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MouseSavers.com - Ways to Save for Your Disney Vacation Great deals on all things Disney! Find out how to save on: Walt Disney World Disneyland Disney Cruise Line Transportation for Your Disney Vacation Other Disney Travel Savings Discount Disney Shopping Mall Live Disney Shows Disney Freebies Disneyland Resort Paris Disney Parks in Asia Disney's Vero Beach/Hilton Head Non-Disney Theme Parks & Attractions More information: About MouseSavers Frequently Asked Questions Trip Reports and Articles Links Testimonials Privacy Policy & Legal Stuff Contact Mary Ways to Save for Your Disney Vacation Jump to: Vacation Savings Account Other Ways to Save in Small Increments More Tips and Tricks Vacation Savings Account One of the best and smartest ways to save for a Disney vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount auto-debited from your paychecks and deposited directly into that savings account. That way you never see the money, so there is less temptation to spend it. And of course you'll be earning interest! If you put $25 a week into your vacation account and earn 2% interest compounded daily, you'll have $1337 in the account a year after you start saving, and $2677 in two years. If you're able to "jump start" the account with $500 and then add that $25 a week at 2% interest, you'll have $1847 in your account a year after you start saving, and $3197 in two years. By the way, it is very worthwhile to shop around for the best banking deal . The best I've found is the Orange Savings Account from ING Direct . I have one of these accounts myself. You can open one in 5 minutes or less and transfer money into it electronically. The ING account pays a variable 3.75% Annual Percentage Yield on savings with no minimum deposit and no hidden fees or service charges. (Compare this with what your bank or credit union pays on savings accounts. I predict you'll be amazed.) It's FDIC insured. You can easily set up an automatic savings plan with this account. Other Ways to Save in Small Increments Here are some additional, relatively painless tricks people use to get themselves to save. It's all about setting priorities -- and in some cases, tricking yourself into saving. What works for one person, won't work for another. Try one, or try 'em all. Remember, every penny helps! Buy US Savings Bonds You can purchase them online and spend as little as $25 each time. US Savings Bonds must be held for at least 1 year before you can cash them in. There is a 3-month interest penalty if you cash an EE or I Bond within the first five years from its issue date. There is no penalty for cashing EE or I Bonds that are at least five years old. Bonds pay very good interest compared with a regular savings account and since they are issued by the government, they are an extremely safe investment. Buy Disney Dollars Personally I would never use this method because it doesn't earn interest, but some people find it very helpful because you can't spend Disney Dollars anywhere but Disney! Disney Dollars are "cash equivalents." One Disney Dollar = one US dollar, and you can buy any even dollar amount, so for example if you have $31 saved you can buy that amount in Disney Dollars. You can also give your children Disney Dollars for birthdays and holidays, and ask relatives to do the same, so the kids will have their own spending money for the next Disney vacation. Disney Dollars can be purchased at any Disney Store or Disney theme park, or through Walt Disney World Mail Order at (407) 363-6200. The Change Jar Make a rule that you never spend coins. Save all your pocket change and throw it in a big jar. Label the jar (i.e. "Our Disney Vacation") to remind your of your goal. Periodically you can roll the coins and see how much you have. (This is a great job for kids.) Once it's rolled, put it in your vacation savings account. If you don't want to roll the change, see if your bank takes unrolled change . Some banks have change-counting machines and they'll count your coins for free or for a very small fee. There are CoinStar machines in many grocery stores that will allow you to dump in a ton of change and get a slip redeemable for bills at the cashier, but you'll pay a hefty premium (somewhere around 9%) for the service; if you do this, at least pluck out the quarters and roll those! Variations on the change jar: Never spend quarters , or never spend dollar bills . Put those in the jar. Checkbook Games When writing a check, round up your checkbook entry to the nearest dollar. For instance, if you write a check for $57.12, record it in your checkbook as $58. Not only does this help you prevent overdrafts, it also means you're accumulating a little extra in your account every time you write a check. Another good thing about this method is that you're earning interest on that extra money, assuming you have an interest-bearing checking account. Round down your deposit entries to the nearest dollar. For instance, if you deposit $300.91, record it as $300. Again, you're accumulating a little extra "ghost" money in your account. A variation on the checkbook rounding method: charge yourself a dollar every time you write a check, plus round up . So if the check was for $47.39, round it up to $48 and add a dollar, making the entry in your checkbook $49. Another variation on the checkbook rounding method: round up to the nearest five dollars . So if the check was for $52.23, round it up to $55. If it was for $9.51, round it up to $10. More Tips and Tricks If a payment ends, keep making it -- to yourself! For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Make a rule that "found" money goes in the vacation fund. For instance, if you get a rebate, tax refund, gift check or work bonus, deposit it in the vacation account. Give yourself an allowance for cash expenditures (i.e. groceries, gas, meals out, entertainment, etc.) and make a game of seeing how much of your allowance you can NOT spend. Anything left over at the end of the week (or month) goes into the vacation fund. Charge everything to Disney's Visa or a cash-back credit card and pay the card off each month. (Only do this if you can handle the temptation to overspend on plastic, and if you really will pay the balance off every single month. If you won't pay it off monthly, this is a bad idea.) Use the Disney Dream Reward Dollars or cash-back bonus toward your vacation. Cut out one small daily expense and put the money you're saving into your vacation fund. The savings can really add up. If you save $1 a day on something you buy at work, and you work 5 days a week x 50 weeks, that's $250 a year! For example: If you drink a cafe latte every morning, buy a travel mug and fill it with strong coffee and hot milk at home instead. If you usually eat lunch out or buy lunch at a deli, try bringing lunch from home at least 2 or 3 days a week. If you just can't get it together to make a lunch, at least try bringing a can of soda from home instead of buying one at the deli or out of a machine. Bring a snack from home instead of hitting the vending machines. Giving up smoking may save you enough money in a year to fund a family vacation. I'm not kidding! If you're smoking a pack a day, you're spending at least $800 a year on cigarettes. In places with high tobacco taxes, you're spending $1600 or more. Ask your family to help you save. Often children aren't very aware of how much small expenses can add up over time. If you point out that every nickel they can save the household will get them closer to seeing Mickey, they may surprise you! Solicit their ideas and suggestions, and then agree to put aside what you've saved for your vacation fund. Be sure you have a plan for keeping the saved money separate, so that it doesn't get spent elsewhere. That might mean writing a check for the amount of money saved and depositing it into your vacation account, or putting that amount of cash into the change jar. Whatever it is, do it consistently. Here are a few ideas your family might consider: Spend less on entertainment. Borrow videos from your public library instead of the video store: most public libraries offer this service for little or no cost. Instead of going to the movies, check the newspaper for free local family entertainment and events, or have a family game night. Eat out less. Face it, cooking every night can be tiring and a drag, and that leads to eating out, which is much more expensive. So find a way to avoid this. Think up something you can make in the crockpot one night a week instead of getting takeout. Or turn cooking into a fun project once a week -- for instance, make a pizza with the kids instead of ordering one. Use grocery store coupons. Particularly if you live in an area like Southern California, where the major supermarkets will double the value of manufacturer's coupons, you can't afford NOT to clip coupons out of the Sunday paper! I do this, combined with buying sale items and seasonal produce, and frequently save 40% or more on my grocery bill. Seriously, 15 minutes of effort and a $5 coupon organizer can save you an amazing amount of money. Kids who are old enough to use scissors can certainly cut out coupons. Older kids can also sort and file coupons in your coupon organizer. Sell your junk. Have a big garage sale. Take still-in-fashion clothes to a consignment shop. Sell unwanted books, CDs, movies and collectibles you no longer want on eBay . You'd be amazed at what your old stuff may bring. Don't assume no one wants it. (I once sold a ratty bathmat the dog had chewed up, which I was using as a rag, for a quarter. It wasn't even part of my garage sale -- someone just noticed it lying on the ground and offered me money for it!) If you are a family of recreational shoppers, start going to garage sales, consignment shops and thrift stores instead of the mall. One person's trash is another's treasure, remember? There is often good stuff to be had at these places! Take a certain amount of cash and don't spend more. You'll get the thrill of the hunt and the thrill of the bargain, but for much less than a trip to the mall. Shop around on your insurance at least once a year. It's remarkable how much you can save. Rates for an identical auto insurance policy can vary from one company to another by as much as 100%! An easy way to shop around is to use an online site such as InsureMe.com , which will get you quotes from several insurance companies. I used this site to shop for life insurance and ended up with a great deal from a top-rated company. Evaluate your spending on cable television and telephone services. Maybe you don't really need extended cable or call waiting. Check rates to be sure you're not paying more than you have to for long distance calls. I've used OPEX as my long distance carrier for several years. I have tried AT&T, Sprint, MCI and others in the past, and this company is just as good... for only 3.9 cents per minute! To compare long distance rates, you can use a site like longdistanceworld.com . Get everyone to turn out the lights when no one is in the room, and turn off TVs, radios and computer equipment when they're not in use. Fix dripping faucets and leaking toilets. These measures may only save you a buck or two a month on your utility bills, but it all adds up. Encourage "gifts of love" instead of store-bought gifts. For instance, give each other certificates for back rubs, car washes, and other kind gestures that cost you nothing but your time and effort. Or set a low limit (like $5) on gifts and see how creative you can get. Back to the home page Back to top Content of MouseSavers.com is © Mary Waring & MouseSavers 2001-2005. No part of this website may be reproduced in whole or in part without permission.
Japan Travel Guide is
Japan Travel Guide - Student Travel Guide Japan Home ACJS/Aichi OCJS/Online Japan Guide FAQ Network Databases Contact Us Multimedia Log in yamasa.org / home / japan / index - www.okazaki.fm www.yamasa.tv okazaki city guide Dictionary Destinations A project sponsored by The Yamasa Institute Innovative, International & Non Profit Sitemap | Search Tips | Help Desk Video at Yamasa TV Can you read this? Welcome to Japan's only multilingual, fully searchable , interactive online student travel guide for independent language and cultural travellers. See the real Japan. See it without 30 clueless tourists. See the parts that YOU want, not the parts others want to show you. See off the beaten track places that are usually inaccessible to visitors. Mix with the locals, practise your Japanese language skills and get out and about. Destinations contains detailed guides to hundreds of locations in Japan, plus answers to many questions about travelling here. For various reasons, many places in Japan (including National Parks , UNESCO listed World Heritage sites, and surprisingly - even tourist traps in Kyoto and Nara ) have minimal or zero information available in foreign languages. Due to space constraints and commercial decisions, most guidebooks are only able to provide superficial information about many of the destinations Japan has to offer. This website has no such restraints, and is designed to make knowledge accessible. In addition to the destination and transportation guides, a number of specialist sub-directories support the project. These include Skiing/Snow , Surfing , Trekking/Hiking and National Parks sections, in addition to growing arts , culture and history projects and an online encyclopedia currently under development. Our Japan Travel Guide is written exclusively by travellers in Japan - and in particular by and for travelling students. Every destination in the guide is visited regularly by the project team (usually several times per year), and each file is continuously updated. All guides are in a print ready format in several languages . When planning a trip or before heading to a destination you can easily supplement your " deadtrees " guidebook with much more detail. The virtual guidebook includes bulletin boards where community members can receive and/or share information on good accommodation and out-of-the-way places, and extensive on demand streaming media sourced from Yamasa.tv and Okazaki.fm . Most of the guide is free access (including all video and streaming media), though in some cases we will require registration (free) before the video can be streamed. Please note that due to high and on-going development and maintenance costs, for some of the more valuable bulletin boards or web accessible resources such as the reservations service and the low cost accommodation database we will require you to acquire a password . The travel guide also includes a free and extensive FAQ covering many questions related to travelling in Japan . If you can't find what you need please contact us - we have a large team here in Okazaki waiting to help you. Updates/New Additions Happo One Tsugaike Kohgen (Updates Archive) Support Directories Arts Online Encyclopedia History Online National Parks Phrasebook Surfing Guide Trekking/Hiking Guide Winter Sports Guide World Heritage Japan Travel FAQ Photogalleries Okazaki City Guide C O M M U N I T Y M E M B E R S forgot password? update your details privacy policy faqs and help feedback membership Hattori Foundation (est.1919) - The Yamasa Institute 1-2-1 Hanehigashi-machi, Okazaki City, Aichi Prefecture, JAPAN 444-0832 Tel: +81 (0)564 55 8111 Fax: +81 (0)564 55 8113 Email: Inquiries www.yamasa.org content is created and maintained by Declan Murphy and the students and staff of theYamasa Institute's Multimedia Studio. This site is Yamasa - All rights reserved.
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Fiji Vacations*Fiji Scuba Diving*Fiji Islands Resort*Fiji Island Luxury Resort Enjoy Fiji vacations with 5 star accommodations at Jean-Michel Cousteau Fiji Islands Resort luxury Fiji Island resort. Find World class Fiji Island scuba diving, dining, Fiji Island family vacations, and more. Fiji Islands vacation packages available. Jean-Michel Cousteau Fiji Islands Resort The award-winning, five-star Jean-Michel Cousteau Fiji Islands Resort is one of the most renowned vacation destinations in the South Pacific. Located on the island of Vanua Levu on 17 acres of a coconut plantation, the accommodations overlook the peaceful waters of Savusavu Bay. The acclaimed resort is an international favorite for romance, honeymoons and weddings; scuba diving; and families, who want to combine heavenly surroundings and exceptional dining with an unsurpassed range of eco-friendly activities. A sister resort to the Post Ranch Inn and the Hotel Hana-Maui, Jean-Michel Cousteau Fiji Islands resort is the only resort that employs a full-time marine biologist to help visitors appreciate the underwater world of Fiji. We welcome guests who want to enjoy two Fiji Island vacation experiences: -- To turn off: to relax, unwind, rejuvenate, be pampered and indulged -- through a serene tropical setting, welcoming accommodations of traditional Fiji Island, award-winning dining and service, and comprehensive spa services. -- To turn on: to be active, to engage and participate in an exceptional range of cultural, educational, environmental and recreational experiences -- for couples, families and divers. No other Fiji Island resort combines relaxation and indulgence with an unsurpassed range of eco-friendly activities when guests are ready to pick up the pace. COME SHARE THE ESSENCE OF THE FIJI ISLANDS! Awards: Fiji's Leading Resort - World Travel Awards, 2005 #4 Pacific Rim Resort - Condé Nast Traveler , 2005 #1 - Resorts and Lodges - Worldwide - Condé Nast Traveler Green List , 2005 #1 Resort in Fiji, Travel + Leisure, 2001 About Us : Contact Us : Sister Resorts : Awards : Media : Travel Agents : Return Guests : Visitor Comments : Links Fiji Island Scuba Diving Resort * Jean-Michel Cousteau Fiji Islands Resort is a 5 star luxury resort hotel that has received many awards - Fiji's #1 hotel for "Fiji Excellence in Tourism Award" - Winner 2004 Best Deluxe Accommodation, "World's Best for Scuba Diving", "Best Food in Fiji" and "Best Service in Fiji". Most recently weve been awarded the Conde Nast Traveler 2005 Green List award for #1 resorts and lodges Worldwide! Our Fiji vacations and packages are perfect for weddings, honeymoons and other romantic getaways. Scuba diving is one of the many favorite activities in the Fiji Islands and we offer diving instruction for beginners and intermediates alike. Our Fiji Island resort also features an exceptional range of activities like scuba diving, snorkeling, the glass bottom boat, and hiking. Visit the local village and experience authentic Fijian culture. Relax and rejuvenate in our Fiji Islands spa, the South Pacific's most comprehensive spa facility. Our hotel is perfect for your wedding, honeymoon or anniversary holiday. And again, Fiji scuba diving is World renown. Come visit the best hotel in the Fiji Islands. Find Fiji vacation packages and specials too! FREE counter and Web statistics from sitetracker.com
Switzerland Travel
An MBendi Travel Profile: Switzerland - Travel Advertise on MBendi Travel Search our directories for: - Accommodation - Airlines - Airports - Attractions - Car Rentals - Countries - Embassies - Event Venues - Events - Health Centres - Hotel Groups - Places - Publications - Restaurants - Tourist Bureaux - Travel Companies - Travel Specials - Travel Tips Tell us about your favourite: - Accommodation - Attraction - Event Venue - Restaurant - Travel Tips More ... - MBendi Travel - MBendi Business - About MBendi - Contact us Switzerland - Travel General Information Places to Visit Travel Facilities MBendi Travel Directories Note to Travel Organisations More For This Country: - Tourism Industry ______________________________ Regions: ------------------------------------------ Country List ------------------------------------------ World Africa Antarctica Asia Australasia Europe North America South America ______________________________ General Information Time Zone: GMT+1h00 ISO Code: CH Dialing Code: +41 Continent: Europe Places to Visit Geneva , Montreux , Zurich , Lucerne :[ View All ] Travel Facilities Accommodation (4) : Hotel Intercontinental , Mandarin Oriental du Rhone , Montreux Palace Hotel , President Wilson Hotel Attractions : Lake Lucerne Event Venues (7) : Hotel Intercontinental , Mandarin Oriental du Rhone , Messe Zurich , Montreux Palace Hotel , Orgexpo-Palexpo Exhibition & Congress Centre , Palexpo Conference Centre , President Wilson Hotel Transport (3) : Basel Port , Geneve Port , Zurich Port MBendi Travel Directories The MBendi Travel website provides some of the most comprehensive information on African travel and tourism anywhere on the Internet. With your help, we would also like to make it one of the best sources of information on travel to Switzerland ! MBendi Travel's directory of Tourist Attractions includes places to visit on each continent. If you find we've missed one of your own personal favourites, you can record the details on our website so others can share your pleasure. You can even E-mail us some of your holiday photographs , the best of which we will display on our website, with your ownership clearly attributed, or share your experiences of visiting some special spot by adding a glowing description through our website. While we provide information on somewhere to stay in every African country we are keen to know about similar places in Switzerland and you can help other travellers by recording those details on our website. You can also give your favourite restaurants, at home or abroad, some free publicity by recording their details on our website. But first search the Accommodation or Restaurants directory to make sure some other fan has not already listed your special favourites. We also provide a Directory of Places so that you can see information you need tourist- or business-wise related a specific city, town or village. Again you can expect this directory of places to grow as new information is added to our other directories. You can use MBendi's directory of Event Venues to find the ideal place for your conference or exhibition, large or small, while MBendi's directory of Events provides one of the most comprehensive lists of public conferences and events anywhere on the Internet. If you are the manager of a venue or the organiser of a public event which is not recorded in our directories, then please submit their details via our website after first checking to ensure they are not already there. If you're an experienced traveller, you might like to use MBendi's Travel Tips section to share your special lore, while if you're a novice traveller, you could use MBendi's directory of Travel Organisations to find everything from tourist bureaux to event organisers ready to assist. In our directory of Publications , we are also compiling details of travel guides and other publications. If you're planning to visit Switzerland on business, we also encourage you to refer to MBendi's business and industry profiles for Switzerland. Note to Travel Organisations Travel organisations are particularly encouraged to ensure the MBendi Travel directories are comprehensive, current and correct as your businesses can only prosper from an increase in tourist numbers. MBendi's Business Opportunities section has details of leisure properties for sale, while the Employment Space includes job vacancies in the industry. Map of Switzerland Geneva Waterfront Information Source: MBendi - Modified: 08.Mar.2004 [ Home Page ] [ About MBendi ] [ Contact MBendi ] [ Policy ] [ Legal Disclaimer ] Users of the MBendi Travel website are assumed to have read and agreed to our terms and conditions © 1995-2005 , MBendi and its associated information providers
Travel Cruise Visits For
Belize tourism, Belize vacation, cheap holiday vacation tours. -- -- About Belize Location History Culture Geography Government FAQ Presenting an adventurer's paradise, Belize: Mayan temples tower above rainforest canopies while an incredibly colorful array of marine wildlife find protection in Belize's Great Barrier Reef. Join us in Belize! Things To Do Liveaboard ACTIVITIES -------- SCUBA/Snorkeling Birding Caving Wind Surfing Fishing Canoeing/Kayaking -------- INTERESTS --------- Honeymoon/Weddings Family Educational Trips Archeology Budget Travel Cruise Visits For the outdoor enthusiast, Belize presents unlimited opportunities. You might say that Belize is the outdoors. You will find diving, snorkeling, fishing, hiking, and exploring nature at its best. Plan Your Visit Getting Here Places To Stay Cruise Visits Tour Services Getting Around Travel Tips Online Tour Contact Us No more than two hours from 3 gateways in the United States, and just a short hop from Mexico, getting to Belize is painless. With the right planning and preparation your visits, tours and excursions around the country can be just as simple. Places To See MAINLAND ECOTOURISM -------- Belize City Belize Zoo Blue Hole National Park Cockscomb Basin WS Baboon Sanctuary Croooked Tree WS Five Blues NP Guanacaste NP Mountain Pine Ridge Rio Bravo -------- TREASURES OF THE SEA --------- Blue Hole Half Moon Caye Hol Chan MR Laughing Bird Caye Shark Ray Alley -------- MAYA MYSTIQUE -------- Altun Ha Caracol Cerros Lamanai Lubantuun Xunantunich -------- DESTINATIONS -------- Corozal Orange Walk Belize Ambergris Caye Caye Caulker Stann Creek Placencia Toledo Every destination in Belize has its share of archaeological and national parks, marine and nature reserves, wildlife sanctuaries. Each of these protected areas is packed with opportunities for adventure. -- Home | Location & Maps | Getting Here | Activities | Interests Cruise Visits | Places To Stay | Tour Services | Getting Around | Online Tour FAQ's | Fun Stuff | Contact Us | Index -- Vote this site for "Best of Belize" -- © 1999- NATURALIGHT Productions and the Belize Tourism Board. -- -- -- --