Travel insurance Holidaying abroad,


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BBC - Crime Prevention On Holiday - Travel Insurance Home TV Radio Talk Where I Live A-Z Index 28 December 2005 Accessibility help Text only BBC Homepage Home Crimewatch Crime Fighters Case Closed Crime Prevention You & Your Family Your Home Your Car On Holiday The Law Support for You A to Z of Drugs Newsletter Contact Us Like this page? Send it to a friend! Travel insurance Holidaying abroad, or even in the UK, without basic travel insurance is unwise. But travel insurance doesn't have to break the bank. Many travel operators insist that you have cover before they'll sell you a holiday. They are entitled to do this, but they cannot demand you buy a policy from them, provided the cover you have is comparable. Apart from covering items that may be stolen while you're on holiday, including small amounts of cash, travel insurance offers many other important benefits. Policies usually include cover for medical expenses - useful if you fall ill or if you're unfortunate enough to be attacked and injured. You must disclose any pre-existing medical conditions. Travel policies also tend to include some basic "personal accident" cover, paying a set amount in the event of loss of sight, limbs or injury resulting in permanent disability or death. Another important element is "cancellation cover". If you have to cancel your holiday because of injury, illness or a disaster at home such as a fire, this will pay for any holiday expense you cannot recover. You need to check carefully what is covered and what isn't. Make sure your policy is valid for the whole journey and includes comprehensive medical and repatriation cover. Always take a photocopy of your policy, along with a note of any 24-hour emergency numbers. Like all insurance policies there are restrictions. Limits to the amounts that will be paid under different parts of the cover usually apply and you won't be covered for dangerous activities, such as abseiling or scuba diving. Also, a claim could be turned down if you don't look after your belongings properly. For example, if someone steals your things off the beach while you're taking a dip in the sea, the insurance company might decide that you have not taken "reasonable care" and refuse to pay up. Insurance companies are also growing increasingly concerned about fraud, especially with travel insurance. If you claim for anything that has been stolen they'll probably want evidence that you actually owned the item in the first place. Keep photos at home of personal belongings that you've taken with you. Some insurers even ask for receipts! Check to see if you already have cover under your home insurance for personal belongings while travelling abroad or away from home in the UK. It might not mean that you will get a lower premium (try asking though), but it's worth knowing as the cover under your home contents may be better or may have a lower excess. If you have travel and household cover you cannot claim twice! Insurers will normally split the cost of a claim between them. Don't forget the benefits of using your credit card to buy things abroad. Most include automatic insurance cover on items bought with your card for a short period of time, including things you buy overseas. Check with your card company. Finally, if you and/or your family travel often, ask your insurance company about an annual policy. You pay a premium each year and are then covered for all holidays in that period without needing to take out individual policies - although you may be limited to a certain number of trips. Useful Links BBC Watchdog A guide to travel insurance, making sure you get the right policy. printer friendly version The BBC's Crime site (the "Site") is provided for your general information only. The information contained on the Site should not be treated as a substitute for obtaining professional medical or legal advice. All info correct as of 12/02/03. In this section > Accommodation > Backpacking > Before you go > British Consul > Card theft > Car crime > Currency > Customs > Driving abroad > Hire cars > Insurance > Local culture > Local laws > Luggage > Passport > Personal safety > Timeshares > Top five tips Fun and games > Psychology quiz > Chain Gang > Prison Breakout BBC Holiday Try out the Destination Finder About the BBC | Help | Terms of Use | Privacy & Cookies Policy
Europe Travel
eurotrip - backpacking, hostels, bus and train travel on a budget across Europe NAME EMAIL European Hostel Reviews All the best hostels, reviews and links. Answers to all your hostelling questions Travel Destinations Places to visit, sights to see, favourite rail journeys, travel tips, where to party guide...the best of Europe Packing and Travel Advice Packing list, medical issues, safety & security, currencies... Cheap Flight Tactics Finding a bargain fare to Europe - tactics both on and off the web. We tell you how to ferret out the best deals! Free Travel Newsletter Get our free e-mail travel newsletter, the best of Europe. Just enter your email address in the left sidebar European Railpasses Railpass advice, sales and exclusive discounts, from our sponsors Rail Connection Railsaver - A great tool that helps you choose the right rail pass or tickets. Eurotrip Discussion Boards Our large travel discussion community -- All the information you could need on destinations, cheap flights, transport, hostels, packing, find a travel friend, special interests and more Budget Guidebooks Recommended travel reading for your trip Europe by Bus A great compliment, or affordable alternative, to a railpass. Modern, comfortable coaches with on-board guides and convenient drop-off locations in over 70 European cities Book cheap short flights anywhere in Europe with our No Frills Flight engine! Compare, combine and book low-cost tickets with the low-cost airlines, we do the work for you. BOOK NOW >> Got a favorite Web site to help plan your Eurotrip? Spread the word by listing it in our directory. Check back regularly, we intend to have the most useful European travel directory anywhere! On a day when it just all goes wrong... Mark Teramae shares the experiences of a day of backpacking frustrations Just back from Europe? Share your views on Europe's best and worst hostels with Eurotrip.com readers © eurotrip.com -- Terms of Use -- Privacy Policy -- About this site
South America Travellers ,
South America @ Travel Notes -- Online Travel Guides -- Latin American Countries& The Caribbean Car Hire Cruises Flights Hotels Tours Vacations About Travel Notes Destinations Budget Travel Feedback Search Travel Forums Travel Writers Africa Asia Caribbean Europe Middle East North America South America Oceania Countries in Latin America Anguilla Antigua Argentina Aruba Bahamas Barbados Belize Bermuda Bolivia Brazil BVI Cayman Islands Chile Colombia Costa Rica Cuba Dominica Dom. Republic Dutch Antilles Ecuador El Salvador Falklands French Guiana Grenada Grenadines Guadeloupe Guatemala Guyana Haiti Honduras Jamaica Martinique Mexico Nicaragua Panama Paraguay Peru Puerto Rico St Barths St Kitts St Lucia St Martin St Vincent Sth Georgia Suriname Trinidad Turks Uruguay USVI Venezuela United States --------------------------- South America @ Travel Notes -- Online Travel Guides -- Latin American Countries & The Caribbean Around Latin America , Columbus , Eco Tourism in Latin America , Map of Latin America , Native Indians , South America Tours , South America Travellers , Spanish America , Visiting Central America . Round The World Flights - Free TravelNotes e-mail Latin America Destinations Argentina Belize Bolivia Brazil Caribbean Chile Colombia Costa Rica Ecuador El Salvador Falklands Fr. Guiana Guatemala Guyana Honduras Mexico Nicaragua Panama Paraguay Peru Sth. Georgia Suriname Uruguay Venezuela Food Travel Fiction Health Kids Bios Humor Mags Software Gifts Tech Business Other Your Ad Here Travel Notes Mailing List News Headlines World News Directory of newspapers and news sources from around the world. Hotel City Search : Travel Notes guides you around every country in Latin America and The Caribbean . Map of Latin America -- 1800-Countries.com Free Maps for Personal Webpages Mismapping of America Map of South America (North) Map of South America (South) Visiting Central America By Air Grupo Taca : Alliance of the main airlines in Central America: Aviateca (GU), Lacsa (LR), Nica (6Y) and Taca (TA). No other airline offers more direct service to Central America from more cities in the United States, Mexico, the Caribbean and South America. Spanish America Learning Spanish : This free online tutorial includes written and oral exercises in some 50 separate topics. If you're travelling in Latin America, you'll be glad you studied a little Spanish. Native Indians Indians.org : Native Indian culture and literature. Columbus Columbus Navigation : Briefly examines the History, Navigation, and Landfall of Christopher Columbus in what he thought was the Indies. It was Amerigo Vespucci who realised that they had discovered a continent. An excellent links pages takes you further on the trail of discovery. Eco Tourism in Latin America El Planeta Platica : The Eco travels website, with archives of Ron Mader's ecotourism newsletter. Volcanoes in Latin America : Volcano World should be a bookmark in any classroom. This site erupts with information. South America Travellers South American Handbook : This is one book you shouldn't travel to South America without. As it's not just aimed at budget travellers, it beats the pants off Lonely Planet's South America on a Shoestring . If you're visiting many countries in South America this is the guide for you. Luke's South American Diary : Luke's anecdotes of day-to-day life while bringing up a small child abroad was written while living in Venezuela and Colombia during 1994-9. The collective pages form a kind of travelogue of Luke's travels in Venezuela , Colombia , Ecuador , Peru , Bolivia , Argentina and Chile . Around Latin America LANIC -- Maps of Latin America : Links to various websites hosting maps of Latin America. South America Tours Kon-Tiki Tours : Full-service travel agency in New York, offering a variety of customisable South America tour packages. Southern Explorations : Small group tours and cruises to the Galapagos Islands, Peru, Costa Rica, Patagonia in Chile, Ecuador, Bolivia and the Amazon Rainforest. Latin America Travel Forum : From Anguilla to Venezuela, sailing in the Caribbean to trekking in the Andes, Latin America is a world of wonderful contrasts. Join us in the travel forums if you have a question about Latin America or would like to share your experiences about travelling or living in Latin America and The Caribbean. The Internet TravelNotes.org Footprint South America Flight Tickets : Save money on Round The World flight tickets. Travel News : Get the inside scoop with the latest travel features and tips. Past Articles . Airlines & Airports : This travel article points you to airlines and the three letter airport codes with links to their websites. Currency Converter : How much is your money worth abroad. Cyber Cafes : The Internet Caf Guide. Travel Guides : Travel guides are a Godsend and a tremendous amount of research has gone into them; but which one is best for you? Weather Outlook Car Hire Cruises Flights Hostels Tours Vacations Destinations Budget Travel Feedback Meta-Travel Travel Forums Travel Writers Africa Asia Caribbean Europe Middle East North America South America Oceania Travel Directory : Latin America @ Travel Notes -- Submit to Travel Notes | Advertise on TravelNotes.org | Favourite Destinations | Magun'sCompass | Travel Articles | Writers | | Airlines | Airports | Car Hire | Cruises | Flights | Hotels | Online Reservations | Vacation Rentals | | Casinos | Olympics | World Cup | General Disclaimer | Meta-Travel | Search Resources | | TravelNotes is a Trademark of TravelNotes.org | Travel Notes Blog | Add URL | Add to Favorites The URL for this page is: http://www.travelnotes.org/LatinAmerica/index.htm
Russia Travel
David Tomanek's Russia Travel Page David Tomanek's Russia Travel Page This is one of the most unusual destinations I have visited so far.Below are some of the noteworthy facts you will appreciate knowing as a visitor. To a large degree unspoiled by the Communist system, Russians (and other nationals of the former Soviet Union) have kept up withtheir tradition of hospitality. While service personnel may be unfriendly, people are generally friendly, caring and helpful on a personal level. Culture in its original sense, not restricted to performingarts or architecture, and including culture of human relationships,is highly valued. It is truly a joy to get involved in a livelydiscussion with Russians about Art, Science or Politics, and feel theexcitement and deep desire to find the fundamental truth. This alonemakes an encounter with the Russian culture worth the trip. With amazing accuracy, locals spot foreigners even beforethey open their mouth. By default, foreigners are assumed to beAmericans. Ownership of a car provides drivers with a license to kill. To alesser degree, this also applies at pedestrian crosswalks,where car drivers exercise their right of way somewhat lessaggressively. The dualpricing system, where foreigners are charged a higherrate than locals for the same service, is an outgrowth of plannedeconomy in desperate need for resources. More resources are believedto be generated using the wellestablished method to increase egg production by forcing chickens to lay several eggs a day, rather thanacquiring more chickens. This dualpricing system has recently reached a new level ofabsurdity. As an example, the beautiful state Hermitage museum in St.Petersburg charges foreigners 1520 times more than Russians. Individual tourism is efficiently suppressed by linking visarequirements to a hotel reservation. This provides hotels with aneffective monopoly on visa, and allowing for hotel rates, applied toforeigners, to be a multiple of those applied to locals. Individualtourists are often asked to pay the price of a western firstclasshotel accommodation for a room without running water or toilet paper. One unusual exception from this rule is the Americanfounded Youth Hostel in St. Petersburg .It charges locals and visitors the same rate of US$ 19 per night perperson (as of Summer 1997) in clean rooms with few beds. Showers andtoilets are unusually clean by local hotel standards. There are noage restrictions. Most important, the hostel is run very efficientlyby an inhouse travel agency that specializes in arranging visa. Thehostel/travel agency runs a server on the internet and a very useful Web site . The staff are helpful and experienced, and routinely make use oftheir inhouse email and fax facilities. ... back to David Tomanek's home page David Tomanek at Michigan State University tomanek@pa.msu.edu This page has been visited 1325 times. Last update: 15 July 1997.
Argentina Travel Info: General
Argentina Travel Guide - Internal Flights in Argentina Home Transportation Argentina Domestic Flights Domestic Argentina Flights Argentina is a very big country and travelers that want to experience the many highlights of the country will probably need to purchase internal, or domestic, flights in Argentina. There are a number of airlines that offer flights from Buenos Aires to almost all domestic destinations in Argentina for about $125 to $350 USD each way. Be sure to book flights in advance, even during the low season, because many flights get sold out quickly. Aerolineas Argentinas is the nation's best domestic flights carrier. The airline offers multiple flights per day to most destinations and has proven to be much more reliable than the competition. The domestic airport in Buenos Aires is called Aeroparque Jorge Newbery (AEP), or simply referred to as "Aeroparque" by the locals. The airport is small, convenient, and only 20 minutes from the city center(the Obelisk) by taxi. The international Ezeiza (EZE) airport also serves some domestic destinations. Ezeiza is about 45 minutes from city center. Be aware that very few cities have direct flights between each other (excluding Buenos Aires), so to fly from one destination to another you will most likely have to fly to Buenos Aires and make a connection to your next destination in Argnentina. Destinations and Flight Distances Map: To first-time visitors to Argentina it is often quite difficult to understand what kinds of distances are involved in travelling the country. The map on the following page was created to help you better plan your vacation. Internal Argentina Flight Map Arranging Flights: If you would like to arrange flights within Argentina, there are very few inexpensive ways to go about doing that. One good option is to buy the flights from AR Tourism, LLC before travelling. The internal flights will cost a fraction of the price you would pay if dealing directly with the airline. AR Tourism - Domestic Argentina Flights More Domestic Argentina Flights Information: Find all the information, in real-time, about the flights to and from all airports in Argentina. At each airport, you can also look up how to get to the airport or what car rental agencies are located there. Website Get the most from your Argentine vacation. Let the travel professionals at AR Tourism arrange the perfect vacation for you, while saving you money and eliminating the inconvenience of handling overseas arrangements. AR Tourism - Argentina Vacation Travel Agency Argentina Regions | Patagonia | Iguazu Falls | Perito Moreno, Calafate Buenos Aires Guide | Side-Trips | Recoleta | City Center Argentina Golfing Guide | Argentina Skiing Guide Sitemap © 2005 AR Tourism, LLC FOR MORE INFO: eMail: info@allaboutar.com Introduction to Argentina Travel Info: General Information Transportation Travel Facts Safety Planning a Trip Argentina: Buenos Aires Regions in Argentina Sports Activities People & Culture Argentine Tango History of Argentina Other Stuff: About Us Links