Asia Travel

LAOS HOTELS LAOS RESORTS - ASIA TRAVEL Laos Travel And Country Information Vientiane Luang Prabang Lao Pako Phonsavanh Pakse Khong Savannakhet Saravan Huay Xai Check out the other Mekong regions Airpot Pick up Click here for Alphabetical Listing of Laos Hotels & Resorts Please Click Hotel Name Dansavanh Nam Ngum Resort (Payment direct to hotel) Douang Deuan (Prepaid) Lane Xang (Prepaid) Lao Hotel (Prepaid) Lao Plaza (Prepaid) Novotel (Prepaid) Royal Dokmaideng (Prepaid) Settha Palace (Prepaid) Settha Palace (Payment direct to hotel) Tai Pan Hotel (Prepaid) Vansana Hotel (Prepaid) Bangkok Office Hours (GMT + 07:00) Monday - Friday 09:00 - 18:00 Saturday 09:00 - 13:00 CLOSE ON SUNDAYS & PUBLIC HOLIDAYS Laos Tour Packages with Accommodation Click here to reserve hotels with up to 70% Discount (Prepayment Basis) Preview below for hotels with up to 60% discount (payment direct to hotel upon check-in) Room Rates at US$20 and above Dansavanh Nam Ngum Resort Settha Palace Preview below for hotels with up to 75% discount (prepayment before check-in) Room Rates at US$ 20 and above Douang Deuan Room Rate at US$ 30 and above Lao Hotel Lane Xang Hotel Vansana Hotel Room Rate at US$ 50 and above Novotel Royal Dokmaideng Tai Pan Hotel Room Rate at US$ 70 and above Lao Plaza Settha Palace Prepayment Requirement : Above hotel rates are in US Dollars, inclusive of tax and service charge.All bookings made for the above hotels have to be paid in advance before the check-in date. Payment can be made by credit card (Only Visa, Master, JCB and AMEX) . Guest to check-in with passport. A check-in voucher showing booking details will also be faxed or emailed to guest for easy reference. No charge for children under 12 years old sharing room with parents with no extra bed. Cancellation for peak season (15 December - 15 January) is required at least 15 working days (not including Sat., Sun & Public Holidays ) prior to check-in date. Scenic Destinations and Places of Interest in Laos Browse or send an electronic postcard to your friends Click here to send electronic birthday cards... Asia Travel

Japan Travel

JAPAN AIRLINES - CONSULT US! Japan Specialist Travel Agencies -- Choose a Country. AUSTRALIA AUSTRIA BELGIUM BRAZIL CANADA CHINA EGYPT FRANCE GERMANY HONG KONG INDIA INDONESIA ITALY JAPAN KOREA MALAYSIA MEXICO NETHERLANDS NEW ZEALAND PHILIPPINES RUSSIA SINGAPORE SPAIN SWITZERLAND TAIWAN (R.O.C.) THAILAND U.K. U.S.A. VIETNAM For further information regarding your travel to Japan, please send a facsimile message or e-mail to Japan Airlines office or the appointed agency in your country listed below. AUSTRALIA Office Name JALPAK INTERNATIONAL OCEANIA PTY.LTD. Address Level 14, Darling Park, 201 Sussex St. Sydney Telephone (02) 9285-6600 Facsimile (02) 9267-1321 E-mail sydksm@jalpak.com.au AUSTRIA Office Name JALPAK INTERNATIONAL (AUSTRIA) Address Kaerntner Strasse 11 Weinburgasse 2 4 Stock Telephone 01-512-7525 Facsimile 01-512 -2561 E-mail vienna@jalpak.co.uk BELGIUM Office Name JALPAK INTERNATIONAL (EUROPE) B.V. Address Av.Louise 283, Box17 1050 Brussels Telephone 02-639-0910 Facsimile 02-639-0911 E-mail info@jalpak.be BRAZIL Office Name JAPAN AIRLINES SAO PAULO OFFICE Address Avenida Paulista, 542 - 2/3 andares - Cerqueira Cesar 01310-000 - Sao Paulo - SP Telephone 11-3175-2260 Facsimile 11-3175-2241 E-mail org.saossu.jali@jal.com CANADA Office Name JAPAN AIRLINES VANCOUVER OFFICE Address 25th Floor, 1075 West Georgia St., Vancouver, B.C., Canada, V6E 3C9 Telephone 604-606-7735 Facsimile 604-606-7704 E-mail jalcanada@jal.com To page top CHINA Office Name JAPAN AIRLINES BEIJING OFFICE Address 1st Floor, Chang Fu Gong Office Bldg., jiangguo Menwai Dajie, Beijing Telephone 010-6513-0888 Facsimile 010-6513-9865 E-mail org.bjsssu.jal@jal.com Office Name JAPAN AIRLINES SHANGHAI OFFICE Address Room 201, Shanghai Rui Jin Bldg., 205 Mao Ming Nan Lu, Shanghai Telephone 021-6288-3000 Facsimile 021-6288-2505 E-mail shanghai.sales@jal.com EGYPT ( Middle East & Africa ) Office Name JAPAN AIRLINES CAIRO OFFICE Address 1, El Saleh Ayoub St., Zamalek, Cairo Telephone 02-738-1422 Facsimile 02-738-1421 E-mail org.caissg.jal@jal.com FRANCE Office Name JALPAK INTERNATIONAL (FRANCE) S.A.S Address 4, Rue Ventadour 75001 Paris Telephone 01-4455-1500 Facsimile 01-4455-1599 E-mail kss@jalpak.fr GERMANY Office Name JALPAK INTERNATIONAL (GERMANY) GmbH. Address Immermannstr.45 40210 Duesseldorf Telephone (0211)1686-01 Facsimile (0211)1686-160 E-mail web@jalpak.de HONG KONG Office Name JAL SETELLITE TRAVEL CO.LTD. Address Rm. 2901, 29/F., Tower 6, The Gateway, Harbour City, 9 Canton Road, T.S.T., Kowloon Telephone (852) 3429-1298 Facsimile (852) 6104-9053 E-mail satellite@jalselect.com.hk To page top INDIA Office Name JAPAN AIRLINES NEW DELHI OFFICE Address Chandralok Bldg., 36 Janpath, New Delhi 110 001, INDIA Telephone (011)-2332-3174 Facsimile (011)-2332-0586 E-mail delssjl@del2.vsnl.net.in INDONESIA Office Name P. T. TAURINA TRAVEL JAYA Address Kyoei Prince Bldg. Jl. Jend. Sudirman Kav, 3-4 Jakarta Telephone (021)251-0555 Facsimile (021) 251-0556 E-mail sales@taurina.co.id ITALY Office Name JALPAK INTERNATIONAL (EUROPE) B.V. Address Piazza Bertarelli 1, 20122 Milan Telephone 02-7255-3333 Facsimile 02-7200-0618 E-mail booking-it@jalpak.it JAPAN Office Name JAL TRAVEL Address 3-7-10 Shimo-meguro, Megoru-ku, Tokyo Telephone 03-5436-6734 Facsimile 03-5436-6796 E-mail inb@jaltravel.com KOREA Office Name JAPAN AIRLINES SEOUL OFFICE Address Paiknam Bldg.188-3,Eulchi-Ro,1-Ka.Chung-Ku,Seoul Telephone 02-757-1720 Facsimile 02-774-1286 E-mail jal@jal.co.kr To page top MALAYSIA Office Name JALPAK MALAYSIA SDN. BHD. Address Suite 20.01A Level 20, Menara Lion, 165, Jalan Ampang. 50450, Kuala Lumpur Telephone 03-2161-0922 Facsimile 03-2161-4719 E-mail yoyaku@jalpak.com.my MEXICO Office Name JALPAK DE MEXICO,S,A,DE C.V Address Paseo de la Reforma No. 382, Piso, Col Juarez Del. Cuauhtemoc Mexico D.F.C.P. 5 to Telephone 55-5514-9976 Facsimile 55-5207-6858 E-mail outbound@jalpak.com.mx NETHERLANDS ( Scandinavia ) Office Name JALPAK INTERNATIONAL (EUROPE)B.V. Address Jozef Israelskade 48C, 1072 SB Amsterdam Telephone 020-5709820 Facsimile 020-6736171 E-mail info@jalpak.nl NEW ZEALAND Office Name JALPAK INTERNATIONAL OCEANIA PTY LTD. Address 12th Floor, Westpac TRUST Tower, 120 Albert Street, Auckland Telephone (09) 303-2887 Facsimile (09) 366-0772 E-mail aklssp.jal@jalpak.co.nz PHILIPPINES Office Name UNIVERSAL HOLIDAYS, INC. Address Mezzanine Floor, Dusit Hotel Nikko Ayala Center, Makati City Telephone (02) 819-0080 Facsimile (02) 819-0097 E-mail marketing@universalholidays.com To page top RUSSIA Office Name JAPAN AIRLINES MOSCOW OFFICE Address GALS Tower, 1st Tverskaya Yamskaya St.5, Moscow Telephone (095)730-3070 Facsimile (095)956-4759 SINGAPORE Office Name CREATIVE TOURS (SINGAPORE) PTE, LTD. Address 16 Raffles Quay #01-01 Hong Leong Bldg, Singapore Telephone 6222-8465 Facsimile 6224-5937 E-mail jalselect@creativetours.com.sg SPAIN Office Name JALPAK INTERNATIONAL (SPAIN) S.A. Address Princepe de Vegara 111-dpo 28002 Madrid Telephone 091-593-1400 Facsimile 091-593-4221 E-mail travel@jalpak.es SWITZERLAND Office Name JALPAK INTERNATIONAL (EUROPE) B.V. Address 44, rue de Lausanne, 1201 Geneve Telephone 022-908-6181 Facsimile 022-908-6182 E-mail info@jalpak.ch Address 55 Sihlstrasse 3F 8001 Zurich Telephone 043-344-7290 Facsimile 043-344-7291 E-mail zurich@jalpak.ch TAIWAN (R.O.C.) Office Name CREATIVE TRAVEL (TAIWAN), LTD. Address 5-1 FL., 137, Sec. 2, Nanking East Road, Taipei Telephone (02) 2506-2566 Facsimile (02) 2501-4186 E-mail kk@ctt-travel.com.tw To page top THAILAND Office Name JALPAK TOUR& TRAVEL (THAILAND) Co.,Ltd . Address 1st Floor, Nantwan Bldg. 161 Ratchadamri Rood Lumpni Pathnmwan Bangkok 10330 Telephone 0-2257-4060 Facsimile 0-2257-4080 E-mail outbound@jalpakoutthai.com U. K. Office Name JALPAK INTERNATIONAL (EUROPE) B.V. Address Hanover Court 5 Hanover Square London W1S 1HE Telephone 020-7462-5577 Facsimile 020-7462-5533 E-mail jaltour@jalpak.co.uk U.S.A. Office Name JAPAN AIRLINES E-mail org.amrbsu-m.jal@jal.com Office Name JALPAK INTERNATIONAL AMERICA Telephone (Chicago) 1-800-221-1081 (Detroit) 1-800-451-7995 (Houston) 1-800-776-5575 (Los Angeles) 1-800-221-1081 (Miami) 1-800-343-7173 (New York) 1-888-352-7525 (San Francisco) 1-888-722-8135 (Seatle) 1-866-467-8877 (Washington) 1-800-926-7274 E-mail ejapan@jalpak.com VIETNAM Office Name JAPAN AIRLINES HO CHI MINH OFFICE Address Sun Wah Tower Ground Floor,115 Nguyen Hue St.Dist.1 Ho Chi Minh City Telephone 08-8219098 Facsimile 08-8219097 E-mail jal.hcm@jal.com We look forward to serving you. To page top Legal Notice Contact Us Privacy Policy Recommended Environment

Hotel Travel

Denver Travel and Hotels - Travel Ape Denver: Guide to Hotels, Travel and Tourism Denver Travel Guide ** Denver Hotels, Travel and Tourism · Hotels · Cars · Vacations · Vacation Rentals · Cruise · Tickets · Travel Guides Denver Attractions Dining NightLife Recreation Arts Events Hotels Your Guide to Denver Welcome to Travel Ape - Denver, your online travel and tourism guide to the city that never sleeps! We provide comprehensive information about landmarks, arts, nightlife, dining, entertainment and more, complete with all the lodging and transportation information needed to make enjoyable and efficient your trip to Denver! Courtyard Marriott Park Meadow Hotel Deals starting at $48.95 per night! Hampton Inn Denver Southwest Hotel Deals starting at $49.95 per night! La Quinta Inn Denver Downtown Hotel Deals starting at $55.95 per night! Sheraton Denver West-lakewood Hotel Deals starting at $79.95 per night! B.b. King Special Guests Dr. John, The Robert Cray band, Johnny A Universally hailed as reigning King of the Blues, the legendary B.B. King is, without a doubt, the most important electric guitarist of the last half century. With one of the w..... buy tickets Denver Broncos vs. Tba [wildcard Playoff] The Denver Broncos of the National Football League's AFC West Division find themselves in the similar situation they've found themselves atthe beginning of the past few seasons. Can the Broncos clear that imaginary hurdle and ..... buy tickets Upcoming City Events Colorado Avalanche Pepsi Center, April 11..... more Inxs Colorado Convention Center, January 30..... more Dr. Dolittle Temple Buell, February 11..... more Denver Nuggets Pepsi Center, April 17..... more Featured Hotel Fairfield Inn Denver North Hotel Located at 12080 Melody Drive, the Fairfield Inn Denver North Hotel is a Moderately Priced hotel. In terms of service and hospitiality the Fairfield Inn Denver North Hotel is a great hotel. Hotel amenities guest rooms that feature TVs,... more Featured Nightlife The Hornet The Hornet is a great, slightly upscale bar and restaurant without appearing snobby. Like many of the bars in Denver, they offer live jazz music on Saturday and Sunday nights. Once a month, they have special wine dinners and occasionally have.... more Featured Recreation Georgetown Loop Railroad Take a step back in time aboard the Georgetown Loop Railroad - one of the most complex railroad loops in the world today. The steam engine locomotive rumbles passengers over the Devils Gate High Bridge and through some fantastic mountain scenery..... more Featured Arts Arvada Center For The Performing Arts Located just 20 minutes from downtown, the Arvada Center for Performing Arts supplies top-notch, year-round theatre, concerts and dance. The concerts range from contemporary to classical. The center also has productions specifically geared towards.... more Featured Attractions Buffalo Bill Museum And Grave One of Colorado's most famous residents was Pony Express rider, army scout, buffalo hunter and carnival'preneur Buffalo Bill Cody. While he led an exciting and adventurous life, he is probably best remembered as the creator of the 'Wild West Show'.... more Atlanta Atlantic City The Bahamas Baltimore Biloxi Boston Cancun Chicago Daytona Denver Detroit Hawaii Jamaica Key West Las Vegas London Los Angeles Miami New Orleans New York Orlando Paris Philadelphia Salt Lake City San Antonio San Diego San Francisco Tunica Toronto Vancouver Washington D.C. Search Travelape Offers more: Virtual Tours : The Internet has brought about the age of Interactivity this has never been more prevalent than the advent of virtual tours. more Region Maps : Check out are interactive map of some the world's most famous tourist destinations an easy way to navigate all the great spots in the city. more Reviews: Check out what other people are saying about their visit and submit your own review of your favorite visited place. Denver Tours: Denver Departure Transfer All Denver Tours Denver Weather Wed (12/28) Thu (12/29) Partly Sunny High 59 Low 33 Intermittant Clouds High 56 Low 19 - 5 Day Forecast - Denver Events! Click on the calendar above for Denver Events Other Denver Links Travel Tools Travel Deals Comments Email a Friend Features Atlanta Modern Metropolis The ever-expanding hub of the southeastern United States, Atlanta has grown from an historic southern city into a huge modern metropolis comprised of prestigious boroughs, corporate and theater districts, modern attractions and more. Few American cities can match the unique blend of past and present of Atlanta .... more Walt Disney Dolphin Resort Walt Disney Dolphin Resort Hotel compares well with the 188 hotels in the city. In Lake Buena Vista, Onsite Disney Walt Disney Dolphin Resort can be found at 1500 Epcot Resorts Blvd. Walt Disney Dolphin Resort Orlando contains Restaurant, Airport Shuttle - For Fee, and Fitness Facility. Room options include: Spacious room. .... more © TravelApe.com 2005-2006, all right reserved | Privacy Policy

Cheap Travel

FullOffer mode -- Student Flights UK | Home Page | Cheap trips for students, backpackers, flights, adventure tours, working holidays, gap year, hostels, travel insurance -- -- Wed, 28 Dec 05 | Win a tour of China for two. Sign up to our newsletter to be in to win. | Sign-in | Register Berlin fr £77* Budapest fr £105* Munich fr £109* Rome fr £109* Marrakech fr £149* New York City fr £259* more deals Paris Eurostar Megadeal! fr £99* Western Europe Basix fr £825* more deals Adventure Holidays Try something over the edge. Discover the world today with these hot offers. fr £665* Coach Tours Sit back, make friends, and see the best the world has to offer fr £149* Package Holidays Pack your bags and the rest is done with these great deals. fr £149* Egypt - 12 days fr £295 per day Thailand - 25 days fr £690 per day Whether youre looking for cheap flights or the best backpacker experience, Student Flights can help you plan a fantastic trip. Email for a quote Phone 0870 499 4004 World Discovery fr £1099* more round the world flights more multi stop flights Rooms fr £11* Working Abroad find out more -- Register for our email newsletter to get our best deals Sitemap | Questions | Our Policies | Travel Advisor | Contact Us | About Us K2700 4267 9121239 Flights | Hot Deals | Rooms | Cars | -- Rail | Work Abroad | Insurance Extras -- International Sites: Australia | South Africa © 2005 Flights Centre (UK) Ltd. Trading as Student Flights. Registered in England No. 2937210 Cheap flights to: Australia | Africa | America | Asia | Canada | France | India | Italy | New Zealand | Scotland | Spain Top Destinations: Amsterdam | Auckland | Bangkok | Johannesburg | Los Angeles | Malaga | New York | Paris | Sydney | Las Vegas

Disney Vacation Other Disney

MouseSavers.com - Ways to Save for Your Disney Vacation Great deals on all things Disney! Find out how to save on: Walt Disney World Disneyland Disney Cruise Line Transportation for Your Disney Vacation Other Disney Travel Savings Discount Disney Shopping Mall Live Disney Shows Disney Freebies Disneyland Resort Paris Disney Parks in Asia Disney's Vero Beach/Hilton Head Non-Disney Theme Parks & Attractions More information: About MouseSavers Frequently Asked Questions Trip Reports and Articles Links Testimonials Privacy Policy & Legal Stuff Contact Mary Ways to Save for Your Disney Vacation Jump to: Vacation Savings Account Other Ways to Save in Small Increments More Tips and Tricks Vacation Savings Account One of the best and smartest ways to save for a Disney vacation is to open a separate savings account specifically for your vacation fund. If at all possible, jump-start the account with a lump sum, such as a tax refund. Have a certain amount auto-debited from your paychecks and deposited directly into that savings account. That way you never see the money, so there is less temptation to spend it. And of course you'll be earning interest! If you put $25 a week into your vacation account and earn 2% interest compounded daily, you'll have $1337 in the account a year after you start saving, and $2677 in two years. If you're able to "jump start" the account with $500 and then add that $25 a week at 2% interest, you'll have $1847 in your account a year after you start saving, and $3197 in two years. By the way, it is very worthwhile to shop around for the best banking deal . The best I've found is the Orange Savings Account from ING Direct . I have one of these accounts myself. You can open one in 5 minutes or less and transfer money into it electronically. The ING account pays a variable 3.75% Annual Percentage Yield on savings with no minimum deposit and no hidden fees or service charges. (Compare this with what your bank or credit union pays on savings accounts. I predict you'll be amazed.) It's FDIC insured. You can easily set up an automatic savings plan with this account. Other Ways to Save in Small Increments Here are some additional, relatively painless tricks people use to get themselves to save. It's all about setting priorities -- and in some cases, tricking yourself into saving. What works for one person, won't work for another. Try one, or try 'em all. Remember, every penny helps! Buy US Savings Bonds You can purchase them online and spend as little as $25 each time. US Savings Bonds must be held for at least 1 year before you can cash them in. There is a 3-month interest penalty if you cash an EE or I Bond within the first five years from its issue date. There is no penalty for cashing EE or I Bonds that are at least five years old. Bonds pay very good interest compared with a regular savings account and since they are issued by the government, they are an extremely safe investment. Buy Disney Dollars Personally I would never use this method because it doesn't earn interest, but some people find it very helpful because you can't spend Disney Dollars anywhere but Disney! Disney Dollars are "cash equivalents." One Disney Dollar = one US dollar, and you can buy any even dollar amount, so for example if you have $31 saved you can buy that amount in Disney Dollars. You can also give your children Disney Dollars for birthdays and holidays, and ask relatives to do the same, so the kids will have their own spending money for the next Disney vacation. Disney Dollars can be purchased at any Disney Store or Disney theme park, or through Walt Disney World Mail Order at (407) 363-6200. The Change Jar Make a rule that you never spend coins. Save all your pocket change and throw it in a big jar. Label the jar (i.e. "Our Disney Vacation") to remind your of your goal. Periodically you can roll the coins and see how much you have. (This is a great job for kids.) Once it's rolled, put it in your vacation savings account. If you don't want to roll the change, see if your bank takes unrolled change . Some banks have change-counting machines and they'll count your coins for free or for a very small fee. There are CoinStar machines in many grocery stores that will allow you to dump in a ton of change and get a slip redeemable for bills at the cashier, but you'll pay a hefty premium (somewhere around 9%) for the service; if you do this, at least pluck out the quarters and roll those! Variations on the change jar: Never spend quarters , or never spend dollar bills . Put those in the jar. Checkbook Games When writing a check, round up your checkbook entry to the nearest dollar. For instance, if you write a check for $57.12, record it in your checkbook as $58. Not only does this help you prevent overdrafts, it also means you're accumulating a little extra in your account every time you write a check. Another good thing about this method is that you're earning interest on that extra money, assuming you have an interest-bearing checking account. Round down your deposit entries to the nearest dollar. For instance, if you deposit $300.91, record it as $300. Again, you're accumulating a little extra "ghost" money in your account. A variation on the checkbook rounding method: charge yourself a dollar every time you write a check, plus round up . So if the check was for $47.39, round it up to $48 and add a dollar, making the entry in your checkbook $49. Another variation on the checkbook rounding method: round up to the nearest five dollars . So if the check was for $52.23, round it up to $55. If it was for $9.51, round it up to $10. More Tips and Tricks If a payment ends, keep making it -- to yourself! For instance, if you pay off a car or a credit card, keep making that payment, but instead write the check to yourself and deposit it into your vacation savings account. Make a rule that "found" money goes in the vacation fund. For instance, if you get a rebate, tax refund, gift check or work bonus, deposit it in the vacation account. Give yourself an allowance for cash expenditures (i.e. groceries, gas, meals out, entertainment, etc.) and make a game of seeing how much of your allowance you can NOT spend. Anything left over at the end of the week (or month) goes into the vacation fund. Charge everything to Disney's Visa or a cash-back credit card and pay the card off each month. (Only do this if you can handle the temptation to overspend on plastic, and if you really will pay the balance off every single month. If you won't pay it off monthly, this is a bad idea.) Use the Disney Dream Reward Dollars or cash-back bonus toward your vacation. Cut out one small daily expense and put the money you're saving into your vacation fund. The savings can really add up. If you save $1 a day on something you buy at work, and you work 5 days a week x 50 weeks, that's $250 a year! For example: If you drink a cafe latte every morning, buy a travel mug and fill it with strong coffee and hot milk at home instead. If you usually eat lunch out or buy lunch at a deli, try bringing lunch from home at least 2 or 3 days a week. If you just can't get it together to make a lunch, at least try bringing a can of soda from home instead of buying one at the deli or out of a machine. Bring a snack from home instead of hitting the vending machines. Giving up smoking may save you enough money in a year to fund a family vacation. I'm not kidding! If you're smoking a pack a day, you're spending at least $800 a year on cigarettes. In places with high tobacco taxes, you're spending $1600 or more. Ask your family to help you save. Often children aren't very aware of how much small expenses can add up over time. If you point out that every nickel they can save the household will get them closer to seeing Mickey, they may surprise you! Solicit their ideas and suggestions, and then agree to put aside what you've saved for your vacation fund. Be sure you have a plan for keeping the saved money separate, so that it doesn't get spent elsewhere. That might mean writing a check for the amount of money saved and depositing it into your vacation account, or putting that amount of cash into the change jar. Whatever it is, do it consistently. Here are a few ideas your family might consider: Spend less on entertainment. Borrow videos from your public library instead of the video store: most public libraries offer this service for little or no cost. Instead of going to the movies, check the newspaper for free local family entertainment and events, or have a family game night. Eat out less. Face it, cooking every night can be tiring and a drag, and that leads to eating out, which is much more expensive. So find a way to avoid this. Think up something you can make in the crockpot one night a week instead of getting takeout. Or turn cooking into a fun project once a week -- for instance, make a pizza with the kids instead of ordering one. Use grocery store coupons. Particularly if you live in an area like Southern California, where the major supermarkets will double the value of manufacturer's coupons, you can't afford NOT to clip coupons out of the Sunday paper! I do this, combined with buying sale items and seasonal produce, and frequently save 40% or more on my grocery bill. Seriously, 15 minutes of effort and a $5 coupon organizer can save you an amazing amount of money. Kids who are old enough to use scissors can certainly cut out coupons. Older kids can also sort and file coupons in your coupon organizer. Sell your junk. Have a big garage sale. Take still-in-fashion clothes to a consignment shop. Sell unwanted books, CDs, movies and collectibles you no longer want on eBay . You'd be amazed at what your old stuff may bring. Don't assume no one wants it. (I once sold a ratty bathmat the dog had chewed up, which I was using as a rag, for a quarter. It wasn't even part of my garage sale -- someone just noticed it lying on the ground and offered me money for it!) If you are a family of recreational shoppers, start going to garage sales, consignment shops and thrift stores instead of the mall. One person's trash is another's treasure, remember? There is often good stuff to be had at these places! Take a certain amount of cash and don't spend more. You'll get the thrill of the hunt and the thrill of the bargain, but for much less than a trip to the mall. Shop around on your insurance at least once a year. It's remarkable how much you can save. Rates for an identical auto insurance policy can vary from one company to another by as much as 100%! An easy way to shop around is to use an online site such as InsureMe.com , which will get you quotes from several insurance companies. I used this site to shop for life insurance and ended up with a great deal from a top-rated company. Evaluate your spending on cable television and telephone services. Maybe you don't really need extended cable or call waiting. Check rates to be sure you're not paying more than you have to for long distance calls. I've used OPEX as my long distance carrier for several years. I have tried AT&T, Sprint, MCI and others in the past, and this company is just as good... for only 3.9 cents per minute! To compare long distance rates, you can use a site like longdistanceworld.com . Get everyone to turn out the lights when no one is in the room, and turn off TVs, radios and computer equipment when they're not in use. Fix dripping faucets and leaking toilets. These measures may only save you a buck or two a month on your utility bills, but it all adds up. Encourage "gifts of love" instead of store-bought gifts. For instance, give each other certificates for back rubs, car washes, and other kind gestures that cost you nothing but your time and effort. Or set a low limit (like $5) on gifts and see how creative you can get. Back to the home page Back to top Content of MouseSavers.com is © Mary Waring & MouseSavers 2001-2005. No part of this website may be reproduced in whole or in part without permission.