Travel insurance Holidaying abroad,


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BBC - Crime Prevention On Holiday - Travel Insurance Home TV Radio Talk Where I Live A-Z Index 28 December 2005 Accessibility help Text only BBC Homepage Home Crimewatch Crime Fighters Case Closed Crime Prevention You & Your Family Your Home Your Car On Holiday The Law Support for You A to Z of Drugs Newsletter Contact Us Like this page? Send it to a friend! Travel insurance Holidaying abroad, or even in the UK, without basic travel insurance is unwise. But travel insurance doesn't have to break the bank. Many travel operators insist that you have cover before they'll sell you a holiday. They are entitled to do this, but they cannot demand you buy a policy from them, provided the cover you have is comparable. Apart from covering items that may be stolen while you're on holiday, including small amounts of cash, travel insurance offers many other important benefits. Policies usually include cover for medical expenses - useful if you fall ill or if you're unfortunate enough to be attacked and injured. You must disclose any pre-existing medical conditions. Travel policies also tend to include some basic "personal accident" cover, paying a set amount in the event of loss of sight, limbs or injury resulting in permanent disability or death. Another important element is "cancellation cover". If you have to cancel your holiday because of injury, illness or a disaster at home such as a fire, this will pay for any holiday expense you cannot recover. You need to check carefully what is covered and what isn't. Make sure your policy is valid for the whole journey and includes comprehensive medical and repatriation cover. Always take a photocopy of your policy, along with a note of any 24-hour emergency numbers. Like all insurance policies there are restrictions. Limits to the amounts that will be paid under different parts of the cover usually apply and you won't be covered for dangerous activities, such as abseiling or scuba diving. Also, a claim could be turned down if you don't look after your belongings properly. For example, if someone steals your things off the beach while you're taking a dip in the sea, the insurance company might decide that you have not taken "reasonable care" and refuse to pay up. Insurance companies are also growing increasingly concerned about fraud, especially with travel insurance. If you claim for anything that has been stolen they'll probably want evidence that you actually owned the item in the first place. Keep photos at home of personal belongings that you've taken with you. Some insurers even ask for receipts! Check to see if you already have cover under your home insurance for personal belongings while travelling abroad or away from home in the UK. It might not mean that you will get a lower premium (try asking though), but it's worth knowing as the cover under your home contents may be better or may have a lower excess. If you have travel and household cover you cannot claim twice! Insurers will normally split the cost of a claim between them. Don't forget the benefits of using your credit card to buy things abroad. Most include automatic insurance cover on items bought with your card for a short period of time, including things you buy overseas. Check with your card company. Finally, if you and/or your family travel often, ask your insurance company about an annual policy. You pay a premium each year and are then covered for all holidays in that period without needing to take out individual policies - although you may be limited to a certain number of trips. Useful Links BBC Watchdog A guide to travel insurance, making sure you get the right policy. printer friendly version The BBC's Crime site (the "Site") is provided for your general information only. The information contained on the Site should not be treated as a substitute for obtaining professional medical or legal advice. All info correct as of 12/02/03. In this section > Accommodation > Backpacking > Before you go > British Consul > Card theft > Car crime > Currency > Customs > Driving abroad > Hire cars > Insurance > Local culture > Local laws > Luggage > Passport > Personal safety > Timeshares > Top five tips Fun and games > Psychology quiz > Chain Gang > Prison Breakout BBC Holiday Try out the Destination Finder About the BBC | Help | Terms of Use | Privacy & Cookies Policy
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Air travel during pregnancy: Is it safe? - MayoClinic.com Air travel during pregnancy: Is it safe? Q. Is it safe to fly during pregnancy? I've heard that it's not recommended in the first or last trimester. No name / No state A. Commercial air travel poses no special risks to a healthy pregnant woman or her fetus. However, pregnant women with certain underlying conditions are at increased risk of problems and should check with their doctors before flying. These conditions include: Severe anemia Sickle cell disease A history of blood clots Placental insufficiency The lowered air pressure in a pressurized airplane cabin has minimal effect on the fetus. During the flight, air pressure is adjusted to approximately that of between 5,000 and 8,000 feet above sea level. Although you and your baby will both have less oxygen in your blood than you would at sea level, your bodies will adjust to this. Some pregnant women worry about exposure to electromagnetic radiation from the sun at high altitudes. Although the exposure increases at higher altitudes, it's still very low and won't increase the risk of birth defects or miscarriage. According to the American College of Obstetricians and Gynecologists, the safest time for a pregnant woman to travel is during the second trimester (18 through 24 weeks). This is when a pregnant woman has the lowest risk of miscarriage or premature labor. Many doctors recommend that women avoid flying after 36 weeks of pregnancy or if they're at risk of preterm delivery. Some tips for pregnant women who plan to fly: Ask for an aisle seat or a seat at the bulkhead — which offers the most space and comfort — or over the wings — which offers the smoothest ride. Fasten the safety belt under your abdomen across the tops of your thighs. When possible, get up and walk every half-hour and flex and extend your ankles to prevent blood clots. Drink plenty of fluids. Low humidity in the cabin has a dehydrating effect. All airlines have policies regarding pregnancy and flying. So, check with the airline before booking a flight. RELATED Articles Ectopic pregnancy Pregnancy and diabetes: Plan your pregnancy to avoid complications Twin pregnancy: What multiples mean for mom Ask a Specialist Cytomegalovirus (CMV) in pregnancy Flu shot in pregnancy: Is it safe? Asthma and pregnancy Centers Pregnancy Center MayoClinic.com Bookstore 'Mayo Clinic Fitness for EveryBody' (Softcover) 'Mayo Clinic on Digestive Health' (Softcover) 'Mayo Clinic Guide to a Healthy Pregnancy' (Softcover) ARTICLE TOOLS Print Larger type more information Oct 14, 2004 © 1998-2005 Mayo Foundation for Medical Education and Research (MFMER). All rights reserved. A single copy of these materials may be reprinted for noncommercial personal use only. "Mayo," "Mayo Clinic," "MayoClinic.com," "Mayo Clinic Health Information," "Reliable information for a healthier life" and the triple-shield Mayo logo are trademarks of Mayo Foundation for Medical Education and Research. AN00398 About this site · Site help · Contact us · e-Newsletter · Site map Privacy policy updated Oct 7, 2005 Terms and conditions of use updated Jun 3, 2004 LEGAL CONDITIONS AND TERMS OF USE APPLICABLE TO ALL USERS OF THIS SITE. ANY USE OF THIS SITE CONSTITUTES YOUR AGREEMENT TO THESE TERMS AND CONDITIONS OF USE. © 1998-2005 Mayo Foundation for Medical Education and Research. All rights reserved. Mayo Clinic Medical Services | MayoClinic.com Bookstore Diseases & Conditions Drugs & Supplements Treatment Decisions Healthy Living Ask a Specialist Health Tools Home Log in Register now ASK A PREGNANCY SPECIALIST Advertising and sponsorship policy Dec 28, 2005
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Switzerland Travel Community: Jungfrau Region Tourism Home Browse: -- ---Destination--- Adelboden Airolo Aletsch Andermatt Anzre Appenzellerland Arosa Ascona Bad Ragaz Baden Basel Belinzona Bern Berner Oberland Bettmeralp Biel Braunwald Brienz-Meiringen Brig Brissago Celerina Centovalli Charmey Chteau-d'Oex Chur Crans-Montana Davos Disentis-Sedrun Einsiendeln Emmental Engelberg Estavayer-le-Lac Flims Laax Falera Fribourg Geneva Gimmelwald Glarus Grchen Grindelwald Gruyres Gstaad Interlaken Jungfrau Region Kandersteg Klosters La Chaux-de-Fonds Lago Maggiore Lausanne Lauterbrunnen Lenzerheide-Valbella Les Diablerets Leuk Leukerbaad Leysin Liestal Locarno Ltschberg Lucerne Lugano Martigny Mendrisio Montreux Morges Mount Pilatus Mt. Rigi Murren Murten Nendaz Neuchatel Nyon Pays du Grand-St-Bernard Pontresina Rapperswil Rheinfelden Riederalp Romont Saanen Saas-Fee Sainte-Croix Samedan Samnaun San Bernardino Sntis Savognin Schaffhausen Schwyz Scuol Sierre Sils-maria Silvaplana Sion Soglio Solothurn Splgen St. Gallen St. Moritz Thun Thurgau Thusis Ticino Toggenburg Torgon Vaduz Val de Illiez Verbier Villars Visp Region Weggis Wengen Winterthur Yverdon Zermatt Zug Zurich ---Region--- Basel Bernese Oberland Central Switzerland Eastern Switzerland/Liechtenstein Fribourg Geneva Graubnden Lake Geneva (Vaud) Neuchtel / Jura / Jura Bernois Schweizer Mittelland Ticino Valais Zurich Switzerland Game Log in Email Address: Password: Remember Me Problems logging in? Not a Member? What is the Switzerland Travel Community? Join the community to discover Switzerland through firsthand travel reviews and photos, to meet other Swiss travelers, earn valuable rewards, and much more! Switzerland > Jungfrau Region Journal Name: The real Swiss Alps Member Name: Europe_lover (Register or Login to see this member's profile!) Type of Trip: Pleasure Date Created: 10/8/2000 Description: When you think of the Swiss Alps, this is the country. Tall mountains with steep valleys and cow bells ringing in the distance. With views of three great mountains; the Eiger (Oger), Munch (Monk) and Jungfrau (young lady) this region sees plenty of tourists for its natural beauty. Entry Category Member Recommendation Content Rating The real Swiss Alps Overview N/A Sleep in the Straw Lodging Highly Recommended Jungfraujoch Popular Sights Somewhat Recommended Pension Gimmelwald Dining Recommended Gimmelwald...still a village Experiences N/A Cheap eats with a great view Experiences N/A Murren, Lauterbrunnen, and Grindelwald. Experiences N/A Community Jungfrau Region Members With Jungfrau Region Journals Alan Ingram minky Invicta73 Europe_lover Scoot Jungfrau Region Photos See All Most Recent Jungfrau Region Journals Reclaim Your Youth and Virginity The best of the Swiss Alps Jungfrau Region - Switzerland's most outstanding beauty spot? The most beautiful mountain valley in Europe The beautiful mountains of the Jungfrau region See All Return to Home Information about Swiss Quality Switzerland Tourism : About Us : Privacy Statement
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If you're travelling in Latin America, you'll be glad you studied a little Spanish. Native Indians Indians.org : Native Indian culture and literature. Columbus Columbus Navigation : Briefly examines the History, Navigation, and Landfall of Christopher Columbus in what he thought was the Indies. It was Amerigo Vespucci who realised that they had discovered a continent. An excellent links pages takes you further on the trail of discovery. Eco Tourism in Latin America El Planeta Platica : The Eco travels website, with archives of Ron Mader's ecotourism newsletter. Volcanoes in Latin America : Volcano World should be a bookmark in any classroom. This site erupts with information. South America Travellers South American Handbook : This is one book you shouldn't travel to South America without. As it's not just aimed at budget travellers, it beats the pants off Lonely Planet's South America on a Shoestring . If you're visiting many countries in South America this is the guide for you. 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