stolen may be dishonest, but in this case, turnaround is fair play. Be sure to make good on your other debts or stop using the card for 10 days before you do this. I have never had a consumer report back to me that the business is actually legitimate and that it ispursuing the "debt." You may get a dunning letter from a"letter service" collection agency (as opposed to a real collection agency). The MexicanVacation Club contracts usually list jurisdiction in Mexico City, and I've never seen them file a suit there against a U.S. or Canadian consumer. Consumer Attorney in Seattle. 04/02 Have you heard of Dreamquest Communications which says you tour Ramada Plazafor an hour and get to stay at a Ramada in Orlando for 3 nights for$228.00? They offer some free Disney tickets but they want a bank checkpayment right away. Anon 05/06/02 04/02 - Vermont's Attorney General filed a consumer fraudlawsuit against Cape Canaveral, Florida based Cape Canaveral Tour &Travel , Inc. and two of its employees, Lory Walker and Michael Dwyer. According to the complaint, Cape Canaveral contacted Vermontconsumers by telephone to sell them seven-night vacation packages to the Bahamasand/or Florida, typically consisting of hotel accommodations, a rental car andtravel on a cruise ship that, not including air fare, cost $1,155 and involved atime-share tour. The complaint alleges that they violated Vermonts ConsumerFraud Act by: through their agents, soliciting consumers to fill out entry forms at fairs on the pretext that this would entitle the consumer to participate in a giveaway or drawing, whereas in fact the purpose of the entry forms was to generate "leads" for Cape Canaveral. failing to disclose, at fairs, that a purchase was required. misrepresenting the companys vacation package offer as a special offer and highly discounted, when in fact the offer was ongoing and was figured from hotel "rack rates" that consumers could easily obtain at a discount from a local travel agent. failing to disclose that consumers had to take a time-share tour in order to take advantage of the vacation package offer. failing to afford Vermont consumers their right to cancel the telephonic purchase of a vacation package within three days. A court order requiring the defendants to comply with Vermontlaw, refunds for Vermont consumers, civil penalties of up to $10,000 perviolation, and other legal relief is being sought. Diamond Holidays Travel called me to let me know I won acruise including 4 nights and 3 days in the Bahamas with hotel, but I have tosend them a check for $77.00 for me and the second person plus port charges of$99.00 a person. I have four days to call them back. Is this ascam? Thanks, Agnes 06/20/02 One spammer offering vacations in both English and Spanishformats and which are accompanied by timeshare presentations is Valued Guest atwww.valuedresorts.net See also: TimeShareBeat's VacationClub Scams . Have you ever heard of Sundance Vacations out of Pa?. Theirdeal started at $10,000 for 20 vacations which included excess inventory andother enticements but I kept saying no. Final deal, $5000, unlimited vacations, excess inventoryplus. Seemed too good to be true. Walked out. Hope I receivethe free weekend which was the come-on. Owlgolf 07/31/02 Live Wire Shorted Out 10/24/02 Illinois Attorney General Jim Ryan filed suit against Live WireSystems , 2425 Commercial Boulevard, Suite 400, Fort Lauderdale, and JamesP. Davis with violating the Automatic Telephone Dialers Act, UniformDeceptive Trade Practices Act and the Consumer Fraud and Deceptive BusinessPractices Act. The defendants are charged with placing more than 10,000 autodialer marketingcalls since at least July 2002 to individuals and businesses across Illinoisusing prerecorded messages that invited consumers to purchase low-cost Disneyvacation packages. To confirm their invitations, consumers were instructed to call a toll-freenumber that provided the details and conditions of the trips. The lawsuit alleges that they misrepresented the nature of the offer byfailing to disclose that consumers are required to tour timeshare resorts aspart of the package and that Walt Disney Company is not a sponsor of the tripand has not approved use of their name. In the suit, Ryan is seeking a permanent injunction, restitution toconsumers, costs, a civil penalty of $50,000 and an additional penalty of$50,000 for each act committed with intent to defraud. www.crimes-of-persuasion.com Crimes of Persuasion2000 LegalDisclaimer Web www.crimes-of-persuasion.com Using Paypal First Name Last Name [ Home ] [ Up ] [ RPR Vacations ] [ Tempus Resorts ]

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ASIA TRAVEL - BANDUNG TRAVEL INFORMATION Travel Information of Bandung How to get there || Shopping || Hotels || Places to eat || Map of Bandung WELCOME TO BANDUNG Bandung , City of Flowers, is the provincial capital of West Java and Indonesia' s third largest city. Known in colonial times as the Paris of Java because of its European ambiance and sophistication, Bandung shares with Miami a fine legacy of Tropical Deco architecture dating from the 1920's. Situated on a plateau in the beautiful Parahayangan mountains, Bandung's pleasant climate and lush surroundings have offered an escape from the heat of the lowlands since the mid 19th century when it was the heart of the region's most prosperous plantation area. Host to the historic Asia Africa conference in 1955, Bandung is now a center of higher education ,commerce and aircraft industry which despite its modern amenities still retains much of its colonial era charm. Bandung is also renowned for its shopping, particularly for shoes, textiles, clothing and denims which are found in the colourful Jeans street . Easily reached from Jakarta by train , road or air (the scenic train trip is recommended), Bandung, with its cool mountain air is a popular second stop for those visiting the national capital and an essential stay-over for travellers enroute through Java. HOW TO GET THERE By Air Husein Sastranegara domestic airport Iinks Bandung with Jakarta and most major cities in Java. Services are provided by Merpati Sempati and Bouraq. Merpati Nusantara Airlines (about 40 minutes) Monday - Saturday 9 times flight : at 7.00 am, 8.00 am, 10.00 am, 12.00 noon, 1.00 pm, 3.00 pm, 4.00 pm, 5.00 pm. Special for Sunday 7 times flight: 7.00 am, 8.00 am, 11.00 am, 12.00 noon, 2.00 pm, 3.00 pm, 5.00 pm. Price : Executive: Rp. 90.700,- Business: Rp. 87.500,- Economy: Rp. 65.000,- Sempati Air 8.00 am - 8.50 am, 16.15 pm - 17.05 pm. Price :: Rp. 65.400, By Train The best way to get to Bandung from Jakarta is by train, taking the beautiful scenery enroute. Regular departures leave Jakarta's Gambir station. The executive class is recommended. The trip takes around three hours. From Bandung trains also travel to Yogyakarta Parahyangan Train (it takes about 3 hours) Everyday :Departure at 5.05 am, 5.30 am, 7.30 am, 8.30 am, 9.30 am,10.30 am, 11.30 am, 12.30 pm, 13.30 pm, 14.30 am,15.30 pm, 16.30 pm, 17.30 pm, 18.30 pm, 19.30 pm,20.30 pm, 21.30 pm. Price : Executive: Rp. 26.500,- Business : Rp. 15.000,- Argo Gede Train Everyday : Departure at 9.00 am - 11.20 am, 18.00 pm - 20.20 pm. Price : Rp. 33.000, By Car The best way to get around Bandung is by taxi or minibus hired via your hotel . The city center can be comfortably discovered on foot Jakarta - Bandung via PuncakRp. 6.500,-- Jakarta - Bandung via Cikampek / SubangRp. 6.500,- Top SHOPPING As the capital city of West Java, Bandung's shops are filled with products of this far-flung archipelago as well as imported goods. Shopping in Bandung is fun, simple and extensive. Pasar Kota Kembang , a narrow lane with shops and stalls lining along it, could be a perfect place for bargaining cheap clothes, belts, shoes or handbags. Next to it is a shopping center specializing in textiles. This market lane connects Jl. Asia-Afrika with Jl. Dalem Kaum. The first market in Bandung located in Kampung Ciguriang, behind Kapatihan was built in 1812. In the middle of l9th century, the market caught on fire. Later,the merchants gathered around Chinatown and established a new market, Pasar Baru . Once it was a beautiful place surrounded by Chinese-Dutch style shops . Now, only a few are left. Nevertheless, it's still the hub of commerce in Bandung. Plenty of textiles, batiks and clothes in cheap and moderate prices are available. You can test your bargaining skill here. A vegetable market is in the basement. Go to Jl. Pasar Utara. A row of stalls sell all sort of snacks, most of them Bandung specialties. You're welcome to have a taste before you buy the snacks. Jalan Pasar Selatan is lined with jeans shops trying to copy the ones in Jl. Cihampelas. Some of these shops are old ones. With the permission of the owner, old building enthusiasts could enter the old shop and take photographs. Pasar Jatayu , on Jalan Arjuna, is a flea market mixed with motorbike parts shops. After jostling around, you'll find two antique shops in the dark and crammed market. You'll feel like finding a treasure island. Nearby is a row of shops selling military paraphernalia, and the Ciroyom terminal is next to them. These three markets will be a nightmare for a claustrophobic. Known as The 'Flower City', Bandung certainly has a flower market, located on Jl. Wastukencana. The flowers are supplied from cool uplands that surround Bandung. Nice place to refresh your eyes. The rather bizarre 'Jean Street', on Jl. Cihampelas, offers all sorts of jeans and T-shirts while offering fantastic shopfronts to view. The shop owners vie for the most elaborate shopfront design in an attempt to lure business. Shopping centers are in abundance. The Alun-alun area is surrounded by shopping centers, particularly in Jl. Dalem Kaum. Bandung Indah Plaza is the most luxurious shopping center in Bandung. Nearby City Hall in Jl. Merdeka, it is a new favorite place for the young. On Jalan Braga, you could find souvenir and antique shops, such as Sin Sin established in 1943. Leather shoes and garment at Leather Palace . Snake skin bags, shoes and all sort of suitcases at Cuero . Bookshops in Braga offer a great range of English books and magazines. Top PLACES TO EAT Bandung is heaven to satisfy your taste buds. From traditonal food sold by street vendors up to international ones in fancy restaurants. A warung is regarded as a poor man's restaurant. But on Jl. Bungsu next to Puri Mas Bakery, you could see the newest BMW and Mercedez parked in front of a small lane famous for its Sekoteng Ice . By far the best food money can buy and is served in these makeshift foodstalls with canopies, hardwood benches or stools, and glowing with hissing gas lamps. Open after 5:30 pm. Groups of nightstalls located in the corner of JI. Merdeka and JI. L.L.R.E. Martadinata spread mouthwatering smells from sizzling sate on red hot glowing charcoal braziers. Try Madurese, chicken, beef, or mutton sate and various kinds of soto, an Indonesian thick soup. Jl. Cikapundung Barat stalls (occupying sidewalks used as a selling place for secondhand books at noon) serve all kinds of popular Indonesian food. Sate Padang Pak Datuk is worth a try. Near the RRI building on Jl. Diponegoro, you can taste local delicacies such as gorengan (sort of Japanese tempura) from tofu, sweet potato, taro, pineapple, jackfruit, banana and comro (mashed cassava filled with fermented soybean cake). A sip of bandrek -ginger drink- and bajigur -coconut milk sweetened with palm sugar- in a cool night is a nice treat. A piece of sweet awuk (coneshape rice cake with layers of palm sugar) can be enjoyed in Awuk Cibeunying stall. Roasted corn on a cob with four flavors, seafood, Indonesian style Chinese food, pecel lele (fried eel fish with yummy sauce), fried goldfish and chicken porridge all are available. Feel thirsty when strolling around Alun-alun, go to PakAceng's ice juice pushcart on Jl . Kapatihan in the mouth of a blind alley, next to 'Damai' shop (pay attention to 'Shinly' &'Krizia' billboards). Es campur (mixed ice) or if you want a sterile one, just ask for fresh orange juice with young coconut water placed in a plastic will be made for Rp. 750,-. Since 1967, Pak Aceng has been a famous es campur seller. As a rule of thumb, warungs line and crowd in almost every intersection. But a good sense and luck play an important part in finding a good warung with fair price and nice food which does not upset your stomach. Lotek Kalipah Apo , famous for its lotek and gado-gado since 1953, serves all kinds of sweet tasty kolek with thick coconut milk plus pieces of bananas, and rice cakes. A variety of rujak, Indonesian fruit salad, is ready to be tasted. Be wary of the hot sauce of the rujak. Avocado juice, mixed ice, young coconut ice and cendol ice, -colored rice drink with palm sugared coconut milk- can make you real aficionados of these desserts. Stalls along Jl. Rama offer Indonesian style fried chicken, Chinese food, and much more. The best pempek -a sort of fish meatballs dipped in hot vinegar sauce- can be eaten in one of the stalls here. It's a Palembang specialty. Craving for western delights, Tizi has a wide range of German touch bread, cakes, cookies, pan cakes, and steaks. A cart selling colenak(roasted fermented cassava root )at the mouth of Jl. Kidang Pananjung is also worth a try. Glosis with romantic lighting and cooler climate of an uphill area could be a perfect place for dinner. Braga Permai with its original Dutch era cake recipes would be a cozy place to recall the atmosphere of old Braga Street. Queen Restaurant offers luxurious Chinese food while Dai Shogun serves qualified Japanese food, sit facing its heartsoothing garden. Paregu offers less expensive Japanese food with eat your fill Yakiniku and Shabu-shabu. Hanamasa on Jl. Merdeka serves buffet Yakiniku. Top Asia Travel || Indonesia Hotels & Resorts