Germany Travel Stories Germany

Germany Travel Stories Archives: BootsnAll Travel Network Visit other BootsnAll sites: BootBlog | Bali | London | Australia | Written Road | Travel News Daily Home | Ask an Insider | Members Forum Plane Tickets | Youth Hostels | RTW Guide About Us | Advertising | Contact | RSS | Staff First Time Visitor? Home » Germany » Germany Travel Stories Germany Travel Stories A Wurst Case Scenario - Rothenburg, Germany Lee Hammerschmidt samples gritty, grimy, lumpy...blutwurst. The Heart of the Black Forest - Black Forest, Germany Jen D. Rodriguez finds the heart of the Black Forest when staying at the Familie Sum. Don't Go to Berlin - Berlin, Germany Berlin is a city full of drunk, ornery, rude, tourist-haters. According to Leif Pettersen, it is a city that will take your money and dignity and give you nothing in return. Is This the Train to Oktoberfest? - Munich, Germany When Joanna Grome heads to Oktoberfest, she's surprised to learn that the party starts on the train. Writer's Block in Germany - About 20 km southeast of Stuttgart, Germany Andrew Jenner takes on Germany - and finds the best fodder for travel writing is right under his nose...literally. How I learnt to love the Cathedrals! - Cologne, Germany All it takes is a couple of dollars - and drinks - for Arvind S to appreciate cathedrals. The story of Berlin and Kabaret - Berlin, Germany Arvind S knows discovers there is more to Berlin - and cabarets - that he ever expected. On a Murder Charge! - Garmisch, Bavaria, Germany Pete Day and his friends are picked up for murder in Bavaria. Scenic Koblenz - Koblenz, Germany Namrata Singh discovers the picturesque little towns that dot Germany's famous Rhine River. Danke for the Memories: Oktoberfest - Munich, Germany David M Weber shares his experiences and tips to help future travelers to Oktoberfest survive, and even enjoy it. Cheating Death in the Elbe Sandstone Mountains - Germany Novice rock-climber Christine Wynne experiences some free-climbing in the heart of Eastern Germany. Beer, Toys and Lebkuchen - Germany Recovering from stolen luggage, Joseph Koch makes the most of his time in Germany. 9: No One Told Me I Needed a Bathing Suit - Diary of a Single Girl - Frankfurt, Germany Ria doesn't care how hot and steamy it is, she turns a cold shoulder to stripping off in the German spa. So a Glaswegian Talks German to a Dutchwoman Part 1 of 2 - France, Belgium, Netherlands, Czech Republic, Germany, Italy, Luxembourg, Liechenstein Natives beware: Scott and his friends confused foreign languages all over Europe back in 2001, and are plotting to return. So a Glaswegian Talks German to a Dutchwoman Part 2 of 2 - France, Belgium, Netherlands, Czech Republic, Germany, Italy, Luxembourg, Liechenstein Natives beware: Scott and his friends confused foreign languages all over Europe back in 2001, and are plotting to return. My Favorite Drives - Germany Ever since Jeff P. Porterfield was legally able to put his foot down on an accelerator, he's been striking out on the road in an attempt to feel freedom and experience new surroundings Chasing the Sun #3: Germany, Czech Republic, Switzerland, France From ferry gambling to storks in Waddeweitz, Bamberg smokebeer to flooding in Prague, Bid and Renee see a little of everything. The Year of Living Differently #12: For Butter or Wurst - Enns, Austria to Witten, Germany While her Europe trip was not turning out terribly exciting, Trisha was happy to be able to catch up in person with friends she'd met on the road. Another Day in the Life - Germany Philip Blazdell does his best to dispell the myth that jet setting all over the world on other people's money and calling it work is all glory. Do you believe him? Europe by Auto: Kilometers of Fun If you have a sense of adventure and have an explorer's heart, driving through Europe can be a rewarding experience, according to Laura Foy. A Stay in the Penthouse - Osnabrack, Germany A stopover in Osnabruck leads Dave Zimmerman to a great hostel and a town rich in good food, things to do, and interesting people. Eastern Germany: In the Middle of Europe, but Not Well-Known - Eastern Germany Since 1989, beaches, mountains, castles, gardens and great hiking are now more accessible. Joe Browne suggests some highlights. Germany Stands Tall - Germany Samantha Ehrlich feels like everyone in America is in a rush, while Germany has grown into a traditional, but modern society. It Doesn't Matter Which Road You Take #12 Episode Twelve: Bavaria Revisited Guns, Gummy Bears and Huge Pretzels We arrive at the Termond's house four hours later than planned. We found out that it is possible to catch a train from Kempten to Waltenhofen, but it only... It Doesn't Matter Which Road You Take #9 Episode Nine: Munich European Washers and Apple Vendors We wake up the next morning and pack our bags for Austria. Actually, we are stopping in Munich first, but saying that we are packing our bags for Munich does not... München: the BMW museum in the rain The BMW museum is quite a show, especially for enthusiasts, but beware of "museum syndrome". European Travelogue #12: Berlin, Germany Finishing up the city tours. European Travelogue #4: Munich, Germany Mmm....beer!!! European Travelogue #3: Stuttgart, Germany Clean, organized but very ordinary place. European Travelogue #2: Mainz/Frankfurt (including The Rhine), Germany Entering the country of Oktoberfest. Berlin, Germany Info Brandenburg Gate Let me start off by stating that I love Berlin. This city, which has had so much recent history as well as a more turbulent past, is undergoing gigantic changes since re-unification. I was amazed at the... Munich, Germany Munich (map), home of the Oktoberfest, is located in Bavaria in the south of Germany. The Oktoberfest is held from the last week in September to the end of October. Getting There Munich is well served by the German... Stuttgart, Germany Stuttgart (map) has the reputation of being one of the few cities totally flattened by Allied bombing during the Second World War, because of it's industrial strength. As a consequence, the buildings here are all less than fifty years... Black Forest, Germany There is so much more to this region than trees, cakes and felt hats. Home » Germany » Germany Travel Stories Book It! 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Chicago Vacation Packages - Reviews of Chicago Travel Packages - TripAdvisor Chicago Vacation Packages and Hotel Deals Sign in • Sign up Home > United States > Illinois > Chicago > SmartDeals > All travel offers Chicago tourism: Overview Hotels Flights Attractions Dining Deals Getaways Forums Maps, etc. Discount hotels | Hotel + air deals | All travel offers Search (e.g., Chicago hotels, Las Vegas, Paris art museum) Chicago Chicago Overview Chicago Hotels Flights to Chicago Chicago Deals Discount hotels Hotel + air deals All travel offers Chicago Attractions Chicago Restaurants Chicago Forum Chicago Maps Chicago Discount Hotels Chicago Vacation Packages Free Newsletter Get deals, news and articles on Chicago Plus weekend trip ideas from your hometown e-mail this page to a friend Chicago vacation packages Acapulco vacation packages Alaska vacation packages Amsterdam vacation packages Anaheim vacation packages Arizona vacation packages Aruba vacation packages Aspen vacation packages Atlanta vacation packages Atlantic City vacation packages Bahamas vacation packages Barbados vacation packages Belgium vacation packages Bermuda vacation packages Boston vacation packages Branson vacation packages Breckenridge vacation packages British Virgin Islands vacation packages Cabo San Lucas vacation packages California vacation packages Canada vacation packages Cancun vacation packages Caribbean vacation packages Colorado vacation packages Costa del Sol vacation packages Cozumel vacation packages Dallas vacation packages Daytona Beach vacation packages Dominican Republic vacation packages Florida vacation packages Florida Keys vacation packages Fort Lauderdale vacation packages France vacation packages Germany vacation packages Grand Canyon National Park vacation packages Greece vacation packages Grenada vacation packages Hawaii vacation packages Hilton Head vacation packages Ibiza vacation packages Ireland vacation packages Italy vacation packages Ixtapa vacation packages Jamaica vacation packages Kauai vacation packages Key West vacation packages Lake Placid vacation packages Lake Tahoe vacation packages Las Vegas vacation packages London vacation packages Los Angeles vacation packages Los Cabos vacation packages Maui vacation packages Mazatlan vacation packages Melbourne vacation packages Mexico vacation packages Miami vacation packages Montreal vacation packages Myrtle Beach vacation packages Nashville vacation packages Nassau vacation packages New York vacation packages New York City vacation packages Niagara Falls vacation packages Nova Scotia vacation packages Oahu vacation packages Orlando vacation packages Paris vacation packages Park City vacation packages Philadelphia vacation packages Phoenix vacation packages Pigeon Forge vacation packages Puerto Rico vacation packages Puerto Vallarta vacation packages Punta Cana vacation packages Quebec City vacation packages Reno vacation packages Rome vacation packages Salt Lake City vacation packages San Antonio vacation packages San Diego vacation packages San Francisco vacation packages Santa Fe vacation packages Scotland vacation packages Seattle vacation packages Spain vacation packages St. Croix vacation packages St. Lucia vacation packages St. Maarten/St. Martin vacation packages St. Thomas vacation packages Sydney vacation packages Texas vacation packages Toronto vacation packages Tucson vacation packages U.S. Virgin Islands vacation packages Vail vacation packages Virginia Beach vacation packages Washington DC vacation packages Whistler vacation packages Read more Chicago tourism Chicago Vacation Packages and Hotel Deals Hotels (109) B&Bs / Inns (3) Other lodging (3) Sorted by popularity hotel name Holiday Inn Chicago - Mart Plaza , Chicago Popularity index: #51 in Chicago based on 27 sources Holiday Inn Chicago - Mart Plaza : Official Site! 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Austria travel guide Austria

austria guide, austria travel and business directory Work at home Finance Hotels Travel Telecom Webhosting Business Shopping Webmaster Keyword links Business Buy leads Contacts Companies Company profiles Find supplier Importers Link partners Made in EU Made in USA Portals Product news Tradefairs What's new Countries Africa Americas Asia Europe Other Computer Computer Downloads Flightsimulator Games Memory Monitors Motherboards Notebooks Pda Printers Processors Scanners Security Software Toner Finance Commodities Day trading Debt Ecommerce Insurance Loans Mortgage Offshore bank Venture capital Hotelguide Amsterdam Antwerp Athens Barcelona Berlin Bern Budapest Copenhagen Frankfurt Helsinki Istanbul London Los Angeles Madrid Miami Milan Monaco Nice Rome San Diego San Francisco More... Travel Airlines Airports Cruises Hotels Restaurants Scuba diving Travel dest. 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The three first-class brands of the Austrian Airlines Group are valued around the world for their high levels of quality and friendliness. This is as true of Business Class as it is of Economy Class. Austria - [Airline] Styrian spirit "Styrian Spirit" the local Airline. Free from alliances, "Styrian Spirit" focuses on regional needs by developing destinations which are attractive for the local market. Austria - [Airline] Welcome Air Airport Austria - [Airport] Graz Austria - [Airport] Innsbruck airport Innsbruck Airport is a significant economic and position-defining factor for the Tyrol and has developed into a state-of-the-art service centre in recent years. An impressive entrance to the Tyrol for guests, it provides vital infrastructural impetus for the entire region, is one of the major employers in Innsbruck, the provincial capital, and makes a great contribution to securing competitiveness for domestic trade and industry. Austria - [Airport] Klagenfurt Today, Klagenfurt Airport has daily direct connections to Frankfurt, Cologne/Bonn, Hannover & Stuttgart (3 x weekly), London, Rome and Vienna and we are working on setting up daily services to Dusseldorf and Berlin. Austria - [Airport] Salzburg Airport With 4 million people living in its catchment area and 1.3 million passengers a year, Salzburg Airport is Austria's largest regional airport. It can proudly call itself today "The gateway to the Alps". Austria - [Airport] Vienna Airport B2b Austria - [B2B] Austria Export Austrian Trade is a world wide organisation within the Austrian Federal Economic Chamber to promote, support and create opportunities for Austrian exporters. Austria - [B2B] Bauverzeichnis (Construction portal) Banks Austria - [Banks] Bank fur Osterreich und Salzburg AG Oberbank AG was established in 1869. Tradition and progress - these are the twin factors which have characterized the Oberbank's growth to become Austria's principal regional bank outside Vienna. Besides our long-standing commitment to our private customers, the Oberbank has always been an effective and dynamic partner of local business - both of large-scale industrial concerns and of small and medium-sized enterprises in one of the most important economic areas. Moreover, our 2300 correspondent banks all around the world make us an important partner for international business. We are where our customers need us - 100 branches spread over Upper Austria, Salzburg Provinces, Vienna, Lower Austria, Burgenland, Styria and Germany are the proof. Austria - [Banks] Bankhaus Spaengler One of the major activities of Bankhaus Carl Spngler & Co. is the development of a worldwide network of correspondent banks. Currently we keep close contacts to some 600 different banks all over the world. Austria - [Banks] Creditanstalt-Bankverein Bank Austria Creditanstalt (BA-CA) is the clear number one in the Austrian banking sector and operates the leading international banking network in the growth region of Central and Eastern Europe (CEE). With total assets of approx. EUR 137 billion and a market share of 25 per cent, BA-CA is by far the biggest bank in Austria. Four out of five large Austrian companies use Bank Austria Creditanstalt’s services. In the retail banking sector, the bank serves 1.8 million customers. BA-CA is represented throughout Austria with a network of about 400 offices. In CEE, BA-CA is among the leading banks with about 900 offices in 11 countries. In this growth region, 17,000 employees serve 4 million customers. Austria - [Banks] Erste Bank Based in Austria, we are Central Europe's foremost financial services group. We provide banking, investment, loans and insurance services, and focus on consumers and small to medium-sized companies. Austria - [Banks] OeKB - Osterreichische Kontrollbank Oesterreichische Kontrollbank Aktiengesellschaft (OeKB) is Austria's main financial and information service provider for the export industry and the capital market. OeKB was founded in 1946 as a specialised banking institution, whose shareholders are domestic commercial banks. Austria - [Banks] Oesterreichische Nationalbank Austria - [Banks] Raiffeisen-Bankengruppe Osterreich With its constantly expanding network in Central and Eastern Europe (CEE) the RZB Group has consolidated its position as one of the region's leading banking groups. More than 800 banking outlets and two representative offices in 16 markets offer a comprehensive range of excellent products to its commercial, investment banking and retail customers. Austria - [Banks] Sparkasse in Weiz Austria - [Banks] Sparkasse Muehlviertel West Bank AG Austria - [Banks] Steiermrkische Bank und Sparkassen AG The bank is a part of the Styrian economy and the leading financial instituion in southern Austria. As befits a bank of this size, it also plays an instrumental role in the fascinating challenge of orienting the region within a changing European context. Austria - [Banks] Volksbanken-Gruppe sterreich Directories Austria - [Directory] Austrian MusicSearch Austria - [Directory] Austrian wine suppliers Winemakers in all of Austria and their excellent wines are listed according to region. Austria - [Directory] Austrian worldport Austria - [Directory] B2b Online Austria - [Directory] Bestof Austria Austria - [Directory] biZZZ.net Austria - [Directory] CompNet Austria - [Directory] Cyber world Austria Austria - [Directory] Goldene Seiten Online! Yellow pages of Austria Austria - [Directory] Herold Gelbe Seiten Firmensuche Austria - [Directory] Industrieportal.at Austria - [Directory] Jobpilot Austria - [Directory] Netvillage Austria - [Directory] Trade agents directory The monthly magazine "Handelsagent" - the official magazine of the Federal Association of independent commercial agents - is the only magazine, which each Austrian commercial agent gets automatically. 11.000 copies contain information for the Austrian commercial agents. Austria - [Directory] Yellowmap One of the leading electronic directories in Germany, Austria and Switzerland with integrated mapping and routing technology. Austria - [Fairs] Burgeland Messe Austria - [Fairs] Dornbirner Messe Austria - [Fairs] Innsbrucker Messe Austria - [Fairs] Kartner Messe Today we are the principal organiser of trade fairs, exhibitions, congresses and specialist conferences in Carinthia, which lies at the heart of the Alps-Adriatic region. Our trade fairs "Internationale Holzmesse" and "Gast" are significant international sector events and are spoken of far beyond the borders of Austria. Carinthia has excellent relations, developed over centuries of shared history, with its immediate neighbours Slovenia, Northern Italy (the Friuli-Venetia-Giulia and Veneto regions) and Croatia. Within Austria, there also exist very close contacts with the neighbouring federal provinces, particularly Styria, Eastern Tyrol and Salzburg. We regard this economic area as the central region of Europe and the core area for our activities. Austria - [Fairs] Messecenter Graz Austria - [Fairs] Messe Wieselburg Austria - [Fairs] Reed exhibitions Messe Wien Organiser of trade fairs, conferences, exhibitions, seminars and other events. Austria - [Fairs] Rieder Messe Austria - [Fairs] Welser Messe Austria - [Gov] AMS - Austrian Labor Market Service (German) Austria - [Gov] Austria's Bureaucracy Guide (German) Austria - [Gov] Austrian Parliament Austria - [Gov] Austrian State Archives Austria - [Gov] Austrian State Printing Office Austria - [Gov] Federal Chancellery of the Republic of Austria This site introduces the Austrian Federal Chancellor and his Government. It also provides links to the sites maintained by each oft the Austrian Ministries and general background information on Austria (population, history, etc.), with special emphasis on its political system, as well as a special section on Europe. Lastly, the site provides a news service, recounting the latest developments of Austrian political and cultural life. Austria - [Gov] Federal Enviroment Agency Austria - [Gov] Federal Financing Agency Austria - [Gov] Federal Fire Brigade Federation Austria - [Gov] Federal Forest Research Centre Austria - [Gov] Federal Law Bulletin (German) Austria - [Gov] Federal Ministry for Economic Affairs and Labour (German) Austria - [Gov] Federal Ministry for Foreign Affairs Austria - [Gov] Federal Ministry for National Defense Austria - [Gov] Federal Ministry for Public Services and Sports (German) Austria - [Gov] Federal Ministry for Social Security and Generations (German) Austria - [Gov] Federal Ministry of Agriculture and Forestry, Enviroment Austria - [Gov] Federal Ministry of Education, Science and Culture Austria - [Gov] Federal Ministry of Finance Austria - [Gov] Federal Ministry of Justice (German) Austria - [Gov] Federal Ministry of the Interior (German) Austria - [Gov] Federal Ministry of Transport, Innovation and Technology Austria - [Gov] Freedom Party of Austria (FP) Austria - [Gov] Geological Survey of Austria Austria - [Gov] Liberal Forum Austria - [Gov] People's Party of Austria (VP) Austria - [Gov] Social Democratic Party of Austria (SP) Austria - [Gov] The Greens (Die Grnen) Austria - [Hotels] Austria Hotels Austria - [Info] Austria country study Austria - [Info] Austrian Postal Service Austria - [Info] Austrian Press & Information Service Official Austrian Website in the U.S. Austria - [Info] Austria Railcargo RailCargo Austria, the cargo division of BB, is one of the top leaders among the European railways. Austria - [Info] Austrian trade chambers worldwide Austria - [Info] Autrian trade delegation Austria - [Info] CanadaEurope resource page Austria - [Info] Chamber of commerce / Wirtschaftkammern Austria - [Info] Country Commercial Guide (FY1997) Austria - [Info] Countrywatch resource page Austria - [Info] Electronic Photo book Austria - [Info] Headline sport resource page Austria - [Info] Investing in Austria Austria - [Info] World fact book Austria - [Legal] Austrian Law Austria - [Media] Abyznews media links Austria - [Media] Der Kurier Austria - [Media] Der Standard Austria - [Media] Die Presse Austria - [Media] Kleine Zeitung Austria - [Media] Neve Vorarlberger Tages Zeitung Austria - [Media] Noet Team Austria - [Media] Oberosterreich Austria - [Media] Rundblick-Verlag Austria - [Media] Salzburger Nachrichten Austria - [Media] Tiroler Tageszeitung Austria - [Media] Vorarlberger Nachrichten Austria - [Media] Wiener Zeitung Austria - [Org] Antiquarian booksellers association Austria - [Org] Austrian Association of Commercial Agents Austria - [Org] Austrian Automotive Supply Industry Austria - [Org] Electrical and Electronics Industry Association Austria - [Org] Austrian Textile Industry Austria - [Org] Association of the Austrian Chemical Industry Austria - [Org] VOeBB (Austrian banks) Austria - [Org] Wine from Austria association Austria - [Resource] Austria start4all page Austria - [Resource] Austrian Phone and eMail Directories Austria - [Resource] Austrian Trade Info Austria - [Resource] InOutOf Austria Austria - [Resource] Mediaweb Austria - [Resource] Oekoweb (environment portal) Austria - [Resource] Search Europe Austria pages Austria - [Search] A-site.at Austria - [Search] Abacho.at Austria - [Search] Abadoor.at Austria - [Search] Aberja.com Austria - [Search] AIO24 Austria - [Search] AllesKlar Austria - [Search] AlpSeek Austria - [Search] Altavista Austria Austria - [Search] AON Search Austria - [Search] Austria-Seek Austria - [Search] Austria-www Austria - [Search] Austrian Web-Index Austria - [Search] Austrian WebWizard Austria - [Search] Austronaut.at Austria - [Search] Austrosearch.com Austria - [Search] Complete planet directory Austria - [Search] FastRun.at Austria - [Search] Google Austria Austria - [Search] Henkel webindex Austria Austria - [Search] Infopoint Austria - [Search] Klammeraffe Austria - [Search] Mair.net - sterreich Austria - [Search] Netguide.at Austria - [Search] One 2 Search Austria - [Search] Open Directory Project sterreich Austria - [Search] Open Directory Resource Page Austria - [Search] PrimeSpider Austria - [Search] Schnellsuche.com Austria - [Search] Search.msn Austria - [Search] Sharelook sterreich Austria - [Search] Speedix Austria - [Search] Suchknecht Austria - [Search] WebWizard Austria - [Search] Yahoo Resource Page Austria - [Stock] Vienna stock exchange An important milestone in the history of the exchange was without doubt the introduction of the German trading system, Xetra, in 1999. The use of Xetra has made access to the Viennese stock market easier and more attractive to foreign investors and traders. In the autumn of 2000, the largest stock market transaction in the history of Austria was concluded. Apart from being active in the core business of providing an exchange for the capital market, Wiener Brse AG was also successful as a consultant and information provider for the financial sector. Today, Wiener Brse is a modern and technologically highly advanced exchange. Austria - [Trade] Agro-Webknecht (Agric. machines) Austria - [Trade] Austrian economic chamber The Austrian Federal Economic Chamber is the legal representative of the entire Austrian business community. Membership is compulsory and comprises of all Austrian companies. Some 300.000 businesses drawn from the areas of crafts and trade, commerce, industry, banking and insurance, information and consulting, tourism and leisure industries, transport and communication. Austria - [Travel] Aardvark travel resources Austria - [Travel] About Austria travel guide Austria - [Travel] Austria for Visitors Tourist Information Austria - [Travel] Austria hotels Austria - [Travel] Austria train service BB is Austria's No.1 mobility provider of short and long-distance services. Annually, the railway carries about 182 million passengers. Total sales in the passenger business amount to about EURO 1bn. Austria - [Travel] Austria travel and tourism Austria - [Travel] Austria Vienna Hotel directory Austria - [Travel] Austria-Tourism Austria - [Travel] Austrian Hotel Index Austria - [Travel] Austrian Net hotels Austria - [Travel] Campingfuehrer Camping guide Austria - [Travel] Castles hotel directory Austria - [Travel] Cities.com resource page Austria - [Travel] ClickAustria - online Hotel Reservation Service Austria - [Travel] ClickAustria online Hotel Reservation Service Austria - [Travel] Discover Austria Austria - [Travel] Ferien.at - Travel searchengine Austria - [Travel] Hirners Hotel Guide Austria Austria - [Travel] Lonely Planet travel resource page Austria - [Travel] Salzburg restaurant directory Austria - [Travel] Tourist Link Austria Austria - [Travel] Tourist Net Austria Austria - [Travel] Travelcountry Austria Austria - [Travel] Traveldocs Resource Page Austria - [Travel] Travelsthrougheurope Austria Austria - [Travel] Vienna Hotels Austria - [Travel] Virtual Tourist resource page Austria - [Travel] World Executive Hotel Directory Austria - [Travel] sterreich Tiscover Austria - [Warehouse] A.G.Z Adlwanger Gewerbe Zentrum Companies Austria - I.Q. Trade [Ice-t drinks] I.Q. Trade company produces and represents Ice-T drinks in three flavors: Ice-t Peach, Ice-T Cherry and Ice-T Lime. In all phases of the creation tendencies towards the exclusivity and quality are accomplished. It contains the finest quality ingredients. The 0.25 liter dozes are designed in unique and exclusive way. Web B izeurope.com Site navigation Add url to Bizeurope Upgrade to professional member Country database Return to Bizeurope keywords Bizeurope company directory Sitemap Other country pages Afghanistan Africa general Alaska Albania Algeria Andorra Angola Arab general Argentina Armenia Asia general Australia Austria Bahrain Bangladesh Belgium Belize Benin Bhutan Bolivia Bosnia Botswana Brazil Brunei Bulgaria Cambodia Cameroon Canada Cayman Islands Chile China Colombia Costa Rica Croatia Cyprus Czech Rep. 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Travel Insurance

QBE Insurance Group - Home Page If you can read this your browser does not support javascript or this feature is currently switched off. Please update your browser using one of the following links or enable javascripting via your browser settings. Click here to download Internet Explorer 6 Click here to download Mozilla QBE Insurance Group "QBE Insurance is Australia's leading International General Insurance and Reinsurance groups and one of the to 25 world wide." Core underwriting entities Standard & Poor's Rating = A+ Our Vision internationally recognised as a highly successful general insurance and reinsurance group; a builder of shareholders' wealth; a developer of "can do" people; and an organisation that excels in the continuous delivery of new and proven quality products and services. Our Values increasing the long-term wealth of shareholders; customer satisfaction and retention; employee satisfaction; and integrity. Divisions Group Annual Report Press Releases Shareholder Centre Financial Centre Webcasts Australia "QBE Insurance Australia, protecting people in all walks of life - from the home to the office and beyond" From our humble beginnings as the North Queensland Insurance company we have grown into a sophisticated provider of general insurance products. Our strength is our diversity. We provide over nine broad categories of general insurance. We provide comprehensive protection for peoples' homes, their lifestyles, their work environments. As a group, QBE works together to improve our customer service, our technology and our products. QBE Insurance - Aviation QBE Insurance - Commercial - QBE Mercantile Mutual QBE Insurance - Compulsory Third Party - CTP QBE Insurance - Corporate QBE Insurance - Personal - WQBE - Western QBE QBE Insurance - Professional Liability QBE Insurance - Surety QBE Insurance - Trade Credit QBE Insurance - Travel QBE Insurance - Workers Compensation Application for Credit Limit Endorsement QBE Insurance - Europe QBE Insurance - Asia Pacific QBE Asia Pacific: Our Vision Increasing Accountability Local Knowledge - Specialist Expertise Thriving on Complexity Our Vision - QBE Asia Pacific We aim to be recognised within the Asia Pacific markets as: a highly successful provider of specialist insurance solutions a team of results-oriented entrepreneurs with high levels of expertise and integrity a strong and ethical business partner an organisation that thrives on innovation and excels in the delivery of quality products and services a builder of customer value and shareholder wealth Increasing Accountability & Litigation For Asia Pacific companies to thrive in today's challenging business environment, they must be smarter, quicker and more entrepreneurial. They constantly face new business exposures and challenges arising from government regulation and common law. The margin for error has been squeezed in business today, and managers are confronted by the global trend of increasing accountability and litigation. They need specialist insurance solutions, backed by technical expertise. Equally as important, they need risk management experts with specialist knowledge who can translate the global into practical solutions at the local level - and then provide the on-the-ground resources when they are needed most. QBE Asia Pacific Operations has developed considerable strengths to best serve clients. Our history of commitment to the Asia Pacific markets means that we've developed a wealth of knowledge and experience. Local Knowledge - Specialist Expertise Five of our operations were established in the late 1880s, and four more were established in the early 1890s. Building on this strong foundation, we entered four additional markets in the 1970s and 80s, and five more in the 1990s. We now have over 18 QBE operations in various markets throughout the Asia Pacific region. Each market features different characteristics and dynamics, and local market knowledge can make all the difference for clients. For example, QBE operates in: Mature markets such as Singapore, New Zealand and Japan Emerging markets such as Indonesia and the Philippines Developing markets such as Thailand and Malaysia Small markets characterised by tightly knit communities, such as Vanuatu and Micronesia Markets that are rapidly moving toward more open economies, such as Vietnam and China Markets that have seen new opportunities emerge from the return to their motherland, such as Macau and Hong Kong Markets that operate under French customs and law, such as New Caledonia and French Polynesia Markets that have experienced political and social upheavals, such as Fiji, Papua New Guinea and the Solomon Islands In each of these markets, local knowledge is invaluable. And with the internationalisation of trade and business practice, businesses also need an underwriter with specialist insurance expertise, vast global experience and solid financial strength. Thriving on Complexity Ours is a complex business, and we thrive on that challenge. It is also a dynamic one, with growth driven by an acquisition strategy and a commitment to the professional development of our local teams. We are a grass roots company that is international in every sense of the word. The combination of local knowledge and specialist expertise provides important benefits to clients and intermediaries. In Asia Pacific, it's the QBE difference! QBE Insurance - QBE Asia Pacific - Specialist Risks Unit QBE Insurance - QBE Asia Pacific - Marine Risks Network QBE Insurance - QBE Asia Pacific - Hong Kong QBE Insurance - QBE Asia Pacific - Indonesia QBE Insurance - QBE Asia Pacific - Macau QBE Insurance - QBE Asia Pacific - Mainland China QBE Insurance - QBE Asia Pacific - Malaysia QBE Insurance - QBE Asia Pacific - Philippines QBE Insurance - QBE Asia Pacific - Singapore QBE Insurance - QBE Asia Pacific - Thailand QBE Insurance - QBE Asia Pacific - Vietnam QBE Insurance - QBE Asia Pacific - Fiji QBE Insurance - QBE Asia Pacific - French Polynesia QBE Insurance - QBE Asia Pacific - Japan QBE Insurance - QBE Asia Pacific - Micronesia QBE Insurance - QBE Asia Pacific - New Caledonia QBE Insurance - QBE Asia Pacific - New Zealand QBE Insurance - QBE Asia Pacific - Papua New Guinea QBE Insurance - QBE Asia Pacific - Solomon Islands QBE Insurance - QBE Asia Pacific - Vanuatu QBE Insurance - the Americas QBE Insurance Group Limited, is an insurance and reinsurance company publicly traded on the Australian Stock Exchange. Its history dates back over 116 years when the Company was founded in Australia. Since then the Company has grown to have operations in 47 countries with over $2 billion dollars of capital writing in excess of $3 billion dollars in premium. QBE the Americas operations commenced in 1986 when the QBE Insurance Group established a presence in the U.S. QBE the Americas now conducts business through its five companies, QBE Reinsurance Corporation, QBE Insurance Corporation, QBE Aseguradora de Riesgos del Trabajo S.A.,Argentina, QBE Del Istmo, Panama and QBE Brasil Seguros S.A. Lloyd's The Lloyd's division comprises QBE's share of the Lloyd's syndicates managed by Limit. The 2001 results are the first to contain a full year of activity from the acquisition of Limit in August 2000. Gross written premium for the Lloyd's division was $2,182 million, compared with $547 million last year. Net earned premium was up 273% to $1,365 million. Significant progress was made during 2001 towards achieving the objectives set out in last year's annual report. The rationalisation of the structure of the Lloyd's division continued with the merger of syndicates 79 and 2999, the closure of the under-performing syndicate 456 and the disposal of the property and aviation syndicate 318. This resulted in a significant reallocation of QBE's capital towards its best performing Lloyd's syndicates. Our exposure to poor performing US liability business was significantly reduced. QBE is now the sole capital provider to each of Limit's syndicates, other than syndicate 386 where our share has increased to over 40%. For the 2002 underwriting year, QBE provides 78% of Limit's aggregate capacity compared with 72% in 2001. The tragic events of 11 September overshadowed the year and the World Trade Center (WTC) loss had a significant impact on performance. In addition, upgrades were made to prior year outstanding claims provisions, principally to reflect adverse development on US liability business seen across the market. These upgrades have been substantially mitigated by reinsurance protections and provisions established on acquisition to allow for deterioration. Consequently, the result for the year largely reflects the performance of the 2001 underwriting year. The claims ratio was 72.9%, compared with 59.4% for last year. The combined operating ratio was 108.6%, compared with 101.1% last year. Excluding the WTC loss, the combined operating ratio would have been 101.0%. The movement in the commission ratio from 27.3% to 24.6% reflects the change in the mix of business during 2001. The decrease in the expense ratio from 14.4% to 11.1% reflects the synergies and savings delivered by the integration of QBE's former Lloyd's operations with Limit, partly offset by residual post acquisition integration costs during the year. 2001 was a transitional year in the market cycle with the rate increases anticipated at the start of the year not materialising until at least the middle of the year and, in some cases, not until after the impact of 11 September. We are now seeing substantial increases in premium rates across all classes of business underwritten within the Lloyd's division. These rate increases, together with a high level of business retention, new business opportunities and the reallocation of QBE's capital, should ensure profitability for the 2002 underwriting year. Our objectives for 2002 are to: take advantage of the dramatically improved rating environment and return all areas of underwriting to strong profitability; seek further rationalisation of the underwriting and operating structure in order to improve capital efficiency and our expense ratio; acquire further capacity on syndicate 386 as it becomes available; and be actively involved in the reforms proposed for the Lloyd's market. Our business at Lloyd's remains highly dependent upon the quality and commitment of our underwriters and their business franchise. I thank them for their efforts and achievements, which have ensured that QBE's Lloyd's division is now ideally positioned to take advantage of the hard market conditions now prevailing at Lloyd's. Steven Burns, Managing director, Lloyd's division Global Trade Credit "QBE Trade Credit, World-Wide credit solutions in an increasingly volatile business environment" QBE's Trade Credit underwrites $30bn of domestic and export trade credit from units in Australia, New Zealand, Asia and Europe having extensive experience in assessing risks in over 150 markets. We are a Standard and Poors A+ rated company. Supported by a product range of tailored solutions to your credit needs, QBE is uniquely placed to offer our clients the opportunity to conduct business in a secure environment. Established in 1962, we have in the last four decades risen to become the largest Australian Insurer offering both Domestic and Export trade credit insurance and have expanded offshore to service our clients locally around the world. QBE Re QBE Re is a leading global reinsurer providing treaty and facultative reinsurance, direct insurance, and other financial products to its varied clients. QBE Re conducts business through three Divisions: Australia, Europe, and the Americas. As a global reinsurer, QBE Re underwrites traditional and financial products covering all major lines and classes of business. Through its divisional network of companies, QBE Re excels in providing regional expertise and service tailored to local-market needs. For additional solutions from QBE Re, please visit our local teams: QBE Insurance - Australia QBE Insurance - Europe QBE Insurance - the Americas

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Gunflint Trail Minnesota vacation resort- cross country skiing, dog sledding, family, fishing & honeymoon's at Gunflint Lodge Gunflint Lodge A premier wilderness vacation resort in Northeastern Minnesota, on the Gunflint Trail just north of Grand Marais ( location map ) for cross country (nordic) skiing , dog sledding , snowshoing , families , fishing , honeymoons , and horseback riding 1-800-328-3325 Welcome to Gunflint Lodge . Our Minnesota wilderness setting fills your vacation with as much adventure or relaxation as you wish. Our northwoods pine and aspen forest, with deep clear water lakes and lots of wildlife, remains much the same as found by the voyageurs over a century ago. The atmosphere at Gunflint is wilderness elegance and home-away-from-home comfort. We invite you to make Gunflint your place in the northwoods -- a place where you'll arrive as a guest and leave as a friend. You won't merely feel like you belong -- you will know this is your home up north. Winter at Gunflint-main lodge WINTER Cabin rates Wild Winter Package Nordic Ski (Cross Country) Package New Year's Resolution Week Dog Lover's Weekends "Full Moon" Lover's Pkg Women's Weekend Retreats Snowshoe Making Stress Buster Weekend Winter Tracks Festival Massage Weekend "Books in the Woods" Retreat The winter season The snow is getting deeper and deeper The snows keep coming and everything is white and beautiful. The lake has frozen over and the timber wolves are starting to roam about on the ice. Firewood is stacked by each cabin for a warm toasty evening while you are curled up with a favorite book. The deer have started to come in for their winter handouts and we have about a ton of corn stored, as we plan ahead. The crosscountry ski trails are all open and groomed. The trail groomer is out nearly every day setting tracks and keeping everything perfect for excellent skiing. The sled dogs have arrived for the winter and the mushers have them out on the trails every day getting them in shape for trail rides. Guests that came up on our decorating weekends did a bang up job on the lodge and grounds-- the Christmas trees are up and decorated, garlands hang everywhere around the lodge and on the outside light poles, and strings of white lights illuminate the outside of the lodge come evening. Our chef has an all new winter menu that has some very tasty selections. He is featuring more entrees of the country. Among his new choices are an Elk steak, a big double bone pork chop, new walleye recipes, new pasta selections, new salads, and new breads and desserts. Some of our Best Winter Packages Wild Winter Package , Nordic Skiing , New Year's Resolution Week Women's Retreat Weekend , Dog Lovers Weekends Packages and Rates for the upcoming months December January February Some of our best December vacancies January vacancies SPRING Cabin Rates "Best of the Spring" Pkg Riding Weekends Dog Lover's Weekend Women's Weekend Retreats "Thank You" to Past Guests Spring Chores Weekend Fishing Reports SUMMER Cabin rates Family Packages Rustic and Plush Pkg Canoeing Weekends Grand Slam Fishing Pkg FALL Riding Weekends Moose Calling Women's Weekend Retreats Work Weekends Oct School Break Weekend Thanksgiving Weekend BWCAW Canoe Trips by Gunflint Northwoods Outfitters Holiday Decorating Weekends for 2006 YEAR AROUND PACKAGES Honeymoons Anniversary Weekends We thought you might be interested in some of the remodeling projects we have going on this winter. We took cabin 16 (2 bedroom classic cabin) and are just finishing up a major facelift. The cabin has all new panelling (including the ceiling), a huge new rock fireplace, ceramic floors in the kitchen and bathrooms, a washer and dryer, new carpeting and new furniture. The picture on the left was before remodelling, showing the original fireplace and the white ceiling. The picture on the right shows the new rock fireplace being finished and the new panelling. GENERAL INFO Cabin Descriptions Pet Policy Reservation Information Driving Directions Write ups and articles about Gunflint Lodge Employment Lodge History Links A recent guest testimonial: "Thank you so much for making our honeymoon so memorable, something we will be able to tell our children, grandchildren and great grandchildren about. You have a wonderful staff that really care about the customers. We know that there are many vacations spots, but when we found Gunflint we knew that this was the only spot for us!!!!" Matt & Mary Paquette Concord, New Hampshire What's New this Winter at Gunflint Adventure Services There's so much to do here at Gunflint sometimes it can be difficult to know where to start. So we opened an Adventure Concierge office to help you plan your activities during your stay. This person will be available to make recommendations on which ski trails to go on depending on your skill level, which days might be better for snowshoeing, or even booking any popular activities for you before you arrive. Winter Specials Everyone loves a deal so here is our best winter offer. If you're the kind of person who always wants a vacation to last just one more day, we can relate! If you arrive on a Sunday or Monday and spend 3 nights with us, the fourth night is on the house. Dog Sledding For guests staying over Monday throughout the winter we are treating you to a taste of dog sledding by offering you complimentary dog sled rides. Bundle up and hop in the sled, and let our musher and team of eager sled dogs introduce you to an exciting way to traverse the snow-covered trails that wind through the woods. This is always popular so reservations are a must! The complimentary dog sled rides are for guests spending Sunday and Monday nights at Gunflint. While we do reserve the whole day for rides, there is limited capacity. Sleigh Rides For guests staying over Tuesday we will be offering complimentary sleigh rides every Tuesday evening. Big Belgian horses pull the sleigh through the woods and alongside a frozen lake on lit trails beneath a star-filled sky. Homemade hot cocoa awaits you upon your return from this classic north woods experience. Just to be clear, the complimentary sleigh rides are for guests spending Monday and Tuesday nights at Gunflint. This activity is particularly limited in capacity due to size of the sleighs and can only hold 12 people. So it is open to the first 12 people who sign up. If you are interested in reserving a sleigh ride for a different night of the week, call us and we can arrange it for you. As your hosts, we know that your personal time is very valuable to each of you so we continue to refine the details and activities that you will experience. Every detail, from extra towels for the hot tubs, to your fireplace preset with kindling and wood upon arrival, is taken care of. A vacation to the Gunflint highlands of northern Minnesota is unique. The area is remote and pristine, while it abounds with wildlife and panoramic beauty. The countless stars and colorful northern lights will amaze you and your family throughout the winter nights. We invite you to join our family in an area where moose encounters and deer sightings are more common than a visit by your neighbors at home. It would be our pleasure to welcome you and your family to Gunflint Lodge. Your hosts , Lee and Eva Kerfoot (on right) Bruce and Sue Kerfoot (still involved, but starting to travel more) To request printed brochures with more detailed information and pricing, please tell us a little about you and what you like: Contact Information: First Name: Last Name: Address1: Address2: City: State: Select State Not Applicable Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip: E-mail: Home Phone: Work Phone: I am interested in: Family Vacations Honeymoon Packages Boundary Waters Canoe Trips Couples Packages Fishing Packages Women's Retreats Conference Center Information XC Skiing and Dog Sledding Riding Retreats Organized Group Canoe Trips Vacation Dates: (mm/dd/yy) Start End Number of: adults children Infants (under 4) Additional comment or questions: One of the founding members of " Distinctive Lodges " A small select group of resorts known for excellence and a family hosting tradition . Anniversary - April Special - Birding - Best of Spring - Scrapbooking - Thank You - Springtime Trails - Cross Country Skiing - Snowmobiling - Wild Winter - Holiday Crafting - Holiday Decorating - Intro to XC Skiing - Summer Family Package - Thanksgiving - Honeymoon - Birthday - Full Moon Lover's - Senior's Biking - Senior's Riding - Senior's Moose Calling - Chef's Table - Everyone's a Critic - Kitchen Kraze - Wine Experience - Girls' Getaway - Fall Fling - Fall Work Weekend - Spring Chores - Sue's Garden Club - Fishing Report - History - Pet Policy - Map to Gunflint - Webcam - Employment - Moose Madness - Books in the Woods - Winter Boreal Birds - Cross Country Skiing - Dog Sledding - Snowshoeing - Honeymoons - Anniversaries - Boreal Birding - Three Night Sampler - Grand Slam Fishing - Autumn Riding - Canoeing Weekend - Couples Riding - Experienced Riders - Fishing Value Package - Grandparent & Grandchild Fishing - Summer Holidays - Intro to Riding - Mother & Daughter Riding - Bring Your Own Horse - Rustic & Plush - October School Break - Senior's Canoeing - Single Parent Family Package - Single Parent Fishing Package - Spring Horseback Adventure - Springtime Trails