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Working holidays and gap year programs Home | About Us | Destinations | Insurance | Request Brochure | FAQs | Offers | Contact Us | Working holidays , gap year jobs and volunteer work programmes abroad. Whether it's a gap year programme, volunteer opportunity, backpacking trip, working holiday or career break the Work & Travel Company offers full support packages. or click for a call back Australia 9am - 7pm Monday to Thursday 9am - 5.30pm Fridays Age 18 - 30? You can obtain a working holiday visa for up to 12 months. Click here for a great choice of programmes to help you work and travel in Australia . Age 31+? Never mind! We can still help with a tourist visa, insurance and other great stuff. How about joining Conservation Volunteers for a few weeks?. Thailand Temples, Beaches, Trekking & Volunteer Placement. Central & South America Learn Spanish in one of the top Spanish schools in one of 8 countries... Over 100 different volunteer projects with local, national and international organisations, schools and orphanages - Teach English, Community development, Nature Conservation and much much more! India Volunteer projects and camps, beaches, tropical treks and jungle Safaris. Nepal Experience local life on this new programme teaching English for 4 to 8 weeks, learn yoga, the culture and Nepali language. Canada Work in Canada for up to 12 months - we guarantee you a job before you go! Africa Join our wildlife volunteer programmes, helping to care for injured or orphaned animals at a rehabilitation project, or assisting with valuable research in the field. Help out on our community projects working with orphans, providing medical care, or helping a family build their home. Mongolia One of the last great adventure destinations in Asia! USA Student? Spend the summer working in America. Graduate, young professional or skilled worker? Advance your career with a 12-18 month placement. Malaysia Unique experiences in a unique country, diving, trekking and Orang-utans. New Zealand Age 18 - 30? Like Australia, you can obtain a working holiday visa for up to 23 months. We can find you work and get you set up with all you need. China An exciting new programme for ambitious and adventurous people who want to teach and experience amazing China. Mini Gap Year Abroad Need to get away this summer? If you have only a few months in which to travel, join one of our 2-3 month ' Summer Mini-Gaps ' to far away places. The Complete Gap Year Plan your own round the world trip , we can help make your plans come true. Click here to request a brochure Click here to contact a Programme Manager Click here to book a place on a programme Grown Up Gapper? Click Here Background Location Parents Page The Complete Gap Year Australia USA New Zealand Africa Malaysia Central & S. America Thailand India China Mongolia Canada Flights Travel Insurance Stop Overs Request a Brochure Download Brochure Terms & Conditions Australia USA Student's Summer Programme USA - Career Training New Zealand Southern Africa Central & S. America
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QBE Insurance Group - Home Page If you can read this your browser does not support javascript or this feature is currently switched off. Please update your browser using one of the following links or enable javascripting via your browser settings. Click here to download Internet Explorer 6 Click here to download Mozilla QBE Insurance Group "QBE Insurance is Australia's leading International General Insurance and Reinsurance groups and one of the to 25 world wide." Core underwriting entities Standard & Poor's Rating = A+ Our Vision internationally recognised as a highly successful general insurance and reinsurance group; a builder of shareholders' wealth; a developer of "can do" people; and an organisation that excels in the continuous delivery of new and proven quality products and services. Our Values increasing the long-term wealth of shareholders; customer satisfaction and retention; employee satisfaction; and integrity. Divisions Group Annual Report Press Releases Shareholder Centre Financial Centre Webcasts Australia "QBE Insurance Australia, protecting people in all walks of life - from the home to the office and beyond" From our humble beginnings as the North Queensland Insurance company we have grown into a sophisticated provider of general insurance products. Our strength is our diversity. We provide over nine broad categories of general insurance. We provide comprehensive protection for peoples' homes, their lifestyles, their work environments. As a group, QBE works together to improve our customer service, our technology and our products. QBE Insurance - Aviation QBE Insurance - Commercial - QBE Mercantile Mutual QBE Insurance - Compulsory Third Party - CTP QBE Insurance - Corporate QBE Insurance - Personal - WQBE - Western QBE QBE Insurance - Professional Liability QBE Insurance - Surety QBE Insurance - Trade Credit QBE Insurance - Travel QBE Insurance - Workers Compensation Application for Credit Limit Endorsement QBE Insurance - Europe QBE Insurance - Asia Pacific QBE Asia Pacific: Our Vision Increasing Accountability Local Knowledge - Specialist Expertise Thriving on Complexity Our Vision - QBE Asia Pacific We aim to be recognised within the Asia Pacific markets as: a highly successful provider of specialist insurance solutions a team of results-oriented entrepreneurs with high levels of expertise and integrity a strong and ethical business partner an organisation that thrives on innovation and excels in the delivery of quality products and services a builder of customer value and shareholder wealth Increasing Accountability & Litigation For Asia Pacific companies to thrive in today's challenging business environment, they must be smarter, quicker and more entrepreneurial. They constantly face new business exposures and challenges arising from government regulation and common law. The margin for error has been squeezed in business today, and managers are confronted by the global trend of increasing accountability and litigation. They need specialist insurance solutions, backed by technical expertise. Equally as important, they need risk management experts with specialist knowledge who can translate the global into practical solutions at the local level - and then provide the on-the-ground resources when they are needed most. QBE Asia Pacific Operations has developed considerable strengths to best serve clients. Our history of commitment to the Asia Pacific markets means that we've developed a wealth of knowledge and experience. Local Knowledge - Specialist Expertise Five of our operations were established in the late 1880s, and four more were established in the early 1890s. Building on this strong foundation, we entered four additional markets in the 1970s and 80s, and five more in the 1990s. We now have over 18 QBE operations in various markets throughout the Asia Pacific region. Each market features different characteristics and dynamics, and local market knowledge can make all the difference for clients. For example, QBE operates in: Mature markets such as Singapore, New Zealand and Japan Emerging markets such as Indonesia and the Philippines Developing markets such as Thailand and Malaysia Small markets characterised by tightly knit communities, such as Vanuatu and Micronesia Markets that are rapidly moving toward more open economies, such as Vietnam and China Markets that have seen new opportunities emerge from the return to their motherland, such as Macau and Hong Kong Markets that operate under French customs and law, such as New Caledonia and French Polynesia Markets that have experienced political and social upheavals, such as Fiji, Papua New Guinea and the Solomon Islands In each of these markets, local knowledge is invaluable. And with the internationalisation of trade and business practice, businesses also need an underwriter with specialist insurance expertise, vast global experience and solid financial strength. Thriving on Complexity Ours is a complex business, and we thrive on that challenge. It is also a dynamic one, with growth driven by an acquisition strategy and a commitment to the professional development of our local teams. We are a grass roots company that is international in every sense of the word. The combination of local knowledge and specialist expertise provides important benefits to clients and intermediaries. In Asia Pacific, it's the QBE difference! QBE Insurance - QBE Asia Pacific - Specialist Risks Unit QBE Insurance - QBE Asia Pacific - Marine Risks Network QBE Insurance - QBE Asia Pacific - Hong Kong QBE Insurance - QBE Asia Pacific - Indonesia QBE Insurance - QBE Asia Pacific - Macau QBE Insurance - QBE Asia Pacific - Mainland China QBE Insurance - QBE Asia Pacific - Malaysia QBE Insurance - QBE Asia Pacific - Philippines QBE Insurance - QBE Asia Pacific - Singapore QBE Insurance - QBE Asia Pacific - Thailand QBE Insurance - QBE Asia Pacific - Vietnam QBE Insurance - QBE Asia Pacific - Fiji QBE Insurance - QBE Asia Pacific - French Polynesia QBE Insurance - QBE Asia Pacific - Japan QBE Insurance - QBE Asia Pacific - Micronesia QBE Insurance - QBE Asia Pacific - New Caledonia QBE Insurance - QBE Asia Pacific - New Zealand QBE Insurance - QBE Asia Pacific - Papua New Guinea QBE Insurance - QBE Asia Pacific - Solomon Islands QBE Insurance - QBE Asia Pacific - Vanuatu QBE Insurance - the Americas QBE Insurance Group Limited, is an insurance and reinsurance company publicly traded on the Australian Stock Exchange. Its history dates back over 116 years when the Company was founded in Australia. Since then the Company has grown to have operations in 47 countries with over $2 billion dollars of capital writing in excess of $3 billion dollars in premium. QBE the Americas operations commenced in 1986 when the QBE Insurance Group established a presence in the U.S. QBE the Americas now conducts business through its five companies, QBE Reinsurance Corporation, QBE Insurance Corporation, QBE Aseguradora de Riesgos del Trabajo S.A.,Argentina, QBE Del Istmo, Panama and QBE Brasil Seguros S.A. Lloyd's The Lloyd's division comprises QBE's share of the Lloyd's syndicates managed by Limit. The 2001 results are the first to contain a full year of activity from the acquisition of Limit in August 2000. Gross written premium for the Lloyd's division was $2,182 million, compared with $547 million last year. Net earned premium was up 273% to $1,365 million. Significant progress was made during 2001 towards achieving the objectives set out in last year's annual report. The rationalisation of the structure of the Lloyd's division continued with the merger of syndicates 79 and 2999, the closure of the under-performing syndicate 456 and the disposal of the property and aviation syndicate 318. This resulted in a significant reallocation of QBE's capital towards its best performing Lloyd's syndicates. Our exposure to poor performing US liability business was significantly reduced. QBE is now the sole capital provider to each of Limit's syndicates, other than syndicate 386 where our share has increased to over 40%. For the 2002 underwriting year, QBE provides 78% of Limit's aggregate capacity compared with 72% in 2001. The tragic events of 11 September overshadowed the year and the World Trade Center (WTC) loss had a significant impact on performance. In addition, upgrades were made to prior year outstanding claims provisions, principally to reflect adverse development on US liability business seen across the market. These upgrades have been substantially mitigated by reinsurance protections and provisions established on acquisition to allow for deterioration. Consequently, the result for the year largely reflects the performance of the 2001 underwriting year. The claims ratio was 72.9%, compared with 59.4% for last year. The combined operating ratio was 108.6%, compared with 101.1% last year. Excluding the WTC loss, the combined operating ratio would have been 101.0%. The movement in the commission ratio from 27.3% to 24.6% reflects the change in the mix of business during 2001. The decrease in the expense ratio from 14.4% to 11.1% reflects the synergies and savings delivered by the integration of QBE's former Lloyd's operations with Limit, partly offset by residual post acquisition integration costs during the year. 2001 was a transitional year in the market cycle with the rate increases anticipated at the start of the year not materialising until at least the middle of the year and, in some cases, not until after the impact of 11 September. We are now seeing substantial increases in premium rates across all classes of business underwritten within the Lloyd's division. These rate increases, together with a high level of business retention, new business opportunities and the reallocation of QBE's capital, should ensure profitability for the 2002 underwriting year. Our objectives for 2002 are to: take advantage of the dramatically improved rating environment and return all areas of underwriting to strong profitability; seek further rationalisation of the underwriting and operating structure in order to improve capital efficiency and our expense ratio; acquire further capacity on syndicate 386 as it becomes available; and be actively involved in the reforms proposed for the Lloyd's market. Our business at Lloyd's remains highly dependent upon the quality and commitment of our underwriters and their business franchise. I thank them for their efforts and achievements, which have ensured that QBE's Lloyd's division is now ideally positioned to take advantage of the hard market conditions now prevailing at Lloyd's. Steven Burns, Managing director, Lloyd's division Global Trade Credit "QBE Trade Credit, World-Wide credit solutions in an increasingly volatile business environment" QBE's Trade Credit underwrites $30bn of domestic and export trade credit from units in Australia, New Zealand, Asia and Europe having extensive experience in assessing risks in over 150 markets. We are a Standard and Poors A+ rated company. Supported by a product range of tailored solutions to your credit needs, QBE is uniquely placed to offer our clients the opportunity to conduct business in a secure environment. Established in 1962, we have in the last four decades risen to become the largest Australian Insurer offering both Domestic and Export trade credit insurance and have expanded offshore to service our clients locally around the world. QBE Re QBE Re is a leading global reinsurer providing treaty and facultative reinsurance, direct insurance, and other financial products to its varied clients. QBE Re conducts business through three Divisions: Australia, Europe, and the Americas. As a global reinsurer, QBE Re underwrites traditional and financial products covering all major lines and classes of business. Through its divisional network of companies, QBE Re excels in providing regional expertise and service tailored to local-market needs. For additional solutions from QBE Re, please visit our local teams: QBE Insurance - Australia QBE Insurance - Europe QBE Insurance - the Americas
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Switzerland Travel Community: Lugano Tourism Home Browse: -- ---Destination--- Adelboden Airolo Aletsch Andermatt Anzre Appenzellerland Arosa Ascona Bad Ragaz Baden Basel Belinzona Bern Berner Oberland Bettmeralp Biel Braunwald Brienz-Meiringen Brig Brissago Celerina Centovalli Charmey Chteau-d'Oex Chur Crans-Montana Davos Disentis-Sedrun Einsiendeln Emmental Engelberg Estavayer-le-Lac Flims Laax Falera Fribourg Geneva Gimmelwald Glarus Grchen Grindelwald Gruyres Gstaad Interlaken Jungfrau Region Kandersteg Klosters La Chaux-de-Fonds Lago Maggiore Lausanne Lauterbrunnen Lenzerheide-Valbella Les Diablerets Leuk Leukerbaad Leysin Liestal Locarno Ltschberg Lucerne Lugano Martigny Mendrisio Montreux Morges Mount Pilatus Mt. Rigi Murren Murten Nendaz Neuchatel Nyon Pays du Grand-St-Bernard Pontresina Rapperswil Rheinfelden Riederalp Romont Saanen Saas-Fee Sainte-Croix Samedan Samnaun San Bernardino Sntis Savognin Schaffhausen Schwyz Scuol Sierre Sils-maria Silvaplana Sion Soglio Solothurn Splgen St. Gallen St. Moritz Thun Thurgau Thusis Ticino Toggenburg Torgon Vaduz Val de Illiez Verbier Villars Visp Region Weggis Wengen Winterthur Yverdon Zermatt Zug Zurich ---Region--- Basel Bernese Oberland Central Switzerland Eastern Switzerland/Liechtenstein Fribourg Geneva Graubnden Lake Geneva (Vaud) Neuchtel / Jura / Jura Bernois Schweizer Mittelland Ticino Valais Zurich Switzerland Game Log in Email Address: Password: Remember Me Problems logging in? Not a Member? What is the Switzerland Travel Community? Join the community to discover Switzerland through firsthand travel reviews and photos, to meet other Swiss travelers, earn valuable rewards, and much more! Switzerland > Lugano Journal Name: Things to do in Lugano, Ticino, Switzerland Member Name: Tighe Flanagan (Register or Login to see this member's profile!) Type of Trip: I Live Here Date Created: 8/14/2005 Description: I'm an American college student living in the Lugano area. I have been here for 3 years and know how to get around this place fairly well, especially for the budget-conscious among us (an amazing feat given the prices in this country). Entry Category Member Recommendation Content Rating Monte San Salvitore Hiking Highly Recommended Monte Br Hiking Recommended Rope Swing into Lake Lugano Other Great Outdoors Very Highly Recommended Strolling around Laghetto Experiences N/A has photos Community Lugano Members Who Live in Lugano lalit Flores1069 Dr Paulo thommy Luganesi See All Members With Lugano Journals Sierra Linda Kaye Lysiak Tighe Flanagan Invicta73 Lugano Photos See All Most Recent Lugano Journals Lugano - Gem of Southern Switzerland Loitering in Lugano Hotel de la Paix in Lugano Things to do in Lugano, Ticino, Switzerland Lugano - The home of la dolce vita, Swiss style See All Return to Home Information about Swiss Quality Switzerland Tourism : About Us : Privacy Statement
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Official State of Montana Vacation, Recreation, Accommodations and Travel Information LEWIS & CLARK MONTANA KIDS WILDLIFE WINTER PLAN A MONTANA VACATION FEATURES & EXTRAS ADVANCED SEARCH SITEMAP/HELP/FAQ LINKS TO RELATED SITES WEATHER & CONDITIONS Site Features Email This Page To A Friend Look for the Email This Page To A Friend button on all the pages in this site. It allows you to show the page you are viewing to interested friends or family. Quick Search Tourism Regions The state's six tourism regions invite you to find out more about the distinct scenery, attractions and experiences each offers. Wintermt.com Montanakids.com Lewis & Clark Indian Nations International Visitors Montanafilm.com Montanagroups.com Montanameetings.com State of Montana Feedback Form Privacy Policy Montana's National Parks From the wondrous geological features of Yellowstone to the majesty of Glacier, Montana's National Parks inspire and astound. Taking in everything that these parks have to offer is something that you'll never forget. So what are you waiting for? Visit Yellowstone & Glacier National Park. 1-800-VISIT-MT Our travel counselors love their jobs, and why shouldn't they? Everyday they help hundreds of happy callers plan their visits to our great state. So give us a call at 800-VISIT-MT(847-4868) and keep our travel counselors smiling. •••Note: Our call center will be closed Friday, August 26 while we install new customer service software. We will return to normal operation Tuesday, August 30 at 7:00 am MST.••• -- International Visitors Our partner websites can provide information for visitors from other countries in several different languages, including Chinese , Francais , English , Deutsch , Japanese and Italien . Special Deals Looking for Packages, Lodging, Dining, Camping or Adventure deals? Let us help! Save money on Montana vacations Montana Events Take in one of our many events--from wild & wooly rodeos to Lewis & Clark bicentennial commemorations, you'll find that events in Big Sky Country are uniquely Montana. Events Info Fishing and Hunting Licenses Buy your hunting and fishing licenses online. Online License Sales Travel Montana Intranet : contains information about the Montana Promotion Division of Department of Commerce, State of Montana, including information about the Governors Conference on Tourism & Recreation , The Travel Montana Marketing Plan, Travel Montana Programs, TIIP Grants and News & Updates. Directory of Tourism Businesses & Attractions If you know of a business or event by name, feel free to use the links to our directory below. If you do not know the business event by name, use the Plan a Montana Vacation Link above or the search box. A - C (#'s also) D - H I - M N - R S - Z Top Stories Montana Through the Photographer's Eye Check out our new featured photographer. Visit Montana is featuring beautiful photos of Montana taken by photographer Larry Mayer. View the Gallery -- Invite A Friend To Montana Invite your friends and family members to explore Montana with a personalized invitation from Governor Schweitzer! Share Montana with someone special The Montana Dinosaur Trail Montana has yielded some of the world's most significant dinosaur discoveries. The thirteen stops along the Montana Dinosaur Trail allow you to discover these paleontological treasures for yourself. Follow The Trail For Dino Adventure Montana Fire Information Update The Summer wildland fire season has begun. Wildland fires are a natural part of life in Montana. They have helped create the landscapes and environment that attract our states residents and visitors. The impact of wildland fires is very local, and Montana is a very big state 94 million acres or 147,000 square miles. To help you understand where the fires are and their impact, if any, on the states attractions and outdoor activities, check out our Montana Fire Information Page. -- Beartooth Highway Open Repairs to the Beartooth Highway (Hwy 212) are now complete. Find out more information about the Beartooth Highway re-opening. Spotlight: Arts and Culture Montana has always been a place of inspiration and beauty. Plan on taking in the diverse offerings of Montana's artistic heritage and see how it's artists interpret the inspiration of Big Sky Country. Arts & Culture Montana Wedding Planner Looking for the perfect wedding location? Let us help! Get Married In Montana Discover Montana's Past Featuring articles about Big Sky Country's past, information about historical attractions like ghost towns, museums, Lewis & Clark, and historical tours. Montana History -- We Got Some Wild, Wild Life In Montana, everyone has a few wild neighbors; of course we're referring to antelope, elk, moose, mountain goats, bighorn sheep, eagles, trumpeter swans, bears, wolves, and more. Glimpse our watchable wildlife . -- All contents © 2005, Travel Montana, Department of Commerce, State of Montana. All rights reserved.
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Ski Vacations Store Reviews and Ratings at BizRate Log in to your account Bookmark this page! Home Home & Garden Computers Clothes Toys Electronics Kids Jewelry Store Ratings All Departments I'm shopping for in All Departments ---------------------- Special Offers Store Ratings Welcome to BizRate.com's free comparison shopping site! We help you find the best deals on the biggest selection of products from all of the top-rated stores. Compare products, read reviews, and compare prices to make sure you quickly find the right product at the right price every time! Shop smarter at BizRate. Home > Travel & Leisure > Ski Vacations > Store Ratings Email This Page Customer Ratings of Stores in Ski Vacations (updated daily) Below is a list of 0 stores carrying Ski Vacations and their customer ratings. Click on a customer rating score to see a full report card, or click a store name to visit the store. Compare Stores See All Store Ratings All Departments Travel & Leisure Reservations Airline Tickets Hotels & Resorts Travel Services Car Rental Cruises RV Rental Airport Shuttle Limousine Planning Currency Exchange RV Sales Travel Guide Travel Insurance Nightlife Passport Satellite Phones Weather Reports Traveler's Checks Travel Type All Inclusive Vacations Sex Vacations Adult Vacations Cheap Vacations Disney Vacations Nude Vacations Singles Vacations Vacation Packages Spa Vacations Beach Vacations Honeymoon Vacations Romantic Getaways Swinger Resorts Tropical Vacations Gay Vacations Lesbian Vacations Swinger Vacations Hedonism Vacations Adventure Travel Golf Vacations Luxury Resorts Business Travel Luxury Travel Ski Vacations Destinations Las Vegas Vacations Hawaii Vacations Cancun Vacations Florida Vacations European Vacations Tahiti Vacations Mexico Vacations Caribbean Vacations Italy Vacations Australia Vacations Aruba Vacations Thailand Vacations Bahamas Vacations Ireland Vacations Jamaica Vacations Spain Vacations Belize Vacations New York Vacations Costa Rica Vacations Grand Canyon Vacations Alaska Vacations California Vacations London Vacations New Zealand Vacations England Vacations France Vacations Paris Vacations Activites Camping Parasailing White Water Rafting Water Skiing Fly Fishing Horseback Riding Jet Skiing Scuba Diving Bird Watching Whale Watching Safari Boating Deer Hunting Kayaking Skydiving Windsurfing Hang Gliding Spelunking Surfing Hiking Snorkeling Canoeing Snowboarding Mountain Climbing Accomodations Marriott Hotels Best Western Hotels Club Med Super 8 Motels Motel 6 Embassy Suites Hotels Hilton Hotels Days Inn Hotels Westin Hotels Ritz Carlton Hotels Radisson Hotels Four Seasons Hotels Clarion Hotels Fairmont Hotels Howard Johnson Hotels Hyatt Hotels Hampton Inn Hotels Homewood Suites Wyndham Hotels Loews Hotels Doubletree Hotels Intercontinental Hotels Sheraton Hotels Airlines Mexicana Airlines American Airlines Aeromexico Northwest Airlines Singapore Airlines Delta Airlines British Airways US Airways Lufthansa Japan Airlines United Airlines America West Airlines Frontier Airlines Air New Zealand TWA Continental Airlines Cathay Pacific Alaska Airlines Qantas Airways Virgin Atlantic Hawaiian Airlines Aloha Airlines Austrian Airlines SwissAir Car Rentals Enterprise Car Rental Alamo Car Rental Budget Car Rental Thrifty Car Rental Hertz Car Rental National Car Rental Sort This Table Store Name Would Shop Here Again On Time Delivery Customer Support Products Met Expectations Travel Resources (Sponsored Links) Ski Vacations Get Tickets, Rentals, and Lodging! Book Your All-Inclusive Ski Package www.funjet.com Overall Rating: Not Yet Rated Ski Vacations Deals Book Early for High Season Savings! Hotels, Flights & Lift Tickets. www.expedia.com Overall Rating: Whistler Ski Lodging Whistler Ski Resort Accommodations on Whistler Mtn. Book at '99 Rates! www.alpinewhistler.com Overall Rating: Not Yet Rated Whistler Ski Packages 5 night Whistler Ski Packages starting at USD $449 per person www.enjoywhistler.com Overall Rating: Not Yet Rated Ski Travel Official Tourism Site for Alberta Canada's Rocky Mountain Playground! www.skicanadianrockies.com Overall Rating: Not Yet Rated Ski break for 7 nights 42 per person - half board Sauze D'oulx - Italy hotelmontegenevris.it Overall Rating: Not Yet Rated Low fares at AA.com. Find our lowest fares at AA.com and pay no online booking fee. www.aa.com Overall Rating: Not Yet Rated I'm shopping for in All Departments ---------------------- Special Offers Store Ratings See the 2005 Circle of Excellence Winners! Home | Your Account | Help | About BizRate.com | Privacy Policy | User Agreement | Jobs Merchant Login | Merchant Listings and Advertising | Ratings and Research | Affiliates BizRate International - BizRate UK | BizRate France | BizRate Germany Check out our new site, Shopzilla.com - Take a Tour | Online Shopping Shopzilla International - United Kingdom , France , Germany Thank you for shopping online at BizRate © 2005 Shopzilla, Inc.